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[pib] 10 Years of Jan Dhan Scheme

Why in the News? PM Modi launched the Pradhan Mantri Jan Dhan Yojana (PMJDY) on 28th August 2014.  It has now completed a decade of successful implementation. About PMJDY Details Objective • Banking the Unbanked: Open basic savings bank deposit (BSBD) accounts with minimal paperwork, relaxed KYC, e-KYC, account opening in camp mode, zero balance… Continue reading [pib] 10 Years of Jan Dhan Scheme

What is a Polygraph Test?

Why in the News? The Central Bureau of Investigation (CBI) concluded polygraph tests on the accused in the Kolkata Rape and Murder Case. About Polygraph Tests in India Details Definition A procedure measures physiological responses like blood pressure, pulse, respiration, and skin conductivity while a subject answers questions to detect deception. Physiological Indicators • Heart… Continue reading What is a Polygraph Test?

MUDRA 2.0 Loans

Why in the News? The Union Budget 2024 has sought to increase the loan limit under the MUDRA scheme signifying the potential launch of MUDRA 2.0. What is MUDRA 1.0? Details Launch Pradhan Mantri Mudra Yojana (PMMY) Launched in 2015. Purpose To extend affordable credit to micro and small enterprises, bringing them into the formal… Continue reading MUDRA 2.0 Loans

Simple Medical Tools of an OPD Visit

Why in the News? These medical tools—thermometers, stethoscopes, weighing scales, and sphygmomanometers—are essential for diagnosing and monitoring basic health parameters. Each tool has its own function and specific way of operation, which helps healthcare professionals make informed decisions about patient care. Here is the list of tools used in a Doctor’s Diagnosis: Function Description and… Continue reading Simple Medical Tools of an OPD Visit

Frequent mass wasting in Tibet a cause for worry in India 

Why in the News? A recent study on frequent mass wasting in Sedongpu Gully and rapid warming raises concerns for India’s Northeast region. About Sedongpu Gully: The Sedongpu gully (29°47′7.20′′N, 94°55′24′′E) is in the large bend region of the Yarlung Tsangpo River, located in the southeastern Tibetan Plateau. Debris flows have occurred in two adjacent… Continue reading Frequent mass wasting in Tibet a cause for worry in India 

What is the Unified Pension Scheme?

Why in the News? The Union Cabinet approved the Unified Pension Scheme (UPS) for 23 lakh central government employees. About Unified Pension Scheme (UPS): Explanation Implementation Date Effective from April 1, 2025. Eligibility Central government employees with at least 10 years of service. Assured Pension 50% of average basic pay over the last 12 months… Continue reading What is the Unified Pension Scheme?

What is Sonoluminescence? 

Why in the News? Recent studies have provided deeper insights into the mechanics of Sonoluminescence, particularly the conditions under which light is emitted from collapsing bubbles in liquids. What is Sonoluminescence? Sonoluminescence is a phenomenon in which small gas bubbles in a liquid emit short bursts of light when exposed to intense sound waves. The… Continue reading What is Sonoluminescence? 

[pib] PM-JANMAN Mission

Why in the News? The Union Ministry of Tribal Affairs is conducting an Information, Education and Communication (IEC) campaign under the PM-JANMAN Mission. About Pradhan Mantri Janjati Adivasi Nyaya Maha AbhiyaN (PM-JANMAN): Details Launched on November 15, 2023, on Janjatiya Gaurav Diwas Objective Improve socio-economic welfare of Particularly Vulnerable Tribal Groups (PVTGs) through 11 critical… Continue reading [pib] PM-JANMAN Mission

[23rd August 2024] The Hindu Op-ed: The Kursk gambit, Ukrainian tactics, and battle realities

PYQ Relevance:Q (a): Russia and Ukraine war has been going on for the last seven months. Different countries have taken independent stands and actions keeping in view their own national interests. We are all aware that war has its own impact on the different aspects of society, including human tragedy. What are those ethical issues… Continue reading [23rd August 2024] The Hindu Op-ed: The Kursk gambit, Ukrainian tactics, and battle realities

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