opinion/online-views/account- aggregators-could-help-the- country-democratize-credit- 11629650315764.html
- In the intro, mention the preference for collateralized loans in India.
- In the body, mention the challenges faced by lenders in determining the creditworthiness of the customers and issues with the cash-flow based methods. Next, mention the important role account aggregators could play in this regard by offering to deal with the concerns of privacy and transparency and ease.
- Conclude by mentioning the potential of such a framework in transforming the credit space in India.