Union Cabinet approves Ayushman Bharat health scheme

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Mains Paper 2: Governance | Issues relating to development & management of Social Sector/Services relating to Health, Education, Human Resources

From UPSC perspective, the following things are important:

Prelims level: Ayushman Bharat scheme, Rashtriya Swasthya Bima Yojana, Senior Citizen Health Insurance Scheme, SECC

Mains level: Universal health coverage and related issues


News

Scheme for Universal Health Coverage

  1. The Union Cabinet on Wednesday approved the launch of the Ayushman BharatNational Health Protection Mission (AB-NHPM)
  2. The scheme was announced in the Budget 2018

About the scheme

  1. The scheme will provide a cover of ₹5 lakh per family per year
  2. It would take care of almost all secondary care and most of the tertiary care procedures
  3. There will be no cap on family size and age
  4. The benefits cover will include pre and post-hospitalization expenses
  5. All pre-existing conditions will be covered from day one of the policy
  6. A defined transport allowance per hospitalization will also be paid to the beneficiary

Inclusions in the scheme

  1. The target beneficiaries will be more than 10 crore families belonging to poor and vulnerable population based on SECC database
  2. AB-NHPM will subsume the on-going centrally sponsored schemes — Rashtriya Swasthya Bima Yojana (RSBY) and the Senior Citizen Health Insurance Scheme (SCHIS)
Health Sector – UHC, National Health Policy, Family Planning, Health Insurance, etc.
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