Direct Benefits Transfers

PM-KISAN Scheme: Boosting Farmer Welfare


From UPSC perspective, the following things are important :

Prelims level: PM-KISAN Scheme

Why in the News?

Prime Minister has approved the 17th instalment of the PM Kisan scheme. This move will benefit 9.3 crore farmers, amounting to a distribution of approximately Rs 20,000 crore.

About the PM-KISAN Scheme

  • The Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) is a Central Sector Scheme with 100% funding from the Government of India.
  • It is being implemented by the Ministry of Agriculture and Farmer’s Welfare.
  • Launched: In February 2019.
  • Aim: To help procure various inputs to ensure proper crop health and appropriate yields, commensurate with the anticipated farm income at the end of each crop cycle.
  • Objective: To provide eligible farmers with an annual financial assistance of ₹6,000.
    • This assistance is distributed in three equal instalments of ₹2,000 each every 4 months, via Direct Benefit Transfer (DBT) into the bank accounts of beneficiaries.
  • Beneficiaries:
    • Farmer families that hold cultivable land can apply for the benefits of this plan.
    • Small and Marginal Farmers (SMFs) (a farmer who owns cultivable land up to 2 hectares as per land records of the concerned State/UT.).
    • The entire responsibility of identification of beneficiary farmer families rests with the State / UT Governments.

Significance for Farmers

  • Beneficiaries outreach: Over 11 crore farmers (with more than 3 crore women farmers) across the country have availed of the PM-Kisan scheme, indicating its widespread reach and impact.
  • Financial Support: This financial aid helps farmers meet their agricultural expenses, purchase seeds, fertilizers, and other inputs, and support their families’ livelihoods.
  • Improved Agricultural Practices: This contributes to food security and boosts the agricultural sector’s growth.
  • Poverty Alleviation: The scheme plays a crucial role in alleviating poverty among small and marginal farmers by providing them with a steady source of income just like Universal Basic Income (UBI).
  • Enhanced Livelihoods: PM-Kisan supports farmers’ livelihoods, by providing a safety net during times of agricultural distress or economic uncertainties, ensuring a better quality of life for rural communities.


[2020] Under the Kisan Credit Card scheme, short-term credit support is given to farmers for which of the following purposes?

  1. Working capital for maintenance of farm assets.
  2. Purchase of combine harvesters, tractors and mini trucks.
  3. Consumption requirements of farm households.
  4. Post-harvest expenses.
  5. Construction of family house and setting up of village cold storage facility.

Select the correct answer using the code given below:

(a) 1, 2 and 5 only

(b) 1, 3 and 4 only

(c) 2, 3, 4 and 5 only

(d) 1, 2, 4 and 5

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