opinion/op-ed/do-we-need- insurance-for-bank-deposits/ article38023494.ece
- In the intro, mention instances of failures of banks and resulting panic in depositors.
- In the body mention objective of infusing confidence in depositors and providing stability to the banking system. Next mention DICGC’s role as insurer. In suggestion mention need for risk adjusted model.
- Conclude by mentioning the need to implement the changes to change the depositors’ behaviour.