From UPSC perspective, the following things are important :
Prelims level : PMMVY
Mains level : Maternity benefits in India
The Pradhan Mantri Matru Vandana Yojana (PMMVY) scheme has been able to reach less than a third of the eligible beneficiaries reveals RTI Act.
- The PMMVY is targeted only at women delivering their first child.
- A cash amount of ₹6,000 is transferred to the bank account of the beneficiary in three instalments upon meeting certain conditions.
- These include early registration of pregnancy, having at least one ante-natal check-up and registration of childbirth.
Outreach of PMMVY
- PMMVY is a vital programme to support lactating mothers and pregnant women by compensating them for loss of wages during their pregnancy
- Almost 61% of beneficiaries registered under the between April 2018 and July 2019 (38.3 lakh out of the total 62.8 lakh enrolled) received the full amount of ₹6,000 promised under the scheme, according to an RTI reply.
- However, the researchers assert that since the scheme failed to reach at least 49% of all mothers who would have delivered their first child (an estimated total of 123 lakh for 2017), the scheme was able to benefit only 31% of its intended beneficiaries.
Why such low outreach?
- Several factors impeded proper implementation of the programme that aims to fight malnutrition among children.
- These include an application form of about 23 pages, a slew of documents such as mother-child protection card, Aadhaar card, husband’s Aadhaar card and bank passbook aside from linking their bank accounts with Aadhaar.
- The requirement to produce the husband’s Aadhaar card results in excluding women who may be living with men they are not married to, single mothers and those who may be staying at their natal home.
- Women must also have the address of their marital home on their Aadhaar card, which often results in newlyweds being either left out or forced to go from door-to-door when pregnant and needing rest and care.