Subject: SchemeXInsurance

Consider the following:
1. Hotels and restaurants
2. Motor transport undertakings
3. Newspaper establishments
4. Private medical institutions
The employees of which of the above can have the ‘Social Security’ coverage under Employees’ State Insurance Scheme?

Consider the following statements with reference to Indira Gandhi National Old Age Pension Scheme (IGNOAPS):
1. All persons of 60 years or above belonging to the household below the poverty line in rural areas are eligible.
2. The Central Assistance under this Scheme is at the rate of Rs. 300 per month per beneficiary. Under the Scheme, States have been urged to give matching amounts.

With reference to the scheme launched by the Union Government, consider the following statements:
1. Ministry of Health and Family Welfare launched the Rashtriya Swasthya Bima Yojana
2. Ministry of Textiles launched the Rajiv Gandhi Shilpi Swasthya Bima Yojana
Which of the statements given above is/are correct?

With reference to “Aam Admi Bima Yojana”. Consider the following statements: 1. The member insured under the scheme must be the head of the family or earning member of the family in a rural landless household. 2. The member insured must be in the age group of 30 to 65 years. 3. There is a provision for free scholarship for up to two children of the insured who are studying between classes 9 and 12. Which of the statements given above is/are correct?

With reference to ‘Pradhan Mantri Fasal Bima Yojana’, consider the following statements:
1. Under this scheme, farmers will have to pay a uniform premium of two percent for any crop they cultivate in any season of the year.
2. This scheme covers post-harvest losses arising out of cyclones and unseasonal rains.
Which of the statements given above is/are correct?

Regarding ‘Atal Pension Yojana’, which of the following statements is/are correct?
1. It is a minimum guaranteed pension scheme mainly targeted at unorganized sector workers.
2. Only one member of a family can join the scheme.
3. Same amount of pension is guaranteed for the spouse for life after subscriber’s death.
Select the correct answer using the code given below.

Who among the following can join the National Pension System (NPS)?

In India, under cyber insurance for individuals, which of the following benefits are generally covered, in addition to payment for the loss of funds and other benefits?
1. Cost of restoration of the computer system in case of malware disrupting access to
one’s computer
2. Cost of a new computer if some miscreant wilfully damages it, if proved so
3. Cost of hiring a specialized consultant to minimize the loss in case of cyber extortion
4. Cost of defence in the Court of Law if any third party files a suit
Select the correct answer using the code given below:

With reference to casual workers employed in India, consider the following statements:

1.All casual workers are entitled to Employees Provident Fund coverage.
2.All casual workers are entitled to regular working hours and overtime payment.
3.The government can, by notification, specify that an establishment or industry shall pay wages only through its bank account.
Which of the above statements are correct?

With reference to the Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) Yojana, consider the following statements:
1. The entry age group for enrolment in the scheme is 21 to 40 years.
2. Age specific contribution shall be made by the beneficiary.
3. Each subscriber under the scheme shall receive a minimum pension of ₹ 3,000 per month after attaining the age of 60 years.
4. Family pension is applicable to the spouse and unmarried daughters.
Which of the statements given above is/are correct?