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Distribution: weekly

  • Cybersecurity norms for payment services

    What prompted RBI to take such step

    • Following a series of data breaches faced by operators including Mobikwik and payment aggregator JusPay, the Reserve Bank of India (RBI) will soon issue cybersecurity norms for payment service providers (PSPs).
    • On cyber frauds, Reserve Bank of India has issued very recently basic guidelines on cyber hygiene and cybersecurity for banks and certain NBFCs,
    • The standards for fintech-driven payment services providers will be similar to these cyber hygiene norms issued recently.
    • the critical challenge for regulators would be to speed up the absorption of fintech without undermining the financial system’s integrity or stability.

    UPI dominated by limited players

    •  There are not too many payment systems in India and the number of players is limited.
    • Two apps provide about 70% of third-party services in the UPI system.
    • The concentration of two or three third-party providers in this retail payments space could give rise to competitive weaknesses. 
    • Therefore, the National Payments Corporation of India (NPCI) had laid down a framework for a more even distribution of share of third-party app providers in the UPI system.

  • [pib] Exercise VARUNA-2021

    Details of the exercise

    • The 19th edition of the Indian and French Navy bilateral exercise ‘VARUNA-2021’ is scheduled to be conducted in the Arabian Sea from 25th to 27th April 2021.
    • The exercise will see high tempo-naval operations at sea, including advanced air defence and anti-submarine exercises, intense fixed and rotary wing flying operations, tactical manoeuvres, surface and anti-air weapon firings, underway replenishment and other maritime security operations.
    • Units of both navies will endeavour to enhance and hone their war-fighting skills to demonstrate their ability as an integrated force to promote peace, security and stability in the maritime domain.
    • On completion of exercise VARUNA-21, to consolidate accrued best practices and enhance interoperability, Indian Navy’s guided-missile frigate INS Tarkash will continue to exercise with the French Navy’s Carrier Strike Group (CSG) from 28th April to 1st May 2021.
    • During this period, the ship will take part in advanced surface, anti-submarine and air-defence operations with the French CSG.

    Significance of exercise

    • VARUNA-21 highlights growing bonhomie and showcases increased levels of synergy, coordination and inter-operability between the two friendly navies.
    • These interactions further underscore the shared values as partner navies, in ensuring freedom of seas and commitment to an open, inclusive Indo-Pacific and a rules-based international order.

  • Understanding infections after Covid-19 vaccination

    Breakthrough infections

    • There have been several cases of Covid-19 vaccinated people, even those who have received both doses, testing positive for the virus.
    • Such cases are referred to as “breakthrough” infections, indicating that the virus has been able to break through the defences created by the vaccine.
    • Such cases have led to some doubts being expressed about the effectiveness of the vaccine, and contributed to the already prevailing vaccine hesitancy. 
    • However, vaccines protect not against the infection, but against moderate or severe disease and hospitalisation.
    •  It typically takes about two weeks for the body to build immunity after being vaccinated.
    • So, the chances of a person falling sick during this period are as high — or as low — as the chances for any person who has not been vaccinated.
    •  Also, those in the priority list of vaccination, such as healthcare workers and frontline workers, have been prone to getting infected due to prolonged occupational exposure to the virus

    Full protection not possible

    • It is very well understood that no vaccine offers 100% protection from any disease.
    • However, according to the Centers for Disease Prevention and Control (CDC) in the United States, vaccinated people are much less likely to get sick, but it is never entirely ruled out.
    • Then there is the emergence of new variants of the virus.
    • Some variants of the virus are able to evade the human immune response, and therefore have a greater chance to break through the defences created through the vaccine.

    Breakthrough cases in India

    • Among 10.03 crore people who had taken only the first dose of Covishield vaccina, 17,145 had got infected.
    • That translates into a 0.02% prevalence.
    • Among the 1.57 crore people who received the second dose as well, 5,014, or about 0.03%, had got infected later.
    • About 1.1 crore doses of Covaxin have been administered until now.
    • Of the 93.56 lakh who took only the first dose, so far 4,208 have got the infection.
    • That is about 0.04% of the total.
    • Among the 17.37 lakh who have taken the second shot, only 695 had been infected, again 0.04%.

    Challenges

    • “Given the scope of the pandemic, there’s a huge amount of virus in the world right now, meaning a huge opportunity for mutations to develop and spread.
    • That is going to be a challenge for the developers of vaccines.

  • Emergency use nod for Virafin

    About the drug

    • It is used in treating people with chronic hepatitis B and C. 
    • The Drug Controller General of India (DCGI) granted emergency use approval for pharma major Zydus Cadila’s antiviral drug ‘Virafin’, to treat moderate COVID-19 disease in adults.
    • When administered early on during COVID, Virafin will help patients recover faster and avoid much of the complications.
    • It significantly reduces viral load when given early on and can help in better disease management.

    Findings of the clinical trials

    • A single dose subcutaneous regimen of the antiviral Virafin [a pegylated interferon alpha-2b (PegIFN)] will make the treatment more convenient for the patients.
    • When administered early on during COVID, Virafin will help patients recover faster and avoid much of the complications.
    • In the phase-3 trials, the drug was able to achieve “better clinical improvement in the patients suffering from COVID-19”.
    • A “higher proportion (91.15%) of patients administered the drug were RT-PCR negative by day seven as it ensures faster viral clearance”.
    • The drug reduced the duration for supplemental oxygen to 56 hours from 84 hours in moderate COVID-19 patients.

    How the drug works

    • Type I interferons are the body’s first line of defence against many viral infections.
    • In old people, the ability to produce interferon alpha in response to viral infections gets reduced, which might be the reason for higher mortality.
    • The drug when administered early during the disease can replace this deficiency and help in the recovery process.

  • RBI extends Ways and Means credit for States, UTs to Sept

    About Ways and Means credit

    • Simply put, it is a facility for both the Centre and states to borrow from the RBI.
    • WMAs are temporary advances given by the RBI to the government to tide over any mismatch in receipts and payments.
    • Section 17(5) of the RBI Act, 1934 authorises the central bank to lend to the Centre and state governments subject to their being repayable “not later than three months from the date of the making of the advance”.

    Extension of the scheme

    • The RBI decided to continue with the existing interim Ways and Means Advances (WMA) scheme limit of ₹51,560 crore for all States/ UTs shall for six months given the prevalence of COVID-19.
    • Based on the recommendations of the Advisory Committee on WMA to State Governments, 2021 — chaired by Sudhir Shrivastava — the RBI had revised the WMA Scheme of States and Union Territories (UTs).
    • The WMA limit arrived at by the Committee based on total expenditure of States/ UTs, works out to ₹47,010 crore. 

    What RBI said about SDR

    • The RBI further said Special Drawing Facility (SDF) availed by state governments and UTs will continue to be linked to the quantum of their investments in marketable securities issued by the Government of India.
    • The net annual incremental investments in Consolidated Sinking Fund (CSF) and Guarantee Redemption Fund (GRF) will continue to be eligible for availing of SDF, without any upper limit.
    • CSF and GRF are reserve funds maintained by some State Governments with the Reserve Bank of India.

  • Centre to give 5 kg foodgrains free to poor

    The Central Government announced that 5kg of free wheat or rice per monthwill be provided to around 80 crore people for the next two months, May and June.

    Major Highlights:

    • This will be extended to beneficiaries under the National Food Security Act(NFSA).
    • Nearly 8 million tonnes of food grains will be distributed under this scheme.
    • The scheme is expected to bring relief to NFSA beneficiaries as it will be in addition to the regular entitlement of 5kg highly subsidised foodgrains to each beneficiary at Rs 3, 2 and 1 per kg of rice, wheat and coarse grains.

    Pradhan Mantri Garib Kalyan Anna Yojana (PMGKAY):

    • Pradhan Mantri Garib Kalyan Anna Yojana is a food security welfare schemeannounced by the Government of India in March 2020.
    • PM-GKAY is a part of Atma Nirbhar Bharat to supply free food grains to migrants and poor.
    • The program is operated by the Department of Food and Public Distributionunder the Ministry of Consumer Affairs, Food and Public Distribution.

    Aim:

    • To feed the poorest citizens of India by providing grain through the Public Distribution System to all the priority households (ration card holders and those identified by the Antyodaya Anna Yojana scheme).
    • PMGKAY provides 5 kg of rice or wheat (according to regional dietary preferences) per person/month and 1 kg of dal to each family holding a ration card.

    Eligibility/ Beneficiaries:

    • Families belonging to the Below Poverty Line – Antyodaya Anna Yojana (AAY) and Priority Households (PHH) categories will be eligible for the scheme.
    • PHH are to be identified by State Governments/Union Territory Administrations as per criteria evolved by them.
    • AAY families are to be identified by States/UTs as per the criteria prescribed by the Central Government:
      • Households headed by widows or terminally ill persons or disabled persons or persons aged 60 years or more with no assured means of subsistence or societal support.
      • Widows or terminally ill persons or disabled persons or persons aged 60 years or more or single women or single men with no family or societal support or assured means of subsistence.
      • All primitive tribal households.
      • Landless agriculture labourers, marginal farmers, rural artisans/craftsmen such as potters, tanners, weavers, blacksmiths, carpenters, slum dwellers, and persons earning their livelihood on daily basis in the informal sector like porters, coolies, rickshaw pullers, hand cart pullers, fruit and flower sellers, snake charmers, rag pickers, cobblers, destitute and other similar categories in both rural and urban areas.
      • All eligible Below Poverty Line families of HIV positive persons.

  • Why single price of vaccine across the country is good idea

    The article deals with the issues of different prices set for the Covid vaccine and its implications.

    Understanding the positive and negative externalities

    • Vaccines have a positive externality; it is a good whose consumption benefits not just the one who has it.
    • A vaccinated person is not only relatively protected against the disease himself/herself, but also less likely to transmit it to others.
    • Usually, a person getting vaccinated takes into account only his/her own cost and benefit, while ignoring the fact that he/she lowers the chances of infecting others.
    • It is the opposite of smoking, which has “negative externality”.
    • Since every individual ignores the full set of benefits/costs from consuming goods with positive/negative externalities, the market isn’t always the most efficient mechanism for allocation of such goods.
    • That is a key reason why governments treat goods having large positive externalities as “public goods” and provide these while factoring in the full costs and benefits to society.

    Analysing the issues with vaccine policy

    1) Vaccine inequality

    • It requires vaccine manufacturers to supply 50 per cent of their production to the Centre at controlled prices, while allowing them to sell the remaining half in the open market including to state governments at pre-announced “self-set” prices.
    • To start with, the new policy can lead to differential access to the vaccine.
    • Manufacturers are supposed to “transparently declare” their prices in advance for their 50 per cent supply to the open market.
    • But there is no limit per se on the retail price they would charge.
    • This could lead to a whole range of prices and vaccine inequality, apart from diversion of supplies from the controlled low-price government centres to the open market.
    • So, we may well have scarcity in the “mass” segment co-existing with a glut in the “elite” segment.
    • There is also concerns about economic efficiency and the potential for market failure.

    2) Economic efficiency and potential for market failure

    • Imagine there are two sets of people in India.
    • The first consists of those who are better off and can afford to stay back or work from home.
    • This lot is also less likely to cause infection to others.
    • The second set is mostly blue-collar workers, small traders, vendors and agriculturists.
    • The nature of their work — on the shop floor or in the field — makes them naturally prone to infect others.
    • It follows, then, that society gains from first vaccinating the latter, as they have a higher negative externality.
    • The market will ignore those with lower purchasing power, despite them having a higher probability of spreading the disease.
    • In fact, the bigger the income difference between the two segments, the greater will be the extent of market failure from simultaneous over-provisioning and under-provisioning.

    Way forward

    • The solution could be a single price to be paid to vaccine makers for all the doses that they supply.
    • The price should be high enough to stimulate them to rapidly ramp up production.
    • Those government should pay directly to the vaccine maker or the hospital administering the dose for those without sufficient means.
    • The suggested solution is similar to the fertiliser subsidy, which is now disbursed to companies only after actual sales to farmers.

    Consider the question “What policy should be followed for the vaccination in the country? What are the issues with the curent policy which involved different price for government and for open market.”

    Conclusion

    A single price for Covid-19 vaccines will stimulate production, ensure efficient vaccination.

  • [pib] Drone use permission for feasibility study of Covid-19 vaccine delivery

    Conditional drone use exemption for vaccine delivery

    • Ministry of Civil Aviation (MoCA) and Directorate General of Civil Aviation (DGCA) have granted conditional exemption to the Indian Council of Medical Research (ICMR).
    • The exemption is granted for conducting feasibility study of Covid-19 vaccine delivery using drones in collaboration with IIT Kanpur.
    • The permission exemption is valid for a period of one year or until further orders.

    Entities using drone on conditional drone use exemption basis

    • Conditional drone use exemption has been granted to the below entities for said purposes:
    • Nagar Nigam of Dehradun, Haldwani, Haridwar & Rudrapur for preparation of GIS based property database & electronic tax register.
    • West Central Railway, (WCR) Kota for train accident site & maintaining safety & security of the railway assets.
    • West Central Railway, (WCR) Katni for train accident site & maintaining safety & security of the railway assets.
    • Vedanta Ltd. (Cairn Oil & Gas) also received the conditional drone usage exemption for data acquisition for asset inspecting & mapping.

  • Global Energy Review 2021 report

    Initial estimates for 2020 energy demand and CO2 emission was released recently in an annual report Global Energy Review by International Energy Agency (IEA).

    https://www.world-nuclear-news.org/BlankSiteASPX/media/WNNImported/mainimagelibrary/corporate%20branded/Global-Energy-Review-2021-(IEA).jpg?ext=.jpg

    • The Global Energy Review is annual update on the latest trends in world energy and CO2 emissions.
    • It covers all the main fuels and technologies, providing insights across regions, economies and countries.

    Highlights of the report:

    • Global energy-related carbon dioxide (CO2) emissions are on course to surgeby 1.5 billion tonnes in 2021 driven by in the resurgence of coal use in the power sector.
      • The second-largest increase in history.
      • This would be the biggest annual rise in emissions since 2010, during the carbon-intensive recovery from the global financial crisis.
    • CO2 emissions will increase by almost five per cent in 2021 to 33 billion tonnes.
      • The key driver is coal demand, which is set to grow by 4.5 per cent, surpassing its 2019 level and approaching its all-time peak from 2014, with the electricity sector accounting for three-quarters of this increase.
    • Global energy demand is set to increase by 4.6 per cent in 2021, led by emerging markets and developing economies, pushing it above its 2019 level.
    • Demand for all fossil fuels is on course to grow significantly in 2021, with both coal and gas set to rise above their 2019 levels.
    • Oil is also rebounding strongly but is expected to stay below its 2019 peak, as the aviation sector remains under pressure.
      • More than 80 per cent of the projected growth in coal demand in 2021 is set to come from Asia, led by China.
    • Electricity generation from renewables is set to leap by over eight per cent in 2021.
    • The biggest contribution to that growth comes from solar and wind.
      • Electricity generation from wind is projected to grow by 275 terawatt-hours, or around 17 per cent, from last year.
      • Electricity generation from solar PV is expected to increase by 145 terawatt-hours, up almost 18 per cent from last year.
      • Their combined output is on track to reach more than 2800 terawatt-hours in 2021.
    • Renewables are set to provide 30 per cent of electricity generationworldwide in 2021.
    • China is expected to account for almost half of the global increase in electricity generation from renewables, followed by the US, the European Union and India.

  • Task force in J&K under Article 311 to act against govt staff without probe

    Why the task force

    • The Jammu and Kashmir administration has set up a Special Task Force (STF) to initiate action against government employees suspected of activities against security of the State.
    • The order has been passed under provisions of Article 311(2) (C) of the Constitution.
    • The STF would be headed by the J&K Additional Director General of Police, CID, and include Inspectors General of Police, Kashmir and Jammu, a representative of Law, Justice and Parliamentary Affairs, and a representative of the department the employee belongs to.

    What are the provisions under Article 311 (2) C

    • Article 311(2) says no government employee shall be dismissed or removed or “reduced in rank” except after an inquiry.
    • However, its sub-section C says this clause will not apply “where the President or the Governor, as the case may be, is satisfied that in the interest of the security of the State, it is not expedient to hold such inquiry”.