Has 2 departments under it – Dept. of Rural Development and Dept. of Land Resources. National level schemes under them – Pradhan Mantri Gram Sadak Yojana (PMGSY) for rural roads development, Swarnajayanti Gram Swarozgar Yojana (SGSY) rural emploment and for rural housing, Indira Awaas Yojana (IAY) & Integrated Watershed Management Programme (IWMP).

Any doubts?

[pib] Know about the New Scheme for promotion of Rural Housing in the country

About the scheme:

  1. The Union Cabinet approved a new scheme for promotion of Rural Housing in the country
  2. The Government would provide interest subsidy under the scheme
  3. Interest subsidy would be available to every rural household who is not covered under the Pradhan Mantri Aawas Yojana (Grameen), PMAY(G)
  4. The scheme would enable people in rural areas to construct new houses or add to their existing pucca houses to improve their dwelling units
  5. The beneficiary who takes a loan under the scheme would be provided interest subsidy for loan amount upto Rs. 2 Lakhs

Implementing agency:

  1. National Housing Bank would implement the scheme
  2. National Housing Bank will pass the subsidy to the Primary Lending Institutions (Scheduled Commercial Banks, NBFCs etc.)


The new scheme is expected to improve housing stock in the rural areas, as well as create employment opportunities in rural housing sector. Make note of the factual points for Prelims.


Allot land to homeless, Centre tells States

  1. What: In an unique initiative, the Centre has asked states to allot land to a female member of homeless families so that they can be provided with funds for construction of homes under a recently launched scheme
  2. Under the Pradhan Mantri Awaas Yojana (PMAY), the Centre is aiming to construct more than 2 crore houses by 2022 for families from lower income group or economically weaker sections
  3. They will also be supplemented with power, water and LPG connections
  4. Out of these 60% houses will be constructed for the homeless and those living in kachcha houses belonging to SC and ST communities
  5. Plain areas: The govt will directly transfer Rs 1,20,000 into the account of beneficiaries in the plain areas
  6. Besides this, they will also be provided Rs.12,000 for toilets construction and 90 days of work under MNREGA which is equivalent to Rs 18,000
  7. In hilly areas, beneficiaries will get Rs 1,30,000 for construction purposes along with Rs 12,000 toilets construction and Rs 18,000 from MNREGA
  8. To ensure transparency and checking diversion of funds, there will be geotagging of all houses which will be built under this scheme
  9. In Nov this year, PM Modi had launched flagship housing scheme ‘Pradhan Mantri Gramin Awas Yojna’
  10. It is designed entirely for the rural masses, the ambitious scheme aims to provide affordable houses to all those living below the poverty line by the year 2022
  11. It is under the Ministry of Rural Development


All such govt schemes are important for prelims and mains. The name of the scheme, its objectives, its provisions and which ministry it is under are important things to remember.


Note that there are 2 schemes mentioned – Pradhan Mantri Awaas Yojana and Pradhan Mantri Gramin Awas Yojna. The Gramin scheme is part of PMAY.

There is an urban counterpart also. Pradhan Mantri Awas Yojana- Housing for All (Urban), is being implemented during 2015-2022 and provides central assistance to Urban Local Bodies (ULBs) and other implementing agencies through States/UTs for affordable housing and rehabilitation of existing slum dwellers. It is under Ministry of Housing and Urban Poverty Alleviation.

[pib] PM Launches “Housing for All” in Rural Areas

  1. Pradhan Mantri Awaas Yojana (Gramin): To provide an environmentally safe and secure pucca house to every rural household by 2022
  2. In its first phase the target is to complete one crore houses by March 2019
  3. Selection process? Using the Socio Economic Census 2011 data and validating it through the Gram Sabha
  4. PMAY-G is a major step forward in bringing together Skill India, Digital India, Make In India, IT/DBT Aadhaar platform and Pradhan Mantri Jan Dhan Yojana (PMJDY). How?
  5. The programme provides for skilling 5 lakh Rural Masons by 2019
  6. Uses ICT and space technology to further confirm correct selection of beneficiaries and progress of work
  7. The entire payments are through IT/DBT mode with Aadhaar linked Bank accounts

A fact check on PMGSY progress

  1. According to the Rural Development Ministry, as of March 2015, out of 1.78 lakh eligible habitations, 1.09 lakh habitations had been provided with all-weather road connectivity
  2. The total money spent under PMGSY until March 2015 was Rs1,25,517.9 crore
  3. The top five recipients of funds under this program were Bihar, Madhya Pradesh, Odisha, U.P. and Rajasthan
  4. These together accounted for 50.26 per cent % of all expenditure across India up to March 2015

Let’s know more about PMGSY

  1. A Centrally- sponsored scheme to build rural road connectivity
  2. Launched: December 2000
  3. Under: Ministry of Rural Development
  4. Aim: To provide all-weather roads to all unconnected habitations in rural India with a population of 500 persons or above (in plains) and 250 persons or above (in hill States)
  5. Monitoring: To implement this, an Online Management & Monitoring System or OMMS GIS system was developed to identify targets and monitor progress
  6. It is developed by e-governance department of C-DAC pune and is one of the biggest databases in India

CAG uncovers roads to nowhere

  1. Context: The performance audit report of the Pradhan Mantri Gram Sadak Yojana (PMGSY), tabled in Parliament
  2. Irregularities: Ranging from flouting of planning procedures, poor quality control, diversion of funds, extension of undue benefits to contractors
  3. Also, showing road connectivity where there is none, not providing roads to eligible habitations, and pathetic maintenance of roads
  4. Social Audit: The Public Accounts Committee of the 14th Lok Sabha had recommended that social audit (as included in the MGNREGA scheme) be incorporated in the PMGSY but it has not yet been done
  5. Why social audit? Various quality control and monitoring deficiencies

11 Maharashtra villages to pool land for integrated township

  1. Context: 11 villages from the Khalapur Nagar panchayat, in Raigad district started an initiative to voluntarily pool 3,500 hectares of land for the development of an integrated township
  2. Similar: similar to the NAINA (Navi Mumbai Airport Influence Notified Area) scheme being undertaken by City and Industrial Development Corporation (CIDCO)
  3. Andhra Pradesh Model: followed the Andhra Pradesh model, where the farmers have contributed 33,000 hectare to government for the establishment of state capital at Amravati
  4. Special purpose vehicle: Villagers to form SPV for planning and development

Vajpayee’s road scheme soon in Naxal-hit areas

Road Ministry failed to finish first phase; Rural Development Ministry to take over.

  1. The Ministry of Road Transport and Highways may lose the responsibility of building roads and bridges in the Maoist-affected States.
  2. The Pradhan Mantri Gram Sadak Yojana (PMGSY), the brainchild of former Premier Vajpayee, which was launched in 2004, implemented by the Rural Development Ministry.
  3. Maoist-related incidents touched a 5-year low in 2015, with 1,006 incidents reported this year as compared to 1,760 in 2011.
  4. The Centre is working on an ambitious plan for seamless connectivity between the 10 Naxal-affected States and is all set to launch the Road Requirement Plan-II.

What is the National Rural Livelihoods Mission?

The basic idea is to organize the poor into SHG (Self Help Groups) and make them capable for self-employment.


  1. Aajeevika – National Rural Livelihoods Mission (NRLM) was launched by the Ministry of Rural Development (MoRD) in June 2011.
  2. Aims at creating effective institutional platforms of rural poor enabling them to increase household income through sustainable livelihood enhancements and improved access to financial services.
  3. Aided in part through investment support by the World Bank.

Major benefits of the Integrated Watershed Dev. Prog

  1. Prevention of soil runoff
  2. Rainwater harvesting and recharge of groundwater table
  3. Regeneration of natural vegetation
  4. In a bid to condense the Centrally-sponsored schemes, GoI integrated DPAP (Drought Prone Areas Prog.) + DDP (Desert Dev. Prog.) + IWDP into one single scheme.
  5. The new scheme would be called IWMP (management being the replaced word)
  6. UPSC asked straight factual question on IWDP. One could have answered by either reading the Year Book or diligently making notes from The Hindu.

:( We are working on most probable questions. Do check back this section.

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