Economics › Digital Payments,Digital Infrastructure

Consider the following countries:
I. United Arab Emirates
II. France
III. Germany
IV. Singapore
V. Bangladesh
How many countries amongst the above are there other than India where international merchant payments are accepted under UPI?

Consider the following statements in respect of RTGS and NEFT:

I. In RTGS, the settlement time is instantaneous, while in case of NEFT, it takes some time to settle payments.
II. In RTGS, the customer is charged for inward transactions, while that is not the case for NEFT.
III. Operating hours for RTGS are restricted on certain days, while this is not true for NEFT.

Which of the statements given above is/are correct?