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[Burning Issue] GST Compensation

During this pandemic, one significant area of loss of revenue to both the Centre and the states is GST. The states need all the funds they can get to ramp up the country’s rundown health system. The Compensation Act mandates compensating the states for revenue loss on GST implementation from the Compensation Fund.

The Goods and Services Tax

  • GST launched in India on 1 July 2017 is a comprehensive indirect tax for the entire country.
  • It is charged at the time of supply and depends on the destination of consumption.
  • For instance, if a good is manufactured in state A but consumed in state B, then the revenue generated through GST collection is credited to the state of consumption (state B) and not to the state of production (state A).
  • GST, being a consumption-based tax, would result in loss of revenue for manufacturing-heavy states.

Tap to read more about GST

Compensation under GST regime

The adoption of the GST was made possible by the States ceding almost all their powers to impose local-level indirect taxes and agreeing to let the prevailing multiplicity of imposts be subsumed under the GST.

While the States would receive the SGST (State GST) component of the GST, and a share of the IGST (Integrated GST), it was agreed that revenue shortfalls arising from the transition to the new indirect taxes regime would be made good from a pooled GST Compensation Fund for a period of five years that is set to end in 2022.

This corpus in turn is funded through a compensation cess that is levied on so-called ‘demerit’ goods.  This GST Compensation Cess or GST Cess is levied on five products considered to be ‘sin’ or luxury as mentioned in the GST (Compensation to States) Act, 2017 and includes items such as- Pan Masala, Tobacco, and Automobiles etc.

Distributing GST compensation

  • The compensation cess payable to states is calculated based on the methodology specified in the GST (Compensation to States) Act, 2017.
  • The compensation fund so collected is released to the states every 2 months.
  • Any unused money from the compensation fund at the end of the transition period shall be distributed between the states and the centre as per any applicable formula.

Issues with compensation

  • As the economy battles a pandemic and recession, the tax collection has dropped significantly.
  • At the same time, expenditure needs are sharply higher at the State level.
  • Using an equivalent of the Force Majeure clause in commercial contracts, the Centre is abdicating its responsibility of making up for the shortfall in 14% growth in GST revenues to the states.

Why is the compensation necessary?

  • States no longer possess taxation rights after most taxes, barring those on petroleum, alcohol, and stamp duty were subsumed under GST.
  • GST accounts for almost 42% of states’ own tax revenues, and tax revenues account for around 60% of states’ total revenues.
  • Finances of over a dozen states are under severe strain, resulting in delays in salary payments and sharp cuts in capital expenditure outlay amid the pandemic-induced lockdowns and the need to spend on healthcare.

What alternative has the Centre offered?

  • At the last meeting of the GST Council, states were offered two borrowing options to cover either the revenue losses due to GST implementation or the entire shortfall, including the effect of the pandemic.
  • The options involved states borrowing either under a special RBI window or from the market under different terms. The total compensation due from the Centre is ₹2.35 trillion.

Why are the States resented?

  • Several States, including West Bengal, Kerala, Punjab and Tamil Nadu, have rejected the options and made clear that the onus is on the Centre to borrow from the market to make good any shortfall in the Compensation Fund.
  • This is because any additional borrowing by states would have deleterious macro-economic consequences.

Alternatives to prevent losses

  • The input tax credit can help a producer by partially reducing GST liability by only paying the difference between the tax already paid on the raw materials of a particular good and that on the final product.
  • In other words, the taxes paid on purchase (input tax) can be subtracted from the taxes paid on the final product (output tax) to reduce the final GST liability.

Way Forward

(1) Reforming the regime

  • GST is a destination-based consumption tax, which must include all goods and services with very few exceptions.
  • That widening of the tax base itself will allow us to go back to the original recommendation of a standard rate of 12%, to be fixed for at least a five-year period.
  • Some extra elbow room for the States’ revenue autonomy could be allowed by States non-VATable surcharges on a small list of “sin” goods.
  • We must recognise the increasing importance of the third tier of government. After 28 years of the 73rd and 74th Amendments, the local governments do not have the promised transfer of funds, functions and functionaries.
  • Of the 12% GST, 10% should be equally shared between the States and the Centre, and 2% must be earmarked exclusively for the urban and rural local bodies.
  • The fresh approach also calls for an overhaul of the interstate GST and the administration of the e-way bill.

(2) Raising the funds

  • Additional resources could be raised by increasing the tax or the cess but in the present difficult times it would not be advisable to raise the burden of either the tax or the cess.
  • The only way out of this difficult situation is borrowings.  The Centre should borrow in view of its higher borrowing and debt-servicing capacity and its ability to borrow at lower rates.
  • The borrowing capacity of the states, too, is not very inferior. A/c to the RBI, the states are consistently borrowing less than they can borrow (legally and financially), which makes sound financial sense. Thus it makes sense for the states to borrow.

 (3) Other measures

  • The Centre can offer to fully compensate states without any borrowing by the latter provided opposition-ruled states agree to amend laws that prevent the privatization of nationalized companies, including many banks.
  • The Centre would then use the proceeds from privatization and land and asset sales to compensate states from its own immediate borrowings.
  • The compensation cess and privatization proceeds can be used to honour the Centre’s promises to states.
  • The Centre should offer this deal along with another sweetener: all future privatization proceeds will be shared upto 20 per cent with the states in which those undertakings are located.
  • States can also be promised a share of other asset sales, too, including land leased by states to central entities.

Conclusion

GST is a crucial and long-term structural reform that can address the fiscal needs of the future, strike the right and desired balance to achieve co-operative federalism and also lead to enhanced economic growth. At present, what states need is hard cash. Only the central government has multiple options and the flexibility to raise the resources and pay the shortfall in GST compensation to the states. Some way forward can surely go a long way.

——————————————————————————————–

References

https://www.thehindu.com/business/Economy/what-is-the-gst-compensation-due-to-states/article32531827.ece

https://www.thehindu.com/business/Economy/states-need-hard-cash-govts-letter-of-comfort-has-no-value-chidambaram-on-gst-compensation/article32570596.ece

https://swarajyamag.com/economy/grand-deal-can-end-gst-compensation-tussle-centre-to-pay-if-states-back-bank-privatisation-bills

https://indianexpress.com/article/opinion/editorials/gst-implementation-compensation-state-vs-centre-6591214/

https://www.livemint.com/news/india/centre-clears-the-air-on-gst-dues-11599523064249.html

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Chat Live with Zeeshan Sir on Habitat now– Score Boosting Discussions(Link Inside)

Hello students,
Zeeshan Sir, who has been spearheading the celebrated Tikdam Series shall be live tonight at 9 pm for one-on-one LIVE chat sessions, on CIVILSDAILY HABITAT.

Here, you can personally interact with Zeeshan Sir, ask doubts, learn, discuss, and better internalize these skills to emerge more confident to face the Prelims 2020 exam.

INSTRUCTIONS

If you are already on Habitat, you don’t need to register again. Discussions will take place on General group. See you at 9:00 pm tonight. Others follow these steps:

  1. Click on the link provided above.
  2. Choose Web Application. (Mandatory)
  3. Enter your details. Click on ‘Register a new account’.
  4. Choose a username.
  5. That is it. Welcome to Habitat.

For access through Mobile app:

  1. Install the Mobile application (click here) from your Appstore.
  2. Click on Join a Workspace.
  3. Enter this in the Workspace URL – habitat.civilsdaily.com
  4. Use the same email id and password as you used above.

Should you encounter any issue in this process or you have a query, reach out to us at +91 89299 87787 or hello@civilsdaily.com


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The only thing you need before IAS 2020 prelims – Nikaalo Prelims 2020 FLTs | Don’t miss .. | Schedule inside

8 GS FLTs, 3 CSAT, Habitat membership, Discussion, Notes

Enroll here for Nikaalo Prelims 2020 – FLTs

(Schedule and details at the bottom)


Hi students

A little over three weeks are left for 2020 prelims. At this point in time, two things which must come as natural as breathing to you are: Revising and attempting FLTs.

Based on Zeeshan sir’s Score Boosting Techniques discussions on Civilsdaily’s Habitat in the past few days, we have updated and redesigned Nikaalo Prelims FLTs.

There are 4 Full Syllabus, full-length tests. These tests are essential. Each test will be discussed on Habitat. Other than these we’re providing 4 theme-based revision tests and 3 CSAT tests.

All full syllabus tests will get thoroughly discussed on Civilsdaily’s Habitat on scheduled dates (at the bottom).

Enroll here for Nikaalo Prelims 2020 – FLTs

Highly optimized, remarkably relevant, and really comprehensive it is a power pack.

Program inclusion

1. Four Full syllabus FLTs; 4 theme-based revision tests; 3 CSAT papers (check the schedule below)

2. Civilsdaily’s support and Habitat membership. 

3. An in-depth discussion (question by questions) on Civilsdaily’s Habitat.

4. High-quality Nikaalo Prelims handouts.

5. All India ranking.

Enroll here for Nikaalo Prelims 2020 – FLTs

Four full-length, full syllabus tests:

These are IAS prelims essentials.

Based on the UPSC paper our FLTs will rigorously test your preparedness and point out weak areas. It will give you the necessary reflection, direction, and confidence for the actual battle.

Prepared by our team, these papers closely resemble an actual UPSC paper.

All important and probable questions for UPSC Pre 2020 are going to be covered in our tests. 

Read about our innovation-Question Tagging

Theme based revision tests: 

They will cover – Union Budget, Economic Survey, India Yearbook, Schemes, Acts, Organisations and Institutions (national and international).

Covering this part is a pain. We know. But there is no other way. We will help. 

Around 50-55 questions are expected in the UPSC Prelims from these sections. Preparedness in this section will ensure your success in prelims. It can actually decide if you are writing Mains 2020 or not. 

Enroll here for Nikaalo Prelims 2020 – FLTs

CSAT

3 Full-length CSAT papers based on latest UPSC CSAT paper.

Post-test

  1. All India ranking – released on the next day of the tests.
  2. Nikaalo Prelims handouts – comprehensive, simple and precise. 
  3. Detailed discussion and analysis on Civilsdaily’s Habitat (on mentioned dates in the schedule).

Zeeshan sir’s Score Boosting Discussions on Habitat

Details 

  1. Fees for the test: Rs 500 + Taxes
  2. Click on the following link: https://bit.ly/2wIEKt8

Schedule

Nikaalo Prelims 2020 FLTs
  1. You can give the Revision tests as per your timetable. You can ask any doubts you have on Habitat.
  2. Full syllabus FLT test discussion will take place on the scheduled dates only. You can separately ask doubts as well.

Enroll here for Nikaalo Prelims 2020 – FLTs

All the best.


Should you have any query or doubt, feel free to contact us at 89299 87787 or hello@civilsdaily.com

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What’s the right time to start Ethics? | Ethics Masterclass 2021 launched | Details inside

Enroll here in Ethics Masterclass 2021

Now! Yes, this is the perfect time for you to start Ethics.

Why? First is the time factor. From Jan 2021 you will get engrossed in prelims prep. And you need at least 1.5 – 2 months for GS Paper 4 – Ethics with answer writing practice. The second factor is weightage – 250 marks. You don’t want to ignore it and leave it for your post-prelims plan.

We are ecstatic to launch Ethics Masterclass 2021 for you.

Ethics for upsc IAS 2021 civilsdaily

Click here for more details – Ethics Masterclass 2021

What is Ethics Masterclass?

Ethics Masterclass is a mentor-driven holistic course for GS Paper 4, i.e. Ethics, Integrity, and Aptitude, by Civilsdaily.

Why Ethics Masterclass?

Paper 4 aka Ethics is the most dynamic General studies paper out of the lot. There is no “ONE WAY approach” in ethics. This is an effort to combine the Habitat discussion session with Video lectures to provide a complete learning experience. A focused, personalized, and Mentor guided approach will ensure a disciplined and holistic preparation.

VIDEO LECTURES

Structured video lectures of Paper 4 for a concrete understanding of the syllabus. Our novel methodology accompanied by an in-depth explanation ensures comprehensive coverage of every topic in the syllabus. Added to this, we have made sure to add that extra element of fun.

Enroll here in Ethics Masterclass 2021

Sukanya Rana Ethics Civilsdaily IAS 2021 upsc 2021

DOUBT AND DISCUSSION SESSION

A schedule is created where dedicated days are kept to discuss your doubts regarding each lecture. So, cover the part of the lecture video for the day and clear your doubts the same day. In addition to that, It also provides an opportunity to carry advanced discussion sessions focused on video lectures. This is additional to the basic level discussion on the Ethics group.

MINI-TESTS

A mini test on the weekend will help to bring together the ideas and concepts learned throughout the week. This is the perfect icing on the cake! Get personalized reviews on your answers by Sukanya ma’am to understand how you can improve and score better.

Questions framed are from the most important UPSC relevant themes and papers are based on the latest pattern of UPSC. Get model answers cover all the aspects of a question and providing enriching points to the student.

Enroll here in Ethics Masterclass 2021

CASE STUDIES DISCUSSION

Scoring in case studies translates into a good score in paper 4. Learn the tips and tricks to master Section B of the ethics paper with discussions and practice questions.

CIVILSDAILY’S HANDHOLDING

You’ll be given membership to an exclusive group on Civilsdaily’s Habitat. The group will be headed by Sukanya ma’am herself. From doubt resolution, discussion, personalized review of the mini test copies will be done by Sukanya ma’am only. Here you can directly connect with ma’am.

Below – Ethics discussion on Habitat (For Masterclass a new and exclusive channel on Habitat will be formed)

Ethics for upsc 2021 2020 IAS civilsdaily Sukanya rana

Habitat is where everything comes together learning, doubt clearing, mentor’s support, and a focused community. You’re going to learn and discuss it like never before.

Program inclusion

  • Comprehensive Video Lectures covering Paper 4
  • 6 Mini test with dedicated days for test discussion
  • Personalized review and discussion of test copy by Sukanya ma’am
  • Membership of Ethics group (exclusive) on Civilsdaily’s Habitat
  • Planned case studies discussion
  • Doubt resolution session on every lecture on Habitat
Click here for more details – Ethics Masterclass 2021

ethics for upsc 2020 2021 ias civilsadaily sukanya rana

Enroll here in Ethics Masterclass 2021

Should you encounter any issue in this process or you have a query, reach out to us at +91 89299 87787 or hello@civilsdaily.com

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What is an ideal strategy for IAS 2021? | Fill Samanvaya form to talk to us | Link inside

 

Click to fill the form: Samanvaya for IAS 2021 (Talk to our senior mentors)


IAS exam is designed in such a manner that it should take just one attempt to clear it. Any further attempt, if you’re taking, should only be to improve your rank.

IAS 2021 dates are out and with less than 9 months left for prelims. This is the time when you should come out with all guns blazing. 

We’d a discussion with 1700+ students who were not able to clear prelims even in their third attempt. Some were stuck on mains. Yes, you guessed it right, they’d no strategy.

But what’s an ideal strategy? One that is specifically designed for YOU. One that is based on your learning competencies, your situation in life, the time you have for preparation, your attitude, your aptitude, and a lot of other factors. It requires expertise to make and help you follow one.

Mind you, just making a workable strategy or covering the syllabus is not enough.

Broadly, five factors determine your success in cracking this prestigious IAS exam: Planning and strategizing– the first step; Learning – Knowledge and information; Analyzing – making linkages, connections, etc.; Executing and utilizing information; and Constant course correction – because mistakes are inevitable, need to rectify them asap.

You need to have these factors in your strategy. But how to do that?

Click to fill the form: Samanvaya for IAS 2021 (Talk to our senior mentors)


clear upsc ias in first attempt

Click to fill the form: Samanvaya for IAS 2021 (Talk to our senior mentors)


Failing to tackle any one of them, feeds into a vicious cycle. Without guidance or mentoring, understanding where the problem lies in and how to rectify it becomes problematic.

This is where our 3 tier mentoring comes in:

1. First step starts with this Samanvaya call: Once you fill in the form(click here), our senior mentors get on a 30-40 minute call with you to understand your prep level, working/ study constraints, current strategies, and create a step by step plan for next week, next month and so on.

2. You are given access to our invite-only chat platform, Habitat where you can ask your daily doubts, discuss your test-prep questions and have real-time, live sessions on news and op-eds, and find your optional groups.

Daily target monitoring.

3. The third and the most personalized tier is the 1 on 1 mentor allotment who stays with you through the course of your UPSC preparation – always-on chat and on scheduled calls to help you assess, evaluate, and chart the next milestone of your IAS 2021 journey.


Clear UPSC in first attempt

Let’s talk. Fill this Samanvaya form (click here)

(Civilsdaily’s senior mentor will call you within 24 hours.)


Who are you?

  1. Working Junta? If you are preparing for IAS 2021 and working simultaneously, we can help you strategize and decipher the IAS exam and design a timetable that fits right in your hectic schedule.
  2. First-time prep? If you are in the last year of college or thinking of dropping a year and preparing for IAS 2021 full time, we can help you pick the right books and craft a practical & personal strategy.

You just have to take 5 minutes out and fill this form: Samanvaya For IAS 2021

Once done, we will call you within 24 hours or so.


Here are some testimonials of our students about Samanvaya and our propriety chat interventions:

upsc 2019 topper civilsdaily ias 2021


Let us make an ideal strategy for you. Fill Samanvaya form to talk to our senior mentors.

Click to fill the form: Samanvaya for IAS 2021

 

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Prelims 2020 – Chat live with Zeeshan sir on Habitat | Score Boosting Techniques, Day 2 | Link inside

Daily, 9:00 pm on Civilsdaily’s Habitat

Click here for Civilsdaily’s Habitat (instructions below)


Dear students,

Are you stuck at a point where your marks are not improving in the prelims mock tests? With less than a month left for prelims 2020, all you need is revision but that is not enough if it is not fetching you marks. What to do now?

All hail Zeeshan sir. His latest initiative ‘Score Boosting Discussions’ on Civilsdaily’s Habitat where you can have a one-to-one Live chat and discussion with Zeeshan sir.

Yesterday, he took his first class and it was a blockbuster. We’re sharing some of the screenshots of the discussion.

Thanking Zeeshan sir for that extra push.

An eye-opener- Discussions reminded of the exam hall

Click here for Civilsdaily’s Habitat (instructions below)

A great brainstorming session

Really given the flavor

KBC with Zeeshan sir

Click here for Civilsdaily’s Habitat (instructions below)

Soch badal di! Yes, you need to change your perspective.

Awesome discussion.

It is time for you to up your game now. Don’t miss out on those extra 30 marks (at the least).


Click here for Civilsdaily’s Habitat for Zeeshan sir’s discussions

INSTRUCTIONS

If you are already on Habitat, you don’t need to register again. Discussions will take place on General group. See you at 9:00 pm today. Others follow these steps:

  1. Click on the link provided above.
  2. Choose Web Application. (Mandatory)
  3. Enter your details. Click on ‘Register a new account’.
  4. Choose a username.
  5. That is it. Welcome to Habitat.

For access through Mobile app:

  1. Install the Mobile application (click here) from your Appstore.
  2. Click on Join a Workspace.
  3. Enter this in the Workspace URL – habitat.civilsdaily.com
  4. Use the same email id and password as you used above.

Should you encounter any issue in this process or you have a query, reach out to us at +91 89299 87787 or hello@civilsdaily.com

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(IMP) Prelims 2020 – Chat Live with Zeeshan Sir on Habitat – Score Boosting Discussions | Starting tomorrow, daily 9:00 pm (Link inside)

Last Chance to Boost your Prelims Score – Chat Live with Zeeshan Sir on Civilsdaily’s Habitat. Daily at 9:00 pm.

Click here for Civilsdaily’s Habitat (instructions below)


Dear students,

You must have certainly heard of Nitro Boosters if you haven’t seen one in some random Bollywood movie. They are often used in the last leg of a bike race to get that extra speed and torque.

But hold on. What does this have to do with your Prelims 2020 marks?

As you are well aware that with the evolving nature of UPSC Prelims, knowledge alone acts just like the fuel in your superbike that provides you with the much-needed momentum. But is it sufficient to win this fateful race?

Zeeshan Sir, who has been spearheading the celebrated Tikdam Series shall be available for one-on-one LIVE chat sessions, daily for a limited period of time on CIVILSDAILY HABITAT.

Here, you can personally interact with Zeeshan sir, ask doubts, learn, discuss, and better internalize these skills to emerge more confident to face the Prelims 2020 exam.

tikdam upsc prelims 2020 current affairs

Here, Logical Solving Techniques (Tikdams) will act as your Nitro Boosters. And with less than a month remaining for Prelims 2020, there can’t be a better time to retrofit your superbike with these. Remember, countless many are already using these Nitro Boosters (Tikdams) to get that extra edge over their competitors.

Ever heard of Nitro Boosters being given for free. Grab the Opportunity. Because if you don’t, others will, certainly.


Click here for Civilsdaily’s Habitat for Zeeshan sir’s discussions

INSTRUCTIONS

If you are already on Habitat, you don’t need to register again. Discussions will take place on General group. See you at 9:00 pm tomorrow. Others follow these steps:

  1. Click on the link provided above.
  2. Choose Web Application. (Mandatory)
  3. Enter your details. Click on ‘Register a new account’.
  4. Choose a username.
  5. That is it. Welcome to Habitat.

For access through Mobile app:

  1. Install the Mobile application (click here) from your Appstore.
  2. Click on Join a Workspace.
  3. Enter this in the Workspace URL – habitat.civilsdaily.com
  4. Use the same email id and password as you used above.

Should you encounter any issue in this process or you have a query, reach out to us at +91 89299 87787 or hello@civilsdaily.com

 

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[Burning Issue] Rolling-out of National Digital Health Mission

The National Digital Health Mission (NDHM) announced by the PM on the 74th Independence Day has the potential to transform the healthcare sector, making it more technologically advanced, inclusive and delivery-driven.

Digitizing Healthcare: A Backgrounder

  • The National Health Policy 2017 had envisaged creation of a digital health technology eco-system aiming at developing an integrated health information system.
  • A Digital Health ID was proposed to reduce the risk of preventable medical errors and significantly increase the quality of care.
  • In the context of this, the NITI Aayog, in June 2018, floated a consultation of a digital backbone for India’s health system — National Health Stack (NHS).
  • A committee headed by former Unique Identification Authority of India (UIDAI) chairman released the National Digital Health Blueprint (NDHB) in July 2019.
  • It recognised the need to establish a specialised ecosystem, called the National Digital Health Mission (NDHM) which finally landed on the tarmac on this Independence Day.

The National Digital Health Mission

  • The NDHM is a digital health ecosystem under which every Indian citizen will now have unique health IDs, digitized health records with identifiers for doctors and health facilities.
  • The mission will significantly improve the efficiency, effectiveness, and transparency of health service delivery and will be a major step towards the achievement of the UN Sustainable Development Goal 3.8 of Universal Health Coverage, including financial risk protection.

Components of the mission

The suite of digital systems consists of Health ID, DigiDoctor, Health Facility Registry (HFR), Personal Health Records, e-Pharmacy, and Telemedicine.

The mission envisages the creation of these core digital systems which are built to support timely access to safe, affordable healthcare for all citizens and will accelerate the country’s progress towards Universal Health Coverage (UHC).

Unique features

The mission has unique features which make it very attractive for all the stakeholders to be part of the system, some of which are as follows:

Expected benefits

(1) Prioritizing patients

  • Say, mortality from Covid-19 is significantly increased by comorbidities or the presence of other underlying conditions like hypertension or diabetes.
  • With digital health records, doctors can prioritise patients based on their test results.

(2) Portability of health records

  • Portability of records fairly eases in a patient with the first hospital visit, or her/his most frequently visited hospital.
  • If she/he wishes to change a healthcare provider for cost or quality reasons, she can access her health records without carrying pieces of paper — prescriptions and test reports.
  • People will able to access their lab reports, x-rays and prescriptions irrespective of where they were generated, and share them with doctors or family members — with consent.

(3) Easy facilitation

  • This initiative will allow patients to access healthcare facilities remotely through e-pharmacies, online appointments, teleconsultation, and other health benefits.
  • Besides, as all the medical history of the patient is recorded in the Health ID card, it will help the doctor to understand the case better, and improved medication can be offered.
  • It is non-prescriptive — unlike its predecessor from a few years ago, it steers away from designing a monolithic EMR (an electronic medical record) and instead only provides data facilitation exchange between patients, providers and payers.

(4) Technology impetus in policymaking

  • Meanwhile, it is also not just individuals who could emerge beneficiaries of the scheme.
  • With large swathes of data being made available, the government too can form policies based on geographical, demographical, and risk-factor based monitoring of health.

Various Issues

The imminent adoption of NDHM in the absence of a data protection law has led for the policymakers to plan for two policies — security of health systems, and privacy of personal health records.

With the unavailability of information security laws related to healthcare in India, the following could be the repercussions or could lead to violation of the mandatory requirements:

(1) High Probability of Data Breach:

The data breach occurs when any person or corporate generates, collects, stores, transmits or discloses digital health information in contravention to the provisions or standards laid down.

(2) Data Ownership and Standardization Issues:

 An owner shall have the right to give/refuse or withdraw consent for the storage and transmission of digital health data. In terms of standardization, it is very important to transform the data before loading it to the target system.

(3) Data Normalization Issues:

Data Normalization is done to reduce data redundancy and improve data integrity. In view of the unavailability of such laws, it could bring redundancy as data could exist in multiple forms.

(4) Data Collection, Storage and Transmission Challenges:

The purpose of data generation, collection, storage and transmission is to facilitate health and clinical research and health care quality. But the unavailability of data protection and information security laws (for maintaining CIA- confidentiality, Integrity and Availability) could lead to the collection of data without informing the owner, lack of privacy controls while storing in the cloud and transmitting the data without the consent of the owner.

(5) Illegal data selling and theft: Unavailability of appropriate laws could lead to incidents where digital health data is acquired or accessed without proper authorization. For example, monetizing the patient data for the purpose of research and innovation may also be misused by its illegal selling without the knowledge of the patient, thereby, leaking his sensitive data amounting to the violation of data privacy.

(6) Data Quality Issues- There could be the following data quality issues that can be encountered without the proper laws in place:

  • Duplicated data: Repeated data making it difficult to uniquely identify the record;
  • Inconsistent data formats: Storing the same data in multiple tables from different data sources;
  • Inaccurate data: Either the data is obsolete or has errors in it;
  • Excessive data: Unusable data could be a waste of storage and cost;
  • Poorly Defined data: Causes misunderstanding around the proper methodology for data management.

India has not yet enacted specific and full-fledged legislation on data protection. Of course, the Parliament of India had amended the Information Technology Act (2000) (“IT Act”) to include specific section 43A, but it only includes corporates and not individuals regarding compensation for failure to protect data.

Other inherent issues

  • A fragmented private healthcare market consisting of single-doctor clinics, nursing homes, non-profits and corporate hospitals have varying adoption rates of digitization.
  • Corporate hospitals like Max, Apollo, Fortis, etc. have voluntarily adopted electronic health records standards notified by the government.
  • However, it is not possible for a patient to digitally transfer their health records from one type of hospital or a healthcare provider to another.
  • Critical to that is also the role of doctors, who will play a significant role in maintaining electronic digital data.
  • The growth path is powered by clinicians and we haven’t really been successful in filling the void.
  • India currently has 0.8 doctors per 1,000 patients, in comparison to over 2 per 1,000 in China and 2.6 in the US. The WHO recommends 1 doctor to 1,000 patients.

Making it happen

Many countries are lightyears ahead of India in their use of digital health records, but none has anchored its vision as robustly around the public health records, as has the current iteration of the NDHM.

Making it a success will have to fill the voids discuss above.

To enable seamless data exchange, all users must be incentivized or mandated to adopt a standard language of communication.  The spiraling burden for documentation had led to absurd situations. It is imperative that India, while embracing global standards, seriously rethinks what to document, when, why, and most importantly, by whom.

Conclusion

There is no doubt that NDHM launched will significantly improve the efficiency, effectiveness, and transparency of health services delivery including building a paperless system and will facilitate online consultation with the doctors. But data protection and privacy are the keys to the success of this mission.

The usual conclusion rests with a generic statement-

“These tectonic shifts won’t all happen all of sudden. Or within the cyclical tenure of bureaucrats or politicians. And they won’t occur in the absence of the long-overdue overhaul of healthcare delivery in India. But when they do, they will advance medicine and health for all.”

 


References

https://www.civilsdaily.com/mains/how-the-proposed-national-digital-health-mission-could-transform-health-system-in-india-what-are-the-concerns-with-it-10-marks/

http://www.mondaq.com/india/healthcare/980800/national-digital-health-mission-harnessing-technology-to-strengthen-healthcare-in-india

https://www.theweek.in/news/india/2020/08/15/explained-what-is-the-national-digital-health-mission-how-does-a-health-id-card-help.html

Categories
Announcements

Eye-Opener Coming Up! Catch the Second Basic Economic Prelims Test (5th September) to Re-imagine How You Look At UPSC Prelims

Click here to enrol for the Prime Prelims TS 2021

What was it that initially made Great Britain bleed but subsequently helped it to secure a smashing victory in the second world war? Enigma it was. Alan Turing built the “Turing Machine” that helped decrypt the seemingly unbreakable German Code. Then something very astonishing followed. Great Britain exploited the loopholes of the Enigma itself and the Germans lost without having the slightest hint of Enigma being compromised.

For a UPSC Aspirant, isn’t the “unpredictable” paper setting pattern of UPSC a modern-day Enigma? But what if there was a “Turing Machine” that could break into this “Unbreakable” code of UPSC? For your amusement, there is one.

Talking about UPSC Civil Services Prelims, mock test series has become a Categorical Imperative. But which one truly breaks the “UPSC Enigma”? How about one made by Frontline Warriors themselves (Veteran Aspirants) who have successfully cleared prelims five or six times consecutively? Isn’t the collective wisdom of these “Alan Turings” the closest version of a “UPSC Turing Machine”?

Now, let us speak about the test in question. It’s the eighth test of the newly launched Prelims Test Series for 2021 by CivilsDaily. It’s a Basic Economics Test covering dynamic topics like Agriculture, Industries, Infrastructure, International Trade and related International Bodies.. Let’s see how it is the first step towards breaking the “UPSC Enigma”:

  1. CD Special Questions:

These questions are special due to their;

  • Mind-Twisting Nature (Deceptive questions that fool you exactly as UPSC does in the real exam)
  • Exclusiveness (These Perspectives / Themes are only available in CD tests). 

Have a look –

Q. Consider the following regarding Logistic Performance Index (LPI):

1. It is released by Word bank bi-annually.

2. LPI ranking of India has increased over the last few years.

3. The logistic sector has been given infrastructure status.

Which of the above statements is/are correct?

a. 1 and 2 only

b. 1 and 3 only

c. 2 and 3 only

d. All of them

Try guessing the right answer to this seemingly simple yet tricky question.

2. Tikdams:

These are Logical Solving Techniques that help you attempt questions despite having little or no idea about the question. It’s almost like getting a master key to the prelims paper. Have a look –

Q. With reference to the Zero based budgeting, consider the following statements:

1. It is a method of budgeting in which all expenses must be justified for each new period.

2. It is a faster process than traditional cost-based budgeting.

Which of the statements given above is/are correct?

a. 1 only

b. 2 only

c. Noth of them

d. Neither of them

The test explains this basic question by using a Technique we call “Extreme Exaggeration” (assuming you don’t know the correct answer).

3. Evidence-Based Question Framing:

To keep close to the real demand of the exam. Have a look –

Q. With reference to the Prime Minister’s Employment Generation Programme (PMEGP), consider the following statements:

1. It is aimed at generating self-employment opportunities in the farm sector.

2. Khadi and Village Industries Commission (KVIC) is the nodal agency at the national level.

3. It is being implemented by the Ministry of Rural Development.

Which of the statements given above is/are correct?

a. 1 and 2 only

b. 2 only

c. 1 and 3 only

d. All of them

Now, UPSC has asked multiple questions on the basic economic functioning and schemes of the economy. You can’t afford to err on a probable question that may be asked on similar lines.

4. Is the test really BASIC?

Framing random questions irrespective of the difficulty level of the tests is like serving the same wine in different bottles. Have a look –

Q. Which of the following are included under Alternative Investment Funds (AIFs)

1. Hedge Fund

2. Angel Fund

3. Debt Fund

4. Mutual Fund

Which of the above statements is/are correct?

a. 1, 2 and 3 only

b. 2, 3 and 4 only

c. 1, 3 and 4 only

d. 1, 2 and 4 only

The motive to incorporate such questions in the basic test is to garner a general idea of the topics before you as an aspirant are mentally ready to face the advanced tests.

5. Conceptual vs Factual Categorisation:

It lets you realise your comparative strength in different types of questions. Have a look –

Q. “Partial Credit Enhancement”, sometimes mentioned in the news, refers to:

a. Increasing the Credit uptake from Banks for Infrastructure companies.

b. Enhancing the credit rating of the bonds and enabling the issuer to access funds on better terms.

c. Restructuring the non-performing assets accounts to make them financially viable.

d. None of the above

This is a basic Conceptual question. If you get this wrong, you need to rework the concepts of Monetary Dynamics and Bond Market which are an important aspects of Economy Syllabus.

So come be a part of our “UPSC Enigma” Breaking Endeavour. Like Great Britain, we shall emerge VICTORIOUS.

Click here to enrol for the Prime Prelims TS 2021

Categories
Announcements

Rocket Booster Coming Up – Extra Marks in Prelims 2020 landing at your doorstep | Link for Score Booster Lectures (Tikdams) inside

 

Click here for Score Booster lectures playlist

The final stage of the GSLV Rocket i.e. the Cryogenic stage is the most tricky and critical part of the rocket’s flight. But when it executes successfully, the entire country feels thrilled.

Are the final weeks before the prelims exam any less tricky and critical if you desire that ‘golden entry ticket’ into the Mains Examination Hall? And thrilled you will be if you perform handsomely in the prelims paper by utilizing these few weeks smartly.

But wait a second.

This is not about revision. At this juncture, you are mature enough to decide your day-wise subject and time allotment. But what beyond revision? Don’t you want to outsmart the senior candidates who manage to score pretty high with relatively lesser efforts?

Watch the video shared below. Despite it being a part of our paid programme, on request by a lot of students we are making it available to all.

Yes. we’re talking about Logical Paper Solving Skills or Tikdams as we call them at Civilsdaily.

What’s exciting is that a readymade playlist of the initial videos is made available on the internet. Getting a knack over these practical techniques has completely changed the game for many candidates.

Do take advantage of it. See how Zeeshan sir has dissected UPSC Prelims Questions of past years and tried to impart these special skills to you.

Click here for Score Booster lectures playlist

 

tikdam civilsdaily prelims 2020 UPSC 2021 civilsdaily ias

Here you can access the complete playlist of freely available videos and get an entirely new perspective of looking at prelims.

Ultimately, your Prelims Rocket will get the much-needed thrust by a combination of your command over the syllabus, lots of paper solving practice complemented by these time-tested techniques.

All the best for your flight.


Click to fill the form: Samanvaya for IAS 2020-21

Aspirants, be it at any stage of preparation have a number of questions like: How to start? When to start writing answers? How and from where to cover current affairs? When to start mains? and a lot more of them.

Well, don’t keep these questions with you. We are here for you. Let’s talk and discuss with senior mentors from Civilsdaily.

Click to fill the form: Samanvaya for IAS 2020-21 (We’ll call you)

Categories
Announcements

Chapter 1 – What is Ethics? (starts 7:30pm) | Ethics 2021, September Batch | Join Ethics group on Habitat (open to all) – Link inside

DISCUSSION, CASE STUDIES AND ANSWER WRITING, DOUBTS RESOLUTION, STRATEGY, AND REFERENCE MATERIAL

Join the Ethics Habitat group (Click here)

(Instructions at the bottom of this page)


Dear students,

An important announcement, after sessions on Introductions to Ethics on Habitat group, today Sukanya ma’am will be taking the first chapter – Ethics and Human Interface.


Our approach

We are taking a fundamentally different approach to cover ethics.

Here is what our observation has been with learning on Habitat

  1. Reading from a book can be monotonous. And when you are starting from scratch, completing a book can be a very time-consuming process. Definitely not the best utilization of your time. In contrast, Habitat is a very vibrant ecosystem. It gets you up and running by having deep discussions.
  2. Learning via habitat is easier, quicker, and very less straining on the brain. You could be exhausted and you will still learn a lot of things.
  3. Discussions lead to better retention. It creates strong linkages in your memory. So you do not have to mug up things. You will recall the discussion that happened.

Every student attending the session is following the conversations and is in a very active state.

Join the Ethics Habitat group (Click here)


What all is going to be there?

The group will be administered by Sukanya ma’am, UPSC toppers and in-service officers. From discussions to answer writing sessions are going to be held there in a planned manner.

Ethics for UPSC

Developing strategy:

How to tackle Section A questions or what should be the approach to write the perfect case study? When so many beautiful minds will be at work, surely we will find answers.

Planned progression:

Discussion and syllabus coverage is going to be planned beforehand for a week to ensure we cover each and every topic in the syllabus. It is going to ensure discipline and consistency.

Example:

1-Sep-20 INTRODUCTION – DISCUSSION
2-Sep-20 ETHICS AND HUMAN INTERFACE – DISCUSSION What is Ethics?; Origin of Ethics; Essence of Ethics; Determinants of Ethics; Consequences of Ethics
3-Sep-20 GENERAL DISCUSSION 3 Schools of Ethics
4-Sep-20 GENERAL DISCUSSION Approach to Ethics; Dimensions of Ethics; Ethics in Private and Public Relationships
5-Sep-20 PREVIOUS YEAR QUESTIONS

ethics plan for upsc

Join the Ethics Habitat group (Click here)

Personalized and targeted approach:

It’s personalized and customized to your individual learning competencies, situation, attitude, and aptitude. You are going to learn as per your learning competencies, we are just going to make it efficient.

Answer writing and discussion:

This is one of the most important offerings this group has to offer. Discussions on previous year questions and topic-based questions. Answers to them are reviewed and discussed thoroughly. You don’t want to miss this session.

ethics for upsc

Notes and references:

All the important readings, references, and materials are suggested and can be shared on a regular basis. Based on the reference material shared, important topics are pointed out and discussed.

Join the Ethics Habitat group (Click here)


INSTRUCTIONS:

  1. Click on the link provided above.
  2. Choose Web Application. (Mandatory)
  3. Enter your details. Click on ‘Register a new account’.
  4. Choose a username.

For access through Mobile app:

  1. Install the Mobile application (click here) from your Appstore.
  2. Click on Join a Workspace.
  3. Enter this in the Workspace URL – habitat.civilsdaily.com
  4. Use the same email id and password as you used above.
Categories
Announcements Daily AWE

AWE – Reminder – Enrollments Open for the Month of September & October and Important Announcement regarding the plan for the Month of September

Dear students,

AWE Program is gaining popularity and seeing a lot of participation.    

We request all students to renew their subscription for the upcoming months. Let’s keep the momentum going. 

The accuracy and fairness of exams can be impacted by some candidate’s fear or anxiety around the exam process. Taking a test in Civilsdaily’s Daily Answer Writing Enhancement (AWE) Program doesn’t just measure how much you know, it helps reinforce the learning and make it more likely that you can retrieve the same information later.

It’s a fact that taking an AWE test can actually be more beneficial to learning than spending the same amount of time studying. Answer writing practises through Civilsdaily’s Daily AWE program can reduce test anxiety and helps you ace the GS Mains answer writing. And what is a better way to practice for UPSC Mains Examinations than attempting Questions which are the closest to demands of UPSC Civil Services Mains Examination? The more you are accustomed to sitting for a period of time, answering questions, and pacing yourself, the more comfortable you will feel when you actually sit down to take the real UPSC Mains examinations yourself.

We are working hard to make the program more featureful, highlight the best answers, show the competency levels of students.

Here is the schedule for the Month of September for topics being covered in GS Paper 1 and Paper 4

September 2020

Date

GS 1

GS 4

1st September, Tuesday Indian culture will cover the salient aspects of Art Forms, Literature and Architecture from ancient to modern times. Attitude
2nd September, Wednesday Modern Indian history from about the middle of the eighteenth century until the present- significant events, personalities, issues.  Contributions of moral thinkers and philosophers from India and the world. 
3rd September, Thursday History of the world including events from the 18th century.  Codes of Ethics, Codes of Conduct, Citizen’s Charters. 
4th September, Friday Political philosophies like communism, capitalism, socialism, etc.- their forms and effect on the society. Concept of public service; Philosophical basis of governance and probity.
7th September, Monday Indian Society and Diversity of India. Case Studies
8th September, Tuesday Role of women and women’s organization. Case Studies
9th September, Wednesday Population and associated issues, poverty, and developmental issues. Case Studies
10th September, Thursday Urbanization, their problems, and their remedies. Case Studies
11th September, Friday Indian culture will cover the salient aspects of Art Forms, Literature and Architecture from ancient to modern times. Case Studies
14th September, Monday Social empowerment, communalism, regionalism and secularism. Philosophical basis of governance and probity; Information sharing and transparency in government
15th September, Tuesday Salient features of the world’s physical geography. Environmental ethics
16th September, Wednesday Distribution of key natural resources across the world. Human Values
17th September, Thursday Factors responsible for the location of primary, secondary, and tertiary sector industries. Work culture, Quality of service delivery, Utilization of public funds, challenges of corruption. 
18th September, Friday Important Geophysical phenomena such as Earthquakes, Tsunami, Volcanic activity, Cyclone, etc. Aptitude and foundational values for Civil Service, integrity, impartiality and non-partisanship, objectivity, dedication to public service, empathy, tolerance and compassion towards the weaker sections.
21st September, Monday Changes in critical geographical features (including water-bodies and ice-caps) and in flora and fauna and the effects of such changes. Case Studies
22nd September, Tuesday Indian culture covering the salient aspects of Art Forms, Literature, and Architecture. Case Studies
23rd September, Wednesday Modern Indian history from about the middle of the eighteenth century until the present. Case Studies
24th September, Thursday The Freedom Struggle – its various stages and important contributors /contributions from different parts of the country. Case Studies
25th September, Friday Post-independence consolidation and reorganization within the country. Case Studies

Monthly Rs. 1300 + taxes: Click2Join (bi-monthly payments accepted)

The fee is for 2 months combined.

For more information on how the program proceeds, click here

https://www.civilsdaily.com/course/daily-answer-writing/

Categories
Announcements

Interview live | UNHERD: “I took mock tests very seriously..” | Priyank Kishore, AIR 61, UPSC 2019 | Link inside

Dear students,

We are pleased to introduce you all to Priyank Kishore. He has secured AIR 61 in UPSC 2019 exams.

Priyank in conversation with Shweta ma’am discussed his approach which makes him unstoppable. Make a note of the importance that Priyank gives to mock tests. He has a lot of other valuable advice for the aspirants.

Watch the video to know more.

Click to fill the form: Samanvaya for IAS 2021


About Priyank Kishore:

Priyank has graduated from Ramjas College, DU, and has done his PG from Delhi School of Economics. His optional was Commerce and Accountancy. This was his second attempt, he is currently undergoing training as an IAAS officer in Shimla. Traveling and exploring street food are some of his hobbies.

We are proud of Priyank. As a young and dynamic officer, he is going to be an asset to the Indian administration and the country. We wish him all the very best for his future endeavors.

Unherd Topper Talk series is a Civilsdaily’s initiative. We want to highlight what makes these toppers, their approach, and strategy different from the herd. And you will also be getting a sneak peek into the moments of their lives that are unheard of.


Click to fill the form: Samanvaya for IAS 2021

Want to see your name in the final list but facing issues like figuring out a successful strategy, or have no guidance, or lack discipline.

Aspirants, be it at any stage of preparation have a number of questions like: How to start? When to start writing answers? How and from where to cover current affairs? When to start mains? and a lot more of them.

Well, Don’t keep these questions with you. We are here for you. Let’s talk and discuss.

Click to fill the form: Samanvaya for IAS 2021 (We’ll call you)

Categories
Announcements

(urgent) UPSC prelims 2020 Admit Cards released | Special instructions related to COVID | Direct link to download inside.

Dear students,

UPSC has released admit cards for Civil Services (Preliminary) examination, 2020. The exam is scheduled to be held on 4th Oct 2020.

Click here to download your admit card.

Do read the instructions carefully. In the wake of COVID, special instructions have been issued by UPSC.

Special instruction related to Covid

  1. Wearing mask/face cover is mandatory for all candidates. Candidates without mask/face cover will not be allowed entry into the Venue.
  2. Candidates have been allowed to carry their hand sanitizer (small size) in a transparent bottle.
  3. Candidates must follow COVID 19 norms of ‘social distancing’ and ‘personal hygiene’ inside the exam hall and the premises of the Venue.

Nikaalo Prelims 2.0

Join our Civilsdaily Habitat for super revision in the last lap of your UPSC 2020 prelims preparation.

Click here for Nikaalo Prelims 2.0


Click to fill the form: Samanvaya for IAS 2020-21

Aspirants, be it at any stage of preparation have a number of questions like: How to start? When to start writing answers? How and from where to cover current affairs? When to start mains? and a lot more of them.

Well, don’t keep these questions with you. We are here for you. Let’s talk and discuss with senior mentors from Civilsdaily.

Click to fill the form: Samanvaya for IAS 2020-21 (We’ll call you)

 

Categories
Announcements

Ethics 2021 September Batch Starts today at 5PM. Join the Habitat Group Now

This group is intended for students who are beginners and are preparing for 2021. The group for Advanced Ethics Course for 2020 will be floated after prelims. 

We start with the basics sharp and 5 PM. The topic for tomorrow will be announced today.


Dear Students,

We are taking a fundamentally different approach to cover ethics.

Here is what our observation has been with learning on Habitat

  1. Reading from a book can be monotonous. And when you are starting from scratch, completing a book can be a very time-consuming process. Definitely not the best utilization of your time. In contrast, Habitat is a very vibrant ecosystem. It gets you up and running by having deep discussions.
  2. Learning via habitat is easier, quicker and very less straining on the brain. You could be exhausted and you will still learn a lot of things.
  3. Discussions lead to better retention. It creates strong linkages in your memory. So you do not have to mug up things. You will recall the discussion that happened.
  4. Every student attending the session is following the conversations and is in a very active state.

 

INSTRUCTIONS:

  1. Click on the link provided above.
  2. Choose Web Application. (Mandatory)
  3. Enter your details. Click on ‘Register a new account’.
  4. Choose a username.
  5. Send a Hello in the group.

For access through Mobile app:

  1. Install the Mobile application (click here) from your Appstore.
  2. Click on Join a Workspace.
  3. Enter this in the Workspace URL – habitat.civilsdaily.com
  4. Use the same email id and password as you used above.
Categories
Announcements

Ethics group on Civilsdaily’s Habitat | Link and instructions inside | Starting today

DISCUSSION, CASE STUDIES AND ANSWER WRITING, DOUBTS RESOLUTION, STRATEGY, AND REFERENCE MATERIAL

Join the Ethics Habitat group (Click here)

(Instructions at the bottom of this page)


Hello students,

It wouldn’t be wrong to assume that you know the importance of Ethics (GS Paper IV) for the UPSC exam. The news is that Ethics group is now available on Civilsdaily’s Habitat.

Why join the Habitat group on ETHICS, you ask?

  1. Want to learn efficiently, quickly
  2. Want to spend less time googling and more time refining and polishing your concepts.
  3. Discussing advanced concepts, quality improvement tips, etc.
  4. If you are a “Level 10 Procrastinator” – Rest all types like the Sherlock Sharma “I speak to the point in chats”, Chatterbox Singh “Stop me if you can” or even the Narcissistic Kumar “I know my points are right” are welcome. We believe each one of us has something which can be brought to the table. Strategy to handle the case studies or list of examples to improve your answer – We want all of you to contribute to the discussions on the group.

Smart people learn from everything and everyone, Average people from their experience and Stupid people already have all the answers.

Disclaimer – While we look to build a closer relationship between teachers and students, we strongly discourage spoonfeeding.

ethics for upsc

Join the Ethics Habitat group (Click here)

What is our philosophy?

We have diminished, if not removed the barrier between teacher and student. Co-learning and co-creating knowledge is the need of the hour. The discourses, the vaad-vivaad on every topic, every theory and every issue pushes the boundaries of your thoughts. (It is required)

Ethics for upsc

Our approach to mains is decentralizedIdeas flow from every direction. Learning is about conversations, it is about stories that change you and your perception of reality – enter the matrix without the red pill if you may!

Join the Ethics Habitat group (Click here)


What all is going to be there?

The group will be administered by Sukanya ma’am, UPSC toppers and in-service officers. From discussions to answer writing sessions are going to be held there in a planned manner.

Ethics for UPSC

Developing strategy:

How to tackle Section A questions or what should be the approach to write the perfect case study? When so many beautiful minds will be at work, surely we will find answers.

Planned progression:

Discussion and syllabus coverage is going to be planned beforehand for a week to ensure we cover each and every topic in the syllabus. It is going to ensure discipline and consistency.

Example:

1-Sep-20 INTRODUCTION – DISCUSSION
2-Sep-20 ETHICS AND HUMAN INTERFACE – DISCUSSION What is Ethics?; Origin of Ethics; Essence of Ethics; Determinants of Ethics; Consequences of Ethics
3-Sep-20 GENERAL DISCUSSION 3 Schools of Ethics
4-Sep-20 GENERAL DISCUSSION Approach to Ethics; Dimensions of Ethics; Ethics in Private and Public Relationships
5-Sep-20 PREVIOUS YEAR QUESTIONS

ethics plan for upsc

Personalized and targeted approach:

It’s personalized and customized to your individual learning competencies, situation, attitude, and aptitude. You are going to learn as per your learning competencies, we are just going to make it efficient.

Answer writing and discussion:

This is one of the most important offerings this group has to offer. Discussions on previous year questions and topic-based questions. Answers to them are reviewed and discussed thoroughly. You don’t want to miss this session.

ethics for upsc

Notes and references:

All the important readings, references, and materials are suggested and can be shared on a regular basis. Based on the reference material shared, important topics are pointed out and discussed.

Join the Ethics Habitat group (Click here)


INSTRUCTIONS:

  1. Click on the link provided above.
  2. Choose Web Application. (Mandatory)
  3. Enter your details. Click on ‘Register a new account’.
  4. Choose a username.
  5. That is it. Welcome to Habitat.

For access through Mobile app:

  1. Install the Mobile application (click here) from your Appstore.
  2. Click on Join a Workspace.
  3. Enter this in the Workspace URL – habitat.civilsdaily.com
  4. Use the same email id and password as you used above.

Should you encounter any issue in this process or you have a query, reach out to us at +91 89299 87787 or hello@civilsdaily.com

Categories
Announcements

”I used to score very low in prelims mock tests..” | Abhishek Jain, AIR 24, UPSC 2019 | UNHERD: Civilsdaily’s Topper series | Link inside

Dear students,

We are pleased to introduce you all to Abhishek Jain. He has secured AIR 24 in UPSC 2019 exams.

Abhishek in conversation with Parth sir will be sharing his mindset and thought process that drove him to AIR 24 in the IAS exam. Abhishek also gave valuable advice to aspirants for prelims as well as mains. This interview is not to be missed for any aspirant.

Watch the video to know more. (Click on set a reminder. The session will go live at 7 pm.)

Click to fill the form: Samanvaya for IAS 2021


About Abhishek Jain:

Abhishek, is a graduate from Hansraj College, DU. Having cleared UPSC in his first attempt only, he got AIR 24 in his second attempt. His optional was Commerce and Accountancy. He loves Netflix, music, and badminton. Currently, he is serving as an IRS (IT) officer.

As a young and promising officer, Abhishek is going to be an asset for the country and Indian administration in general. We are proud of Abhishek and wish him all the very best for his future.

Unherd Topper Talk series is a Civilsdaily’s initiative. We want to highlight what makes these toppers, their approach, and strategy different from the herd. And you will also be getting a sneak peek into the moments of their lives that are unheard of.


Click to fill the form: Samanvaya for IAS 2021

Want to see your name in the final list but facing issues like figuring out a successful strategy, or have no guidance, or lack discipline.

Aspirants, be it at any stage of preparation have a number of questions like: How to start? When to start writing answers? How and from where to cover current affairs? When to start mains? and a lot more of them.

Well, Don’t keep these questions with you. We are here for you. Let’s talk and discuss.

Click to fill the form: Samanvaya for IAS 2021 (We’ll call you)

Categories
Announcements Mission Nikaalo Prelims

Nikalo Prelims 2.0

Hey Everyone!

The clock is ticking, the hours are going by. Some good 30 days are left for the UPSC Prelims, all your hardwork is going to be tested in a short span of just 2 hours.. It is the time to make utmost use of these days very effectively, focus more on execution rather than thinking exam hoga, nii hoga”, as it is said “When the going gets tough, the tough get going”. We understand your concern in these uncertain times and that’s why to ease your preparation and to streamline it further, we’ve come up with another initiative i.e NIKALO PRELIMS 2.0 on our Habitat.

Focus of the Initiative:

Revision and intense interlinkage for extended understanding rather than mere expansion. Not taking something as obvious especially when it is important. Dealing with important issues on priority basis. Conceptual understanding so that even if closely framed sentences are given in a definition, selecting the appropriate becomes a habit. For instance, in PYQs one can find rephrased definition of judicial activism, liberty, etc which can not be marked correctly unless concepts are understood in revisions. Involving the area which can create confusion for most of the students. For example, status of pending bills with change in the government, devolution versus decentralisation, etc.

Revision not a business-as-usual:

Aspirant is expected to have concentrated enriched sessions of self-study to gain the benefits of this schedule. Rely on single source for each current and static portions.

Interlinkage is the key to gain access in the zone of confidence. Infact, a true candidate is the one who is motivated to generate probable questions while revising the course content. This not only helps to grasp the topic better also create different possible dimensions in which question might be asked.

Here, the involvement is active. Not merely passive that is to say only depending upon what’s being provided. Discussion is to include even the missing zones in individual’s preparation. Even, if you are at your very first reading of the syllabus, this is equally important for you to make this part of preparation for this Pre-2020. It will increase the pace of syllabus coverage since this is a time bound and practical initiative. Also, you will know how much importance is to be given to one topic or sub-topic.
Once done with this cycle of discussion and interaction you will be comfortable with concepts and your strengths.

The coverage of topics list and approach is comprehensive.
For any incremental needs which we see during the process, why don’t we start our regular engagement at revision interactions to yield better!!

Not just the start. Let’s make it a habit to improve consistently on daily basis even by 1% better efforts than that of the previous day’s and meaningful discussion. Consequently, one can improve huge margins towards the end of this initiative. This is the power of compounding.

Schedule for the discussion and timings:

7 to 8 pm for static syllabus and 8 to 9 pm for current affairs:

Date Static Topic Current Affairs
24th Aug. POLITY: Basic Concepts of Polity July 2020-May 2020
25th Aug. POLITY: Part I (States and UTs) till Part IVA (Fundamental Duties) April 2020-Feb.2020
26th Aug. POLITY: Legislature (Union as well as State) Jan. 2020-Nov. 2019
27th Aug. POLITY: Constitutional Bodies Oct.2019-Sep. 2019
28th Aug. POLITY: Judiciary Aug. 2019-July 2019
29th Aug. ECONOMY: Basic Economics
31st Aug. ECONOMY: Monetary Policy and Banking Sector July 2020-May 2020
1st Sep. ECONOMY: Fiscal Policy, Taxation, and Budget April 2020-Feb.2020
2nd Sep. ECONOMY: Agriculture and Schemes Jan.2020-Nov.2019.
3rd Sep. ECONOMY: Regional Trade Groupings and Agreements Oct.2019-Sep.2019
4th Sep. ECONOMY: Infrastructure Sector, related schemes, and programs Aug.2019-July 2019
5th Sep. GEOGRAPHY: Important Strait, Lakes, Rivers, and Seas Places in News
7th Sep. GEOGRAPHY: Physiographic Divisions of India
8th Sep. GEOGRAPHY: Important Mountain Ranges and Mountains
9th Sep. GEOGRAPHY: Economic Geography
10th Sep. HISTORY: Important Personalities
11th Sep. HISTORY: Important Organizations (in terms of freedom movement as well as social and cultural development)
12th Sep. HISTORY: Important Movements and Constitutional and Political developments in the Freedom Movement

 

14th Sep. HISTORY: Tribal, Peasant and Working-class movements
15th Sep. HISTORY: The Economy of British India (will cover agriculture and land policies as well)
16th Sep. E&B: Pollution, Environmental Degradation and Conservation Efforts July 2020-May 2020
17th Sep. E&B: Flora and Fauna April 2020-Feb.2020
18th Sep. E&B: International environment treaties and organization, funds and initiatives Jan.2020-Nov.2019
19th Sep. E&B: Alternative sources of energy, their mechanism and India’s efforts in them Oct.2019-Sep. 2019
21st Sep. E&B: The national park, sanctuary, biosphere reserve Aug.2019-July 2019
22nd Sep. S&T: Biotechnology, ICT July 2020-May 2020
22nd Sep. S&T: Satellites and Space Science April 2020-Feb.2020
23rd Sep. S&T: Emerging technologies Jan.2020-Nov.2019
24th Sep. S&T: Diseases and Medical Science Oct.2019-Sep.2019
25th Sep. ART&CULTURE: Jainism and Buddhism S/T CA (Aug.2019-July 2019)
26th Sep. ART&CULTURE: Dance and Festival July 2020-March 2020
28th Sep. ART&CULTURE: Architecture Feb. 2020-Nov.2019
29th Sep. ART&CULTURE: Social and Religious Movements Oct.2019-July 2019

 

Categories
Announcements

From village to IAS – A journey of hope | Dr. Pankaj, AIR 56, UPSC 2019 | UNHERD: Civilsdaily’s Topper series | Video inside (INTERVIEW LIVE)

Dear students, this one is special.

As a part of Unherd topper talk series we are pleased to introduce you all to Dr. Pankaj. He has secured AIR 56 in UPSC 2019 exams.

Shweta ma’am in conversation with utterly hopeful Dr. Pankaj discussed what approach and mindset is required for an aspirant. Coming from a village in Haryana to an IAS now, Dr. Pankaj is an inspiration. His honesty, conviction, and humility is contagious.

Watch the video to know more. (Click on set a reminder. The session will go live at 7 pm.)

Click to fill the form: Samanvaya for IAS 2021


About Dr. Pankaj:

Dr. Pankaj hails from Haryana and is an MBBS from PGI Rohtak. This was his third attempt, he is already in IPS and is currently posted in Imphal. A Morgan Freeman fan he loves meditation, running, and playing volleyball as well.

Dr. Pankaj feels deeply for the issues faced by society and administration. He is going to be a great administrator.

We are proud of Dr. Pankaj and wish him all the very best for his future.

Unherd Topper Talk series is a Civilsdaily’s initiative. We want to highlight what makes these toppers, their approach, and strategy different from the herd. And you will also be getting a sneak peek into the moments of their lives that are unheard of.


Click to fill the form: Samanvaya for IAS 2021

Want to see your name in the final list but facing issues like figuring out a successful strategy, or have no guidance, or lack discipline.

Aspirants, be it at any stage of preparation have a number of questions like: How to start? When to start writing answers? How and from where to cover current affairs? When to start mains? and a lot more of them.

Well, Don’t keep these questions with you. We are here for you. Let’s talk and discuss.

Click to fill the form: Samanvaya for IAS 2021 (We’ll call you)

Categories
Announcements

From village to IAS – A journey of hope | Dr. Pankaj, AIR 56, UPSC 2019 | UNHERD: Civilsdaily’s Topper series | Video link inside

Dear students, this one is special.

As a part of Unherd topper talk series we are pleased to introduce you all to Dr. Pankaj. He has secured AIR 56 in UPSC 2019 exams.

Shweta ma’am in conversation with utterly hopeful Dr. Pankaj discussed what approach and mindset is required for an aspirant. Coming from a village in Haryana to an IAS now, Dr. Pankaj is an inspiration. His honesty, conviction, and humility is contagious.

Watch the video to know more. (Click on set a reminder. The session will go live at 7 pm.)

Click to fill the form: Samanvaya for IAS 2021


About Dr. Pankaj:

Dr. Pankaj hails from Haryana and is an MBBS from PGI Rohtak. This was his third attempt, he is already in IPS and is currently posted in Imphal. A Morgan Freeman fan he loves meditation, running, and playing volleyball as well.

Dr. Pankaj feels deeply for the issues faced by society and administration. He is going to be a great administrator.

We are proud of Dr. Pankaj and wish him all the very best for his future.

Unherd Topper Talk series is a Civilsdaily’s initiative. We want to highlight what makes these toppers, their approach, and strategy different from the herd. And you will also be getting a sneak peek into the moments of their lives that are unheard of.


Click to fill the form: Samanvaya for IAS 2021

Want to see your name in the final list but facing issues like figuring out a successful strategy, or have no guidance, or lack discipline.

Aspirants, be it at any stage of preparation have a number of questions like: How to start? When to start writing answers? How and from where to cover current affairs? When to start mains? and a lot more of them.

Well, Don’t keep these questions with you. We are here for you. Let’s talk and discuss.

Click to fill the form: Samanvaya for IAS 2021 (We’ll call you)