💥Join UPSC 2027,2028 Mentorship (July Batch) + XFactor Notes & Microthemes PDF

Category: Ranker Webinars

  • Do NOT Pay A Single RUPEE, Just Learn And Score! Join The Session For FREE, Pick Your Subject, And Start Learning Now!

    Do NOT Pay A Single RUPEE, Just Learn And Score! Join The Session For FREE, Pick Your Subject, And Start Learning Now!

    Dear Aspirants,

    We want you to succeed because we succeed only when you succeed! That is why we are pleased to announce that Habitat (our learning app) is offering comprehensive coverage of the syllabus in 13 different subjects.

    What can you expect?

    1. Comprehensive syllabus coverage.
    2. All the relevant study material.
    3. Daily practice sessions.
    4. Instant feedback and live discussions.
    5. Most Probable Questions.
    6. Revision and answering techniques.

    And more…

    What do you have to do?

    1. Join Habitat for absolutely FREE by clicking here.
    2. Go through the discussions happening on the General channel.
    3. Pick the subject that you wish to study.
    4. And start learning!
    5. You can join as many subjects as you want

    And more…

    Participate, Engage, Discuss, Ask Your Doubts, Practice, and Learn!

    Here is a list of topics and discussions you can join immediately:

    Revise Economics for IAS PrelimsRavi Ranjan11:00 am
    English WritingAnand Prakash12:30 pm
    Science and TechDr. Keerti1:00 pm
    Samadhan CSATRavi Ranjan2:00 pm
    UPSC EPFORohit Yadav3:00 pm
    Chat pe News: Current AffairsAnjum Sharma4:30 pm
    Polity Laxmikant Amoghavarsha5:30 pm
    Indian society and Social IssuesSiddharth 6:00 pm
    Abhyaas: Answer WritingGarima7:00 pm
    Samvad: Indian AgricultureRadhika Didwania7:30 pm
    Prelims HeistParth Verma8:30 pm
    Parakram Answer Writing sessionRohit Yadav9:30 pm
    Post dinner MCQs for IAS prelimsAmitB10:15 pm

    And many more…

    Whatever you need, we have it here.

    How to join a discussion?

    After you have joined/registered on Habitat for free, go to General club. Click on the blue box of the session you want to attend.

  • Last few Seats left || How to increase your chances in UPSC CSE Prelims-2021 under my Guidance||90 days complete Testing and mentorship strategy||Super-25 Group|| Cleared 6 out of 6 prelims|| 6 Mains and 3 UPSC interviews || UPSC EPFO-2017|| In-service Officer (BPSC 56-59th)

    Top Features of Super- 25 group
    1. 32 tests to cover the whole syllabus
    2. Subject wise specific Critical input aimed at prelims-2021
    3. Mentor Calls from Santosh sir twice a week (before and after test)
    4. Weekly 2 Zoom meetings for discussions and Important topics discussion
    5. Individual Personal attention by Santosh sir
    6. Daily Monitoring of weekly targets
    7. 360 Degree approach to learning Current Affairs of one year
    8. Learn 3 fold approach of attempting prelims questions
    Results of Super-20 held last year gave result output of 60% i. e. 12 out of 20 students mentored by Santosh Sir qualified prelims-2020.

    Reconquer batch-2 features:
    1.32 Tests for prelims-2021 for fast forward revision and practice 
    2.Overall mentorship by Santosh Gupta sir
    3.Current affairs Magazine by CivilsDaily of one year
    4. Weekly 2 zoom meetings with me for Monitoring progress
    5. Score boosting videos

  • UPSC Interviews 2020: Schedule your Mock + DAF questionnaire | Next 17th July | Offline on 18th July

    UPSC Interviews 2020: Schedule your Mock + DAF questionnaire | Next 17th July | Offline on 18th July

    Mock Interviews at Civilsdaily form a crucial part of UPSC interview preparation. The quality and diversity of the panel help prepare an aspirant for the actual interview at UPSC. 

    Aspirants have benefited greatly from the mock interview and the feedback they get from the panel members after their mock interview. At the same time, we work with the aspirants to improve upon the areas highlighted by the panel.

    Upcoming Mock interview and session

    This week’s mock interview dates have been fixed.

    • Mock interview this week- 17th July(Online) (Book your slot)  
    •  Mock interview this week-18th July (Offline)
    • Time: 10 a.m. – 7 p.m.  
    • Mode: Online and Offline

    Interview slots will be allocated on a first-come, first-served basis. 

    Panelists for Mock Interviews: 

    1. Shri Shankar Aggarwal, IAS (retd.)
    2. Dr. Noor Mohammad, IAS (retd.)
    3. Dr. P.K. Agrawal, IAS (Retd.)
    4. Shri T. N. Thakur, IAAS (retd.)
    5. Shri V. P. Singh, IRPS
    6. Shri Rajendra Bharti, IFoS
    7. Mrs.Aditi Gupta, Corporate Leadership Specialist
    8. Prof. U.M. Amin, Jamia Milia University
    9. Mr. Himanshu Arora, Economist, JNU, PMEAC 
    10. Mr. Kunal Aggarwal, IRS
    11. Mr. Debraj Das, IPS

    Tentative: Shri Harsh V. Pant (Observer Research Foundation), Shri SN Tripathi, IAS (Director IIPA), Shri Yogesh Narain (Retd. Defence Secretary), Shri Dipankar Gupta (Indian Sociologist), and others.   

    Aspirants will also get a personalized DAF-based questionnaire based on extensive research and linkages with the issues of national and international importance.


    DAF questionnaire

    Detailed Application Form (DAF) is one of the most important documents that you might have filled for UPSC interviews. A major part of the interview will revolve around the information and details provided in the DAF. It is more than your CV.

    Your ability to defend your DAF before the panel is going to decide your success. Anticipating and preparing for the questions based on your DAF is an essential part of the interview preparation.

    As a part of Transcend: Interview Guidance Program for UPSC interviews we provide you a personalized and elaborate DAF-based questionnaire.

    Fill the form below for DAF questionnaire.


    Important interview topics

    • Report of 15th Finance Commission
      • Do you agree with the new criteria defined under Terms of Reference by FC?
      • What are the major challenges being faced by several states?
    • Monetisation of deficit
      • What do you understand by Monetisation of Deficit?
      • Is it a Feasible solution for an economy like India?
    • Better Relations: Onus on Pakistan
      • What responsibility does India have on this?
      • Does the Onus lie on India’s side also to extend the hands of friendship? 
    • Delhi: LG’s role redefined
      • What is the major area of tussles?
      • Do you think such steps might lead to erosion of federation and a spot on elected parties having full-fledged legislature? 
    • Reservation: reviewing 50% cap
      • Is this still needed?
      • What can be the other alternatives?
    • Regulating Social Media Influencers
      • Why such regulation needed, despite Media being considered as the 4th Pillar of democracy?
      • Spread of Fake News is because of Unaware citizenry? What’s your view on this?
      • What are the other causes?
    • Need for Agricultural reforms
      • Is the Farmer Protest right?
      • What is the cause for such unrest? 
      • Why is there such a trust deficit?
    • Nota and option of Re-Election
      • Is the option of NOTA effective in Indian Democracy?
      • What can be done then to reduce the money and muscle power? 
    • Climate Change and India
      • Why such urgency now? Immediate reasons?
      • What is India’s position in terms of mitigating CC impact? 
      • Why the burden on developing countries? 
    • Time to implement Uniform Civil Code
      • Do you think UCC is now the need of the hour?
      • Any challenges in its implementation? Why?
      • What is the Constitutional mandate on this?
    • India-UK bilateral ties
      • Does Brexit change the equations between India and EU?
      • What major impact can India have after the whole Brexit scenario?
    • France: Liberty and fight against terror
      • Debate on secularism and its type?
      • Is India a perfect example for positive secularism? 
    • Atma Nirbhar Bharat 3.0
      • Is this Atmanirbharta possible in India?
      • Then why 1991 LPG reforms were brought at the first instance?
      • Where are we lacking exactly?
    • Education Sector reforms
      • Will NEP fill all the existing gaps in the Education sector?
      • Is RTE successful in India?
      • Providing education in Mother Tongue- do you find some relevance in it? 
      • Then why so much focus on english medium?
    • Empowering women
      • What is the most im[ortant factor for making women really empowered?
      • Will it improve the status of the female population in the country? 
      • What are the main hindrances in empowering this section of society?
    • Monetise and Modernise Mantra for PSUs
      • Privatisation or not? Why?
      • Why not improve the existing structure rather than going for privatisation?
    • Strengthening our start-up ecosystem
      • Is India ready for a startup ecosystem?
      • Then why do they get merged with MNCs after a few years and why not they themselves striving to become a MNC?
    • Raising marriageable age for women
      • Why such notions in India?
      • Will it improve the position of women in families?
      • Do you agree with marrying a woman older than you?
    • Emerging Technologies- Global Challenges
      • Why is it creating so much of fuss?
      • A day without INTERNET and COMPUTERS/SMART DEVICES?
    • India’s Humanitarian Diplomacy
      • Why so much focus on soft diplomacy?
      • Has it provided any advantage to India in International arena?
    • Quad Summit: India’s gain
      • What gains will it bring?
      • Can it be seen as a counter attack on China?
    • India’s engagement with Africa
      • What are the stakes for India in Africa?
      • How can India take a stronghold against China there?
    • Biden Presidency and India-US ties
      • How will it be different from Trump’s Presidency?
      • Any relief for India?
      • What can be the major challenges? 
    • Afghan Peace Talks and India
      • India’s stand on Taliban?
      • Should India change its stand?
    • Relations with Nepal in Covid Era
      • We can choose our friends but not our neighbours- its relevance in nepal’s context?
    • India’s leadership in Post-Covid world
      • What are the major areas where India should focus first?
      • Can we be able to beat China on any front ?
    • India’s Vaccine Diplomacy
      • What is the idea behind this?
      • Is it not Fiscal Imprudence?
    • Challenges for India as a global power
      • Major areas of conflicts?
      • How can  India emerge to be a winner on these fronts ?
    • India and G7 summit
      • Do you think the invitation has some relevance for India?
    • RCEP: Challenges and way forward
      • What could have been the scenario if India would have joined it?
      • Is it a mature step from India’s perspective?
    • Cyber security and India’s preparedness 
      • Is India prepared on this front?
      • What are the ethical challenges involved?
      • Need for Responsible technology? How?
    • LAC pullback: nothing conceded
      • Where does India stand now after this whole stand-off scenario?
      • Will it bring some respite in the near future?
      • Why do the issues remain unresolved?
      • Can it be considered as a historical mistake?
    • Contempt of Court
      • Difference between Civil and Criminal Contempt.
      • Should it be removed?

  • 15th July 2021| Daily Answer Writing Enhancement(AWE)

    Topics for Today’s questions:

    GS-1  Post-independence consolidation and reorganization within the country.

    GS-2  Comparison of the Indian constitutional scheme with that of other countries.

    GS-3 Effects of liberalization on the economy, changes in industrial policy and their effects on industrial growth; Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment.

     
    GS-4  Aptitude and foundational values for Civil Service, integrity, impartiality and non-partisanship, objectivity, dedication to public service, empathy, tolerance and compassion towards the weaker-sections

     

    Questions:

    Question 1)

     

    Q.1) “Emergency was like a vaccination against dictatorship. It was painful and caused fever, but strengthened the the resistance of our democracy”. Comment (10 Marks)

     

    Question 2)

    Q.2) Compare the Indian federal model with the US federal model. Suggest the way forward to address the concerns of small states in India. (10 Marks)

    Question 3)

    Q.3) Over-regulation tends to curb competition and create monopolies instead of ensuring its holistic growth dovetailed with fair competition. In light of this, examine the issues with the draft Consumer Protection (E-Commerce) Rules, 2020?

    Question 4)  

    Q.4) ‘Committed Bureaucracy’ does not mean that the government officials should be loyal to the Party in power. In the light of above statement bring out the Importance of foundational values for Civil Services. (10 Marks)

     

    HOW TO ATTEMPT ANSWERS IN DAILY ANSWER WRITING ENHANCEMENT(AWE)?

    1. Daily 4 questions from General studies 1, 2, 3, and 4 will be provided to you.

    2. A Mentor’s Comment will be available for all answers. This can be used as a guidance tool but we encourage you to write original answers.

    3. You can write your answer on an A4 sheet and scan/click pictures of the same.

    4.  Upload the scanned answer in the comment section of the same question.

    5. Along with the scanned answer, please share your Razor payment ID, so that paid members are given priority.

    6. If you upload the answer on the same day like the answer of 1st June is uploaded on 1st June then your answer will be checked within 72 hours. Also, reviews will be in the order of submission- First come first serve basis

    7. If you are writing answers late, for example, 1st June is uploaded on 3rd June, then these answers will be evaluated as per the mentor’s schedule.

    8. We encourage you to write answers on the same day. However, if you are uploading an answer late then tag the mentor like @Swatantra so that the mentor is notified about your answer.

    *In case your answer is not reviewed, reply to your answer saying *NOT CHECKED*. Swatantra Sir’s tag is available, tag him.

    For the philosophy of AWE and payment: 

  • [Yojana Archive] Are We on a Cliff?

    June 2021

    Context

    • The world is facing gloomy times in midst of the pandemic, conflicts, and natural calamities.
    • Recently, we witnessed the horrors caused by nature in Chamoli district, the ground of the famed Chipko movement in Uttarakhand.
    • Nature’s warning is evident with visible cracks in its erstwhile harmonious relationship with humanity.

    This essay/article emphasizes the need for building an ecological civilization and descending from the present cliff of uncertainty towards peaceful living and inclusive development and respect for nature.

    The first industrial revolution that took place 250 years ago was primarily with coal and steam; the second with electricity and oil; the third with computers and its accessories; and now the fourth is a fusion of technologies in the physical, digital and technological worlds.

    Civilizational chaos

    • The wave of industrial and green revolution marked a major turning point in earth’s ecology and humans’ relationship with the environment.
    • During the 20th century, with the detonation of the atomic bomb, humanity entered a new era.
    • Thus, we gained the power to destroy ourselves (mutually assured destruction), without the wisdom to ensure that we must avoid doing so.

    Looming threats to mankind

    • Widespread industrialization, the proliferation of factories, destruction of forests for the construction of massive dams & power stations and the migration of people has all caused serious disturbances in the ecosystem.
    • The resulting climate change and global warming is a serious threat to the present as well as the future.
    • Both nature and world peace are under threat.
    • All these developments coupled with geopolitics have put humanity on a cliff and presents dangerous situations.

    Future of Peace

    The future of peace and harmony in the 21st century is likely to be directly linked to issues concerning five key realities of life today:

    1. Ecology, global warming, and climate change
    2. Nuclear weapons, the emerging technology of warfare and the continuing arms race among nation-states
    3. Geopolitics and nationalism
    4. Religious extremism and
    5. Poverty and inequality

    We do not know how to retrieve the present dangerous situation away from its self-destructive ways. This needs to be appreciated in a threefold perspective:

    [1] Nature

    • Today there is a credible threat to human survival from global warming and climate change with the potential to damage the lives and habitats of billions of people in different parts of the world.
    • The enormity of the challenge of conservation of ecology and halting climate change is formidable and calls for making changes in our behavior and thinking.
    • At the heart of the matter is: How do we move towards building fresh sensitivities for conservation in our civilizational processes?

    Five events of the recent times need to be particularly referred to:

    1. Outbreak of pandemic SARS (severe acute respiratory syndrome) in Hong Kong in 2002-03;
    2. Bushfires in Brazil and Australia of 2019;
    3. Continuous extinction of species
    4. Forest fires in California alongside the Covid-19 pandemic in 2020 and
    5. Coronavirus pandemic

    These five events have given us signals that if ecology problems are not attended to urgently the world may not need world wars to destroy itself.

    [2] Science

    • In the last decades of the 20th century, the focus of society has shifted decisively towards science and its domineering daughter, technology, both in the western and developing countries.
    • This has led to the globalization of products, cultural values, and information. It is integrating markets and trade.
    • But what becomes of environment and nature in such a scenario, remains a matter of great concern.
    • We have been brought to an alarming situation primarily on account of excessive greed, faulty planning, insensitive politics, and lack of imagination.
    • Technology, being value-neutral, has accelerated the pace of the downward journey.

    Outcome: Climate change

    • Climate change and global warming are posing serious problems.
    • The biggest polluter has been the release of carbon dioxide.
    • To control it with speed, we have to change the terms of the market. It is based on the law of profit.

    A change would mean rejecting the general line of dealings in the market in the world for the sake of the long-term interests of the human race. Are we ready for this major break? And, here wisdom comes.

    [3] Wisdom

    • Wisdom is defined as ‘the ability to use one’s knowledge and experience to make good decisions and judgments.’
    • Wisdom is a product of experiences and reflections not only of the present generation but of the civilizational processes of a nation and also of the world.
    • Human beings can destroy their environment as well as can rise above petty interests, use technology and reverse the process of destruction of plant species and minimize carbon emissions.
    • At the present juncture, if we do not make use of our cumulative wisdom, nature will be harmed and succeeding generations will blame us for our failure.

    We have to keep the Vedic precept of ‘माता भूमिः पुत्रो अहं पृथिव्याः ’ (‘This earth is our mother and we are its sons.’) in our minds.

    • Thankfully, on 12 December 2015, the Global Climate Accord was reached among 195 countries of the world in Paris.
    • The Paris Accord as it came to be known, commits countries to actions and policies that would restrict the rise in global temperatures ‘well below’ 2 degrees Celsius (3.6 degrees Fahrenheit) by the year 2100.

    Way Forward

    • We have to generate hope, courage, and respect for nature.
    • We should employ science and human ingenuity with determination to overcome the present state of despondency.
    • If science, spirituality, and wisdom go hand in hand, one can create a better world on this earth. Mahatma Gandhi said: ‘Earth provides enough to satisfy every man’s need but not for every man’s greed’.
    • It should become the maxim of the post-Covid world, that it will need farsighted leadership and efficient institutions of governance.
    • There is an imperative requirement to contemplate and work towards building an ecological civilization that would outline the ways of living in harmony with nature.

    Bahudha Approach is based on the maxim enjoined upon us by the Rigveda. It proclaims: Ekam Sad Vipra Bahudha Vadanti The Real is One, the learned speak of it variously.  This provides for dialogue among different religions, cultures, and ways of living. It celebrates diversity and respect for harmonious living and nature.

    Conclusion

    • The post-Covid world would be a different world.
    • It has made evident that we are all interdependent and have to work for sharing economic benefits as well as fruits of science together, irrespective of religious, ethnic, economic, and cultural divides.
    • We have to move towards building an ecological civilization and descending from the present cliff of uncertainty towards peaceful living and inclusive development and respect for nature.
  • SMASH EPFO For absolutely FREE || Daily Discussion Of 50+ UPSC And 50+ EPFO Questions || Score BOOSTERS And Study Material || 9:00 pm

    SMASH EPFO For absolutely FREE || Daily Discussion Of 50+ UPSC And 50+ EPFO Questions || Score BOOSTERS And Study Material || 9:00 pm

    Dear aspirants,

    Rohit Sir is conducting Daily EPFO and UPSC score boosting sessions every day for FREE

    Grab this opportunity by joining the sessions now and you will get daily:

    1. Complete discussion on 50+ UPSC MCQs.
    2. Complete analysis of 50+ EPFO MCQs.
    3. Tips and tricks to BOOST your scores in MCQs.
    4. Relevant study material.
    5. Instant doubt clearing and feedback!

    And more…

    Monday To Friday at 9:00 P.M.

    All of this without paying a single RUPEE!

    Rohit Sir is also conducting specialized sessions for EPFO. This is a special paid program designed to help you SMASH EPFO in the first attempt! 

    What do students get?

    1. Complete Syllabus Coverage And Revision In 25 DAYS!
    2. Discussion Of 1000+ Questions.
    3. Pattern analysis and question-solving techniques.
    4. Exclusive audio and video lectures.
    5. Previous Year Questions analyzed.
    6. Google Meet sessions with the mentor.
    7. Complete access to Habitat sessions.

    This is the ultimate SCORE BOOSTING Club to smash EPFO!

    Improve your English writing skills and be a champ anywhere you go!


    Here are the different sessions you can join:

    Subject/TopicMentorTime
    Revise Economics for IAS PrelimsRavi Ranjan11:00 am
    English WritingAnand Prakash12:30 pm
    Science and TechDr. Keerti1:30 pm
    Samadhan CSATRavi Ranjan2:00 pm
    Chat pe News: Current AffairsAnjum Sharma4:30 pm
    Destroy Prelims: score boosterZeeshan Hashmi5:30 pm
    Indian society and Social IssuesSiddharth 6:30 pm
    Samvad- Physical geography through MCQsRadhika Didwania7:30 pm
    Economics GamifiedAmoghavarsha8:30 pm
    EPFO and IAS Prelims Rohit Yadav9:00 pm
    Parakram Answer Writing sessionRohit Yadav9:30 pm
    Post dinner MCQs for IAS prelimsAmitB10:15 pm

    And many more…

    Whatever you need, we have it here

    How to join a discussion?

    After you have joined/registered on Habitat for free, go to the General club. Click on the blue box of the session you want to attend.

  • 14th July 2021| Daily Answer Writing Enhancement(AWE)

    Topics for Today’s questions:

    GS-1  The Freedom Struggle — its various stages and important contributors/contributions from different parts of the country.

    GS-2  India and its neighborhood- relations.
    Bilateral, regional and global groupings and agreements involving India and/or affecting India’s interests.

    GS-3  Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment.

     
    GS-4  Attitude: content, structure, function; its influence and relation with thought and behaviour; moral and political attitudes; social influence and persuasion

     

    Questions:

    Question 1)

     

    Q.1) Discuss the factors responsible for the rise of leftism in India. How leftist ideologies grew in Congress and got reflected in its socio-economic program? (15 Marks)

     

    Question 2)

    Q.2) The idea of a regional solution to Afghanistan has always had much political appeal. But divergent regional strategic perspectives limit the prospects for a sustainable consensus on Afghanistan. Comment. (15 Marks)

    Question 3)

    Q.3) How far has the provision of appointing independent directors to safeguard the interest of minority shareholders succeeded in its objectives? Suggest the changes to improve the challenges faced by the independent directors. (10 Marks)

    Question 4)  

    Q.4) Instances of atrocities against the vulnerable sections point to the fact that the problem is not one of legality only but a matter of entrenched social prejudices and attitude. In this context suggest some effective measures to address the issue holistically. (10 Marks)

     

    HOW TO ATTEMPT ANSWERS IN DAILY ANSWER WRITING ENHANCEMENT(AWE)?

    1. Daily 4 questions from General studies 1, 2, 3, and 4 will be provided to you.

    2. A Mentor’s Comment will be available for all answers. This can be used as a guidance tool but we encourage you to write original answers.

    3. You can write your answer on an A4 sheet and scan/click pictures of the same.

    4.  Upload the scanned answer in the comment section of the same question.

    5. Along with the scanned answer, please share your Razor payment ID, so that paid members are given priority.

    6. If you upload the answer on the same day like the answer of 1st June is uploaded on 1st June then your answer will be checked within 72 hours. Also, reviews will be in the order of submission- First come first serve basis

    7. If you are writing answers late, for example, 1st June is uploaded on 3rd June, then these answers will be evaluated as per the mentor’s schedule.

    8. We encourage you to write answers on the same day. However, if you are uploading an answer late then tag the mentor like @Swatantra so that the mentor is notified about your answer.

    *In case your answer is not reviewed, reply to your answer saying *NOT CHECKED*. Swatantra Sir’s tag is available, tag him.

    For the philosophy of AWE and payment: 

  • Step-By-Step English Writing With A Published Author For Essay And Answer Writing || Absolutely FREE Daily Sessions

    Step-By-Step English Writing With A Published Author For Essay And Answer Writing || Absolutely FREE Daily Sessions

    Hey!
    Improving your English writing skills can be highly useful for your essays and answer-writing practice. And Anand Sir (published author) is providing FREE sessions every day to develop your writing skills.

    This is what you will learn:

    1. Daily Vocabulary Building Exercises.
    2. Daily Writing Practice To Write Better Sentences And Paragraphs.
    3. Instant Feedback And Live Examples.
    4. Discussions On Sentence And Paragraph Formation.
    5. Reading Material To Improve Your Learning.

    And more…

    Monday To Friday at 12.30 P.M.

    What do you have to do?

    1. Join Habitat For Absolutely Free Sessions!
    2. Read The Discussions Happening On General Page.
    3. Click On The Blue Box To Join The Discussion.
    4. Participate, Ask Questions, Engage, And Learn!

    You Don’t Have To Pay, Just Learn!

    Improve your English writing skills and be a champ anywhere you go!


    Here are the different sessions you can join:

    Subject/TopicMentorTime
    Revise Economics for IAS PrelimsRavi Ranjan11:00 am
    English WritingAnand Prakash12:30 pm
    Science and TechDr. Keerti1:30 pm
    Samadhan CSATRavi Ranjan2:00 pm
    UPSC EPFORohit Yadav3:00 pm
    Chat pe News: Current AffairsAnjum Sharma4:30 pm
    Destroy Prelims: score boosterZeeshan Hashmi5:30 pm
    Indian society and Social IssuesSiddharth 6:30 pm
    Samvad- Physical geography through MCQsRadhika Didwania7:30 pm
    Economics GamifiedAmoghavarsha8:30 pm
    Finish Laxmikant through MCQsZeeshan Hashmi9:00 pm
    Parakram Answer Writing sessionRohit Yadav9:30 pm
    Post dinner MCQs for IAS prelimsAmitB10:15 pm

    And many more…

    Whatever you need, we have it here

    How to join a discussion?

    After you have joined/registered on Habitat for free, go to the General club. Click on the blue box of the session you want to attend.

  • 13th July 2021| Daily Answer Writing Enhancement(AWE)

    Topics for Today’s questions:

    GS-1  The Freedom Struggle — its various stages and important contributors/contributions from different parts of the country.

    GS-2 Indian Constitution—historical underpinnings, evolution, features, amendments, significant provisions and basic structure

    GS-3  Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment.

     
    GS-4  Attitude: content, structure, function; its influence and relation with thought and behaviour; moral and political attitudes; social influence and persuasion

    Questions:

    Question 1)

     

    Q.1) “For the for most of the moderates Politics remain a part time affair. The Congress was not a political party, but an annual three-day show”. Comment ( 10 Marks)

     

    Question 2)

    Q.2) Article 15(1) of the Constitution of India prohibits the state from discriminating against individuals on basis of certain protected characteristics. But it does not bar private individuals or institutions from doing what the state is not permitted to. In light of this, discuss the need for anti-discrimination law in India and its provisions. (10 Marks)

    Question 3)

    Q.3) The ascending stock of forex reserves in India has led to the view this will enable the sole devotion of monetary policy to domestic objectives. Do you agree with this view? Give reasons in support of your agreement. (10 Marks)

    Question 4)  

    Q.4) The human beings often need encouragement or intervention to do what’s best for themselves or society at large. In the light of above statement bring out the Importance of behavioural economics concept of ‘nudge’ to encourage desirable social and economic change in the country. (10 Marks)

     

    HOW TO ATTEMPT ANSWERS IN DAILY ANSWER WRITING ENHANCEMENT(AWE)?

    1. Daily 4 questions from General studies 1, 2, 3, and 4 will be provided to you.

    2. A Mentor’s Comment will be available for all answers. This can be used as a guidance tool but we encourage you to write original answers.

    3. You can write your answer on an A4 sheet and scan/click pictures of the same.

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  • [RSTV Archive] Cooperative Based Economic Development

    A new Ministry of Cooperation has been created to strengthen cooperative movement. This separate administrative structure was proposed in Union Budget earlier this year. New ministry is expected to streamline processes for cooperatives and realise the vision of ‘ Sahkar se Samriddhi’.

    In this article we will discuss and analyse all aspects of this issue.

    What is a Cooperative?

    • A cooperative is “an autonomous association of persons united voluntarily to meet their common economic, social, and cultural needs and aspirations through a jointly-owned enterprise”.
    • Cooperatives are democratically owned by their members, with each member having one vote in electing the board of directors.

    Cooperative Movement in India

    The history of cooperatives in India goes back to more than a hundred years and they continue to stay relevant due to their grassroots reach and ability to bring economic growth to underserved sections.

    • The cooperative movement, which has its roots in the 19th century Europe, developed in pre-Independence India in response to agricultural distress and indebtedness.
    • Their growth was fostered, first by India’s erstwhile British rulers and, post-Independence, several steps have been taken to put assist in their growth and functioning.
    • The formal launch of the cooperative movement in India occurred with the introduction of the Cooperative Societies Act in 1904.
    • However, it notes that even before the passing of that law, “the practice of the concept of cooperation and cooperative activities were prevalent in several parts of India”.
    • In 1912, another Cooperative Societies Act was passed to rectify some of the drawbacks of the earlier law.
    • The next landmark change came in 1919 when cooperation was made a state subject. That allowed the various states to come up with their own legislation governing cooperatives.

    Who can form a cooperative in India?

    • Cooperatives are geared towards benefiting the chunk of Indian people — about 65 per cent of the country’s population — who depend on agriculture and related activities.
    • According to the Co-operative Societies Act, 1912, at least 10 persons aged above 18 years with common economic objectives, like farming, weaving, consuming, etc, can form a cooperative society.

    Which are the key sectors where cooperatives operate in India?

    1. Consumer Cooperative Society
    2. Producer Cooperative Society
    3. Co-operative Credit Societies
    4. Marketing Cooperative Society
    5. Housing Cooperative Society
    6. Co-operative Farming Societies
    • The various kinds of cooperatives in India include consumers’ cooperative societies, which seek to protect the interest of general consumers by making goods available at reasonable rates.
    • Then there are producers’ cooperative societies that protect the interest of small producers by enabling access to raw materials, tools and equipment, machinery, etc. are examples of producers’ co-operative societies.
    • Among the most famous cooperative brands in the country, Amul developed out of the Gujarat Co-operative Milk Marketing Federation, which is owned by 36 lakh milk producers in Gujarat.
    • It is an example of a cooperative marketing society, formed by small producers and manufacturers who find it difficult to sell their products individually.
    • Among other types of cooperatives are cooperative credit societies, which accept deposits from members and grant them loans at reasonable rates, and cooperative farming societies, which are formed by small farmers to work jointly and thereby enjoy the benefits of large-scale farming.

    Why needs cooperatives?

    It is easier to understand the need of the cooperatives by knowing its specific objectives. They can be summed as follows:      

    • Cooperatives are good, reliable opportunities for growth
    • They provide an opportunity for collective decision making.
    • They eliminate the unnecessary profits of middlemen in trade and commerce.
    • They aim to protect the rights of people both producers and consumers.
    • They promote mutual understanding and education among their members and people in general.
    • They bring together people at the grassroots and provide them collective bargaining power and benefits of economies of scale.
    • They provide an economic model with a higher level of entrepreneurial or social sustainability and often work as pressure groups to voice the views of their members in a larger market.
    • Being a part of a co-op improves your creditworthiness as a producer as well as a consumer.
    • They are easy to join, ensure equitable distribution of profits, prioritise welfare over individual profits, are stable in their functioning and output, and receive a substantial amount of government support.

    Why need a separate ministry?

    • Over the years, the cooperative institutions have experienced drying out of funding.
    • While the capital came from the Centre, in the form of equity or working capital, only a few states like Maharashtra, Gujarat, Karnataka got to enjoy it, while other states could not receive much.
    • It had become important to restore the structure of these cooperatives.
    • Under the new Ministry, the cooperative movement would get the required financial and legal power needed to penetrate into other states also.

    How do these cooperative structures influence politics?

    • The cooperative institutions ranging from the village-level primary agricultural credit societies (PACSs) or the urban housing societies have been the starting point of a lot of present leaders.
    • That’s because these cooperatives elect their own board of directors.
    • Many veteran politicians of the day have been in connection with the cooperative movement in the past.
    • They often tend to start their political career through cooperative elections.
    • Control of co-operatives allows politicians to influence decisions upstream (who gets a cabinet seat) as well as downstream and ancillary fields (where are the votes coming from).
    • They are a source of funding and patronage.
    • A canny politician can leverage his/her power at the cooperative level all the way to state and national prominence.

    Challenges for cooperatives

    • Capital: As the income from agriculture in the rural sector has declined drastically there these banks need a new business model to function.
    • Regionality: Milk cooperatives are a huge source of income for the farmers but the growth of the dairy sector is dismal. The North and northeast do not contribute substantially to the dairy sector.  There is a need for policies for supporting ancillary services for the dairy sector.
    • State laws: State cooperative Laws are not in tune with the current socio-economic situation.

    Opposition from the states

    • In Maharashtra and Gujarat, there are many big cooperative societies engaged in sugar and milk production, power looms, and running urban and rural non-agri credit societies.
    • In Mh alone there are around 21,000 primary agriculture credit societies and 31 district cooperative banks.
    • It is believed that around 150 MLAs in Maharashtra are connected to this sector.
    • The Left parties have also expressed concern over the move, stating that it seeks to undermine the federal structure of the country. 
    • Cooperative societies are a state subject in the Constitution’s 7th Schedule.

    What will be the new cooperation ministry’s role?

    • Separate administration: With a focus to help deepen cooperatives as a true people-based movement, the ministry is mandated to “provide a separate administrative, legal and policy framework for strengthening the cooperative movement”.
    • Facilitation: The ministry will streamline processes for ease of doing business for cooperatives and enable the development of multi-state cooperatives.
    • Expansion: With the coming up of handicraft and weavers’ cooperatives and so on the farmers’ income can be doubled.
    • Economic boost: It will contribute towards economic growth and development. It will help in identifying other sectors where the cooperatives can come up which will be beneficial for the ones down the value chain.

    What should be the key areas where the ministry should focus?

    • Rural sector: Double farmers’ income can be achieved by growth of the food processing industry. India can learn from the Netherlands in this aspect.
    • Housing for all: Mass housing through cooperative societies in urban areas as majority urban poor live in slums.
    • Consumer cooperatives in urban areas: There are none in the country with credible work. As these can act as a balancing sector.
    • Ease of doing business: EODB norms should be extended to all cooperatives so that they are able to function without obstructions.

    Way forward

    • The new ministry should empower cooperatives to form their SPVs.
    • It should promote companies under the companies act which are formed by the cooperatives.
    • The cooperative should not be dependent only on govt or borrowing for capital.

    Reference: