Subject: Banking Regulations

Which of the following statements best describes the- term ‘Scheme for Sustainable Structuring of Stressed Assets (S4A)’, recently seen in the news?

Which one of the following best describes the term “Merchant Discount Rate” sometimes seen in news?

With reference to the governance of public sector banking in India, consider the following statements:

1.Capital infusion into public sector banks by the Government of India has steadily increased in the last decade.
2.To put the public sector banks order, the merger of associate banks with the parent State Bank of India has been affected
Which of the statements given above is/are correct?

What was the purpose of Inter-Creditor Agreement signed by Indian banks and financial institutions recently?

Which of the following is not included in the assets of a commercial bank in India?

The Chairman of public sector banks are selected by the

“Gold Tranche” (Reserve Tranche) refers to

What is the importance of the term “Interest Coverage Ratio” of a firm in India?
1. It helps in understanding the present risk of a firm that a bank is going to give loan to.
2. It helps in evaluating the emerging risk of a firm that a bank is going to give loan to.
3. The higher a borrowing firm’s level of Interest Coverage Ratio, the worse is its ability to service its debt.
Select the correct answer using the code given below:

With reference to the ‘Banks Board Bureau (BBB)’, which of the following statements are correct ?
1. The Governor of RBI is the Chairman of BBB.
2. BBB recommends for the selection of heads for Public Sector Banks.
3. BBB helps the Public Sector Banks in developing strategies and capital raising plans.
Select the correct answer using the code given below :