article/opinion/columns/ digital-payment-boom- financial-inclusion-covid- pandemic-7344673/
-In the intro, mention that India surpassed China in terms of number of digital payments.
-In the body mention factors such as government policies, pandemic induced behavioral changes and innovations in fintech as some of the factors. In the next part, mention how JAM trinity helped in furthering the financial inclusion.
– Conclude by mentioning the need to further encourage the innovation and formulating supportive policies.