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  • MUDRA 2.0 Loans

    Why in the News?

    The Union Budget 2024 has sought to increase the loan limit under the MUDRA scheme signifying the potential launch of MUDRA 2.0.

    What is MUDRA 1.0?

    Details
    Launch
    • Pradhan Mantri Mudra Yojana (PMMY)
    • Launched in 2015.
    Purpose To extend affordable credit to micro and small enterprises, bringing them into the formal financial system and funding the unfunded.
    Loan Providers Public Sector Banks (PSU Banks), Regional Rural Banks, Cooperative Banks, Private Sector Banks, Foreign Banks, Micro Finance Institutions (MFI), and Non-Banking Finance Companies (NBFC).
    Eligibility Indian citizens with a business plan for non-farm sector income-generating activities in manufacturing, processing, trading, or services, requiring less than ₹10 lakh.
    Types of Loans • Shishu: Loans up to ₹50,000.
    • Kishor: Loans above ₹50,000 and up to ₹5 lakh.
    • Tarun: Loans above ₹5 lakh and up to ₹10 lakh.
    Subsidy
    • No direct subsidy;
    • Loans linked to Government schemes providing capital subsidies are eligible under PMMY.

    Achievements of MUDRA 1.0

    • Financial Inclusion: Disbursed over Rs 27.75 lakh crore to 47 crore small entrepreneurs, improving access to formal credit.
    • Support for Marginalized Groups: 69% of loans went to women, and 51% to SC/ST and OBC entrepreneurs, enhancing social equity and gender equality.
    • Job Creation: Helped create jobs and encouraged self-employment, especially in rural and semi-urban areas.
    • Reduction in NPAs: Reduced non-performing assets (NPAs) from 3.61% in FY21 to 2.1% in FY24, showing better loan management.

    Challenges Faced by MUDRA 1.0

    • Unequal Loan Distribution: In 2021-22, the top 10 districts received Rs 26,000 crore, about the same as the bottom 318 districts, showing uneven credit distribution.
    • High NPAs in Early Categories: The Shishu (loans up to Rs 50,000) and Kishore (loans between Rs 50,001 and Rs 5 lakh) categories had NPAs above 4% from FY20 to FY22 due to a lack of business skills among early-stage entrepreneurs.
    • Low Financial Literacy: Only 27% of the population is financially literate, leading to poor loan management and higher defaults.
    • Monitoring and Credit Appraisal Issues: Increased lending led to challenges in maintaining quality credit appraisal processes and monitoring, resulting in some misuse of funds.

    What is MUDRA 2.0?

    • MUDRA 2.0 is the proposed next phase of the scheme, aiming to expand and enhance support for micro-entrepreneurs, especially in underserved regions.
    • Features of MUDRA 2.0:
      • Expanded Outreach: Establish new centers in rural and semi-urban areas to provide financial literacy, mentorship, and business support.
      • Enhanced Financial Literacy: Launch nationwide programs covering budgeting, savings, credit management, and digital literacy to help entrepreneurs manage their finances better.
      • Improved Credit Support: Introduce the Enhanced Credit Guarantee Scheme (ECGS) to reduce risks for banks and encourage more lending to small enterprises.
      • Stronger Monitoring: Implement a robust monitoring framework using data analytics to track loan disbursements, usage, and repayments in real-time, ensuring transparency and reducing misuse.

    PYQ:

    [2016] Pradhan Mantri MUDRA Yojana is aimed at:

    (a) Bringing the small entrepreneurs into formal financial system.

    (b) Providing loans to poor farmers for cultivating particular crops.

    (c) Providing pension to old and destitute persons.

    (d) Funding the voluntary organizations involved in the promotion of skill development and employment generation.

  • What was the Great Moon Hoax of 1835?

    Why in the News?

    The Great Moon Hoax of 1835 is a series of fabricated news reports published by The New York Sun, an American newspaper, claiming that life had been discovered on the moon.

    What is the Great Moon Hoax of 1835?

    • The Great Moon Hoax was a series of newspaper articles falsely claiming that John Herschel, an astronomer, had discovered life on the moon.
    • The hoax was created and published by The New York Sun, a daily newspaper in New York City, starting on August 25, 1835.
    • It described various fantastical creatures, such as bat-winged humanoids (called Vespertilio-homo), unicorns, and upright beavers, along with detailed landscapes and other features of the moon.
    • These reports were entirely fictional and intended as satire.
    • However, they were widely believed by the public and reprinted in other newspapers.

    Why the Hoax was conceived?

    • To Mock Religious Influence on Science: It aimed to satirize the blend of religious beliefs with scientific claims, especially in astronomy.
    • Boost Readership: The hoax was a tactic to increase The New York Sun’s circulation from 8,000 copies a day.
    • Challenge Public Credulity: It highlighted how easily the public could be deceived by sensational stories without verifying their accuracy.

  • Simple Medical Tools of an OPD Visit

    Why in the News?

    • These medical tools—thermometers, stethoscopes, weighing scales, and sphygmomanometers—are essential for diagnosing and monitoring basic health parameters.
      • Each tool has its own function and specific way of operation, which helps healthcare professionals make informed decisions about patient care.

    Here is the list of tools used in a Doctor’s Diagnosis:

    Function Description and Working Principle
    Thermometer Measures body temperature.
    • Mercury Thermometer: Features a mercury-filled bulb and a glass capillary with numerical markings. Temperature changes cause the mercury to expand or contract, moving through the capillary to indicate temperature.
    • Digital Thermometer: Utilizes sensors like infrared or thermistors to detect temperature changes, which are then converted into digital readings.
    Stethoscope Listens to internal body sounds.
    • Acoustic Stethoscope: Comprises a diaphragm for high-frequency sounds and a bell for low-frequency sounds, connected by a tube to earpieces.
    • Electronic Stethoscope (Stethophone): Amplifies body sounds electronically and may include recording capabilities and additional diagnostics such as electrocardiograms. These devices transmit sound data to smartphones or other devices.
    Weighing Scale Measures body weight.
    • Spring Scale: Uses a spring under a plate; weight is measured by the degree of spring compression or extension. Requires calibration to account for local gravity variations.
    • Electronic Scale: Converts the mechanical force of weight into electrical signals using load cells or strain gauges, displayed as weight readings on a digital screen.
    Sphygmomanometer Measures blood pressure.
    • Manual Sphygmomanometer: Includes an inflatable cuff, linked to a mercury or aneroid manometer. Uses a stethoscope to detect blood flow sounds (Korotkov sounds) for determining systolic and diastolic pressures.
    • Electronic Sphygmomanometer: Uses oscillometric technology to sense pressure oscillations caused by arterial blood flow, automating blood pressure measurement. Easier for home use but may have accuracy issues in patients with certain cardiovascular conditions.

     

    PYQ:

    [2019] In the context of wearable technology, which of the following tasks is/are accomplished by wearable devices?

    1. Location identification of a person
    2. Sleep monitoring of a person
    3. Assisting the hearing-impaired person

    Select the correct answer using the codes given below:

    (a) 1 only

    (b) 2 and 3 only

    (c) 3 only

    (d) 1, 2 and 3
  • [27th August 2024] The Hindu Op-ed: The heavy shackles of fear and vigilance

    [27th August 2024] The Hindu Op-ed: The heavy shackles of fear and vigilance

    PYQ Relevance:

    Q Judicial Legislation is antithetical to the doctrine of separation of powers as envisaged in the Indian Constitution. In this context justify the filing of a large number of public interest petitions praying for issuing guidelines to executive authorities. (UPSC IAS/2020)
    Q What are the continued challenges for Women in India against time and space? (UPSC IAS/2019)
    Q ‘Women’s movement in India has not addressed the issues of women of lower social strata.’ Substantiate your view. (UPSC IAS/2018)
    Q Is the National Commission for Women able to strategize and tackle the problems that women face at both public and private spheres? Give reasons in support of your answer. (UPSC IAS/2017)

    Mentor comment: The brutal rape and murder of a woman doctor in Kolkata has reignited discussions about women’s safety in India. This incident highlights the pervasive violence women face, including sexual harassment and domestic abuse, while also emphasizing the often-overlooked psychological impacts of such violence. Despite the immediate physical consequences drawing public attention, the long-term psychological effects remain largely unaddressed and difficult to measure.

    Let’s learn!

    __

    Why in the News?

    The brutal rape and murder of a woman doctor in Kolkata has reignited discussions on the long-term psychological effects remain largely unaddressed and difficult to measure.

    What are the Psychological impacts of violence on women in India?
    • Mental Health Disorders: Women who experience violence are at a higher risk of depression, anxiety, PTSD (post-traumatic stress disorder), and suicidal tendencies.  A significant percentage of women about 12% report severe psychological distress linked to domestic violence.
    • Substance Abuse: Many women resort to alcohol or drugs as coping mechanisms, often accompanied by feelings of shame and low self-esteem.
    • Health Disorders: Victims may develop eating disorders, sleep disturbances, and psychosomatic symptoms, manifesting psychological trauma as physical ailments.
    • Long-term Effects: Chronic stress, loss of trust, and ongoing fear significantly impair women’s quality of life and social engagement.

    An ingrained state of Alertness within women:

    Women in India often live in a constant state of alertness due to inadequate societal and state protection. This heightened awareness becomes ingrained and is often perceived as normal, which results in the following aspects:

    • Impacts on Freedom: The need to assess threats restricts women’s freedom to explore, take risks, and enjoy simple pleasures, affecting career choices and personal relationships.
    • Intergenerational Effects: The burden of vigilance is passed from mothers to daughters, reinforcing the notion that women are solely responsible for their safety.
    • Dissonance in Living: Women face a conflict between advocating for empowerment and adapting their behaviors for safety, creating a disparity between how they live and how they wish to live.

    Impact on Society

    • When women prioritize safety over exploration, they are denied the full spectrum of human experiences, depriving society of their potential contributions.
    • Due to this, the emotional strain, psychological fatigue, and loss of joy and freedom that women carry are significant and often unrecognized.
    • Acknowledging the burden of perpetual vigilance as a form of violence, it is essential for creating an equitable society where everyone can live, thrive, and contribute equally, free from safety concerns.
    Most Disadvantaged Section: Marginalized women face intensified discrimination and greater dangers due to intersecting factors of caste, class, and religion, often lacking institutional support and navigating environments rife with exploitation and abuse, unlike their more privileged counterparts.

    How can we redefine Safety to Prioritize Women’s Freedom and Empowerment?

    • Shift the Burden of Safety: The responsibility of a safe environment should lie with society and the state.
    • Invest in Gender-Sensitive Infrastructure: Developing safe and accessible public transportation systems is crucial for women’s mobility and economic empowerment. It includes well-lit streets, secure waiting areas, and the presence of female staff and security personnel.
    • Improve Legal Frameworks and Implementation: Laws and policies must be aligned with international standards. This requires capacity building for law enforcement, the judiciary, and service providers, as well as legal literacy programs for women.
    • Challenge Harmful Gender Norms: Addressing patriarchal attitudes and gender stereotypes, is crucial for creating a more equitable society. This involves engaging men and boys in gender equality initiatives, promoting positive masculinities, and challenging the normalization of violence against women.
    • Increase Women’s Participation in Decision-Making: Need to increase women’s representation in leadership roles in government, civil society, and community-based organizations.

    Conclusion: Women should not have to choose between their safety and their freedom. State and societal measures should not restrict women’s freedom any further under the guise of ensuring safety.

    https://www.thehindu.com/opinion/lead/the-heavy-shackles-of-fear-and-vigilance/article68569659.ece

  • [UPSC Masterclass] On How To Prepare Current Affairs For UPSC 2025 || Join on 29th August 2024 AT 7 PM

    [UPSC Masterclass] On How To Prepare Current Affairs For UPSC 2025 || Join on 29th August 2024 AT 7 PM

    Register for the free masterclass on ‘Current Affairs For UPSC 2025’ on 29th August 2024 at 7 PM

    Register Now!

    We’re excited to invite you to a transformative webinar that not only covers the ‘what‘ but also the ‘how‘ of mastering current affairs for 2025. Here’s why you should join:

    Engage with Higher-Order Thinking 

    • Remember & Understand: Start with the basics—how to efficiently collect and comprehend key news and information.
    • Apply & Analyze: Learn how to connect current events to broader themes and trends, critical for exams like UPSC.
    • Evaluate & Create: Go beyond memorization. Develop the ability to critique sources, form your own opinions, and craft well-rounded answers.

    This webinar is designed to move you up the cognitive ladder, enabling you to not just learn, but also apply and synthesize information effectively.

    Reach Your Tipping Point

    • Stickiness Factor: We’ll share strategies that make your study habits ‘stick,’ ensuring that you remember and understand what you learn.
    • Law of the Few: Leverage the most crucial sources and materials—the ones that truly matter, saving you time and effort.
    • Power of Context: Adapt your study environment and mindset to optimize learning, turning preparation into a daily habit rather than a daunting task.

    By joining this webinar, you’ll be equipped with tools and strategies that can tip the balance in your favour, turning your preparation from good to great.

    Don’t just prepare—excel! Join us to transform your approach to current affairs and make your 2025 goals a reality.

    See you in the masterclass.

    Join on 29th Aug 2024 at 7PM to get one year strategy for current affairs.

    Register Now!
    UPSC, Civilsdaily, Current Affairs, Samachar Manthan, IAS

    Join this session on 29th August 2024 at 7:00 p.m. This session is a must-attend for you If you are attempting UPSC for the first time in 2025 or have attempted earlier and now preparing for next year, then it is going to be a valuable session for you too.

    Register Now!

    In this masterclass, you will get:

    1. A 45-minute deep dive on how to plan your 2025 UPSC Current Affairs strategy from the start to the end.
    2. How do first-attempt IAS Rankers strategise their Current Affairs?
    3. Insider tips that only the top IAS and IPS rankers know and apply to get rank.

    By the end of this session, you’ll have razor-sharp clarity and a clear path to prepare ‘Current Affairs for UPSC 2025’ with confidence and near-perfect certainty. 

    Join UPSC Current Affairs Masterclass on 29th August 2024, 7:00 pm

    Register Now!

    (Don’t wait—the next webinar won’t be until Septemeber 24)

    These masterclasses are packed with value. They are conducted in private with a closed community. We rarely open these webinars for everyone for free. This time we are keeping it for 300 seats only.

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  • Frequent mass wasting in Tibet a cause for worry in India 

    Why in the News?

    A recent study on frequent mass wasting in Sedongpu Gully and rapid warming raises concerns for India’s Northeast region.

    About Sedongpu Gully:

    • The Sedongpu gully (29°47′7.20′′N, 94°55′24′′E) is in the large bend region of the Yarlung Tsangpo River, located in the southeastern Tibetan Plateau.
    • Debris flows have occurred in two adjacent gullies, namely Sedongpu Gully (SDP) and Zelongnong Gully (ZLN), since the 1950s.

    Mass Wasting in the Gully: Stats and Reasons

    • Since 2017, over 700 million cubic meters of debris have been mobilized in the Sedongpu Gully catchment, with more than 68% of the total 19 identified mass-wasting events occurring in this period.
      • The events include ice-rock avalanches (IRAs), ice-moraine avalanches (IMAs), and glacier debris flows (GDFs).
    • Causes: The increased frequency of mass wasting is attributed to a combination of long-term warming and seismic activity.
      • The area rarely experienced temperatures above 0º C before 2012, but climate change has led to significant warming, destabilizing permafrost and increasing landslide activity.
      • The 6.4-magnitude Nyingchi earthquake in November 2017 also contributed to the destabilization of slopes.

    Implications of sedimentation from mass wasting events:

    • River Choking and Flash Floods: The study warns that the increased sedimentation from mass wasting events could choke river channels, particularly affecting the Brahmaputra River system. 
    • Hydropower Projects: China is planning to construct a massive 60-gigawatt hydropower project on the Tsangpo River, which could exacerbate sedimentation issues downstream.
      • This project is expected to have three times the capacity of the Three Gorges Dam, raising concerns about river management and flood risks in India and Bangladesh.
    • Historical Flood Events: Past incidents, like the 2000 floods in Arunachal Pradesh caused by landslides blocking the Tsangpo River, show how dangerous landslides can be for areas downstream.
      • The chance of similar disasters is higher now because of the ongoing geological instability in the Sedongpu Gully.

    Way forward: 

    • Bilateral and Multilateral Dialogues: India should intensify diplomatic efforts with China, advocating for shared water management strategies and transparency in hydropower projects on the Tsangpo River.
    • Real-Time Monitoring: Establish advanced real-time monitoring systems for the Brahmaputra River and its tributaries, using satellite imagery, remote sensing, and ground-based observations to track landslides, sedimentation, and water flow.

    Mains question for practice:

    Q Discuss the potential risks posed by the increasing frequency of mass wasting events in the Sedongpu Gully and the implications for India’s Northeast region. (150 words) 10M

  • Investing in persons with disabilities  

    Why in the News?

    The recent film Srikanth depicts industrialist Srikanth Bolla’s triumph over visual impairment. It highlights societal stigma, marginalization, and the lack of support for Persons with Disabilities (PwDs).

    Status of Education and Jobs for PwD’s in India:

    • Limited Employment Opportunities: A 2023 report indicates that only five out of 50 Nifty 50 companies employ more than 1% of persons with disabilities (PwDs), with most being public sector firms.
    • Gap in Accessibility and Supply: Less than 1% of educational institutions in India are disabled-friendly, highlighting a significant gap in accessibility and support for PwDs in both education and employment sectors.
    • Inadequate Infrastructure: Data shows that fewer than 40% of school buildings have ramps, and only about 17% have accessible restrooms.
    • Lack of effective implementation: Despite legislative provisions for reservations in government jobs under the Rights of Persons with Disabilities Act, 2016, there is a lack of effective implementation, resulting in low participation of PwDs in the workforce.

    Challenges Faced by Persons with Disabilities (PwD)

    • Social Stigma and Marginalization: PwDs face deep-rooted social stigma, which leads to discrimination and exclusion from various sectors, including education and employment.
    • Inaccessible Infrastructure: Many public and private spaces lack the necessary infrastructure to accommodate PwDs, such as ramps and accessible restrooms, which severely limits their mobility and independence. For example, Less than 40% of school buildings have ramps, and only about 17% have accessible restrooms.
    • Educational Barriers: Despite the Right to Education Act, many PwDs encounter barriers such as a lack of inclusive schools, trained teachers, and assistive technologies, leading to high illiteracy rates among disabled individuals.
    • Workplace Discrimination: PwDs often face discrimination in the workplace, including a lack of reasonable accommodations and societal prejudices that create a “glass ceiling” for their employment opportunities.

    Erosion of Identity for PwDs

    • Negative Representation: The portrayal of PwDs in society often reduces them to objects of pity or ridicule. This negative representation contributes to a societal attitude that undermines their dignity and identity.
    • Perception as Burdens: Sociologists argue that PwDs are frequently seen as burdens on society, which affects their self-identity and societal participation. This perception is reinforced through media and public discourse.
    • Intersectionality of Disability: PwDs who also belong to marginalized castes or genders face compounded discrimination, creating a double or triple burden that further erodes their identity and social standing.
    • Social Exclusion: The stigma surrounding disabilities often leads to exclusion from social activities and relationships, reinforcing the idea that PwDs can only relate to one another, which diminishes their broader social identity.

    Way forward: 

    • Enhance Accessibility: Ensure that educational institutions and workplaces are fully accessible by upgrading infrastructure and implementing inclusive design standards.
    • Combat Stigma and Promote Inclusion: Launch targeted awareness campaigns to challenge negative perceptions of PwDs and promote their positive contributions.

    Back2Basics: Sugamya Bharat Abhiyan

    • Accessible India Campaign or Sugamya Bharat Abhiyan is a program that is set to be launched to serve the differently-able community of the country.
    • The flagship program has been launched on 3 December 2015, the International Day of People with Disabilities.
    • The program comes with an index to measure the design of disabled-friendly buildings and human resource policies.
    • The initiative also in line with Article 9 of the (UN Convention on the Rights of Persons with Disabilities) which India is a signatory since 2007.
    • The scheme also comes under the Persons with Disabilities Act, 1995 for equal Opportunities and protection of rights which provides non-discrimination in Transport to Persons with Disabilities.

    Mains PYQ: 

    Q The Rights of Persons with Disabilities Act, 2016 remains only a legal document without intense sensitisation of government functionaries and citizens regarding disability. Comment. (2022)

  • Tackling the frictions in cross-border payments  

    Why in the News?

    Despite being worth $181.9 trillion in 2022, cross-border payments still have inefficiencies prompting the G-20 to focus on improving them for economic growth.

    Present Status of the Global Cross-Border Payments Market

    • The cross-border payments market was valued at approximately $181.9 trillion in 2022 and is projected to reach $356.5 trillion by 2032, reflecting a compound annual growth rate (CAGR) of 7.3% from 2023 to 2032.
    • The growth is driven by increasing globalization, the rise of e-commerce, and technological innovations in the financial sector. The demand for faster, more secure, and transparent payment solutions is compelling banks and fintech companies to enhance their offerings.
    • The market includes various channels such as bank transfers, money transfer operators, and card payments, with a significant share coming from business-to-business (B2B) transactions.

    Difference Between Old and New Systems

     

    Cross-Border Payment 

    		 Features Challenges
    Old System Cross-border payments relied on manual processes involving letters of credit, checks, and extensive documentation. It faced challenges such as high transaction costs, slow processing times, and limited access due to regulatory burdens.
    New System Incorporates technological advancements such as blockchain, digital wallets, and instant payment systems.

    Example:  peer-to-peer transactions and interlinked payment infrastructures

    		 challenges around scalability, security, regulation and standardization.

    Challenges to Cross-Border Payments

    • High Costs: Transaction fees remain a significant barrier, with various financial institutions imposing different charges that complicate cost-effectiveness.
    • Low Speed: Processing times can vary greatly, often taking several days due to intermediary banks and regulatory checks, which can frustrate users seeking rapid transactions.
    • Limited Access: Many individuals and businesses still face obstacles in accessing cross-border payment services, particularly in underbanked regions.
    • Insufficient Transparency: Users often lack clarity regarding fees, processing times, and the overall transaction process, leading to mistrust and reluctance to engage in cross-border transactions.
    • Regulatory Compliance: Navigating diverse legal frameworks across jurisdictions complicates transactions, with anti-money laundering (AML) and counter-terrorist financing (CFT) regulations adding layers of complexity.

    Way forward: 

    • Adoption of Emerging Technologies: Leveraging blockchain, digital currencies, and AI can streamline processes, reduce transaction costs, and enhance transparency, making cross-border payments faster and more accessible.
    • Regulatory Harmonization and Collaboration: Promoting global regulatory alignment and fostering collaboration between financial institutions and governments can simplify compliance, improve transaction efficiency, and broaden access to underbanked regions.

  • What is the Unified Pension Scheme?

    Why in the News?

    The Union Cabinet approved the Unified Pension Scheme (UPS) for 23 lakh central government employees.

    About Unified Pension Scheme (UPS):

    Explanation
    Implementation Date Effective from April 1, 2025.
    Eligibility Central government employees with at least 10 years of service.
    Assured Pension
    • 50% of average basic pay over the last 12 months prior to retirement for employees with 25+ years of service.
    • Proportionate benefits for 10-25 years of service.
    Assured Minimum Pension ₹10,000 per month for employees with at least 10 years of service.
    Assured Family Pension 60% of the pension that the employee was drawing before their death.
    Inflation Protection
    • Pensions indexed to inflation;
    • Dearness Relief (DR) based on the All India Consumer Price Index for Industrial Workers (AICPI-IW).
    Government Contribution 18.5% of basic pay and DA, increased from 14% under the National Pension System (NPS).
    Employee Contribution 10% of basic pay and DA (same as under NPS).
    Lump Sum Payment on Superannuation One-tenth of the last drawn monthly pay (including DA) for every 6 months of completed service, in addition to gratuity.
    Option to Choose Employees can choose between UPS and NPS starting from the upcoming financial year; the choice is final once made.
    Beneficiaries
    • Initially benefits 23 lakh central government employees;
    • May extend to 90 lakh if adopted by state governments.
    Difference from NPS Unlike the market-dependent NPS, UPS provides a guaranteed pension amount, a minimum pension, increased government contribution, fixed family pension, and a lump sum payment at superannuation.

    Significance of the UPS

    • Financial Security: Guarantees a pension and family pension for stable post-retirement income.
    • Minimum Pension: Ensures at least ₹10,000 per month for retirees, supporting lower-income employees.
    • Inflation Protection: Indexes pensions to inflation, maintaining purchasing power over time.
    • Increased Benefits: Raises government contribution to 18.5%, enhancing employee retirement benefits.
    • Flexibility: Allows choice between UPS and NPS based on personal financial needs.
    • Family Support: Provides 60% of the pension to the spouse if the employee passes away.
    • Employee Welfare: Aligns with government goals to improve employee welfare and post-retirement life quality.

    PYQ:

    [2017] Who among the following can join the National Pension System (NPS)?

    (a) Resident Indian citizens only.

    (b) Persons of age from 21 to 55 only.

    (c) All State Government employees joining the services after the date of notification by the respective State Governments.

    (d) All Central Government employees including those of Armed Forces joining the services on or after 1st April, 2004.

  • Classical Language Centres ask for autonomy

    Why in the News?

    Classical Language Centres in India are seeking more autonomy to improve their effectiveness and address operational challenges.

    Classical Language Centres in India

    • India has designated 6 languages as classical: Tamil, Sanskrit, Telugu, Kannada, Malayalam, and Odia.
    • Special centres have been established to promote these languages.
    • Only the Centre for Tamil functions autonomously.
    • The centres for Telugu, Kannada, Malayalam, and Odia operate under the Central Institute of Indian Languages (CIIL) in Mysuru.

    About Classical Languages in India

    Aspect Details
    Recognized Classical Languages Tamil (2004), Sanskrit (2005), Kannada (2008), Telugu (2008), Malayalam (2013), Odia (2014).
    Additional Languages for Preservation Pali, Persian, Prakrit, and Farsi (Persian) as per the National Education Policy-2020.
    Criteria for Classical Language Status – High Antiquity: Recorded history of 1500-2000 years.
    – Valuable Heritage: Possesses ancient literature and texts.
    – Originality: Unique literary tradition, not borrowed from other languages.
    – Distinctness: Language and literature distinct from modern forms.
    Promotion of Classical Languages – International Awards: Two major awards for scholars in classical Indian languages.
    – Centre of Excellence: For studies in classical languages.
    – Professional Chairs: UGC requested to create chairs in Central Universities.
    The Eighth Schedule Lists 22 official languages, governed by Articles 344(1) and 351 of the Constitution. Includes Assamese, Bengali, Bodo, Dogri, Gujarati, Hindi, Kannada, Kashmiri, Konkani, Maithili, Malayalam, Manipuri, Marathi, Nepali, Odia, Punjabi, Sanskrit, Santali, Sindhi, Tamil, Telugu, and Urdu.
    Chronological Additions to the Eighth Schedule – 1950: Initially included 14 languages.
    – 1967: Sindhi added (21st Constitutional Amendment).
    – 1992: Konkani, Manipuri (Meitei), Nepali added (71st Constitutional Amendment).
    – 2003: Bodo, Dogri, Maithili, Santali added (92nd Constitutional Amendment).
    – 2011: “Oriya” replaced with “Odia” (96th Constitutional Amendment).

     

    PYQ:

    [2015] Which one of the following was given classical language status recently?

    (a) Odia

    (b) Konkani

    (c) Bhojpuri

    (d) Assamese

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