Get your interview scheduled by registering on the following link:
Search results for: “”
-

*URGENT – Mock Interviews start Tomorrow. Register Now.
We hope your preparation for UPSC interviews is right on track. Dates for Mock Interviews have been finalized, the first slot will have their mock interviews on 1st Feb and 2nd Feb 2020.Date: 1st – 2nd Feb 2020 (Book your slot by filling the form)Time: 10 a.m. – 5 p.m.Venue: Civilsdaily HQ, 1LGF, Apsara Arcade, Karol BaghInterview slots will be allocated on a first-come, first-served basis.Panel for Mock Interviews:1. Shri V.P. Singh, IRPS2. Dr. Makhan Saikia, Senior Editor, The Pioneer3. Mr. Rakesh Dalal, Core Faculty, Civilsdaily4. Mrs.Aditi Gupta, Corporate Leadership Specialist5. Mr. Himanshu, Economist, JNU, PMEAC, Parliament of IndiaTentative panel members: Shri Harsh V. Pant (Observer Research Foundation), Shri SN Tripathi, IAS (Director IIPA), Shri Yogesh Narain (Retd. Defence Secretary), Shri Dipankar Gupta (Sociologist) and others.You all are supposed to submit your DAFs and selfie videos answering four questions provided to you. These will form the basis for mock interviews, DAF analysis, and personalized DAF-based questionnaire.Note- For any query/sending DAFs and videos reach out to atul@civilsdaily.com -
[op-ed of the day] Time to prioritise education and health
Context
The policy currently being pursued is intended primarily to incentivise potential investors while social objectives and help in indigenisation are being jettisoned.
Call for more liberalisation and its possible impacts
- What reforms are asked for?
- Reforms such as labour market liberalisation and removal of constraints on the acquisition of land for industrial purposes are demanded.
- What could be their possible impacts?
- The negative impact such reform measures are likely to have on the incomes, living conditions and the economic security of the workers and the agricultural class.
- Counterproductive labour policy: The policy of freedom of hiring and firing of labour will be counterproductive as it would squeeze demand further in a situation of huge demand deficit.
Social sector and demand
- Neglect of human infrastructure: While talks of economic revival focus on infrastructure there is little talk of investment in human infrastructure, particularly in education and
- Conditional expenditure: On the contrary, the expenditure in social sectors is made conditional upon a higher rate of growth.
- The flawed premise of long term impact: Most mainstream economists believe that public expenditure in social sectors can only have a long- term impact on growth. Which is not entirely correct.
- The benefit of investment in human infrastructure:
- Increases demand in short-run: Investment in social sectors results in creating demand in the short run by way of opening avenues for large-scale employment.
- Competitiveness and sustainability: It imparts competitiveness and sustainability to the Indian economy in the medium and long run.
- Example of RTE, teacher employment and demand creation
- The recruitment of 5.7 million additional teachers over a period of, say, five years, can create huge scale demand.
- And, this is only one factor essential for universalising quality school education.
- There is also a large gap between the requirement of infrastructure in the schools and that available and built recently.
- The gap between requirement and availability: According to government data, only 12.5% of the schools covered by the RTE Act were compliant with RTE norms.
- Meeting these norms has the potential of creating employment on a large scale.
- Importance of health and education
- Education has a crucial role to play for an individual in gaining employment and retaining employability.
Conclusion
The gestation period of projects in social sectors is not as long as it is made out to be. It is, therefore, time for reprioritising education and health in the scheme of development strategy and the allocation of budgetary resources.
- What reforms are asked for?
-

*URGENT-UPSC Interviews Special Session Tomorrow – Tips, tricks and best practices by VP Sir, IRPS
Students appearing for interviews make a note.
A Special session on “UPSC Interview- Tips and Tricks” will be conducted by Shri V.P. Singh (IRPS).
Date: 31st Jan 2020
Time: 05:00 p.m to 07:00 pm. (entry closes at 4.45 p.m.)
Venue: Civilsdaily IAS center
1 LGF, Apsara Arcade, Karol Bagh, New DelhiHere, besides the dos and donts, nuances like interview etiquette, handling uncomfortable situations, etc. will be discussed. Post the session, aspirants can interact with sir and clarify all their interview and DAF-related doubts.
Sir’s inputs have a proven track record of increasing marks of students. His ability to stress-test candidates in mocks remains unparalleled.
You should not be missing out on this session.
Click here to register – https://forms.gle/8Ryh6ZMGCNEJ1j1bA
-
[op-ed snap] Don’t be deterred by the ‘crowding out’ effect of the fisc
Context
Market borrowings of the government do not always squeeze credit for the private sector in India.
What is ‘crowding out’ effect?
- Increased government spending and borrowing: It refers to how increased government spending, for which it borrows more money, tends to reduce private spending.
- Why does private spending reduce? This happens because when the government takes up the lion’s share of funds available in the banking system, less of it is left for private borrowers.
- Relationship with interest rate: Higher borrowing by the government and subsequent crowding out also impacts interest rates in the economy.
How the Government borrowing works and the role of RBI
- Local borrowing local spending: Typically, the government funds its fiscal deficit by borrowing from the domestic bond market.
- Its expenditure is also local in nature.
- Overdraft from RBI: The Reserve Bank of India (RBI) is the official banker to the government-which spends money by first taking an overdraft from the central bank.
- This overdraft gets repaid through bond market borrowings.
- Why overdraft? The understanding is that any such government spending should ideally not affect the availability of funds to other borrowers in the market.
- Excessive borrowing and effects on the interest rate: Excessive government borrowing from the bond market, many cautions, could lead to a rise in interest rates for the government itself and consequently for everyone else in the economy.
Analysis of the effects of borrowing on other variables
- Analysis of the data reveals the following trends.
- No impact on other variables: Local borrowing and spending by the Indian government does not impact any other macroeconomic variables like-
- The availability and cost of funds for other participants in the economy.
- Inflation.
- Deposit growth, at the current deficit level—that is, with the state and central combined figure above 6% of GDP.
- What impacts the interest rate the most?
- The two most important variables that impacted interest rates were inflation and the repo rate. Which tend to move together.
- What does it indicate? This clearly indicates that RBI is extremely proactive in the way it manages interest rates.
- Effects of funds on inflation: Such borrowings that are funded by the central bank could lead to inflation, the same is true for large external inflows to domestic money markets.
- The foreign borrowings finally get reflected in the country’s foreign exchange reserves, which have a very strong relationship with inflation.
- Effects on interest rates: Technically, any large inflow of a foreign currency sterilized by RBI does have the potential to move the inflation needle up, thus placing upward pressure on interest rates.
- Relationship between borrowing and growth: It is clear that government borrowing and spending actually drives GDP growth.
- Government borrowing should not impact bank lending to companies, as the sums borrowed return to the market almost immediately.
- How RBI controls bond yield?
- RBI ensures that bond yields don’t shoot up because of the excessive borrowing, by taking bonds onto its books to be released back into the market in good times.
The uniqueness of the Indian money market
- Why is it unique? India market is a unique money market, different from the rest of the world, for the following reasons-
- We have investors who are explicitly required to invest in government debt.
- Banks, non-banking financial companies, insurers, provident funds, and pension funds are all forced to invest in government debt as a condition for their licence to operate in India.
- We also find that RBI works towards aiding the government borrowing programme rather effectively, ensuring that interest rates do not change too adversely.
Conclusion
The government should not be excessively worried about the government living beyond its means at this juncture. Government spending being the main driver for the country’s GDP growth, it could be a good way to put the economy on a higher growth trajectory. Perhaps it is time to revisit the entire FRBM framework.
- Increased government spending and borrowing: It refers to how increased government spending, for which it borrows more money, tends to reduce private spending.
-
[op-ed snap] A road map for robust trade ties
Context
The challenge for India and Australia is to transform people-to-people ties into a trade relationship.
People-to-people the two countries
- Soft power: Soft power rather than hard economics has traditionally been the driving force behind India-Australia relations.
- Cricket is a dominant theme that connects the two countries.
- The Indian diaspora in Australia is a vibrant community that plays a robust role in connecting their country of adoption with their country of origin.
Trade relationship scenario
- $31 bn bilateral trade: The trade between the two countries has been at a modest $31 billion, largely composed of resources like coal and other minerals.
- No progress on FTA: Negotiations on a Free Trade Agreement, which began in 2011, have not moved forward significantly.
- No progress on coal mining projects in Australia: The problems faced by the Adani Group to begin work on a coal mining project in Queensland did not go down too well with investors from India.
- India Economic Strategy 2035 by Australia: One of the most widely commended initiatives has been the Australian government’s release of an India Economic Strategy 2035 Report.
- It observes that no single market over the next 20 years will offer more growth opportunities for Australia than India.
- It lays down a comprehensive road map for strengthening Australia’s trade engagement with India.
Development in digital technology and the role of youth
- Development of new architecture: Meanwhile India-Australia trade has been steadily evolving into a new architecture underpinned by developments in digital technology.
- There is a rise of a younger generation of entrepreneurs and a noticeable shift in the trade basket from resources to services.
- Technology and young entrepreneurship make a formidable combination and should set the agenda for the future of bilateral trade relations.
- About 80% of the Australian small and medium-sized enterprises are managed by young professionals.
- The young can see issues like immigration and outsourcing with far more equanimity than the older generation.
- An important role of young Australians: Young Australians are thus emerging as great champions of India-Australia trade relations.
Scope for engagement in innovation and trade relations
- Tech. expertise of Australia: There is also recognition that Australia is a laboratory of ideas, innovation, technology-led growth and university-industry partnerships.
- Scope for India in innovation and trade: India is a large and demographically young market with a love for innovation and an appetite for new products and services.
- These synergies should add momentum to a growing engagement in trade relations.
India’s weakness and Way forward
- Weakest link and way forward: The weakest link in India’s exports to Australia is in merchandise. India needs to look at three broad areas.
- First-Focus on Market Research: Despite globalisation, markets are country-specific and culturally sensitive.
- Indian companies will need to invest a little more in market research on Australian consumer expectations and lifestyles.
- Second-Brand creation: Australia is a brand-conscious market while India has not created a single consumer brand of international acceptance.
- Only when products are visible across the world’s shopping malls and supermarkets displaying their own brands that India will be recognised as a major player in the global markets.
- Third-Innovation: Innovation is emerging as the single-most-important factor for sustained success in every sphere. Global trade cannot be different.
- Soft power: Soft power rather than hard economics has traditionally been the driving force behind India-Australia relations.
-
[pib] The Medical Termination of Pregnancy (Amendment) Bill, 2020
The Union Cabinet has approved the Medical Termination of Pregnancy (Amendment) Bill, 2020 to amend the Medical Termination of Pregnancy Act, 1971.
About the Bill
- The Medical Termination of Pregnancy (Amendment) Bill, 2020 is for expanding access of women to safe and legal abortion services on therapeutic, eugenic, humanitarian or social grounds.
- It aims to increase upper gestation limit for termination of pregnancy under certain conditions and to strengthen access to comprehensive abortion care, under strict conditions, without compromising service and quality of safe abortion.
Salient features of proposed amendments:
- Proposing requirement for opinion of one provider for termination of pregnancy, up to 20 weeks of gestation and introducing the requirement of opinion of two providers for termination of pregnancy of 20-24 weeks of gestation.
- Enhancing the upper gestation limit from 20 to 24 weeks for special categories of women which will be defined in the amendments to the MTP Rules and would include ‘vulnerable women including survivors of rape, victims of incest and other vulnerable women (like differently-abled women, Minors) etc.
- Upper gestation limit not to apply in cases of substantial foetal abnormalities diagnosed by Medical Board. The composition, functions and other details of Medical Board to be prescribed subsequently in Rules under the Act.
- Anonymity of the person: Name and other particulars of a woman whose pregnancy has been terminated shall not be revealed except to a person authorised in any law for the time being in force.
Benefits
- It is a step towards safety and well-being of the women and many women will be benefitted by this.
- Recently several petitions were received by the Courts seeking permission for aborting pregnancies at a gestational age beyond the present permissible limit on grounds of foetal abnormalities or pregnancies due to sexual violence faced by women.
- The proposed increase in gestational age will ensure dignity, autonomy, confidentiality and justice for women who need to terminate pregnancy.
-
[pib] National Commission for Indian System of Medicines
The Union Cabinet has given its approval for proposal of Official Amendments in the National Commission for Indian System of Medicine Bill, 2019 (NCIM) which is pending in the Rajya Sabha.
About the Commission
- The main objective of establishing NCIM is to promote equity by ensuring adequate supply of quality medical professionals and enforce high ethical standards in all aspects of medical services in Indian System of Medicine.
- The Commission will promote availability of affordable healthcare services in all parts of the country.
- The Commission has been structured to streamline the functions related to academic standards, evaluation, assessment and accreditation of educational institutions pertaining to Indian System of Medicine.
Composition
- The NCISM will consist of 29 members, appointed by the central government.
- A Search Committee will recommend names to the central government for the post of Chairperson, part time members, and presidents of the four autonomous boards set up under the NCISM.
- These posts will have a maximum term of four years.
- The Search Committee will consist of five members including the Cabinet Secretary and three experts nominated by the central government (of which two should have experience in any of the fields of Indian System of Medicine).
Functions
Functions of the NCISM include:
- framing policies for regulating medical institutions and medical professionals of Indian System of Medicine,
- assessing the requirements of healthcare related human resources and infrastructure,
- ensuring compliance by the State Medical Councils of Indian System of Medicine of the regulations made under the Bill, and
- ensuring coordination among the autonomous boards set up under the Bill.
-
Nagoba Jatara
The month long Nagoba Jatara recently concluded in Adilabad dist. of AP.
Nagoba Jatara
- Nagoba Jatara is a tribal festival held in Keslapur village, Inderavelly Mandal[1] Adilabad district, Telangana, India.
- It is the second biggest tribal carnival and celebrated by Mesaram clan of Gond tribes for 10 days.
- Tribal people from Maharashtra, Chhattisgarh, Orissa and Madhya Pradesh belonging to the Mesram clan offer prayers at the festival.
- It starts in pushya masam. A ceremony of ‘bheting’ is it’s integral part where the new brides are introduced to the clan god during first jatra afer their marriage
- The few hundred Raj Gond and Pardhan Adivasis, men clad in pure white dhoti-kurta and the pagdi headgear and women in the traditional colourful nau-vari Maharashtrian style saree.
- The temple for which a new structure is coming up is dedicated to the serpent god, known as Shri Shek to the aboriginal people, and is the centre of all activities during the week long festivities.