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Subject: Organized Crime and Terrorism

  • In J&K, a facade of normalcy cannot substitute for peace

    Why in the News

    An administrative order circulating in Anantnag directed government employees to take part in a Tiranga Rally, making attendance at a State sponsored event an official obligation. The order brings out the central tension in the governance of Jammu and Kashmir since August 2019, between an official account of restored normalcy and a security regime of raids, dismissals, detentions and attachments that continues without pause. Whether participation of this kind reflects public enthusiasm or administrative compulsion is the question the order leaves unanswered.

    What is Article 370 of the Constitution?

    1. What it provided: A temporary provision under Part XXI that limited Parliament’s legislative power over Jammu and Kashmir to defence, foreign affairs and communications, with other laws requiring the State government’s concurrence.
    2. The linked provision: Article 35A, added by a 1954 Presidential Order, allowed the State to define permanent residents and reserve rights in employment and property for them.
    3. What changed in 2019: Presidential Orders of August 2019 applied the whole Constitution to the State and rendered Article 370 inoperative, and Article 35A ceased to apply.
    4. The statutory change: The Jammu and Kashmir Reorganisation Act, 2019 split the State into two Union Territories, Jammu and Kashmir with a legislature, and Ladakh without one.
    5. The judicial outcome: The Supreme Court upheld the 2019 measures in In re Article 370 of the Constitution (2023) and directed that statehood be restored and elections held.
    6. The contested question: The argument advanced in this piece treats the 2019 change as an abrogation imposed without consent, and reads subsequent governance as its continuation.

    Who is an overground worker?

    1. The term: A person alleged to provide logistical support to militants, such as shelter, transport, money or information, without taking part in armed action.
    2. Why the term matters: It is not defined in statute, so the label carries no fixed evidentiary threshold and can be applied to large numbers after a single incident.

    What is preventive detention?

    1. What it is: Detention ordered by the executive to prevent an anticipated act, without any charge, trial or conviction.
    2. Its basis: Article 22(3) to 22(7) carve preventive detention out of the ordinary protections against arrest, and permit detention up to three months before an Advisory Board must review it.

    What is the United Liberation Council?

    1. What it is: The name attached to a purported threat letter reported on 12 August, described by authorities and sections of the media as an affiliate of Lashkar e Taiba.
    2. What the letter did: It reportedly named several Kashmiri Pandit government employees and carried their telephone numbers.

    Why is the Tiranga Rally order treated as symptomatic rather than isolated?

    1. The object is not the issue: The objection is not to the national flag but to the coercive form of the instruction.
    2. Obligation replaces participation: When attendance at a government event becomes an administrative duty, the resulting turnout cannot be read as evidence of public sentiment.
    3. A pattern of governance: The order fits a style of administration that has defined the region since the Union government took direct control in August 2019.
    4. Display as policy output: A visible ceremony is treated as the deliverable, so the appearance of normalcy substitutes for the conditions that would produce it.
    5. Self defeating measurement: A government that compels attendance loses the only instrument that could have told it whether sentiment had actually changed.

    What measures define administration in the Valley since 2019?

    1. Raids and investigations: Searches and investigations by multiple central and State agencies have become a recurring feature of life in the Valley.
    2. Dismissals from service: Government employees have been dismissed over alleged links with militancy or with militant sympathisers, without the ordinary departmental process.
    3. Mass detention: Thousands have been detained after militant incidents, at times under broad allegations of being overground workers.
    4. Institutional closure: Educational and charitable institutions have faced closure or restriction over alleged links with banned organisations.
    5. Property attachment: Properties worth hundreds of crores of rupees have been attached under various laws.
    6. House demolition: Homes have been demolished where a member of the family stands accused of militancy.
    7. Post incident crackdowns: Thousands were reportedly detained after the killing of a police constable in south Kashmir, and the cycle of raids, detentions and suspicion followed the killing of migrant workers.

    What does the record on the Kashmiri Pandit community show?

    1. The threat letter: Reports on 12 August described a purported threat letter naming several Kashmiri Pandit government employees along with their telephone numbers.
    2. The attributed source: The letter was attributed to the United Liberation Council, described as an affiliate of Lashkar e Taiba.
    3. The casualty count: 25 members of the community have been targeted and killed since 2019.
    4. The named victims: They include Ajay Pandita Bharti, Rakesh Pandita, Makhan Lal Bindroo, Rahul Bhat, Rajni Bala, Puran Krishan Bhat and Sanjay Sharma.
    5. Why the memory matters: For a community displaced in the 1990s, each such threat revives the circumstances of that displacement rather than reading as an isolated crime.
    6. The return condition: Return has to rest on an environment in which the community feels safe, not on participation in official ceremonies designed to demonstrate that everything is normal.

    Why do the claim of normalcy and the continuing security regime contradict each other?

    1. The official account: The government tells the rest of India that Kashmir has entered a new era of peace and normalcy.
    2. The parallel reality: Extraordinary security measures, raids, detentions, dismissals and restrictions continue to shape the everyday lives of ordinary people.
    3. Both cannot be operative: A settled peace does not require a standing apparatus of preventive detention and property attachment to maintain it.
    4. The tourist test fails: Busy markets, full hotels and traffic on the roads are what a visitor sees in a few days. They measure commerce, not security of person.
    5. What each side gains: The government gains a demonstrable output in the display. The population gains nothing it can rely on when the display ends.
    6. The unresolved reminder: The threat letter of 12 August is the demonstration that the underlying problem has not closed, whatever the ceremonies record.

    How should normalcy actually be measured?

    1. Freedom to speak: Whether ordinary people feel secure enough to speak freely without anticipating consequences.
    2. Law as protection: Whether families believe the law will protect them rather than intimidate them.
    3. A visible future: Whether young people see a future for themselves in the region.
    4. Safe return: Whether communities that have suffered displacement and violence feel safe enough to return and rebuild their lives.

    What does the security regime do to a generation born after the conflict?

    1. Who they are: Those in their teens and twenties in Kashmir were born decades after the worst years of the conflict and bear no responsibility for the violence of the 1990s.
    2. What they observe: Many grow up watching fathers, brothers, relatives and neighbours being summoned, detained or questioned.
    3. Collective punishment: Large scale detentions and punitive measures after militant attacks deepen the perception that a whole community is being punished for the acts of individuals.
    4. The asymmetry they learn: One section of society is repeatedly assured that everything is normal while another is continually asked to prove that it is not a threat.
    5. The outcome: This produces bruised memory rather than reconciliation, and bruised memory does not disappear because officials are instructed to display flags.
    6. The time horizon: Brute force can silence a street for a period. It cannot silence a generation’s memory.

    What distinctions must the state draw?

    1. Militant and citizen: The State must distinguish between a militant and an ordinary citizen, which mass categorisation after an incident destroys.
    2. Accused and convicted: It must distinguish between an accused person and a convicted person, which dismissal, attachment and demolition before trial collapse.
    3. Family member and accused: It must distinguish between a family member and the person accused of committing a crime, which punitive action against a household erases.

    Challenges to restoring political normalcy in Jammu and Kashmir

    1. Punitive measures before adjudication: Attachment and demolition operate before a court has decided guilt, so the penalty precedes the finding. e.g. property attachments running to hundreds of crores of rupees under various laws since 2019.
    2. Undefined categories in enforcement: Terms such as overground worker carry no statutory definition, so detention scales with suspicion rather than evidence. e.g. thousands reportedly detained after the killing of a police constable in south Kashmir.
    3. Employment as a security instrument: Dismissal without departmental inquiry converts government service into a lever of security policy. e.g. dismissals of employees over alleged links with militancy since 2019.
    4. Targeted killings of minorities: The safety of returning and resident minority employees remains unsecured. e.g. 25 members of the Kashmiri Pandit community killed since 2019 and a threat letter naming employees on 12 August 2026.
    5. Statehood still pending: Restoration of full statehood remains incomplete, leaving an elected government without control over police and public order. e.g. the Supreme Court’s 2023 direction to restore statehood at the earliest.
    6. Space for civil society: Closure of educational and charitable institutions removes the mediating layer between the State and the population. e.g. restrictions on institutions over alleged links with banned organisations.
    7. Cross border sponsorship: Infiltration and external support keep the security justification alive irrespective of local political settlement. e.g. attacks on migrant workers in the Valley followed by area wide crackdowns.
    8. Economic dependence on tourism: A single security incident removes the region’s main visible income source. e.g. the collapse of bookings in the Valley after major attacks on visitors.

    Conclusion

    The administrative order in Anantnag is a small instrument, and its significance lies in what it substitutes for. Kashmir needs healing built on dignity, justice, security and dialogue, and healing cannot be produced by an order requiring attendance. A facade of normalcy may impress visitors, and it cannot substitute for real peace. The measure of whether the situation has changed is whether the State begins to distinguish the militant from the citizen and the accused from the convict, not whether the flag is displayed on schedule.

    Jammu and Kashmir after 2019

    1. Constitutional status: The former State was reorganised on 31 October 2019 into the Union Territory of Jammu and Kashmir, with a legislature, and the Union Territory of Ladakh, without one.
    2. Political timeline: Assembly elections were held in 2024, the first since 2014, restoring an elected government to the Union Territory.
    3. Statehood question: Full statehood has not been restored. Public order and police remain with the Union government under the Reorganisation Act.
    4. Security geography: The region has a Line of Control of about 740 km with Pakistan and a Line of Actual Control segment with China in Ladakh.
    5. Displacement history: Large scale displacement of the Kashmiri Pandit community occurred from 1990, and return and rehabilitation remains an unfinished policy objective.
    6. Economy: Horticulture, handicrafts and tourism dominate the economy, all of which are directly sensitive to security incidents.

    Constitutional Framework Governing Jammu and Kashmir and Security Measures

    1. Article 1: Declares India a Union of States and makes the territories in the First Schedule part of that Union.
    2. Article 3: Empowers Parliament to form new States and Union Territories and to alter boundaries, the provision used for the 2019 reorganisation.
    3. Article 370: The temporary provision governing the State’s relationship with the Union, rendered inoperative by the Presidential Orders of August 2019.
    4. Article 14: Requires equality before the law, which limits arbitrary classification of persons or communities in security administration.
    5. Article 19: Guarantees freedom of speech, assembly, association and movement, subject to reasonable restrictions on the specified grounds.
    6. Article 21: Protects life and personal liberty, and requires that any deprivation follow a procedure that is fair, just and reasonable.
    7. Article 22: Provides protections on arrest, and separately permits preventive detention with an Advisory Board review after three months.
    8. Article 239A read with the Reorganisation Act: Provides the framework for a legislature in a Union Territory, with police and public order reserved to the Union in the case of Jammu and Kashmir.
    9. Article 355: Places a duty on the Union to protect every State against external aggression and internal disturbance.

    Laws and Rules Governing Security Administration in Jammu and Kashmir

    1. Jammu and Kashmir Reorganisation Act, 2019: Created the two Union Territories and set out the distribution of legislative and executive power between them and the Union.
    2. Unlawful Activities (Prevention) Act, 1967: The principal anti terrorism statute, providing for banning organisations, designating individuals and attaching proceeds of terrorism.
    3. Jammu and Kashmir Public Safety Act, 1978: Permits preventive detention for up to two years on grounds of security of the State or maintenance of public order.
    4. Armed Forces (Jammu and Kashmir) Special Powers Act, 1990: Confers search, arrest and use of force powers on the armed forces in areas declared disturbed, with prior sanction required for prosecution.
    5. National Investigation Agency Act, 2008: Establishes the central counter terrorism investigation agency and defines the scheduled offences it can take over.
    6. Prevention of Money Laundering Act, 2002: Provides for provisional attachment of property representing proceeds of crime, used in terror financing investigations.
    7. Bharatiya Nagarik Suraksha Sanhita, 2023: Replaces the Code of Criminal Procedure, 1973 and carries the powers to issue prohibitory orders and regulate assemblies.

    Back2Basics: In re Article 370 of the Constitution (2023)

    1. What it was: A Constitution Bench judgment of the Supreme Court on the validity of the Presidential Orders of August 2019 and the Jammu and Kashmir Reorganisation Act, 2019.
    2. Holding on sovereignty: The Court held that Jammu and Kashmir retained no element of internal sovereignty after its accession and the adoption of the Constitution.
    3. Holding on Article 370: Article 370 was held to be a temporary provision, and the President’s power to declare it inoperative was held to survive the dissolution of the Constituent Assembly of the State.
    4. Holding on Article 35A: The Court held that the removal of Article 35A did not violate the fundamental rights framework.
    5. Direction on statehood: The Court directed that the statehood of Jammu and Kashmir be restored at the earliest, while upholding the carving out of Ladakh.
    6. Direction on elections: The Election Commission was directed to hold Assembly elections by 30 September 2024.
    7. Additional direction: The Court recommended a truth and reconciliation commission to examine human rights violations in the region since the 1980s.

    Government Initiatives

    1. Prime Minister’s Development Package, 2015: An outlay of about Rs 80,068 crore covering road, power, health, tourism and rehabilitation projects in the region.
    2. Prime Minister’s Package for Kashmiri Migrants: Provides government jobs and transit accommodation to support the return of displaced Kashmiri Pandit families to the Valley.
    3. Udaan and Himayat: Skill development and placement schemes for youth of the region, run through the National Skill Development Corporation and the rural livelihoods mission.
    4. Prime Minister’s Special Scholarship Scheme: Funds higher education outside the region for students from Jammu and Kashmir and Ladakh.
    5. Security Related Expenditure scheme: Reimburses the Union Territory for expenditure on security, relief and rehabilitation of surrendered militants and civilian victims.
    6. Operation Sadbhavana and the Civic Action Programme: Army and central armed police force programmes that fund schools, medical camps and community infrastructure in border and affected areas.
    7. New Central Sector Scheme for Industrial Development, 2021: An outlay of about Rs 28,400 crore of capital and interest incentives to attract manufacturing investment to the Union Territory.

    Key Facts about Jammu and Kashmir

    1. Reorganisation date: The two Union Territories came into existence on 31 October 2019, observed as National Unity Day.
    2. Representation: The Union Territory of Jammu and Kashmir returns five members to the Lok Sabha and Ladakh returns one.
    3. Delimitation: The 2022 delimitation raised Assembly seats to 90, with 43 in the Jammu division and 47 in the Kashmir division, besides seats reserved for Scheduled Castes and Scheduled Tribes for the first time.
    4. Reservation extension: Central laws on reservation, including for Scheduled Tribes such as the Gujjar, Bakarwal, Gaddi and Sippi communities, now apply to the Union Territory.
    5. Boundaries: The region borders Pakistan along the Line of Control and China along the Line of Actual Control in Ladakh.
    6. Geography: The Pir Panjal range separates the Jammu division from the Kashmir Valley, and the Jhelum, Chenab and Indus are the principal rivers.
    7. Treaty link: The Indus Waters Treaty of 1960 governs the use of the western rivers that flow through the region, and India placed it in abeyance in 2025.

    Challenges in Internal Security Management

    1. Balancing force and consent: Security operations that succeed tactically can widen alienation and cost the political objective. e.g. area wide cordon and search operations following a single militant incident.
    2. Preventive detention without adjudication: Detention laws allow long custody without trial, which produces grievance even where the intelligence is sound. e.g. detention up to two years permitted under the Jammu and Kashmir Public Safety Act, 1978.
    3. Radicalisation through digital channels: Recruitment and propaganda have moved online, beyond the reach of physical area domination. e.g. encrypted messaging used for handler communication in recent militancy cases.
    4. Terror financing: Funding routes through hawala, cryptocurrency and front organisations are hard to interdict. e.g. investigations into non governmental organisations and trusts by central agencies since 2017.
    5. Rehabilitation of surrendered cadre: Without livelihood and social acceptance, surrendered militants relapse. e.g. surrender and rehabilitation policies across the Northeast and Left Wing Extremism affected districts.
    6. Centre and State coordination: Multiple agencies operating in the same theatre create gaps in intelligence handover. e.g. the multi agency centre framework created after the 2008 Mumbai attacks.
    7. Human rights accountability: Sanction requirements delay prosecution in cases of alleged excess, which erodes trust in the process. e.g. the prior sanction requirement for prosecuting armed forces personnel.
    8. Border management technology: Infiltration continues where terrain defeats physical fencing. e.g. tunnels detected along the international boundary in the Jammu sector.

    Way Forward

    1. Restore statehood on a stated timeline: Give the elected government responsibility for public order so accountability for security decisions is politically located.
    2. Individualise security action: Confine dismissal, attachment and demolition to persons against whom a case is established, with reasons recorded and an appeal available.
    3. Institutionalise dialogue: Create a standing channel with elected representatives, civil society and displaced communities rather than event driven engagement.
    4. Secure minority employees: Provide verified protection and posting choices to Kashmiri Pandit employees rather than requiring presence at ceremonial events.
    5. Time bound trials: Expand special court capacity so that persons in preventive detention are either charged and tried or released.
    6. Youth employment at scale: Convert skill schemes into placement linked outcomes so that the young have a visible economic route.
    7. Independent grievance mechanism: Set up an accessible body to examine complaints of excess, following the reconciliation mechanism the Supreme Court recommended in 2023.

    “[2023, GS3, 10 marks] Winning of ‘Hearts and Minds’ in terrorism-affected areas is an essential step in restoring the trust of the population. Discuss the measures adopted by the Government in this respect as part of the conflict resolution in Jammu and Kashmir.”

  • The banning of ‘Jamaat-e – islaami’ in Jammu and Kashmir brought into focus the role of over-ground workers (OGWs) in assisting terrorist organizations. Examine the role played by OGWs in assisting terrorist organizations in insurgency affected areas. Discuss measures to neutralize the influence of OGWs.

    Recently, MHA has declared ‘Jamaat-e-Islami Jammu Kashmir (JeI)’ as an ‘Unlawful Association’ under Section 3 of the Unlawful Activities (Prevention) Act, 1967.

    Role played by OGWs

    Intelligence Gathering – provide real-time information on troop movement, patrol timings and security vulnerabilities.

    Logistical Support – arrange shelter, vehicles, food, medical aid and safe houses for militants to evade detection.

    Radicalisation and Recruitment through religious networks, student groups and social media.

    Terror Financing – raise funds locally, manage extortion, run front organisations and facilitate hawala transfers.

    Facilitating Arms Movement – OGWs act as couriers, store arms, and help smuggle weapons across borders or LoC. Eg- collecting drone-dropped arms.

    Information Warfare – They generate pro-terror content, circulate videos and organise protests to delegitimise the state.

    Maintaining Militant-Local Community Linkages- create public sympathy for militants, and organise funerals or protests to build support. Eg- funeral of Burhan Wani

    Measures to Neutralise the Influence of OGWs

    Intelligence and Policing Measures

    Integrated Intelligence Grid (IIG) – Real-time coordination between police, IB, NIA and security forces to identify OGW networks.

    Use of Technology for Profiling – AI-based monitoring of suspicious financial transactions, travel patterns and digital communication.

    Strengthening Local Police and Community Intelligence – Eg- Village Defence Groups in Rajouri-Poonch.

    Tightening Border Surveillance – Use of drones, sensors, and night-vision to check infiltration and OGW courier routes.

    Legal and Institutional Measures

    Action through UAPA & NIA Act – Freezing bank accounts and shutting down front organisations.

    Regulating NGOs, Religious Networks – Eg- FCRA audits of charity organisations

    Community and Preventive Measures

    De-radicalisation and Counselling of youth

    Heart and mind strategy – Eg- Operation Sadbhavana (Goodwill) of Indian Army

    Employment and Skill Development to mainstream youth. Eg- Udaan Scheme

    OGWs are the backbone of insurgency. A multi-layered approach is needed to break the support ecosystem of terrorism.

  • Analyse the complexity and intensity of terrorism, its causes, linkages and obnoxious nexus. Also, suggest measures required to be taken to eradicate the menace of terrorism

    As per Bruce Hoffman, “Terrorism is the deliberate creation and exploitation of fear through violence or the threat of violence in the pursuit of political change.”

    Complexity of Terrorism

    Absence of a universally accepted definition makes global consensus and coordination difficult.

    Multi-actor nature – Involves state-sponsored, non-state, proxy and lone-wolf actors

    Decentralised structure limits traceability. Eg- lone wolf attacks

    Transnational character – Funding, training, ideology and operations span across borders.

    Technological sophistication increases operational complexity. Eg- Use of encrypted communication, drones and digital finance.

    Intensity of Terrorism (Global Terrorism Index 2025)

    Over 8,000 terrorism-related deaths globally (2024)

    Islamic State (IS) expanded its operations to 22 countries

    Terrorist attacks jumped by 63% in the West

    India witnessed Pahalgam terrorist attack in 2025

    High psychological impact

    Causes of Terrorism

    Political Causes

    Political instability – Weak or exclusionary governance fuels extremism. Eg- in Syria

    Ideological radicalisation through identity and grievance politics. Eg- ISIS

    State repression – Eg- Militant recruitment in Kashmir exploiting allegations of rights abuses.

    Socio-Economic Causes

    Poverty and unemployment Create fertile ground for recruitment. Eg- in Palestine (Hamas)

    Inequality – Disparity between haves and have-nots fuels resentment.

    Regional underdevelopment and ‘Governance vaccum’- Eg- Insurgency in India’s Northeast

    Geopolitical Causes

    Proxy warfare and state sponsorship – Eg- Pakistan’s policy of bleeding India by thousand cuts

    Regional conflicts – Eg- Iran’s support “Axis of Resistance” including Lebanon’s Hezbollah, Yemen’s Houthis.

    Technological and Global Factors

    Online radicalisation – Eg- Use of Telegram and encrypted platforms by terror outfits.

    Ease of connectivity and funding – Eg- Hawala networks financing terror modules in India

    Linkages and Obnoxious Nexus

    Terrorism-Organised Crime Nexus – Eg- role of D-Company in 1993 Bombay blast

    Terrorism-Narco Nexus – Drug trade finances terror operations and insurgency.

    Terrorism-Religious Extremism Nexus for recruitment and legitimacy.

    Terrorism-Cyber Nexus – Use of social media and encrypted platforms for propaganda

    Terrorism-State and Non-State Actor Nexus. Eg- Pakistan’s support to LeT and JeM

    The zero tolerance against terrorism strategy needs 6-fold approach

    Robust counter-terror legal framework – Swift investigation, prosecution and conviction.

    Strengthening HUMINT (Human Intelligence) and TECHINT (Technological Intelligence).

    SMART Borders (Madhukar Gupta Committee)

    Raising cost of terrorism for Pakistan. Eg- Operation Sindoor

    Human-centric Counterinsurgency

    International Cooperation – Intelligence sharing, financial sanctions and diplomatic pressure on sponsors of terrorism. Eg- FATF Grey Listing

    Thus a holistic strategy is needed for ‘Terror free world’.

    Role of External State and Non-state Actors

  • Discuss the types of organised crimes. Describe the linkages between terrorists and organised crime that exist at the national and transnational levels.

    As per UNODC, organized crime is a continuing criminal enterprise that rationally works to profit from illicit activities that are often in great public demand.

    Types of Organised Crime

    Drug Trafficking (Narco-Trade)- Eg- Recent high-volume seizures of “Meth” in the Arabian Sea via the Makran Coast route.

    Illicit Arms Smuggling- Eg- The use of “Payload Drones” in Punjab to transport pistols and grenades from across the border.

    Human Trafficking- Forced labor and sexual exploitation. Eg- syndicates trafficking Indians to Southeast Asian “Cyber-Slavery” hubs.

    Money Laundering- The process of “cleansing” criminal proceeds. Eg- Use of Layering techniques via Shell companies and Virtual Digital Assets (Crypto).

    Cybercrime (Crime-as-a-Service)- Eg- The 2024 surge in “Digital Arrest” scams operated by transnational gangs.

    FICN (Counterfeiting)- Smuggling Fake Indian Currency Notes to trigger monetary instability.

    Contract Killings & Extortion- Use of violence to “tax” businesses. Eg- Bishnoi gang

    Environmental Crime- Eg- Illegal Red Sandalwood trade in the Seshachalam forests.

    National Level Linkages (Operational & Tactical)

    Infrastructure Sharing- Terrorists use established criminal “rat-lines” for the clandestine movement of personnel. Eg- use of drug networks for terrorist infiltration in J&K

    Logistics support – Eg- D-Company’s role in 1993 Bombay Blasts

    Resource Appropriation- Terror groups adopt criminal tactics like “Tiger Kidnapping” (kidnapping for ransom) to create immediate liquidity.

    Corruption of Local Governance- Both groups collaborate to “buy” local administrative silence, creating pockets of lawlessness.

    Transnational Level Linkages (Strategic & Financial)

    Narco-Terrorism- Terrorist groups taxing or controlling drug trade routes to finance global jihad. Eg- The Taliban using opium revenue from Afghanistan to fund operations.

    Global Hawala Networks- Terror funding is moved across borders using the same illegal financial networks established by crime syndicates.

    The “Black Hole” Effect- In “gray zones,” criminal and terror groups merge into a single entity. Eg- ISIS-K using illegal mining of talc to fund global operations.

    Specialized Alliances- Terrorists outsource technical needs to professional transnational syndicates. Eg- use Dark Net markets by LeT to receive “anonymous” donations.

    Transnational crime acts as a tool of “Grey Zone Warfare” by hostile neighbors to destabilize the economy via drug-pushing.

    Diversion of humanitarian aid in conflict zones (Sahel, Middle East) into the hands of organized terror groups via criminal intermediaries. (FATF report)

    The Crime-Terror nexus creates Black Hole of instability. Addressing this requires Whole-of-Government approach.

    Cyber Security

  • Give out the major sources of terror funding in India and the efforts being made to curtail these sources. In the light of this, also discuss the aim and objective of the ‘No Money for Terror (NMFT)’ Conference recently held at New Delhi in November 2022.

    Funding is the lifeblood of terrorism. The “No Money for Terror” conference was started in 2018 by the French government, to enhance cooperation between countries to choke terror funding.

    As per FATF Report‘Comprehensive Update on Terrorist Financing Risks’, the major sources of terror funding include

    Traditional Methods

    Hawala Networks – Informal money transfers bypassing banks.

    State-Sponsored Funding – Eg- Pakistan’s ISI financing LeT and JeM operations in India.

    Narco-Terrorism – Eg- Heroin smuggling via Punjab linked to terror networks.

    Counterfeit Indian Currency (FICN) – Fake currency to fund operations and destabilise economy.

    Extortion and Illegal Levies – Eg- Maoist levies on mining contractors in Chhattisgarh.

    Charities and NGO Fronts – Eg- PFI-linked organisations routing funds for radicalisation.

    Organised Crime Nexus – Eg- Arms and timber smuggling in Northeast India.

    Emerging Methods

    Social media – used to promote donation campaigns and share payment instructions, including wallet addresses.

    Cryptocurrencies and Virtual Assets – Eg- Bitcoin wallets.

    Encrypted Payment Apps and E-Wallets – Eg- PayPal

    Dark Web Transactions – Anonymous marketplaces for funds, weapons and logistics.

    Gaming Platforms – Eg- EoRMT organisations, Hezbollah, creating and selling their own video games

    Microfinancing models utilized by lone actors – through small, legitimate sources of income.

    Efforts made to curtail these sources

    India has declared zero tolerance towards terror financing and money laundering

    Legal measures – Unlawful Activities (Prevention) Act and Prevention of Money Laundering Act (PMLA) are used to designate individuals and seize funds linked to terrorism.

    Institutional measures – National Investigation Agency (NIA) investigate terror funding, while the Enforcement Directorate (ED) pursues money-laundering cases.

    The Financial Intelligence Unit (FIU-IND) tracks and analyses suspicious financial transactions and shares data with law-enforcement.

    Specialised units such as the Terror Funding and Fake Currency (TFFC) Cell focus on disrupting terror finance links.

    India collaborates with bodies like Financial Action Task Force (FATF) and Egmont Group to share intelligence and align standards against terror financing.

    Monitoring of NGOs for FCRA compliance. Eg- Ban on NGOs linked to Zakir Naik

    Promotion and Regulation of Online Gaming Act (PROGA) 2025 – bans all real-money online gaming (RMG), including games of skill

    National Intelligence Grid (NATGRID), has been created as an IT platform to assist the intelligence and law enforcement agencies.

    Aim and Objective of the ‘No Money for Terror (NMFT)’ Conference

    Global Cooperation on Terror Financing

    Focus on Trends in Terror Funding – Deliberations focused on formal and informal channels, and the evolving methods of terror finance.

    Regulating and countering use of Emerging Technologies like cryptocurrencies and digital platforms for terror financing

    Mobilise resources to enable LDCs and developing countries to counter terror financing

    Enhance information sharing, harmonise legal measures, and bolster mutual assistance between countries to intercept and prosecute terror financing.

    India stressed a uniform and zero-tolerance approach to terrorism and its financing, rejecting distinctions between “good” and “bad” terrorism.

    NMFT 2022 built on earlier conferences (Paris 2018, Melbourne 2019) to maintain continuity and momentum in international action against terror finance.

    “Money is the oxygen of terrorism. Cut the oxygen, and you suffocate the threat.”Antonio Guterres, UN Secretary-General

  • Winning of ‘Hearts and Minds’ in terrorism-affected areas is an essential step in restoring the trust of the population. Discuss the measures adopted by the Government in this respect as part of the conflict resolution in Jammu and Kashmir.

    The “Hearts and Minds” approach in counter-terrorism is a strategic doctrine that emphasizes building trust, and popular support within local populations to defeat terrorist movements.

    Importance of Hearts and Minds

    Prevention of Radicalization by deligitimising terrorism

    Community Intelligence Gathering

    Reducing Support for Terrorist Activities

    Enhanced Legitimacy of the State – state as ‘development partner’ rather than ‘occupying force’

    Long-Term Stability and Peace as ‘residual anger’ is addressed

    Measures adopted by the Government

    National integration through abrogation of Article 370

    Operation Sadbhavana – Army-led goodwill initiatives focusing on education, healthcare and youth engagement.

    Civic Action Programme (CAP) – Police and CAPFs hold public meetings, sports events and grievance redress camps. Eg- Jan Sampark melas

    Skill development, entrepreneurship push – Eg- Mission Youth and Himayat

    Social infrastructure development – Eg- IIT and AIIMS in jammu

    Connectivity initiatives for tourism promotion. Eg- Chenab Bridge, and running Vande Bharat trains

    De-radicalisation Centres – Counselling sessions for first-time offenders.

    Surrender and Rehabilitation policy for former militants through financial assistance, education and job support.

    Targeted Security Approach – Eg- Focus on OGWs and hybrid militants without mass crackdowns.

    Community Policing – Eg- Village Defence Groups in Rajouri-Poonch.

    For long-term peace and stability in the region 4-pronged stategy is needed

    Strengthening HUMINT (Human Intelligence) and TECHINT (Technological Intelligence).

    SMART Boders (Madhukar Gupta Committee)

    Raising cost of terrorism for Pakistan. Eg- Operation Sindoor

    Human-centric Counterinsurgency

  • Explain how narco-terrorism has emerged as a serious threat across the country. Suggest suitable measures to counter narco-terrorism.

    Narco-terrorism refers to the use of drug trafficking and narcotics trade to finance terrorist and insurgent activities. In India, it has emerged as a serious challenge due to porous borders, regional instability and rising drug demand.

    Narco-Terrorism as a Serious Threat in India

    India lies between the Golden Crescent and Golden Triangle, making it vulnerable as a transit and destination country.

    Nexus between Terror Groups and Organised Crime to move drugs and launder money.

    Destabilisation of Border States– Eg- Rising drug addiction and arms recovery in Punjab.

    Use of Advanced Technology– Eg- Drone-based drug and arms drops across the Punjab border.

    Threat to Youth and Social Fabric – Eg- as per AIIMS report, 15.4% of Punjab’s population was engaged in some form of substance use (over 3 million people)

    .

    Maritime security concerns

    Measures to Counter Narco-Terrorism

    Strengthening Border Management – Enhance surveillance, fencing, anti-drone systems and coastal security.

    Integrated Intelligence – Seamless coordination among NIA, NCIB, ED, DRI, state police and intelligence agencies.

    Targeting Financial Networks – Crackdown on money laundering, hawala and benami assets linked to drug trade.

    International Cooperation – Cooperation under FATF framework and bilateral mechanisms.

    Legal and Institutional Strengthening – Swift prosecution under Narcotic Drugs and Psychotropic Substances (NDPS) Act, 1985

    Technological Solutions – Use of AI, data analytics and drone monitoring to track trafficking routes.

    Fast track implementation of National Action Plan for Drug Demand Reduction (NAPDDR) and Nasha Mukt Bharat Abhiyaan (NMBA)

    Community Policing – Involve border communities in intelligence gathering.

    A multi-pronged strategy under zero tolerance for narcotics is essential to dismantle the narco-terror ecosystem and ‘Nasha Mukt Bharat’.