- What: In an unique initiative, the Centre has asked states to allot land to a female member of homeless families so that they can be provided with funds for construction of homes under a recently launched scheme
- Under the Pradhan Mantri Awaas Yojana (PMAY), the Centre is aiming to construct more than 2 crore houses by 2022 for families from lower income group or economically weaker sections
- They will also be supplemented with power, water and LPG connections
- Out of these 60% houses will be constructed for the homeless and those living in kachcha houses belonging to SC and ST communities
- Plain areas: The govt will directly transfer Rs 1,20,000 into the account of beneficiaries in the plain areas
- Besides this, they will also be provided Rs.12,000 for toilets construction and 90 days of work under MNREGA which is equivalent to Rs 18,000
- In hilly areas, beneficiaries will get Rs 1,30,000 for construction purposes along with Rs 12,000 toilets construction and Rs 18,000 from MNREGA
- To ensure transparency and checking diversion of funds, there will be geotagging of all houses which will be built under this scheme
- In Nov this year, PM Modi had launched flagship housing scheme ‘Pradhan Mantri Gramin Awas Yojna’
- It is designed entirely for the rural masses, the ambitious scheme aims to provide affordable houses to all those living below the poverty line by the year 2022
- It is under the Ministry of Rural Development
All such govt schemes are important for prelims and mains. The name of the scheme, its objectives, its provisions and which ministry it is under are important things to remember.
Note that there are 2 schemes mentioned – Pradhan Mantri Awaas Yojana and Pradhan Mantri Gramin Awas Yojna. The Gramin scheme is part of PMAY.
There is an urban counterpart also. Pradhan Mantri Awas Yojana- Housing for All (Urban), is being implemented during 2015-2022 and provides central assistance to Urban Local Bodies (ULBs) and other implementing agencies through States/UTs for affordable housing and rehabilitation of existing slum dwellers. It is under Ministry of Housing and Urban Poverty Alleviation.