Discuss the factors responsible for the poor performance of the Public Sector Banks in comparison to the private banks. What can be done at the tactical and strategic levels to boost business metrics? 10 marks

Mentor’s comment-
  • https://www.financialexpress.com/opinion/psbs-must-focus-on-good-banking/2218898/
  • In the intro, mention the difference in the NPA figures of the PSBs and the private banks.
  • In the body, mention various factors that lead to below-par performance such as political interference, social obligations, lack of productivity, government’s interference etc. In the suggestions mention tightening credit discipline, fast-tracking technology infrastructure to improve customer experience, nurturing enabling environment etc.
  • Conclude by mentioning the need to make these changes to improve the performance of the PSBs.


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2 years ago

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2 years ago

Please review
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