Cover mental illness, IRDAI tells insurers


Mains Paper 2: Governance | Issues relating to development and management of Social Sector/Services relating to Health, Education, Human Resources.

From UPSC perspective, the following things are important:

Prelims level: Particulars of the act and its provisions

Mains level: Particulars, uniqueness and importance of the act. The act is first-of-its kind in India.


Provisioned under Mental Healthcare Act

  1. The Insurance Regulatory and Development Authority of India (IRDAI) have directed all insurance companies to make provision to cover mental illness in policies.
  2. Reference is drawn to the Mental Healthcare Act, 2017, which has come into force w.e.f 29.5.2018.
  3. As per Sec 21(4) of the said Act, every insurer shall make provision for medical insurance for treatment of mental illness on the same basis as is available for treatment of physical illness.

Mental Healthcare Act, 2017

Compliment the news with the op-ed snap-

[op-ed snap] Mental Healthcare Act: A paradigm shift

Health Sector – UHC, National Health Policy, Family Planning, Health Insurance, etc.
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