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  • [pib] Account Aggregator Network (AAN): A financial data-sharing system

    The Account Aggregator system in banking has been started off with eight of India’s largest banks. In this newscard, we shall learn it in a FAQ manner.

    What is an Account Aggregator?

    • An Account Aggregator (AA) is a type of RBI regulated entity (with an NBFC-AA license) that helps an individual securely and digitally access and share information from one financial institution they have an account with to any other regulated financial institution in the AA network.
    • Data cannot be shared without the consent of the individual.
    • There will be many Account Aggregators an individual can choose between.
    • Account Aggregator replaces the long terms and conditions form of ‘blank cheque’ acceptance with a granular, step by step permission and control for each use of your data.

    How would it improve an average person’s financial life?

    • India’s financial system involves many hassles for consumers today.
    • This includes sharing of physical signed and scanned copies of bank statements, stamp documents, or having to share your personal username and password to give your financial history to a third party.
    • The AAN would replace all these with a simple, mobile-based, simple, and safe digital data access & sharing process.
    • This will create opportunities for new kinds of services — eg new types of loans.
    • The individual’s bank just needs to join the Account Aggregator network.

    How is AAN different to Aadhaar eKYC data sharing?

    • Aadhaar eKYC and CKYC only allow sharing of four ‘identity’ data fields for KYC purposes (eg name, address, gender, etc).
    • Similarly, credit bureau data only shows loan history and/or a credit score.
    • The AAN allows sharing of transaction data or bank statements from savings/deposit/current accounts.

    What kind of data can be shared?

    • Today, banking transaction data is available to be shared (for example, bank statements from a current or savings account) across the banks that have gone live on the network.
    • Gradually the AA framework will make all financial data available for sharing, including tax data, pensions data, securities data (mutual funds and brokerage), and insurance data will be available to consumers.
    • It will also expand beyond the financial sector to allow healthcare and telecom data to be accessible to the individual via AA.

    Can AAs view or ‘aggregate’ personal data? Is the data sharing secure?

    • Account Aggregators cannot see the data; they merely take it from one financial institution to another based on an individual’s direction and consent.
    • Contrary to the name, they cannot ‘aggregate’ your data.
    • AAs are not like technology companies which aggregate your data and create detailed profiles of you.
    • The data AAs share is encrypted by the sender and can be decrypted only by the recipient.
    • The end to end encryption and use of technology like the ‘digital signature’ makes the process much more secure than sharing paper documents.

    Can a consumer decide they don’t want to share data?

    Yes. Registering with an AA is fully voluntary for consumers.

    • If the bank the consumer is using has joined the network, a person can choose to register on an AA, choose which accounts they want to link, and share their data.
    • A customer can reject a consent to share request at any time.
    • If a consumer has accepted to share data in a recurring manner over a period (eg during a loan period), it can also be revoked at any time later as well by the consumer.

    Duration of the data shared

    • The exact time period for which the recipient institution will have access will be shown to the consumer at the time of consent for data sharing.

    How can a customer get registered with an AA?

    • One can register with an AA through their app or website.
    • AA will provide a handle (like username) which can be used during the consent process.
    • Today, four apps are available for download (Finvu, OneMoney, CAMS Finserv, and NADL) with operational licenses to be AAs.
    • Three more have received in principle approval from RBI (PhonePe, Yodlee, and Perfios) and may be launching apps soon.
    • A customer can register with any AA to access data from any bank on the network.

    Does a customer need to pay the AA for using this facility?

    • This will depend on the AA. Some may charge a small user fee.
    • Some AAs may be free because they are charging a service fee to financial institutions.

    What new services can a customer access if their bank has joined the AA network of data sharing?

    The two key services that will be improved for an individual is access to loans and access to money management.

    • If a customer wants to get a small business or personal loan today, there are many documents that need to be shared with the lender.
    • This is a cumbersome and manual process today, which affects the time taken to procure the loan and access to a loan.
    • Similarly, money management is difficult today because data is stored in many different locations and cannot be brought together easily for analysis.
    • Through Account Aggregator, a company can access tamper-proof secure data quickly and cheaply, and fast track the loan evaluation process so that a customer can get a loan.
    • Also, a customer may be able to access a loan without physical collateral, by sharing trusted information on a future invoice or cash flow directly from a government system like GST or GeM.

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  • PLI Scheme for Textiles

    The Union Government has approved Production Linked Incentive (PLI) Scheme for Textiles.  This move is a part of the overall announcement of PLI Schemes for 13 sectors made earlier during the Union Budget 2021-22.

    What is PLI Scheme?

    • As the name suggests, the scheme provides incentives to companies for enhancing their domestic manufacturing apart from focusing on reducing import bills and improving the cost competitiveness of local goods.
    • PLI scheme offers incentives on incremental sales for products manufactured in India.
    • The scheme for respective sectors has to be implemented by the concerned ministries and departments.

    Criteria laid for the scheme

    • Eligibility criteria for businesses under the PLI scheme vary based on the sector approved under the scheme.
    • For instance, the eligibility for telecom units is subject to the achievement of a minimum threshold of cumulative incremental investment and incremental sales of manufactured goods.
    • The minimum investment threshold for MSME is Rs 10 crore and Rs 100 crores for others.
    • Under food processing, SMEs and others must hold over 50 per cent of the stock of their subsidiaries, if any.
    • On the other hand, for businesses under pharmaceuticals, the project has to be a greenfield project while the net worth of the company should not be less than 30 per cent of the total committed investment.

    What are the incentives involved?

    • An incentive of 4-6 per cent was offered last year on mobile and electronic components manufacturers such as resistors, transistors, diodes, etc.
    • Similarly, 10 percent incentives were offered for six years (FY22-27) of the scheme for the food processing industry.
    • For white goods too, the incentive of 4-6 per cent on incremental sales of goods manufactured in India for a period of five years was offered to companies engaged in the manufacturing of air conditioners and LED lights.

    What is in the box for Textiles?

    • The PLI scheme for textiles aims to promote the production of high value Man-Made Fibre (MMF) fabrics, garments and technical textiles.
    • Any person or company willing to invest a minimum of Rs 300 crore in plant, machinery, equipment and civil works (excluding land and administrative building cost) to produce products of MMF fabrics, garments and products of technical textiles will be eligible.
    • Investors willing to spend a minimum of Rs 100 crore under the same conditions shall be eligible.

    Benefits offered

    • PLI scheme for Textiles will promote production of high value MMF Fabric, Garments and Technical Textiles in country.
    • The incentive structure has been so formulated that the industry will be encouraged to invest in fresh capacities in these segments.
    • This will give a major push to the growing high-value MMF segment which will complement the efforts of the cotton and other natural fiber-based textiles industry.
    • This will help to generate new opportunities for employment and trade, resultantly helping India regain its historical dominant status in global textiles trade.

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    Back2Basics: India’s textile sector

    • The textile industry in India traditionally, after agriculture, is the only industry that has generated huge employment for both skilled and unskilled labour.
    • The domestic textiles and apparel industry contributes 5% to India’s GDP, 7% of industry output in value terms, and 12% of the country’s export earnings.
    • The textile industry continues to be the second-largest employment generating sector in India. It offers direct employment to over 35 million in the country.
    • India is first in global jute production and shares 63% of the global textile and garment market. India is second in global textile manufacturing and also second in silk and cotton production.
    • 100% FDI is allowed via automatic route in textile sector.
  • Last 30-Days Revision Plan to crack UPSC/UPPCS Prelims 2021 | Free Webinar With Parth Sir

    Last 30-Days Revision Plan to crack UPSC/UPPCS Prelims 2021 | Free Webinar With Parth Sir

    Dear Aspirants

    Most people give up just when they’re about to achieve success. And this holds true for Civil Services Aspirants. Most of you are in that last-minute hustle for the upcoming prelims examinations for UPSC Civil Services as well as UPPSC Upper Subordinate Examinations (popularly called UPPCS Exam!). And in this time, getting nervous or losing track of your hard work for the last 12-18 months is quite natural. But do not get bogged down with these examinations. Let’s get on a webinar together, this Sunday, to allay these fears and nervousness and get your preparation back on track.

    What We Will Be Covering In This Webinar?

    1. 30 Days Routine for the upcoming UPSC and UPPCS Prelims.
    2. How to go with the revision of static subjects for each prelim.
    3. How to cover Current Affairs in a limited time in the most efficient manner.
    4. The importance of giving mock tests in these last 30 days.
    5. How to take up the mock test challenge and get the most out of each test that you are going to give.
    6. What are the important topics and themes in static subjects to look after in revision in these 30 days?

    Do not miss this opportunity to get in the apt mode of Prelims for UPSC and UPPCS and score above the cut-off. The webinar is absolutely free. 

    Date: 12/9/2021 (Sunday)

    Time: 7.00 P.M.

    Limited slots are available. Please register immediately.

    About Mentor:

    Parth Verma is a senior faculty of Civilsdaily and for the last 3 and half years, he is actively engaged with team CD in all verticals. He has given all 6 UPSC Mains, always clearing Prelims with a score of more than 135+ marks. He has also given 2 UPPCS Interviews and 4 UPPCS Mains and has scored one of the highest marks in UPPCS 2018 Interviews.

  • Streak Daily Compilation of Questions & Videos – Sep 9, 2021

    Maintaining consistency is one of the biggest issues faced by IAS Aspirants. Streak’s initiative is to help Aspirants in their day-to-day preparation. You can follow the monthly, weekly, and daily timetables and continue this streak until you find yourself on the final list.

    Please register for Streak Initiative (free) through this link:- https://www.civilsdaily.com/course/streak-daily-initiative/

    You will get following study material:-

    1. Questions (PDF).
    2. RSTV/Yojana monthly notes (PDF).
    3. Burning issue (PDF).
    4. Subject specific (PDF).
    5. Mentor’s phone call for support & encouragement.

    _____________________________________________

    UPSC PRELIMS-2021 || Current Affairs Based Most Probable Questions on Polity – by Sukanya Rana

    Q1) Consider the following statements with respect to Consolidated Sinking Fund? 

    1. The fund should be maintained outside the consolidated fund of the States and the public account. 

    2. It should not be used for any other purpose, except for redemption of loans. 

    3. It is administered by the Department of economic affairs and respective State treasuries. 

    Which of the statement(s) given above is/are correct? 

    a. 1 only 

    b. 1 & 2 only 

    c. 1 & 3 only 

    d. 2 & 3 only

    Q2) Consider the following statements with respect to Appointment of Chief Minister 

    1. The Constitution does not require that a person must prove his majority in the legislative assembly before he is appointed as the Chief Minister. 

    2. The term of the Chief Minister is not fixed and he holds office during the pleasure of the governor. 

    Which of the statement(s) given above is/are correct? 

    a. 1 only 

    b. 2 only 

    c. Both 1 and 2 

    d. Neither 1 nor 2

    Q3) Identify from the following the languages that were initially included in the Constitution.

    1. Gujarati

    2. Kashmiri

    3. Konkani

    4. Malayalam

    5. Manipuri

    6. Marathi

    The correct option is:

    a. 1, 3, 4 and 5 only

    b. 1, 2, 4 and 6 only

    c. 2, 3, 5 and 6 only

    d. All

    Q4) Consider the following statements with respective to Article 311 

    1. It puts certain restrictions on the absolute power of the President or Governor for dismissal, removal or reduction in rank of an officer. 

    2. The protective safeguards given under Article 311 are applicable to both civil servants and defence personnel. 

    Which of the statement(s) given above is/are correct? 

    a. 1 only

    b. 2 only 

    c. Both 1 and 2 

    d. Neither 1 nor 2

    Q5) Consider the following statements with respective to Creation of New District 

    1. The power to create new districts or alter or abolish existing districts rests only with the State governments. 

    2. A state can create a district only by passing a law in the state assembly. 

    Which of the statement(s) given above is/are incorrect? 

    a. 1 only 

    b. 2 only 

    c. Both 1 and 2 

    d. Neither 1 nor 2

    Daily Dose: Complete Snapshots of Everyday News – by Shweta Mishra

  • Sri Lanka’s economic crisis poses challenges for India

    Context

    On 31 August 2021, Sri Lanka declared a state of economic emergency, as it is running out of foreign exchange reserves for essential imports like food.

    Economic cooperation with Sri Lanka

    • India is Sri Lanka’s third-largest export destination, after the US and UK.
    • More than 60% of Sri Lanka’s exports enjoy the benefits of the India-Sri Lanka Free Trade Agreement, which came into effect in March 2000.
    •  India is also a major investor in Sri Lanka.
    •  Foreign direct investment (FDI) from India amounted to around $ 1.7 billion over the years from 2005 to 2019.
    • Concessional financing of about $ 2 billion has been provided to Sri Lanka through various Indian government-supported Lines of Credit across sectors like railways, infrastructure and security.
    • India’s development partnership with Sri Lanka has always been demand-driven, with projects covering social infrastructure like education, health, housing etc.
    • The Reserve Bank of India (RBI) had signed a currency-swap agreement with the Central Bank of Sri Lanka (CBSL) under the Saarc Currency Swap Framework 2019-22.

    Factors responsible for economic emergency in Sri Lanka

    • Tourism: Tourism, a big dollar earner for Sri Lanka, has suffered since the Easter Sunday terror attacks of 2019, followed by the pandemic.
    • Declining FDI: Earnings fell from $3.6 billion in 2019 to $0.7 billion in 2020, even as FDI inflows halved from $1.2 billion to $670 million over the same period.
    • Debt distress: Its public debt-to-GDP ratio was at 109.7% in 2020, and its gross financing needs remain high at 18% of GDP, higher than most of its emerging economy peers.
    •  The external debt-to-GDP ratio stood at 62% in 2020 and is predominantly owed by its public sector.
    • More than $2.7 billion of foreign currency debt will be due in the next two years.

    How economic crisis may push Sri Lanka to align its policies with China

    • Reliance on Chinese credit: Sri Lanka has increasingly relied on Chinese credit to address its foreign debt burden.
    • Unable to service its debt, in 2017, Sri Lanka lost the unviable Hambantota port to China for a 99-year lease.
    • Increasing bilateral trade: China’s exports to Sri Lanka surpassed those of India in 2020 and stood at $3.8 billion (India’s exports were $3.2 billion).
    • Strategic investment by China: Owing to Sri Lanka’s strategic location at the intersection of major shipping routes, China has heavily invested in its infrastructure (estimated at $12 billion between 2006 and 2019).
    • In May, Sri Lanka passed the Colombo Port City Economic Commission Act, which provides for establishing a special economic zone around the port and also a new economic commission, to be funded by China.

    Implications for India

    • Relations between India and Sri Lanka seem to have plummeted since the beginning of this year.
    • In February, Sri Lanka backed out from a tripartite partnership with India and Japan for its East Container Terminal Project at the Colombo Port, citing domestic issues.
    • Sri Lanka’s economic crisis may further push it to align its policies with Beijing’s interests.
    • India is already on a diplomatic tightrope with Afghanistan and Myanmar.
    • Other South Asian nations like Bangladesh, Nepal and the Maldives have also been turning to China to finance large-scale infrastructure projects.

    Way forward

    • Nurturing the Neighbourhood First policy with Sri Lanka will be important for India.
    • Explore possibility through regional platforms: The BIMSTEC and the Indian Ocean Rim Association could be leveraged to foster cooperation in common areas of interest like technology-driven agriculture and marine sector, IT, renewable energy, and transport and connectivity.
    • Cooperation on private sector investment: Both countries could also cooperate on enhancing private sector investments to create economic resilience.

    Consider the question “How economic troubles in Sri Lanka could impact India? Suggest the way forward.”

    Conclusion

    With its economy in deep trouble, Sri Lanka may get further pushed towards China, India has to deliver on its Neighbourhood First policy to protects itself from the adverse fallout.

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  • 09th Sept 2021 | Economy Test 02

    [WpProQuiz 773]


    [WpProQuiz_toplist 771]

  • Concepts of Cyclones and Tides

    09th Sept 2021

     

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    Cyclones

    • Cyclones are rapid inward air circulation around a low-pressure area. The air circulates in an anticlockwise direction in the Northern hemisphere and clockwise in the Southern hemisphere.
    • Cyclones are usually accompanied by violent storms and bad weather.
    • The word Cyclone is derived from the Greek word Cyclos meaning the coils of a snake. It was coined by Henry Peddington because the tropical storms in the Bay of Bengal and the Arabian Sea appear like coiled serpents of the sea.

    Types of Cyclone

    There are various types of cyclones depending on the type of prevailing low-pressure system.

    1. Tropical cyclone
    2. Extra-tropical cyclone
    3. Tornadoes

    How are Cyclones addressed in Different Locations?

    Cyclones are addressed by different names in different locations.

    1. Hurricanes – In the Atlantic and Eastern Pacific.
    2. Typhoons – In Southeast Asia
    3. Cyclone – In the Indian Ocean and Western Pacific around Australia.

    What are tropical Cyclones?

    https://d18x2uyjeekruj.cloudfront.net/wp-content/uploads/2020/06/cu.jpg

    • A Tropical cyclone is an intense circular storm that originates over warm tropical oceans and is characterized by low atmospheric pressure, high winds, and heavy rain.
    • Cyclones are formed over slightly warm ocean waters. The temperature of the top layer of the sea, up to a depth of about 60 meters, need to be at least 28°C to support the formation of a cyclone.
    • This explains why the April-May and October-December periods are conducive for cyclones.
    • Then, the low level of air above the waters needs to have an ‘anticlockwise’ rotation (in the northern hemisphere; clockwise in the southern hemisphere).
    • During these periods, there is an ITCZ in the Bay of Bengal whose southern boundary experiences winds from west to east, while the northern boundary has winds flowing east to west.
    • Once formed, cyclones in this area usually move northwest. As it travels over the sea, the cyclone gathers more moist air from the warm sea which adds to its heft.

    Formation of a Cyclone

    https://sites.google.com/site/disasterportal/_/rsrc/1467134717099/stroms_cyclones/cyclone-formation/cy1.jpg

    (The above figure shows how cyclones form. The green arrows show where warm air is rising. The red arrows indicate where cool air is sinking)

    Requirements for a Cyclone to form

    There are six main requirements for tropical cyclogenesis:

    • Sufficiently warm sea surface temperatures.
    • Atmospheric instability.
    • High humidity in the lower to middle levels of the troposphere.
    • Enough Coriolis force to develop a low-pressure center.
    • A preexisting low-level focus or disturbance.
    • Low vertical wind shear.

    Origin

    Tropical Cyclones: Favorable Conditions for Formation, Stages of Formation  & Structure | PMF IAS

    • The formation and initial development of a cyclonic storm depends upon the transfer of water vapour and heat from the warm ocean to the overlying air, primarily by evaporation from the sea surface.
    • It encourages formation of massive vertical cumulus clouds due to convection with condensation of rising air above the ocean surface.
    • Under favorable conditions, multiple thunderstorms originate over the oceans. These thunderstorms merge and create an intense low pressure system (wind is warm and lighter).

    Early Stage 

    Tropical Cyclone - hurricane -typhoon formation

    • In the thunderstorm, air is uplifted as it is warm and light. At certain height, due to lapse rate and adiabatic lapse rate, the temperature of air falls and moisture in the air undergoes condensation.
    • Condensation releases latent heat of condensation making the air more warmer. It becomes much lighter and is further uplifted.
    • The space is filled by fresh moisture laden air. Condensation occurs in this air and the cycle is repeated as long as the moisture is supplied.
    • Due to excess moisture over oceans, the thunderstorm intensifies and sucks in air at much faster rate. The air from surroundings rushes in and undergoes deflection due to Coriolis force creating a cyclonic vortex (spiraling air column. Similar to tornado).
    • Due to centripetal acceleration (centripetal force pulling towards the center is countered by an opposing force called centrifugal force), the air in the vortex is forced to form a region of calmness called an eye at the center of the cyclone. The inner surface of the vortex forms the eye wall, the most violent region of the cyclone.
    • All the wind that is carried upwards loses its moisture and becomes cold and dense. It descends to the surface through the cylindrical eye region and at the edges of the cyclone.
    • Continuous supply of moisture from the sea is the major driving force behind every cyclone. On reaching the land the moisture supply is cut off and the storm dissipates.
    • If ocean can supply more moisture, the storm will reach a mature stage.

    Mature Stage

    The classic diagram of a mature tropical cyclone (after Palmén and... |  Download Scientific Diagram

    • At this stage, the spiraling winds create multiple convective cells with successive calm and violent regions.
    • The regions with cumulonimbus cloud (rising limbs of convective cell) formation are called rain bands below which intense rainfall occurs.
    • The ascending air will lose moisture at some point and descends (subsides) back to surface through the calm regions (descending limbs of convection cell – subsiding air) that exist between two rain bands.
    • Cloud formation is dense at the center. The cloud size decreases from center to periphery.
    • Rain bands are mostly made up of cumulonimbus clouds. The ones at the periphery are made up of nimbostratus and cumulus clouds.
    • The dense overcast at the upper levels of troposphere is due to cirrus clouds which are mostly made up of hexagonal ice crystals.
    • The dry air flowing along the central dense overcast descends at the periphery and the eye region.

    Structure of a tropical cyclone

    Eye

    • The “eye” is a roughly circular area of comparatively light winds and fair weather found at the center of a severe tropical cyclone.
    • There is little or no precipitation and sometimes blue sky or stars can be seen.
    • The eye is the region of lowest surface pressure and warmest temperatures aloft (in the upper levels) – the eye temperature may be 10°C warmer or more at an altitude of 12 km than the surrounding environment, but only 0-2°C warmer at the surface in the tropical cyclone.
    • Eyes range in size from 8 km to over 200 km across, but most are approximately 30-60 km in diameter.

    Eye wall

    • The eye is surrounded by the “eye wall”, the roughly circular ring of deep convection, which is the area of highest surface winds in the tropical cyclone. Eye Wall region also sees the maximum sustained winds i.e. fastest winds in a cyclone occur along the eye wall region.
    • The eye is composed of air that is slowly sinking and the eye wall has a net upward flow as a result of many moderate – occasionally strong – updrafts and downdrafts [Explained in ‘Thunderstorms’].
    • The eye’s warm temperatures are due to compressional warming (adiabatic) of the subsiding air.
    • Most soundings taken within the eye show a low-level layer, which is relatively moist, with an inversion above – suggesting that the sinking in the eye typically does not reach the ocean surface, but instead only gets to around 1-3 km of the surface.

    Spiral bands

    • Another feature of tropical cyclones that probably plays a role in forming and maintaining the eye is the eye wall convection.
    • Convection in tropical cyclones is organized into long, narrow rain bands which are oriented in the same direction as the horizontal wind.
    • Because these bands seem to spiral into the center of a tropical cyclone, they are called “spiral bands”.
    • Along these bands, low-level convergence is a maximum, and therefore, upper-level divergence is most pronounced above.
    • A direct circulation develops in which warm, moist air converges at the surface, ascends through these bands, diverges aloft, and descends on both sides of the bands.
    • Subsidence is distributed over a wide area on the outside of the rain band but is concentrated in the small inside area.
    • As the air subsides, adiabatic warming takes place, and the air dries.
    • Because subsidence is concentrated on the inside of the band, the adiabatic warming is stronger inward from the band causing a sharp contrast in pressure falls across the band since warm air is lighter than cold air.
    • Because of the pressure falls on the inside, the tangential winds around the tropical cyclone increase due to increased pressure gradient. Eventually, the band moves toward the center and encircles it and the eye and eye wall form.
    • Thus, the cloud-free eye may be due to a combination of dynamically forced centrifuging of mass out of the eye into the eye wall and to a forced descent caused by the moist convection of the eye wall.

    Vertical Structure of a Tropical Cyclone

    There are three divisions in the vertical structure of tropical cyclones.

    • The lowest layer, extending up to 3 km and known as the inflow layer, is responsible for driving the storm.
    • The middle layer, extending from 3 km to 7 km, is where the main cyclonic storm takes place.
    • The outflow layer lies above 7 km. The maximum outflow is found at 12 km and above. The movement of air is anticyclonic in nature.

    Categories of Tropical Cyclones


    Characteristics of Tropical Cyclones

    The main features of tropical cyclones are as follows.

    Size and Shape

    • Tropical cyclones have symmetrical elliptical shapes (2:3 ratio of length and breadth) with steep pressure gradients. They have a compact size—80 km near center, which may develop up to 300 km to 1500 km.

    Wind Velocity and Strength

    • Wind velocity, in a tropical cyclone, is more in poleward margins than at center and is more over oceans than over landmasses, which are scattered with physical barriers. The wind velocity may range from nil to 1200 km per hour.

    Path of Tropical Cyclones

    • These cyclones start with a westward movement, but turn northwards around 20° latitude. They turn further north-eastwards around 25° latitude, and then eastwards around 30° latitude. They then lose energy and subside.
    • Tropical cyclones follow a parabolic path, their axis being parallel to the isobars.
    • Coriolis force or earth’s rotation, easterly and westerly winds influence the path of a tropical cyclone.
    • Tropical cyclones die at 30° latitude because of cool ocean waters and increasing wind shear due to westerlies.

    Tides

    • The periodical rise and fall of the sea level, once or twice a day, mainly due to the attraction of the sun and the moon, is called a tide.
    • Movement of water caused by meteorological effects (winds and atmospheric pressure changes) are called surges (storm surge during cyclones).
    • The study of tides is very complex, spatially and temporally, as it has great variations in frequency, magnitude and height.
    • The moon’s gravitational pull to a great extent and to a lesser extent the sun’s gravitational pull, are the major causes for the occurrence of tides.
    • Another factor is centrifugal force which acts opposite to gravitational pull of earth.
    • Tides occur due to a balance between all these forces.

    Factors Controlling the Nature and Magnitude of Tides

    • The movement of the moon in relation to the earth.
    • Changes in position of the sun and moon in relation to the earth.
    • Uneven distribution of water over the globe.
    • Irregularities in the configuration of the oceans.
    • On the surface of the earth, the horizontal tide generating forces are more important than the vertical forces in generating the tidal bulges.
    • The tidal bulges on wide continental shelves, have greater height. When tidal bulges hit the mid-oceanic islands they become low.
    • The shape of bays and estuaries along a coastline can also magnify the intensity of tides.
    • Funnel-shaped bays greatly change tidal magnitudes. When the tide is channeled between islands or into bays and estuaries they are called tidal currents (tidal bore is one such tidal current).

    Types of Tides

    • Tides vary in their frequency, direction and movement from place to place and also from time to time.
    • Tides may be grouped into various types based on their frequency of occurrence in one day or 24 hours or based on their height.

    Tides based on Frequency

    Semi-diurnal tide

    • The most common tidal pattern, featuring two high tides and two low tides each day [Actually it varies between 3 tides to 4 tides –– 3 tides in rare cases but 4 is normal]. The successive high or low tides are approximately of the same height.

    Although tides occur twice a day, their interval is not exactly 12 hours. Instead, they occur at regular intervals of 12 hours and 25 minutes.

    • This is because the moon revolves around the earth from west to east, and each day it moves a bit to the east if observed from the same place on earth at the same time on two consecutive days.
    • This time lag explains the tide interval of 12 hours and- 25 minutes, as tides occur twice a day.
    • A place in England—Southampton—experiences tides 6-8 times a day [2 high tides from North Sea + 2 high tides from English Channel + 2 neap tides from North Sea + 2 neap tides from English Channel]. This happens because the North Sea and the English Channel push the water at different intervals.

    Diurnal tide

    • There is only one high tide and one low tide during each day. The successive high and low tides are approximately of the same height.

    Mixed tide

    • Tides having variations in height are known as mixed tides. These tides generally occur along the west coast of North America and on many islands of the Pacific Ocean.

    Tides based on the Sun, Moon and the Earth Positions

    • The height of rising water (high tide) varies appreciably depending upon the position of sun and moon with respect to the earth. Spring tides and neap tides come under this category.

    Spring tides

    • The position of both the sun and the moon in relation to the earth has direct bearing on tide height.
    • When the sun, the moon and the earth are in a straight line, the height of the tide will be higher.
    • These are called spring tides and they occur twice a month, one on full moon period and another during new moon period.

    Neap tides

    • Normally, there is a seven day interval between the spring tides and neap tides.
    • At this time the sun and moon are at right angles to each other and the forces of the sun and moon tend to counteract one another.
    • The Moon’s attraction, though more than twice as strong as the sun’s, is diminished by the counteracting force of the sun’s gravitational pull.
    • Like spring tides, these tides also occur twice a month.

    The magnitude of tides based on Perigee and apogee of moon

    • Once in a month, when the moon’s orbit is closest to the earth (perigee), unusually high and low tides occur. During this time the tidal range is greater than normal.
    • Two weeks later, when the moon is farthest from earth (apogee), the moon’s gravitational force is limited and the tidal ranges are less than their average heights.

    The magnitude of tides based on Perigee and Apogee of earth

    • When the earth is closest to the sun (perihelion), around 3rd January each year, tidal ranges are also much greater, with unusually high and unusually low tides.
    • When the earth is farthest from the sun (aphelion), around 4th July each year, tidal ranges are much less than average.

    Ebb and Flood

    • The time between the high tide and low tide, when the water level is falling, is called the ebb.
    • The time between the low tide and high tide, when the tide is rising, is called the flow or flood.

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  • How India’s food systems must respond to the climate crisis

    Context

    This month, the UN Secretary-General will convene the Food Systems Summit. There is a proposal to have an International Panel on Food and Nutritional Security (IPFN) — an “IPCC for food,” similar to the panel on climate change.

    Issues with India’s agriculture?

    • What is a food system? According to the Food and Agriculture Organisation (FAO), food systems encompass the entire range of actors involved in the production, aggregation, processing, distribution, consumption and disposal of food products.
    • Effects of Green Revolution: The Green Revolution succeeded in making India food sufficient, however, it also led to water-logging, soil erosion, groundwater depletion and the unsustainability of agriculture.
    • Deficit mindset: Current policies are still based on the “deficit” mindset of the 1960s.
    • Biased policies: The procurement, subsidies and water policies are biased towards rice and wheat.
    • Three crops (rice, wheat and sugarcane) corner 75 to 80 per cent of irrigated water.
    • Lack of diversification: Diversification of cropping patterns towards millets, pulses, oilseeds, horticulture is needed for more equal distribution of water, sustainable and climate-resilient agriculture.

    Issues with various elements of India’s food system

    1) Changes needed in India’s agriculture

    • The narrative of Indian agriculture has to be changed towards more diversified high-value production, better remunerative prices and farm incomes.
    • Inclusive: It must be inclusive in terms of women and small farmers.
    • Similarly, women’s empowerment is important particularly for raising incomes and nutrition.
    • Women’s cooperatives and groups like Kudumbashree in Kerala would be helpful.
    • Small farmers require special support, public goods and links to input and output markets.
    • Better remunerative prices: Farmer producer organisations help get better prices for inputs and outputs for small-holders.
    • The ITC’s E-Choupal is an example of technology benefiting small farmers.
    • Innovation: One of the successful examples of a value chain that helped small-holders, women and consumers is Amul (Anand Milk Union Ltd) created by Verghese Kurien.
    • Such innovations are needed in other activities of food systems.

    2) Hunger and malnutrition in India

    • The NFHS-5 shows that under-nutrition has not declined in many states even in 2019-20. Similarly, obesity is also rising.
    • A food systems approach should focus more on the issues of undernutrition and obesity.
    • Safe and healthy diversified diets are needed for sustainable food systems.
    • The EAT-Lancet diet, which recommends a healthy and sustainable diet, is not affordable for the majority of the population in India.
    • Animal-sourced foods are still needed for countries like India. For instance, per capita consumption of meat is still below 10 kg in India as compared to 60 to 70 kg in the US and Europe.

    3) Ensuring sustainability of food system

    • Estimates show that the food sector emits around 30 per cent of the world’s greenhouse gases.
    • Sustainability has to be achieved in production, value chains and consumption.
    • How to achieve sustainability? Climate-resilient cropping patterns have to be promoted.
    • Instead of giving input subsidies, cash transfers can be given to farmers for sustainable agriculture.

    4) Health and social protection

    • Food systems also need health infrastructure.
    • The Covid-19 pandemic has exposed the weak health infrastructure in countries like India.
    • Inclusive food systems need strong social protection programmes.
    • India has long experience in these programmes. Strengthening India’s National Rural Employment Guarantee Act, public distribution system (PDS), nutrition programmes like ICDS, mid-day meal programmes, can improve income, livelihoods and nutrition for the poor and vulnerable groups.

    5) Role of non-agriculture

    • Some economists like T N Srinivasan argued that the solution for problems in agriculture was in non-agriculture.
    • Reduce pressure on agriculture: Therefore, labour-intensive manufacturing and services can reduce pressure on agriculture.
    • Income from agriculture is not sufficient for smallholders and informal workers.
    • Strengthening rural MSMEs and food processing is part of the solution.

    Conclusion

    India should also aim for a food systems transformation, which can be inclusive and sustainable, ensure growing farm incomes and nutrition security.

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