Subject: Banking Regulations

Consider the liquid assets :
1). Demand deposits with the banks
2). Time deposits with the banks
3). Saving deposits with the banks
4). Currency
The correct sequence of these assets in the decreasing order of liquidity is

Basel III Accord’ or simply ‘Basel III’ often seen in the news, seeks to

The term ‘Core Banking Solution’ is sometimes seen in the news. Which of the following statements best describes/describe this term?
1. It is a networking of a bank’s branches which enables customers to operate their accounts from any branch of the bank on its network regardless of where they open their accounts.
2. It is an effort to increase RBI’s control over commercial banks through computerization.
3. It is a detailed procedure by which a bank with huge non-performing assets is taken over by another bank.
Select the correct answer using the code given below.

Which of the following statements best describes the- term ‘Scheme for Sustainable Structuring of Stressed Assets (S4A)’, recently seen in the news?

Which one of the following best describes the term “Merchant Discount Rate” sometimes seen in news?

With reference to the governance of public sector banking in India, consider the following statements:

1.Capital infusion into public sector banks by the Government of India has steadily increased in the last decade.
2.To put the public sector banks order, the merger of associate banks with the parent State Bank of India has been affected
Which of the statements given above is/are correct?

What was the purpose of Inter-Creditor Agreement signed by Indian banks and financial institutions recently?

Which of the following is not included in the assets of a commercial bank in India?

The Chairman of public sector banks are selected by the

“Gold Tranche” (Reserve Tranche) refers to