opinion/columns/its-better-to- stop-the-creation-of-bad-debt- than-set-up-a-bad-bank- 11610985109485.html
opinion/op-ed/Why-a-%E2%80% 98bad-bank%E2%80%99-is-tricky/ article15477841.ece
- In the intro, briefly mention the rising level of NPA in Indian banks which is expected to grow further due to pandemic.
- In the body, explain what Bad Bank is. In the next part, mention various issues with its creation like ownership of the Bad Bank, in the government ownership constraints will be same as faced by the PSBs, management challenge and paying the expert to manage it would be a challenge.
- Conclude by mentioning the need to find the solution to the NPAs by sorting out these challenges.