Digital India Initiatives

BHIM 2.0


From UPSC perspective, the following things are important :

Prelims level : BHIM 2.0

Mains level : Promoting digital payments in India

  • The IT Ministry unveiled a slew of new initiatives and programmes, including BHIM 2.0 that packs-in new functionalities, support additional languages and has increased transaction limits.

BHIM 2.0

  • BHIM app, a UPI based payment interface developed by National Payments Corporation of India (NPCI) that allows real-time fund transfer, was launched in December 2016.
  • Some of the striking features marking BHIM 2.0 include a ‘Donation’ gateway, increased transaction limits for high-value transactions, linking multiple bank accounts, offers from merchants, the option of applying in IPO, gifting money etc.
  • The new version of BHIM also supports three additional languages — Konkani, Bhojpuri and Haryanvi — over and above the existing 13.
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