Crop Insurance – PMFBY, etc.

CROPIC Initiative

Why in the News?

The Ministry of Agriculture and Farmers Welfare is set to launch CROPIC (Collection of Real Time Observations & Photo of Crops)- a digital initiative that uses field photography and AI-based models to monitor crop health and automate loss assessment.

What is CROPIC?

  • Overview: CROPIC is a digital initiative launched by the Ministry of Agriculture and Farmers Welfare.
  • Objective: The aim of CROPIC is to monitor crop health, assess crop losses, and assist with insurance payouts under the Pradhan Mantri Fasal Bima Yojana (PMFBY).
  • Technology Integration: It leverages field photography, artificial intelligence, and a cloud-based analysis system to streamline crop monitoring.
  • Process: CROPIC is designed to automate the crop loss assessment process and improve the transparency and speed of compensation to farmers.
  • Pilot Timeline: The initiative will be piloted during Kharif 2025 and Rabi 2025–26, and expanded nationwide in 2026.
  • Implementation: The project is funded through the Fund for Innovation and Technology (FIAT) under PMFBY, which has an allocation of ₹825 crore.

Key Features of CROPIC:

  • Mobile App-Based Data Collection: Crops are photographed 4–5 times per season using the CROPIC mobile app, with images collected by farmers and field officials.
  • Crowdsourced Inputs: Real-time photographs are crowdsourced directly from the field, ensuring up-to-date and location-specific crop data.
  • AI-Based Photo Analysis: Images are uploaded to a cloud platform, where AI algorithms analyze them to detect:
    • Crop type and stage
    • Health status
    • Visible damage or stress
  • Web-Based Dashboard: Processed data is presented on a visual dashboard for use by government officials and policymakers.
  • Insurance Integration: During claim processing under PMFBY, officials use the app to gather photographic evidence, automating crop loss verification.
  • Crop Signature Database: CROPIC will help build a digital image library of crop types, aiding future research and development in agricultural analytics.
[UPSC 2019] For the measurement/estimation of which of the following are satellite images/remote sensing data used?

1. Chlorophyll content in the vegetation of a specific location

2. Greenhouse gas emissions from rice paddies of a specific location

3. Land surface temperatures of a specific location Select the correct answer using the code given below.

Options: (a) 1 only (b) 2 and 3 only (c) 3 only (d) 1, 2 and 3*

 

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