The financial disruption caused by the pandemic has been leading to several concessions from the banks. But what we need is patiently balancing financial inclusion and stability. In light of this examine the balance between lenders and borrowers? Suggest the strategy to do so. 10 marks

Mentor’s comment-
  • https://indianexpress.com/article/opinion/columns/rbi-bank-and-the-covid-pain-india-gdp-6543101/
  • In the intro, mention the financial disruption due to pandemic by citing some figures.
  • In the body, in the first part mention maintaining the stability of the banks and systemic consequences due to failures of banks in the next part mention the strategy as suggested in the article.
  • Conclude by mentioning the importance of stability of banks and healthy credit growth for the country.
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