Urban Transformation – Smart Cities, AMRUT, etc.

Nation First Transit Card for digital fare payments


From UPSC perspective, the following things are important :

Prelims level : Nation First Transit Card

Mains level : Not Much

nation first transit card

Central Idea

  • State Bank of India (SBI) unveiled the ‘Nation First Transit Card’ for seamless and convenient digital fare payments.
  • The card is designed to enhance the commuting experience by facilitating digital ticketing across various modes of transport and parking, all within one card.

Nation First Transit Card

  • Aims to streamline customer commuting and digital fare payments for metro, buses, water ferries, and parking through a single card.
  • Provides versatility by enabling retail and e-commerce payments.
  • Powered by RuPay and National Common Mobility Card (NCMC) technology.

Key Facts about the National Common Mobility Card (NCMC)

  • Launched on March 4, 2019.
  • Enables SBI customers to use their Debit Cards as travel cards for metro rail and buses in enabled locations.
  • The concept originated from the Nandan Nilekani committee, established by the Reserve Bank of India (RBI).
  • An initiative by the Ministry of Housing and Urban Affairs in India, promoting cashless transactions and a unified payment platform for commuters.
  • Offers a unified contactless transport solution via the RuPay platform, developed by the National Payments Corporation of India (NPCI).
  • Functions as an automatic fare collection system, transforming smartphones into interoperable transport cards for metro, bus, and suburban railway services.

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