August 2020
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Making sense of population growth of India

Note4Students

From UPSC perspective, the following things are important :

Prelims level: TFR

Mains level: Paper 1- Declining TFR in India

The article analyses and explains the declining trend in India’s total fertility rate. The aspirational revolution in the parents explains such decline. 

What the projections say

  • A new study was published in The Lancet, and prepared by the Seattle-based Institute for Health Metrics and Evaluation (IHME).
  • It argues that while India is destined to be the largest country in the world, its population will peak by mid-century.
  • And as the 21st century closes, its ultimate population will be far smaller than anyone could have anticipated, about 1.09 billion instead of approximately 1.35 billion today.
  • It could even be as low as 724 million, the study projects.
  • Until 2050, the IHME projections are almost identical to widely-used United Nations projections.
  •  It is only in the second half of the century that the two projections diverge with the UN predicting a population of 1.45 billion by 2100, and the IHME, 1.09 billion.

Present trends in India’s fertility rate

  •  In the 1950s, India’s Total fertility rate (TFR) was nearly six children per woman; today it is 2.2.
  •  Between 1992 and 2015, it had fallen by 35% from 3.4 to 2.2.
  • It is even below the replacement rate in 18 States and Union Territories.

What explains the trends

  • One might attribute it to the success of the family planning programme.
  • But family planning has long lost its primacy in the Indian policy discourse.
  • Punitive policies include denial of maternity leave for third and subsequent births, limiting benefits of maternity schemes and ineligibility to contest in local body elections for individuals with large families.
  • However, these policies are mostly ignored in practice.

Aspirational revolution

  •  It seems highly probable that the socioeconomic transformation of India since the 1990s has played an important role.
  • Over the years parents began to rethink their family-building strategies.
  • Smaller families when compared with a bigger family with same income level, invest more money in their children by sending them to private schools and coaching classes.
  • It is not aspirations for self but that for children that seems to drive fertility decline.

Consider the question “Examine the factors responsible for the declining trends in the total fertility rate for India. What are its implications for country?”

Conclusion

Demographic data suggest that the aspirational revolution is already under way. What we need to hasten the fertility decline is to ensure that the health and family welfare system is up to this challenge and provides contraception and sexual and reproductive health services that allow individuals to have only as many children as they want.

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Banking Sector Reforms

RBI revises guidelines for opening Current Accounts

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Current Account

Mains level: Paper 3- Steps taken by the RBI to stop banking frauds

The article explains the salience of the RBI’s recent restriction on the opening of current accounts by the companies.

Context

  • RBI has put restrictions on who can open a current account with which bank.

What are the restrictions and why it matters

  • A company that has borrowed from a bank cannot open a current account with another bank.
  • It can open a current account with its lending banks under some circumstances.
  • Otherwise such company is encouraged to use the cash credit and overdraft facilities under which it has borrowed.

Let’s understand why it matters

  • Firms borrow from PSU banks, but open current accounts with private or foreign banks.
  • When transactions move to current account of banks other than the lending bank, it loses visibility on end use of the funds.
  • Basically the PSU bank has no idea where the money has gone.
  • For example, when a firm gets money from its customers, instead of parking it with the lending bank it puts it in the current account with another bank.
  • The lending bank has no way of knowing if the loan is going bad wilfully or otherwise.

Why private banks may oppose the move

  • Easy revenue source has got blocked.
  • They can, of course, start lending to firms to retain this business but that would mean taking risk.
  • It would be far safer to be with retail customers who have neither power nor lawyers to defend them against sharp banking practices.

Why it matters to bank customers

  • Vanishing money raises the cost of funds to the bank and results in higher lending rates and lower deposit rates for us.
  • For taxpayers, it means regular use of our funds to recapitalize the banking system that periodically goes bankrupt due to loans gone bad.
  • So, an overall tightening of the system is great news.

Conclusion

For too long have the citizens been punished with greater scrutiny, tighter rules, higher costs and fewer benefits as compared to the suits. We should let the banks hand-wring, but celebrate the closure of each loophole as it happens.


Back2Basics: What is the current account?

  • A current account is like a savings bank account, but with many facilities for swift and multiple transactions, overdraft facilities and it carries no interest.
  • Banks like to sell these accounts as they enjoy huge floats, or money that just sits with the bank waiting to be used by the depositing firms.

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The future of Indian secularism

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Not much

Mains level: Paper 2- Challenges to secularism in India

Secularism in India faces multiple challenges. This article analyses challenge the Indian secularims faces from the party-political secularims.

Features of constitutional secularism in India

  • Constitutional secularism is marked by at least two features.
  • First, critical respect for all religions.
  • Unlike some secularisms, ours is not blindly anti-religious but respects religion.
  • It respects not one but all religions.
  • Every aspect of religious doctrine or practice cannot be respected but respect for religion must be accompanied by critique.
  • Second, intervene whenever religious groups promote communal disharmony.
  • Thus, it has to constantly decide when to engage or disengage, help or hinder religion depending entirely on which of these enhances our constitutional commitment to freedom, equality and fraternity.

How populism is harming secularism

  • Secularism has paid a heavy price in our country for being at the centre of public and political discourse.
  • Populism based politics is indifferent to freedom and equality-based religious reform, it has removed critical from the term ‘critical respect’.
  • It has even been complicit in igniting communal violence.
  • This party-political ‘secular’ state, cozying up alternately to the fanatical fringe of the minority and the majority, was readymade for takeover by a majoritarian party.
  • This takeover was accomplished by removing the word ‘all’ and replacing it by ‘majority’.
  • Today, Indian constitutional secularism is swallowed up by this party-political secularism, with not a little help from the Opposition, media and judiciary.

Way forward

  • 1) There is a need for a shift of focus from a politically-led project to a socially-driven movement for justice.
  • 2) Also, a shift of emphasis from inter-religious to intra-religious issues.
  • Such focus on intra-relisious issues may allow deeper introspection within, multiple dissenting voices to resurface, create conditions to root out intra-religious injustices, and make its members free and equal.
  • 3) Europe’s secularism provided a principle to fight intra-religious oppressions. 
  • In India, secularism was not only a project of civic friendship among religious communities but also of opposition to religion-based caste and gender oppressions.
  • A collective push from young men and women  may help strengthen the social struggle of emancipation from intra-religious injustices.
  • 4) Inter-religious issues also should not be ignored.
  • Distance, freedom from mutual obsession, give communities breathing space.
  • Each can now explore resources within to construct new ways of living together.

Consider the question “How populism in the politics thretens the idea of secularim in India? Suggest the ways to deal with it.”

Conclusion

Needed today are new forms of socio-religious reciprocity, crucial for the business of everyday life and novel ways of reducing the political alienation of citizens, a democratic deficit whose ramifications go beyond the ambit of secularism.

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Citizenship and Related Issues

Clause 6 of the Assam Accord

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Assam Accord

Mains level: NRC and CAA debate

In February, a government-appointed committee had submitted its recommendations for implementation of Clause 6 of the Assam Accord, a key provision that has been contentious for decades.

Must read:

https://www.civilsdaily.com/burning-issue-assam-nrc/

What is Clause 6?

  • It is a part of the Assam Accord which came at the culmination of a movement against immigration from Bangladesh.
  • It reads: “Constitutional, legislative and administrative safeguards, as may be appropriate, shall be provided to protect, preserve and promote the cultural, social, linguistic identity and heritage of the Assamese people.”
  • For recognition as citizens, the Accord sets March 24, 1971, as the cutoff.
  • As immigrants up to the cutoff date would get all rights as Indian citizens, so Clause 6 was inserted to safeguard the socio-political rights and culture of the “indigenous people of Assam”.

What has happened since?

  • Several committees have been set up over the years to make recommendations on the implementation of Clause 6.
  • None of them made headway on the provision’s contentious issues, however, until the latest CAA move.
  • Following widespread protests against the CAA, the government gave an urgent push to Clause 6 to pacify the Assamese community.

Recommendations of the recent report

  • Headed by retired High Court judge Biplab Kumar Sarma the committee was asked to fast-track its report.
  • It submitted its report in Feb but the government did not make its contents public.
  • But some Assamese activists independently made the contents public.
  • Its brief was to define the “Assamese people” and suggest measures for the safeguard of their rights. The definition of “Assamese people” has been a subject of discussion for decades.

Key propositions

The committee has proposed that the following be considered Assamese people for the purpose of Clause 6. All citizens of India who are part of:

  • Assamese community, residing in the Territory of Assam on or before January 1, 1951; or
  • Any indigenous tribal community of Assam residing in the territory of Assam on or before January 1, 1951; or
  • Any other indigenous community of Assam residing in the territory of Assam on or before January 1, 1951; or
  • All other citizens of India residing in the territory of Assam on or before January 1, 1951; and
  • Descendants of the above categories

Why 1951?

  • During the Assam agitation, the demand was for detection and deportation of migrants who had illegally entered Assam after 1951.
  • The Assam Accord, however, set the cutoff on March 24, 1971. The National Register of Citizens (NRC) was updated based on this cutoff.
  • Clause 6 is meant to give the Assamese people certain safeguards, which would not be available to migrants between 1951 and 1971.
  • If the recommendation is accepted, those who migrated between 1951 and 1971 would be Indian citizens, but they won’t be eligible for safeguards meant for Assamese people”.

What are these safeguards?

Among various recommendations, the key is the reservation of seats in Parliament, Assembly and local bodies; reservation in jobs; and land rights. The panel recommends the Assamese people be given:

  • 80 to 100% reservation in the parliamentary seats of Assam, Assembly seats and local body seats be reserved for the “Assamese people”.
  • 80 to 100% of Group C and D level posts (in Assam) in central government/semi-central government/central PSUs/private sector
  • 80 to 100% of jobs under Government of Assam and state government undertakings; and 70 to 100% of vacancies arising in private partnerships
  • Land rights, with restrictions imposed on transferring land by any means to persons other than “Assamese people”.

Several other recommendations deal with language and cultural and social rights. On language, it recommends:

  • Assamese language shall continue to be official language throughout the state with provisions for use of local languages in Barak Valley, Hill Districts and the Bodoland Territorial Area Districts.
  • Mandatory provision of an Assamese language paper for recruitment in state government services with alternatives for Barak Valley districts, BTAD and Hills Districts.
  • To set up Academies for all-round development of each of the indigenous tribal languages including, Bodo, Mishing, Karbi, Dimasa, Koch-Rajbongshi, Rabha, Deuri, Tiwa, Tai and other indigenous languages.

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Women empowerment issues – Jobs,Reservation and education

Hindu Women’s Inheritance Rights

Note4Students

From UPSC perspective, the following things are important :

Prelims level: HUF

Mains level: Women's property right

The Supreme Court has expanded a Hindu woman’s right to be a joint legal heir and inherit ancestral property on terms equal to male heirs.

What is the ruling?

  • The SC Bench ruled that a Hindu woman’s right to be a joint heir to the ancestral property is by birth and does not depend on whether her father was alive or not when the law was enacted in 2005.
  • The Hindu Succession (Amendment) Act, 2005 gave Hindu women the right to be coparceners or joint legal heirs in the same way a male heir does.
  • Since the coparcenary (heirship) is by birth, it is not necessary that the father coparcener should be living as on 9.9.2005, the ruling said.

What is the 2005 law?

  • The Mitakshara school of Hindu law codified as the Hindu Succession Act, 1956 governed succession and inheritance of property but only recognised males as legal heirs.
  • The law applied to everyone who is not a Muslim, Christian, Parsi or Jew by religion.
  • Buddhists, Sikhs, Jains and followers of Arya Samaj, Brahmo Samaj are also considered Hindus for the purposes of this law.
  • In a Hindu Undivided Family, several legal heirs through generations can exist jointly.

Background

  • Traditionally, only male descendants of a common ancestor along with their mothers, wives and unmarried daughters are considered a joint Hindu family.
  • The legal heirs hold the family property jointly.
  • Women were recognised as coparceners or joint legal heirs for partition arising from 2005.
  • The 174th Law Commission Report had also recommended this reform in Hindu succession law.
  • Even before the 2005 amendment, Andhra Pradesh, Karnataka, Maharashtra and Tamil Nadu had made this change in the law, and Kerala had abolished the Hindu Joint Family System in 1975.

What did the law bring in?

  • Section 6 of the Act was amended that year to make a daughter of a coparcener also a coparcener by birth “in her own right in the same manner as the son”.
  • The law also gave the daughter the same rights and liabilities “in the coparcenary property as she would have had if she had been a son”.
  • The law applies to ancestral property and to intestate succession in personal property — where succession happens as per law and not through a will.

How did the case come about?

  • While the 2005 law granted equal rights to women, questions were raised whether the law applied retrospectively and if the rights of women depended on the living status of their father.
  • Different benches of the Supreme Court had taken conflicting views on the issue. Different High Courts had also followed different views of the top court as binding precedents.
  • The Prakash v Phulwati (2015) case held that the benefit of the 2005 amendment could be granted only to “living daughters of living coparceners” as on September 9, 2005 (the date when the amendment came to force).
  • In February 2018 a bench headed by Justice A K Sikri held that the share of a father who died in 2001 will also pass to his daughters as coparceners during the partition of the property as per the 2005 law.

The present case

  • These conflicting views led to a reference to a three-judge Bench in the current case.
  • The ruling now overrules the verdicts from 2015 and April 2018.
  • It settles the law and expands on the intention of the 2005 legislation to remove the discrimination as contained in section 6 of the Hindu Succession Act, 1956.
  • It gave equal rights to daughters in the Hindu Mitakshara coparcenary property as the sons have.

What was the government’s stand?

  • The solicitor argued in favour of an expansive reading of the law to allow equal rights for women. He referred to the objects and reasons of the 2005 amendment.
  • The Mitakshara coparcenary law not only contributed to discrimination on the ground of gender but was oppressive and negated the fundamental right of equality guaranteed by the Constitution.

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Civil Services Reforms

[pib] Appointment of the UPSC Chairman

Note4Students

From UPSC perspective, the following things are important :

Prelims level: UPSC and other constitutional bodies

Mains level: NA

The President of India has appointed Pradeep Kumar Joshi as Chairman of Union Public Service Commission (UPSC).

Try this PYQ:

Q.Consider the following statements:

  1. The Executive Power of the Union of India is vested in the Prime Minister.
  2. The Prime Minister is the ex-officio Chairman of the Civil Services Board.

Which of the statements given above is/are correct? (CSP 2015)

(a) 1 only

(b) 2 only

(c) Both 1 and 2

(d) Neither 1 nor 2

Backgrounder: UPSC

  • Established on 1 October 1926 as Public Service Commission, it was later reconstituted as Federal Public Service Commission by the GoI Act 1935; only to be renamed as today’s UPSC after the independence.
  • The UPSC is India’s premier central recruiting agency responsible for appointments to and examinations for All India services and group A & group B of Central services.
  • The Department of Personnel and Training is the central personnel agency in India.
  • It is also required to be consulted by the Government in matters relating to the appointment, transfer, promotion and disciplinary matters.

Appointments to the UPSC

  • As per Article 316 of the constitution, the Chairman and other members of UPSC shall be appointed by the President.
  • In case the office of the Chairman becomes vacant his duties shall be performed by one of the other members of the Commission as the President may appoint for the purpose.
  • Under Art. 318, the President is empowered to determine the number of members of the Commission and their conditions of service.
  • As per Art 319, a person who holds office as Chairman shall, on the expiration of his term of office, be ineligible for re-appointment to that office.
  • But, a member other than the Chairman shall be eligible for appointment as the Chairman of the UPSC.
  • Also, the Chairman of a State PSC shall be eligible for appointment as the Chairman or any other member of the UPSC.

Removal of members/chairman

  • As per Art. 317, the Chairman or any other member of a UPSC shall only be removed from their office by order of the President on the ground of “misbehaviour” after the Supreme Court inquiry report.
  • The President may suspend the Chairman or other member of the Commission until a report of the Supreme Court is received.

Distinguishing features

  • The commission reports directly to the President and can advise the Government through him.
  • Although, such advice is not binding on the Government.
  • Being a constitutional authority, UPSC is amongst the few institutions which function with both autonomy and freedom, along with the country’s higher judiciary and lately the Election Commission.

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Digital India Initiatives

[pib] Krishi Megh: A Cloud-based Data Recovery Centre

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Cloud Storage, Krishi Megh

Mains level: NA

Union Minister of Agriculture & Farmers’ Welfare has launched the Krishi Megh Data Recovery Centre.

Do not get confused with the name ‘Krishi Megh’. One might mistakenly relate it to some weather forecasting tool of the Indian Meteorological Department.

Krishi Megh

  • The Krishi Megh has been set up at National Academy of Agricultural Research Management (NAARM), Hyderabad.
  • It has been set up under the National Agricultural Higher Education Project (NAHEP), funded by both the government and World Bank.
  • It has been built to mitigate the risk, enhance the quality, availability and accessibility of e-governance, research, extension and education in the field of agriculture in India.
  • Currently, the main data centre of the Indian Council of Agricultural Research (ICAR) is at the Indian Agricultural Statistics Research Institute (IASRI) in New Delhi.

Back2Basics: Cloud Storage

  • It is a cloud computing model that stores data on the Internet through a cloud computing provider who manages and operates data storage as a service.
  • It is delivered on demand with just-in-time capacity and costs, and eliminates buying and managing your own data storage infrastructure.
  • It gives agility, global scale and durability, with “anytime, anywhere” data access.

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Foreign Policy Watch: India-Afghanistan

In news: Loya Jirga

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Loya Jirga

Mains level: Taliban

The Afghan Loya Jirga approves release of 400 ‘hard-core’ Taliban prisoners.

The term seems peculiar. We may expect a prelim question on the same.

What is Loya Jirga?

  • A Loya Jirga is a special type of jirga, or legal assembly, in Pashtunwali, the traditional code of laws of the Pashtun people.
  • It is mainly organized for choosing a new head of state in case of sudden death, adopting a new constitution, or to settle national or regional issue such as war.
  • It predates modern-day written or fixed laws and is mostly favoured by the Pashtun people but to a lesser extent by other nearby groups that have been influenced by Pashtuns (historically known as Afghans).
  • In Afghanistan, Loya Jirgas have been reportedly organized since at least the early 18th century when the Hotaki and Durrani dynasties rose to power.

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