Health Sector – UHC, National Health Policy, Family Planning, Health Insurance, etc.

Swasthya Sathi Health Insurance Scheme


From UPSC perspective, the following things are important :

Prelims level: Swasthya Sathi

Mains level: Ayushman Bharat

West Bengal CM has recently extended the Swasthya Sathi health insurance scheme to cover the entire population of the state.

Do you know?

Delhi, Telangana, Odisha and West Bengal have not implemented the Ayushman Bharat Scheme.

Swasthya Sathi

  • The scheme was launched in West Bengal in 2016.
  • It is a basic health cover for secondary and tertiary care up to Rs five lakh per annum per family.
  • It is quite popular among rural and economically deprived sections of the state’s population.

Highlights of the expanded scheme

  • Every family, every citizen irrespective of the age group will be included in this scheme
  • This is a basic health cover for secondary and tertiary care up to Rs 5 lakh per annum per family
  • The scheme is completely funded by the state government
  • To cover the entire population of the state, each and every family will be given one smart card to avail the benefits under this scheme, where they will get cashless treatment
  • All state-run and private hospitals are going to come under the Swasthya Sathi
  • The card will be issued to the female guardians of families

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