💥UPSC 2027,2028 Mentorship (April Batch) + Access XFactor Notes & Microthemes PDF

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  • A Successful UPSC 2023 Depends on your Preparation Today|| Everyday you Waste is an Opportunity Lost || Fill Samanvaya Free 1-on-1 Mentorship Form to Stay Focused, Consistent & Ahead of Your Competition in UPSC Preparation

    A sneak peek into our 1-1 mentoring session for Prelims

    Civilsdaily helped 100+ aspirants get ranks in UPSC 2020. We helped 30 students secure ranks in the Top 100. After speaking with them personally on our UNHERD platform, we understood that there was one thing that was common between all the rankers!

    All the rankers committed themselves and NEVER postponed their preparationThey did not waste a single day but started preparing immediately. We also asked them WHY did they start immediately and did not wait? 

    This is what the rankers told us

    You will fall into a vicious cycle – Our toppers said that if aspirants do not start preparing immediately, they often fall into a vicious cycle of doubt and confusion. They wait for the right moment to start preparing but keep delaying it for numerous reasons like work, college, not-ready, etc. The more time they waste, the more confused they get, and the syllabus starts piling up. The toppers told us that the best thing they did was to start immediately and it helped them succeed!

    Lack of self-analysis can cost you 3-4 years – The toppers revealed that self-analysis is one of the most important things for an aspirant. You need to know the syllabus, the previous year questions for every topic, your strengths, your weaknesses, your learning speed, the best time to study, how to plan the study, etc. Most aspirants who fail the exam do not do self-analysis and just keep reading. This does not help as it wastes a lot of their time. In fact, if you are not sure about your strengths and weaknesses, it could easily cost you 3-4 years in preparation. The toppers also told us that they asked mentors for assessments when they felt confused. Self-analysis helped them focus on their weaknesses and improve them. And finally, they were able to crack the exam.

    UPSC is the biggest killer of self-belief – Our toppers told us that the UPSC exam is so tough and vast that it often kills an aspirant’s self-confidence. It becomes extremely difficult for them to remain consistent and motivated for the entire year. The rankers revealed that when they faced inconsistency and lacked self-confidence, they often spoke with their mentors who guided them. They found help in the mentors who understood their concerns and kept them motivated, especially when they felt down and depressed. This helped the rankers become consistent and prepare with the same energy every day!

    Self-study with no guidance doesn’t help – The rankers of 2020 told us that preparing for UPSC is like walking on a desert. You will be lost without a guide. They said that even when they were self-studying, they kept asking for guidance from mentors. What to study, what not to study, how to improve their answers, which areas to focus on, etc. The toppers stayed constantly in touch with mentors who helped them at every step. They did the hard work themselves but it would have been a waste if the hard work was not in the right direction.

    Always overachieve your daily target by 25% – The toppers said that they had a study plan with targets for every day! But that was not all. They always tried to overachieve the targets by at least 25%. Every time they overachieved, it gave them the confidence to do the same every day. And by the end of their preparation, they had a clear advantage over other aspirants because they studied 25% more than everyone, every single day!

    The toppers of 2020 told us that their handwork, right guidance, and smart planning at an early stage helped them succeed. They said that they did not want to postpone their preparation even by a single day as it would cost them ranks. And they were right! They started preparing immediately and are now rank-holders in UPSC!

    While UPSC 2023 may seem like a year away from now, looking at the syllabus one can say it’s just about the right time away. As Prelims 2022 approaches in June, more and more aspirants will realising how close they are to 2023 and begin preparing immediately. But it may just be too late by then!

    If you are reading this today, you are in luck. You have the opportunity to realise the urgency immediately. March has just begun and you can have an advantage of at least siix months over other aspirants if you start preparing today. And even with a year in your hand, it would take a high level of extremely focused study to crack the exam in June 2023. 

    The fact is thisYou CANNOT waste a single day in experimenting, hunting for resources, trying to collect reading material, etc. Every day from today is more valuable than anything you can imagine, and this is the time to focus with every bit of concentration you have.

    Given the time constraint and the urgency of the situation, you need to be practical. Speak with our mentors and get your preparation organised. Our mentors can help you streamline your preparation within 24 hours and will help you save precious time.Right now, nothing is more valuable than your time and if you wish to use it effectively, all it would take is a call with our mentors.

    The urgency is real, you can calculate yourself. And every moment you waste is an opportunity wasted. All you need to do is fill this form and our senior mentors will get in touch with you, with a solution designed especially for you! Speak with us, now as it’s a free 1-on-1 mentorship session with 40 minutes dedicated only for you.

    Get Motivated to Maintain Overall Consistency for UPSC

    It’s understandable we are humans and not programmable robots who can maintain the same level of interest everyday. However, maintaining an overall consistency throughout our preparation is neccessary to clear this competitive and vast exam. 

    Our philosophy behind MENTORSHIP is to get you out of this Snooze cycle. This ensures that you are the BEST VERSION of yourself in this journey. If you are under the impression that mentorship is weekly calls you attend, then you are mistaken, my friend. Trust us, your mentor will be your ‘FRIEND, PHILOSOPHER AND GUIDE’.

    TO EACH THEIR OWN – Every aspirant is different. Their strengths and weaknesses are different. Their time availability is also different. Identifying this is important so you don’t end up making unrealistic targets and lose momentum. Your mentor will make sure you start slow but remain consistent to build your confidence. Making your schedule structured based on our experience of working with 2500+ students is our first priority. 

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    TRACK YOUR PROGRESS – When you see yourself grow, it becomes easier to motivate yourself to push boundaries. Tracking your progress can happen in many ways like mentorship calls or chat sessions or by regular tests. The idea is to ensure that you don’t go off track in your preparation, and even if you do, we have your back.

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    EVOLUTION – A constant guidance is important to bring consistency to your UPSC preparation. Guidance is not about clearing your doubts or asking you to study when you don’t. It is also about the evolution of your preparation. This is where you and your mentor work as a team. A constant effort to PLAN AND BUILD UP YOUR ABILITY to learn in a faster and more efficient way.

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    TALK IT OUT – The biggest hurdle in achieving your highest level of consistency is the emotional part. Every now and then, you. surround yourself with negative thoughts, you feel scared and depressed. Instead of resolving these emotional issues, you avoid them as it seems like a waste of your precious time. You have to understand that ignoring emotional troubles does not solve them. What your doing is building an emotional time bomb that may burst a week before your mains or prelims! This is where your MENTOR AS A FRIEND comes in. All our mentors have been through this journey. We understand your fears and anxieties. So, TALK IT OUT.

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    Don’t let inconsistency keep you away from your dreams.

    Fill up the SAMANVAYA form given below. Let us know your problems and we will find a solution to it, just like our students say ” TOGETHER WE CAN AND WE WILL”.

    How has Civilsdaily Mentorship, helped Aspirants become Toppers?

    The most difficult challenge faced by EVERY candidate is inconsistency. Be it inconsistency in studies, answer-writing practice, covering the syllabus, or revision, every candidate finds it difficult to cope with. But how do successful candidates manage to FIGHT Inconsistency so consistently?

    In UPSC 2020, Civilsdaily helped 80+ students secure ranks in their exams. In the top 100, every 3rd ranker was a Civilsdaily student.

     A very recent success story would be Vishwa Shah, student of Civilsdaily Mentor, Sukanya Ma’am. Vishwa has cleared the GPSC exam to become the Deputy Superintendent of Police in Gujarat. He has penned a thank-you note yesterday. Heartiest Congratulations to Vishwa!

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    One of our other Civilsdaily Student, Shubham Nagargoje cleared the exams in 2020 to become an IPS Officer. Shubham was gracious enough to let us know how he felt about Civilsdaily Samanvaya Guidance under Parth sir.

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    To know how all of them cleared the exam with our mentorship, visit the Unherd Podcast.

    Now that results are announced for UPSC 2021 Prelims, out of 15 out of 25 students of Santhosh Gupta sir have been recommended to Mains. One such student, Rahul expresses his gratitude and extends his appreciation.

    Most of our Mentors like Sudhanshu sir, Sajal sir, Santhosh sir, Pravin sir, Parth Verma sir and Sukanya Ma’am were UPSC aspirants themselves and have attended UPSC Mains more than five times and UPSC Interview more than twice. Hence their mentorship is always a blend of the best test series, comprehensive notes and current affairs knowledge.

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    All of them dedicate their time weekly to give 1-on-1 mentorship to every student where they discuss last week’s performance and next week’s approach.

    Be it Telegram, Whatsapp or Habitiat channels, they are always available and clear student’s doubts in a turnaround time of 24 Hours.

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    Why Civilsdaily Mentors are the GPS for Your UPSC-CSE Preparation

    Remember there is always light at the end of the tunnel and if you want to get out of the tunnel you have to follow the direction of the light! Our mentors’ give you direction which is divided into daily modules. All you have to do is study and complete them on time.

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    As every year passes by, we don’t get confident by the previous years’ performance and become laidback. Instead, we become more hungry to convert all our students into toppers.REGISTER HERE TO SCHEDULE YOUR FIRST FREE SAMANVAYA COUNSELLING SESSION IN NEXT 24 HOURS

    How are Current Civilsdaily Students Gearing up for UPSC-CSE 2022?

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    Initially, our Civilsdaily student Smriti wasn’t confident about Prelims when she began her preparation. Though she had joined Civilsdaily in 2020, she started studying for UPSC-CSE back in 2019. At that time, Smriti had enrolled in multiple institutes. Though, most of these institutes had promised a personal mentor, she was unable to get in touch with them on a daily basis. Also those mentors never scheduled test-series on a weekly basis. Hence, despite preparing for a year, Smriti had scored only 35 marks out of 200 in her first test series by Civilsdaily.

    She then started writing 20-25 test series over the course of UAP 2021 and in her last test, her scores have drastically improved. She now scores in the range of 130-135 marks in prelims’ and 110+ in mains’ papers.

    In Smriti’s own words she describes her Samanvaya Mentorship Experience to be —

    Our parents provide us financial and emotional support, friends provide us moral support and the right mentor gives you logistic and logical support for UPSC. There are days when I felt I won’t be able to compete against lakhs of aspirants. That’s when my mentor, Ravi sir reminded me of my improvement and encouraged me that I can crack it with the same consistency. We need someone, who tells us we are performing well especially when we cannot see that ourselves. The mentorship at Civilsdaily helped me become mentally stronger as a person. In other institutes, mentors are allotted only for doubt resolution. But at Civilsdaily, I am getting end-to-end mentorship via value added notes, classes, test series and detailed evaluation.”

    Similarly our another Civilsdaily student, Ashish sums up his Samanvaya experience with Civilsdaily mentor, Pravin Sir, “Because of Pravin sir’s support, I am able to understand a topic in lesser time.”

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    This is how Pravin sir evaluates Ashish’s Mains Test Series every week. After every test series evaluation, Pravin sir schedules a 1 hour call to discuss how Ashish can improve his marks and the sources he can refer for key topics.

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    It’s Your Turn Get the Free 40 Min Counselling Session By a CD Mentor

    Civilsdaily mentors are so dedicated, consistent and focused for your UPSC goal, that you will eventually become focused into turning your dreams to reality.

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    At the core of Civilsdaily UPSC mentorship, lies the fact that each one of you will have a unique journey while preparing for the exam. Some will get through on the first attempt without much effort while others will take both more time and more effort.

    We want to understand you better to help you optimize your journey so you can focus on the right things and not waste time on the wrong ones. We are asking you to tap into the valuable experiences of mentors who underwent the same grind and realize the pitfalls and understand the shortcuts to make it.

    In the first counselling session, we will understand your weaknesses. We then help you to stick to one plan or strategy throughout your preparation. We will then follow up with you on a daily basis to check if you are right on track. TALK TO OUR MENTORS & CLARIFY YOUR DOUBTS NOW

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  • CBI should have a strong leader with a distinct belief in the law and ethics

    Context

    The Chief Justice of India (CJI), Justice N.V. Ramana, while delivering the annual (and the 19th edition) D.P. Kohli Memorial Talk minced no words in condemning the utter subordination of agencies to the executive and its disastrous consequences for the cause of justice.

    Key takeaways

    • Resisting the pressure: The CJI called upon investigators to stand up to unethical pressures in order not to betray the trust reposed in them by the public.
    • Strong court: We need a strong Supreme Court and equally strong High Courts to keep our investigators on the straight and narrow path.
    •  Fixed tenure: Earlier, CBI Directors were changed at will.
    •  Mandatory tenure was meant to insulate the CBI Director from the caprice of the executive.
    • This process has since been expanded to include the CJI in the selection panel.
    • Strong leadership: The CBI now has some of the brightest Indian Police Service officers in its higher echelons.
    • However, it is not enough if the middle-rung supervisors alone are straightforward.

    Should there be an umbrella organisation?

    • The CJI had proposed an umbrella organisation that will oversee all investigating agencies.
    • This idea was meant to avoid having multiple agencies looking into the same set of allegations.
    • Apart from its impracticality, such a novel body could generate its own problems — of turf wars and ego clashes.

    Way forward

    • There is a need to focus on weeding out the dishonest among officers and rewarding those who have shown and proven themselves to be honest and professionally innovative.

    Conclusion

    There needs to be a strong and virtuous leader who will not only be honest but also stick his neck out to protect his deputies if and when confronted by an unscrupulous political heavyweight.

    UPSC 2022 countdown has begun! Get your personal guidance plan now! (Click here)

  • All India Free Open Test on April 10th – Evaluate your Preparation before it’s too Late || Get Free Strategy Call After Test|| Hurry Up & Register Now

    All India Free Open Test on April 10th – Evaluate your Preparation before it’s too Late || Get Free Strategy Call After Test|| Hurry Up & Register Now

    First Nikaalo Prelims Open Test was an eye opener for many by highlighting your weak spots. Knowing WEAK AREAS in early stage of preparation can give you time to improve upon them. Hence, as promised we are conducting the 2nd All India Open Prelims Test under our mission Nikaalo Prelims 2022.

    GET READY TO EXPERIENCE THE COMPLETE EXAMINATION PATTERN!

    We are conducting both GENERAL STUDIES and CSAT test with high quality UPSC level questions along with Test Discussion.


    Click here to join Nikaalo Prelims Civilsdaily IAS Official space to Participate in the test discussion.

    Test date: 10th April 2022, Sunday

    TIME:

    GS 1: 9:30 am

    GS 2: 2:30 pm

    How our Prelims Test will help you?

    We at Civilsdaily understand the nuances of setting a paper. Through five cases explaining five questions, we’ll try to give you an idea about the varied difficulty level of prelims questions.

    These questions have been taken from the first test of Nikaalo Prelims All India Open Mock Test 2020 about Government Schemes and Policies.   

    CASE 1 – The oldest trick in the book. 

    DELIBERATELY CHANGING NAMES TO CONFUSE YOU. BE IT SCHEMES OR CONCEPTS. UPSC IS WELL KNOWN TO FLIP NAMES OF SIMILAR-SOUNDING SCHEMES AND CONCEPTS. LOOK AT THIS QUESTION. 

    Ques. Which of the following are the result areas of  STRIVE

    1. Improved performance of ITI.
    2. Improved and Broadened Apprenticeship Training.
    3. India International Skill Centers 

    Select the  correct answer from the  codes given below:

    a. 1 and 2 only

    b. 2 and 3 only

    c. 1 and 3 only

    d. 1 only

    Correct answer- 1 and 2 only

    In the above question, STRIVE has been used for SANKALP.  Both of them were announced at the same time for boosting Skill India Mission. It is very easy to get confused mark a wrong answer.

    CASE 2: Misleading names

    A LOT OF TIMES ESPECIALLY IN MATCH THE FOLLOWING TYPE OF QUESTIONS MISLEADING NAMES ARE USED. 

    Ques. Consider the following pairs:

       Schemes                          Objectives

    1. NIDHI: nurturing ideas and innovations into successful startups.
    2. SATYAM: rejuvenate research in yoga and meditation.
    3. MANAK: to help build a critical human resource pool for strengthening and increasing the research & development base.

    Which of the pairs given above are correctly matched?

    a. 1 and 2 only

    b. 2 and 3 only

    c. 1 and 2 only

    d. 1, 2 and 3

    Correct answer: 1, 2 and 3

    Misleading yet important names of initiatives under Ministry of Science and Technology have been used here. All pairs are correctly matched but it is very easy to get confused. 

    CASE 3: Are you rooted in society?

    UPSC has been playing with the expenditure figures and other such facts. It is done not only for the sole reason of checking your rote memory, but the ability to think in-depth about the issues faced by various sections. 

    Ques. With reference to ‘Kisan Urja Suraksha evam Utthaan Mahabhiyan (KUSUM) Scheme’, consider the following statements:

    1. The scheme provides for the installation of grid-connected solar power plants each of capacity up to 2 MW in the rural areas.
    2. The farmers will have to spend 50% of the total expenditure to acquire and install solar pumps.

    Which of the statements given above is/are correct?

    a. 1 only

    b. 2 only

    c. Both 1 and 2

    d. Neither 1 nor 2

    Correct answer: 1 only

    A very important scheme. The farmers have to tolerate only 10% of the total expenditure to acquire and install solar pumps. The Central Govt. will provide 60% cost while the remaining 30% will be taken care of by bank as credit. One must understand the inability of Indian farmers to spend 50% on solar pumps. This would have helped in eliminating options also.

    CASE 4: Going international.

    INTERNATIONAL COLLABORATION AND AID IN OUR SCHEMES AND POLICIES ARE RELEVANT. IF YOU EVER READ ABOUT THEM, KNOW THAT THE ISSUE IS OF CRITICAL IMPORTANCE FOR THE GOVERNMENT AND SOCIETY.

    Ques. With reference to Atal Bhujal Yojana, consider the following statements:

    1. It is a Centrally Sponsored Scheme with funding pattern of 50:50 between Government of India and states.
    2. This scheme is approved by the World Bank.

    Which of the following statements given above is/are correct?

    a. 1 only

    b. 2 only

    c. Both 1 and 2

    d. Neither 1 nor 2

    Correct answer: 2 only

    Here the Government of India’s collaboration with World Bank makes it important. Half of the financial contribution is from the World Bank in this initiative.

    Students must not ignore the contribution of international institutions especially if it is of such overwhelming nature.

    CASE 5: Core of the core

    YOU SHOULD BE ABLE TO REMEMBER THE BARE MINIMUM. THERE IS NO OTHER WAY IN SUCH QUESTIONS. YOU EITHER KNOW THEM OR YOU DON’T.

    Ques. Which of the following are the components of the National Social Assistance Programme (NSAP)?

    1. National Family Benefit Scheme (NFBS) 
    2. Annapurna.
    3. Indira Gandhi National Widow Pension Scheme (IGNWPS)

    Select the correct answer from the codes given below:

    a. 1 and 3

    b. 2 and 3

    c. 3 only

    d. 1, 2, and 3

    Correct answer: 1, 2 and 3

    The National Social Assistance Programme (NSAP) which came into effect from 15th August 1995, represents a significant step towards the fulfilment of the Directive Principles in Article 41 of the Constitution.

    It is a very important scheme under Ministry of Rural Development. Students are supposed to do flagship schemes of various ministries.

    WHAT IS NIKAALO PRELIMS?

    Mission Nikaalo prelims is a free fast-paced revision sequence to brush up your concepts for prelims. Major pillars of the programs are:

    1. Prelims SPOTLIGHT

    This initiative is meant to help you revise details and facts that can be asked in prelims. They are simplified, synthesized and prepared using most authentic sources. These can easily slip your mind or you can easily confuse these. Continuous Revision for the same is required. The themes picked up in the spotlight are not random but after analyzing and scrutinizing the PYQs of several years. Dare you to miss the updates!

    1. Static Subject Revision and Tests 

    Coverage and Relevance are the 2 Pillars of our Tests. Practicing tests is crucial part of Prelims preparation.

    3. Nikaalo Prelims Discussion on Civilsdaily IAS Official space

    All material, notes and doubt sessions will take place on Civilsdaily IAS Official Space.

    Click here to join Nikaalo Prelims Civilsdaily IAS Official space.

  • Do You Know That Civilsdaily Has 75% Success Rate In UPSC Interview? Schedule Your DAF Analysis and Mock Interview. All Mains Qualified Candidiates Will Get Free Interview Guidance for UPSC CSE From Civilsdaily|| Book (link inside)

    Do You Know That Civilsdaily Has 75% Success Rate In UPSC Interview? Schedule Your DAF Analysis and Mock Interview. All Mains Qualified Candidiates Will Get Free Interview Guidance for UPSC CSE From Civilsdaily|| Book (link inside)

    For Scheduling DAF Analysis Please Contact Pravin Sir:

    Mobile: 8668582260

    Email ID: pravin@civilsdaily.com

    We, at Civilsdaily are extremely happy for everyone who has cleared mains this time. Thank you for giving us a reason to cheer for you. It’s important to give yourself a pat or two, share the news with your family, eat a sweet and start preparing for Interview immediately.

    You are just one step closer to achieving your LBSNAA dream! So don’t take the final round for granted and prepare with the same gusto as you did for Prelims and Mains.

    For those that couldn’t make it this year, hang in there and don’t lose heart. You still have 2 more months for UPSC 2022 prelims. Before you start your preparation, get a free 1-on-1 counselling from us and understand how you can better your performance in 2022.

    Once again heartiest congratulations and there is more to come!

    All the Best,

    Civilsdaily Team.

    Get your DAF analysis done for UPSC CSE 2021 Interviews. Fill the form below.

    Our team will reach out to you for DAF 2 curation and DAF analysis.

    UPSC has notified that Personality Test for UPSC 2021 will start from the first week of April 2022.

    With this, we are excited to formally launch Transcend, our flagship Interview Guidance Program for UPSC CSE 2021.

    These are some of the toppers from Civilsdaily IAS who were also a part of Transcend Interview Guidance Program 2020 and 2019.

    Program inclusion

    1. Mock interview and detailed analysis + feedback
    2. Most important issues coverage – current and structural
    3. DAF 2 curation
    4. Personalized mentorship
    5. DAF analysis and one-on-one sessions with mentors
    6. DAF based personalized questionnaire

    How to enroll?

    Don’t forget to upload your DAF 1 and draft DAF 2 in the above link.

    Our team will reach out to you. We will discuss how to best fill your DAF 2, what should be your next step and how to prepare for different aspects.

    Highlights of Transcend: Focused offerings for 3 distinct groups of IAS Mains-qualified aspirants

    1. Freshers
    2. Work Ex
    3. Veterans 

    Dedicated Habitat group, telephonic and the zoom/google meet sessions, SWOT analysis via personalized questionnaire & in-person mock interviews with the panel.

    This year, we intend to raise the bar even higher by providing trailblazing professional, personalized mentorship. There are 3 broad categories into which the IAS Mains-qualified candidates are be divided:

    #1. Freshers: Facing 1st UPSC interview without work-ex

    These candidates have given dedicated and exclusive time to UPSC preparation, often right after their graduation. We also have candidates who decide for UPSC a little later in life. These candidates have a wide variety of backgrounds. Some have quit their jobs to prepare for CSE, some may have household and family responsibilities, etc.

    The interview, in the case of these aspirants, will focus on academics, mental alertness, critical power of assimilation, leadership and teamwork, variety and depth of interest, etc.

    Freshers have the advantage of ‘excitement’ and ‘happy-go-lucky’ attitude, but they also suffer from fear-of-the-unknown.

    For them, Transcend will revolve around psychological strengthening and belief formation besides personality development and polishing of soft skills.

    #2. Work-Experience: Facing 1st UPSC interview with work-ex

    The second category is of working professionals. These candidates have the advantages of leadership, tactfulness, foresight, and maturity. Of all other categories of candidates, the responses of working professionals are expected to be brief, well crafted, balanced, logical and reflecting emotional intelligence. Leadership is another area these aspirants are tested for.

    Transcend will focus intensely on each of these general traits. Stress will be on the trends highlighted by the latest research in these domains.

    #3. Veterans: Have faced the UPSC interview board in the past

    Candidates who have appeared in the UPSC interview, probably more than once; but have consistently scored low marks.

    Such a person has the advantage of the experience of the official set-up. She is aware of the entire process, her DAF and does not have fear-of-the-unknown. She has possibly taken mock interviews in her previous attempts but success eludes her owing to some fundamental flaw, which if unidentified, will compromise her chances yet again.

    For veterans, our Transcend mentors will analyze your DAF, previous mock interviews, transcript of real interview/s and will have detailed discussions to pinpoint the weakness. Then will follow the personalized recovery strategy.


    We are the only institution in this space that brings such high levels of clarity and purpose to the interview program.

    All in all, ‘Transcend’ from Civilsdaily is the finest tool you can choose to uncover the shimmering light of your personality and to realize the simmering desire of your heart.

    Take that final leap. You are in good hands now.


    What to expect in the coming weeks?

    #1. Once you submit your DAF 1 and other details on the link & email, we request you to send a video snippet (shot over a mobile selfie at pravin[at]civilsdaily.com) on the questions listed below. These are basic, time tested questions that do not need any preparation but helps us understand your default presentation styles:

    1. Why do you want to join the civil services?
    2. Why should you be selected over the other candidates?
    3. Which in-service officer has inspired you the most and why?
    4. One feedback that you received from a friend, peer or superior which fundamentally changed the way you operate in the world or look at the world?

    We want you to be uninhibited, relaxed and natural when you make this video. All questions are compulsory (especially 2, 4 and 5).

    #2. We will get back to you with the feedback on your DAF and this video exercise.

    #3. Post that, your progress will be tracked in mock interviews and taken over the telephone, skype, and panel-driven mocks and you will be given access to interact with both our in-house mentors and industry experts to fine-tune your reasonings.

    We will work on your innate tendencies and help you carve out the best version of yourself.

    If the form gives you any trouble, mail us at pravin@civilsdaily.com

  • India-Nepal relationship

    Context

    The Nepal Prime Minister, Sher Bahadur Deuba, paid a long-awaited visit to India last week (April 1-3). Sworn in in July 2021, this was his first bilateral visit abroad, in keeping with tradition.

    Positive outcomes of the visit

    • Among the highlights was the operationalisation of the 35 kilometre cross-border rail link from Jayanagar (Bihar) to Kurtha (Nepal). 
    • The second project that was inaugurated was the 90 km long 132 kV double circuit transmission line connecting Tila (Solukhumbu) to Mirchaiya (Siraha) close to the Indian border.
    • In addition, agreements providing technical cooperation in the railway sector, Nepal’s induction into the International Solar Alliance, and between Indian Oil Corporation and Nepal Oil Corporation on ensuring regular supplies of petroleum products were also signed.
    • The Mahakali Treaty covers the Sarada and Tanakpur barrages as well as the 6,700 MW (approximately) Pancheshwar Multipurpose project.
    • Both sides have agreed to push for an early finalisation of the detailed project report.
    • The joint vision statement on power sector cooperation recognises the opportunities for joint development power generation projects together with cross border transmission linkages and coordination between the national grids; it can provide the momentum.

    Issues in India-Nepal relations

    • Over the years, a number of differences have emerged between India and Nepal that need attention.
    • The relationship took a nosedive in 2015, with India first getting blamed for interfering in the Constitution drafting process and then for an “unofficial blockade” that generated widespread resentment against India.
    • Revision of Treaty of  Peace and Friendship: As one of the oldest bonds, the 1950 Treaty of Peace and Friendship was originally sought by the Nepali authorities in 1949 to continue the special links they had with British India.
    • It provides for an open border and for Nepali nationals to have the right to work in India.
    • But today, it is viewed as a sign of an unequal relationship, and an Indian imposition.
    • The idea of revising and updating it has found mention in Joint Statements since the mid-1990s.
    • Demonetisation is another irritant. In November 2016, India withdrew ₹15.44 trillion of high value (₹1,000 and ₹500) currency notes. Many Nepali nationals who were legally entitled to hold ₹25,000 of
    • Indian currency (given that the Nepali rupee is pegged to the Indian rupee) were left high and dry.
    • The Nepal Rashtra Bank, which is the central bank, holds ₹7 crore and estimates of public holdings are ₹500 crore.
    • After more than five years, it should certainly be possible to resolve this to mutual satisfaction.
    • Kalapani boundary issue: These boundaries had been fixed in 1816 by the British, and India inherited the areas over which the British had exercised territorial control in 1947.
    • While 98% of the India-Nepal boundary was demarcated, two areas, Susta and Kalapani remained in limbo.
    • In November 2019, India issued new maps following the division of the State of Jammu and Kashmir as Union Territories, Jammu and Kashmir and Ladakh.
    • Though the new Indian map did not affect the India-Nepal boundary in any material way, a new map of Nepal was endorsed by the legislature through a constitutional amendment.
    • While it did not alter the situation on the ground, it soured relations with India and added a new and emotive irritant.

    Way forward

    • The political narrative has changed in both countries and these issues can no longer be swept under the carpet or subsumed by invoking a ‘special relationship’.
    • Part of the success of Mr. Deuba’s visit was that none of the differences was allowed to dominate the visit.
    • Yet, to build upon the positive mood, it is necessary these issues be discussed, behind closed doors and at Track 2 and Track 1.5 channels.

    Conclusion

    The need today is to avoid rhetoric on territorial nationalism and lay the groundwork for quiet dialogue where both sides display sensitivity as they explore what is feasible. India needs to be a sensitive and generous partner for the “neighbourhood first” policy to take root.

    UPSC 2022 countdown has begun! Get your personal guidance plan now! (Click here)

  • A Successful UPSC 2023 Depends on your Preparation Today|| Everyday you Waste is an Opportunity Lost || Fill Samanvaya Free 1-on-1 Mentorship Form to Stay Focused, Consistent & Ahead of Your Competition in UPSC Preparation

    A sneak peek into our 1-1 mentoring session for Prelims

    Civilsdaily helped 100+ aspirants get ranks in UPSC 2020. We helped 30 students secure ranks in the Top 100. After speaking with them personally on our UNHERD platform, we understood that there was one thing that was common between all the rankers!

    All the rankers committed themselves and NEVER postponed their preparationThey did not waste a single day but started preparing immediately. We also asked them WHY did they start immediately and did not wait? 

    This is what the rankers told us

    You will fall into a vicious cycle – Our toppers said that if aspirants do not start preparing immediately, they often fall into a vicious cycle of doubt and confusion. They wait for the right moment to start preparing but keep delaying it for numerous reasons like work, college, not-ready, etc. The more time they waste, the more confused they get, and the syllabus starts piling up. The toppers told us that the best thing they did was to start immediately and it helped them succeed!

    Lack of self-analysis can cost you 3-4 years – The toppers revealed that self-analysis is one of the most important things for an aspirant. You need to know the syllabus, the previous year questions for every topic, your strengths, your weaknesses, your learning speed, the best time to study, how to plan the study, etc. Most aspirants who fail the exam do not do self-analysis and just keep reading. This does not help as it wastes a lot of their time. In fact, if you are not sure about your strengths and weaknesses, it could easily cost you 3-4 years in preparation. The toppers also told us that they asked mentors for assessments when they felt confused. Self-analysis helped them focus on their weaknesses and improve them. And finally, they were able to crack the exam.

    UPSC is the biggest killer of self-belief – Our toppers told us that the UPSC exam is so tough and vast that it often kills an aspirant’s self-confidence. It becomes extremely difficult for them to remain consistent and motivated for the entire year. The rankers revealed that when they faced inconsistency and lacked self-confidence, they often spoke with their mentors who guided them. They found help in the mentors who understood their concerns and kept them motivated, especially when they felt down and depressed. This helped the rankers become consistent and prepare with the same energy every day!

    Self-study with no guidance doesn’t help – The rankers of 2020 told us that preparing for UPSC is like walking on a desert. You will be lost without a guide. They said that even when they were self-studying, they kept asking for guidance from mentors. What to study, what not to study, how to improve their answers, which areas to focus on, etc. The toppers stayed constantly in touch with mentors who helped them at every step. They did the hard work themselves but it would have been a waste if the hard work was not in the right direction.

    Always overachieve your daily target by 25% – The toppers said that they had a study plan with targets for every day! But that was not all. They always tried to overachieve the targets by at least 25%. Every time they overachieved, it gave them the confidence to do the same every day. And by the end of their preparation, they had a clear advantage over other aspirants because they studied 25% more than everyone, every single day!

    The toppers of 2020 told us that their handwork, right guidance, and smart planning at an early stage helped them succeed. They said that they did not want to postpone their preparation even by a single day as it would cost them ranks. And they were right! They started preparing immediately and are now rank-holders in UPSC!

    While UPSC 2023 may seem like a year away from now, looking at the syllabus one can say it’s just about the right time away. As Prelims 2022 approaches in June, more and more aspirants will realising how close they are to 2023 and begin preparing immediately. But it may just be too late by then!

    If you are reading this today, you are in luck. You have the opportunity to realise the urgency immediately. March has just begun and you can have an advantage of at least siix months over other aspirants if you start preparing today. And even with a year in your hand, it would take a high level of extremely focused study to crack the exam in June 2023. 

    The fact is thisYou CANNOT waste a single day in experimenting, hunting for resources, trying to collect reading material, etc. Every day from today is more valuable than anything you can imagine, and this is the time to focus with every bit of concentration you have.

    Given the time constraint and the urgency of the situation, you need to be practical. Speak with our mentors and get your preparation organised. Our mentors can help you streamline your preparation within 24 hours and will help you save precious time.Right now, nothing is more valuable than your time and if you wish to use it effectively, all it would take is a call with our mentors.

    The urgency is real, you can calculate yourself. And every moment you waste is an opportunity wasted. All you need to do is fill this form and our senior mentors will get in touch with you, with a solution designed especially for you! Speak with us, now as it’s a free 1-on-1 mentorship session with 40 minutes dedicated only for you.

    Get Motivated to Maintain Overall Consistency for UPSC

    It’s understandable we are humans and not programmable robots who can maintain the same level of interest everyday. However, maintaining an overall consistency throughout our preparation is neccessary to clear this competitive and vast exam. 

    Our philosophy behind MENTORSHIP is to get you out of this Snooze cycle. This ensures that you are the BEST VERSION of yourself in this journey. If you are under the impression that mentorship is weekly calls you attend, then you are mistaken, my friend. Trust us, your mentor will be your ‘FRIEND, PHILOSOPHER AND GUIDE’.

    TO EACH THEIR OWN – Every aspirant is different. Their strengths and weaknesses are different. Their time availability is also different. Identifying this is important so you don’t end up making unrealistic targets and lose momentum. Your mentor will make sure you start slow but remain consistent to build your confidence. Making your schedule structured based on our experience of working with 2500+ students is our first priority. 

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    TRACK YOUR PROGRESS – When you see yourself grow, it becomes easier to motivate yourself to push boundaries. Tracking your progress can happen in many ways like mentorship calls or chat sessions or by regular tests. The idea is to ensure that you don’t go off track in your preparation, and even if you do, we have your back.

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    EVOLUTION – A constant guidance is important to bring consistency to your UPSC preparation. Guidance is not about clearing your doubts or asking you to study when you don’t. It is also about the evolution of your preparation. This is where you and your mentor work as a team. A constant effort to PLAN AND BUILD UP YOUR ABILITY to learn in a faster and more efficient way.

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    TALK IT OUT – The biggest hurdle in achieving your highest level of consistency is the emotional part. Every now and then, you. surround yourself with negative thoughts, you feel scared and depressed. Instead of resolving these emotional issues, you avoid them as it seems like a waste of your precious time. You have to understand that ignoring emotional troubles does not solve them. What your doing is building an emotional time bomb that may burst a week before your mains or prelims! This is where your MENTOR AS A FRIEND comes in. All our mentors have been through this journey. We understand your fears and anxieties. So, TALK IT OUT.

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    Don’t let inconsistency keep you away from your dreams.

    Fill up the SAMANVAYA form given below. Let us know your problems and we will find a solution to it, just like our students say ” TOGETHER WE CAN AND WE WILL”.

    How has Civilsdaily Mentorship, helped Aspirants become Toppers?

    The most difficult challenge faced by EVERY candidate is inconsistency. Be it inconsistency in studies, answer-writing practice, covering the syllabus, or revision, every candidate finds it difficult to cope with. But how do successful candidates manage to FIGHT Inconsistency so consistently?

    In UPSC 2020, Civilsdaily helped 80+ students secure ranks in their exams. In the top 100, every 3rd ranker was a Civilsdaily student.

     A very recent success story would be Vishwa Shah, student of Civilsdaily Mentor, Sukanya Ma’am. Vishwa has cleared the GPSC exam to become the Deputy Superintendent of Police in Gujarat. He has penned a thank-you note yesterday. Heartiest Congratulations to Vishwa!

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    One of our other Civilsdaily Student, Shubham Nagargoje cleared the exams in 2020 to become an IPS Officer. Shubham was gracious enough to let us know how he felt about Civilsdaily Samanvaya Guidance under Parth sir.

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    To know how all of them cleared the exam with our mentorship, visit the Unherd Podcast.

    Now that results are announced for UPSC 2021 Prelims, out of 15 out of 25 students of Santhosh Gupta sir have been recommended to Mains. One such student, Rahul expresses his gratitude and extends his appreciation.

    Most of our Mentors like Sudhanshu sir, Sajal sir, Santhosh sir, Pravin sir, Parth Verma sir and Sukanya Ma’am were UPSC aspirants themselves and have attended UPSC Mains more than five times and UPSC Interview more than twice. Hence their mentorship is always a blend of the best test series, comprehensive notes and current affairs knowledge.

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    All of them dedicate their time weekly to give 1-on-1 mentorship to every student where they discuss last week’s performance and next week’s approach.

    Be it Telegram, Whatsapp or Habitiat channels, they are always available and clear student’s doubts in a turnaround time of 24 Hours.

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    Why Civilsdaily Mentors are the GPS for Your UPSC-CSE Preparation

    Remember there is always light at the end of the tunnel and if you want to get out of the tunnel you have to follow the direction of the light! Our mentors’ give you direction which is divided into daily modules. All you have to do is study and complete them on time.

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    See the source image
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    As every year passes by, we don’t get confident by the previous years’ performance and become laidback. Instead, we become more hungry to convert all our students into toppers.REGISTER HERE TO SCHEDULE YOUR FIRST FREE SAMANVAYA COUNSELLING SESSION IN NEXT 24 HOURS

    How are Current Civilsdaily Students Gearing up for UPSC-CSE 2022?

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    Initially, our Civilsdaily student Smriti wasn’t confident about Prelims when she began her preparation. Though she had joined Civilsdaily in 2020, she started studying for UPSC-CSE back in 2019. At that time, Smriti had enrolled in multiple institutes. Though, most of these institutes had promised a personal mentor, she was unable to get in touch with them on a daily basis. Also those mentors never scheduled test-series on a weekly basis. Hence, despite preparing for a year, Smriti had scored only 35 marks out of 200 in her first test series by Civilsdaily.

    She then started writing 20-25 test series over the course of UAP 2021 and in her last test, her scores have drastically improved. She now scores in the range of 130-135 marks in prelims’ and 110+ in mains’ papers.

    In Smriti’s own words she describes her Samanvaya Mentorship Experience to be —

    Our parents provide us financial and emotional support, friends provide us moral support and the right mentor gives you logistic and logical support for UPSC. There are days when I felt I won’t be able to compete against lakhs of aspirants. That’s when my mentor, Ravi sir reminded me of my improvement and encouraged me that I can crack it with the same consistency. We need someone, who tells us we are performing well especially when we cannot see that ourselves. The mentorship at Civilsdaily helped me become mentally stronger as a person. In other institutes, mentors are allotted only for doubt resolution. But at Civilsdaily, I am getting end-to-end mentorship via value added notes, classes, test series and detailed evaluation.”

    Similarly our another Civilsdaily student, Ashish sums up his Samanvaya experience with Civilsdaily mentor, Pravin Sir, “Because of Pravin sir’s support, I am able to understand a topic in lesser time.”

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    This is how Pravin sir evaluates Ashish’s Mains Test Series every week. After every test series evaluation, Pravin sir schedules a 1 hour call to discuss how Ashish can improve his marks and the sources he can refer for key topics.

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    It’s Your Turn Get the Free 40 Min Counselling Session By a CD Mentor

    Civilsdaily mentors are so dedicated, consistent and focused for your UPSC goal, that you will eventually become focused into turning your dreams to reality.

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    At the core of Civilsdaily UPSC mentorship, lies the fact that each one of you will have a unique journey while preparing for the exam. Some will get through on the first attempt without much effort while others will take both more time and more effort.

    We want to understand you better to help you optimize your journey so you can focus on the right things and not waste time on the wrong ones. We are asking you to tap into the valuable experiences of mentors who underwent the same grind and realize the pitfalls and understand the shortcuts to make it.

    In the first counselling session, we will understand your weaknesses. We then help you to stick to one plan or strategy throughout your preparation. We will then follow up with you on a daily basis to check if you are right on track. TALK TO OUR MENTORS & CLARIFY YOUR DOUBTS NOW

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  • [Sansad TV] Perspective – Project Tiger: Reclaiming Territories

    UPSC 2022 countdown has begun! Get your personal guidance plan now! (Click here)

    Context

    • Project Tiger started in 1973, one of the largest species conservation initiatives in the world, is in its 49th year.
    • It has helped in restoring the population and strengthening conservation efforts for tigers.
    • However there are many challenges too. Managing the tiger population, giving them safe habitat, avoiding human-tiger conflicts are some of the issues that the project has faced.
    • Having said that, less than three thousand populations still puts these majestic cats in endangered species.

    What more needs to be done to create a safe and secure environment for tigers? What are the challenges? We will try to find out in this article.

    What is Project Tiger?

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    • Launched from Jim Corbett National Park, Uttarakhand, the project is an ongoing scheme of the Ministry of Environment, Forest and Climate Change (MoEFCC).
    • The centrally sponsored scheme is applicable in nine reserves of different States, namely Assam, Bihar, Karnataka, Madhya Pradesh, Maharashtra, Odisha, Rajasthan, Uttar Pradesh, and West Bengal. 
    Project Tiger has been converted into a statutory authority, National Tiger Conservation Authority (NTCA) by providing enabling provisions in the Wild Life (Protection) Act, 1972 through an amendment, via Wild Life (Protection) Amendment Act, 2006.  The NTCA addresses ecological and administrative concerns for conserving tigers. It provides a statutory basis for the protection of tiger reserves and provides strengthened institutional mechanisms for the protection of ecologically sensitive areas and endangered species.

    Purpose of Project Tiger

    The tiger is a unique animal that plays a pivotal role in the health and diversity of an ecosystem.

    • Predation balance: It is a top predator which is at the apex of the food chain.
    • Regulation of herbivores: It keeps the population of wild ungulates in check, thereby maintaining the balance between prey herbivores and the vegetation upon which they feed.
    • Ecosystem balance: Therefore, the presence of tigers in the forest is an indicator of the well being of the ecosystem.
    • Tourism: Apart from the ecological services provided by the animal, the tiger also offers direct use such as attracting tourists, which provide incomes for local communities.

    Execution of the Project

    Project Tiger was administered by the NTCA. The overall administration of the project is monitored by a steering committee, which is headed by a director. A field director is appointed for each reserve, who is assisted by a group of field and technical personnel.

    1. Shivalik-Terai Conservation Unit
    2. North-East Conservation Unit
    3. Sunderbans Conservation Unit
    4. Western Ghats Conservation Unit
    5. Eastern Ghats Conservation Unit
    6. Central India Conservation Unit
    7. Sariska Conservation Unit
    8. Kaziranga Conservation Unit

    The various tiger reserves were created in the country based on the ‘core-buffer’ strategy:

    • Core Area: are free of all human activities. It has the legal status of a national park or wildlife sanctuary. It is kept free of biotic disturbances and forestry operations like a collection of minor forest produce, grazing, and other human disturbances are not allowed within.
    • Buffer Areas: are subjected to ‘conservation-oriented land use’. They comprise forest and non-forest land. It is a multi-purpose use area with twin objectives of providing habitat supplement to spillover population of wild animals from the core conservation unit and providing site-specific co-developmental inputs to surrounding villages for relieving their impact on the core area.

    Issues with the Project

    • Implementation bottlenecks: The efforts were hampered by poaching, as well as debacles and irregularities in Sariska and Namdapha, both of which were reported extensively in the Indian media.
    • Forest Dwellers Rights: The Forest Rights Act passed by the Indian government in 2006 recognizes the rights of some forest dwelling communities in forest areas. This has led to controversy over implications of such recognition for tiger conservation.
    • Man-Animal Conflict: Some have argued that this is problematic as it will increase conflict and opportunities for poaching; some also assert that “tigers and humans cannot co-exist”.
    • Abuse of Authority: Others argue that this is a limited perspective that overlooks the reality of human-tiger coexistence and the abuse of power by authorities, evicting local people and making them pariahs in their own traditional lands.

    Other efforts to save Tigers

    India is home to 70 percent of the global tiger population. Therefore, the country has an important role to play in tiger conservation.

    [1] Project Tiger

    (discussed above)

    [2] CITES (Convention on International Trade in Endangered Species of Wild Fauna and Flora)

    • Besides protecting tiger territory, other measures being taken to save the tiger include: curbing wildlife trade through international agreements.
    • CITES is an international agreement between governments aimed at ensuring that international trade in specimens of wild animals and plants, including tigers, does not threaten their survival. India ratified this treaty in 1976.

    [3] Global Tiger Forum and Tiger Range Countries

    • Established in 1994, the Global Tiger Forum is the only inter-governmental body for tiger conservation.
    • Its membership includes seven tiger range countries: Bangladesh, Bhutan, India, Cambodia, Myanmar, Nepal and Vietnam.

    [4] CA|TS

    • 14 tiger reserves have been accredited under CA|TS (Conservation Assured | Tiger Standards) categories.
    • The CA|TS is a set of criteria that examines the management of tiger sites to gauge the success rates of tiger conservation.

    [5] St. Petersburg Declaration   

    • This resolution was adopted In November 2010, by the leaders of 13 tiger range countries (TRCs) assembled at an International Tiger Forum in St. Petersburg, Russia
    • It aimed at promoting a global system to protect the natural habitat of tigers and raise awareness among people on white tiger conservation.

    [6] Various NGOs

    • International NGO members consist of World Wildlife Fund, International Fund for Animal Welfare (IFAW), and TRAFFIC.
    • Several national NGOs from India and Nepal are also members.

    Success of the Project Tiger

    The four-year tiger census report, Status of Tigers in India, 2018 shows numbers of the big cat have increased across all landscapes.

    The total count has risen to 2,967 from 2,226 in 2014 — an increase of 741 individuals (aged more than one year), or 33%, in four years.

    • At present, India has around 75% of tiger population and its source areas amongst the 13 tiger range countries in the world.
    • 2.24% of country’s geographical area is spread out in 51 tiger reserves in 18 States.

    Various threats to Tigers

    • Despite measures being initiated to protect wild tigers, habitat loss and poaching continue to pose a threat to the animal’s survival.
    • Tiger parts are used in traditional Chinese medicines, tiger skin is used for decorative and medicinal purposes and tiger bones are again used for medicinal purposes for curing body pain, et al.
    • Between 2000 and 2014, TRAFFIC’s research found that parts of a minimum of 1,590 Tigers were seized in Tiger range States, an average of two Tigers per week.

    Other existential threats to tigers

    • Man-Animal conflict: This largely seems a normal phenomenon in India. We broadly remember the case of Tigress Avni which was finally shot dead by the forest officials in Maharashtra.
    • Shrinking habitat: This often leads to territorial conflicts among the Tigers.
    • Issues with Tourism: Excess of tourist activities is problematic for animals. Frequent visits in reserved forests areas disrupt them to move freely for their prey.
    • Climate Change: The effects of climate change and floods are a major problem.  The latest study by WWF shows that Sundarban which is one of the biggest home of tigers in India would sink entirely in 2070.

    Way forward

    • The process of tiger conservation should be more dynamic and compatible with the future possibilities of climatic changes as well.
    • The Forest Department and the Central government can collaborate to protect the natural corridors to ensure the free movement of the tigers for better food resources.
    • Campaigns such as ‘Save the Tiger’ are recommended as effective measures to make people across the country and globe aware of the significance of conserving tiger species.
    • Sensitization of local communities against poaching is also a crucial measure in this regard.
    • We have to make the environment and development co-exist and go hand in hand by planning our future developmental goals in such a manner that our environmental goals are not compromised.
  • What are Weapons of Mass Destruction (WMD)?

    The Weapons of Mass Destruction and their Delivery Systems (Prohibition of Unlawful Activities) Amendment Bill, 2022 has been unanimously passed in Lok Sabha.

    WMD Bill

    • The Bill seeks to amend The Weapons of Mass Destruction and their Delivery Systems (Prohibition of Unlawful Activities) Act, 2005.
    • It aims to provide against the financing of proliferation of weapons of mass destruction and their delivery systems in line with India’s international obligations.
    • The 2005 Act prohibited the manufacturing, transport, and transfer of weapons of mass destruction, and their means of delivery.

    Need for the Bill

    • In recent times, regulations relating to proliferation of weapons of mass destruction and their delivery systems by international organisations have expanded.
    • The UNSCs targeted financial sanctions and the recommendations of the Financial Action Task Force have mandated against financing of proliferation of WMD and their their delivery systems.

    Weapons of Mass Destruction

    • The expression “weapon of mass destruction” (WMD) is usually considered to have been used first by the leader of the Church of England, the Archbishop of Canterbury, in 1937.
    • They usually refer to the aerial bombing of civilians in the Basque town of Guernica by German and Italian fascists in support of General Franco during the Spanish Civil War.
    • The expression WMD entered the vocabularies of people and countries around the world in the early 2000s after the US under President George W Bush and the UK under PM Tony Blair justified the invasion of Iraq.
    • They invaded Iraq on the grounds that the government of Saddam Hussain was hiding these weapons in the country. However, no WMDs were ever found.

    What are NBC weapons?

    • While there is no single, authoritative definition of a WMD in international law, the expression is usually understood to cover nuclear, biological, and chemical (NBC) weapons.
    • WMD can be any nuclear, radiological, chemical, biological, or other device that is intended to harm a large number of people.

    India’s 2005 WMD Act defines-

    1. Biological Weapons” as “microbial or other biological agents, or toxins…of types and in quantities that have no justification for prophylactic, protective or other peaceful purposes; and weapons, equipment or delivery systems specially designed to use such agents or toxins for hostile purposes or in armed conflict”; and
    2. Chemical Weapons” as “toxic chemicals and their precursors” except where used for peaceful, protective, and certain specified military and law enforcement purposes; “munitions and devices specifically designed to cause death or other harm through the toxic properties of those toxic chemicals”; and any equipment specifically designed for use in connection with the employment of these munitions and devices.

    Control over use of WMDs

    • The use of chemical, biological, and nuclear weapons is regulated by a number of international treaties and agreements.
    • Among them are the Geneva Protocol, 1925, that banned the use of chemical and biological weapons; and the Biological Weapons Convention, 1972, and Chemical Weapons Convention, 1992, which put comprehensive bans on the biological and chemical weapons respectively.
    • India has signed and ratified both the 1972 and 1992 treaties.
    • There are very few non-signatory countries to these treaties, even though several countries have been accused of non-compliance.
    • The use and proliferation of nuclear weapons is regulated by treaties such as Nuclear Non-Proliferation Treaty (NPT) and the Comprehensive Test Ban Treaty (CTBT).

    Back2Basics:

    Nuclear Security Contact Group

    • The NSCG was established in 2016.
    • The NSCG or “Contact Group” has been established with the aim of facilitating cooperation and sustaining engagement on nuclear security after the conclusion of the Nuclear Security Summit process.
    • The Contact Group is tasked with:
    1. Convening annually on the margins of the General Conference of the International Atomic Energy Agency (IAEA), and, as may be useful, in connection with other related meetings
    2. Discussing a broad range of nuclear security-related issues, including identifying emerging trends that may require more focused attention

    Nuclear Suppliers Group

    • NSG is a group of nuclear supplier countries that seeks to contribute to the non-proliferation of nuclear weapons through the implementation of guidelines for nuclear exports and nuclear-related exports.
    • The NSG was set up as a response to India’s nuclear tests conducted in 1974.
    • The aim of the NSG is to ensure that nuclear trade for peaceful purposes does not contribute to the proliferation of nuclear weapons.

    Comprehensive Nuclear-Test-Ban Treaty

    • CTBT was negotiated at the Conference on Disarmament in Geneva and adopted by the United Nations General Assembly in 1996.
    • The Treaty intends to ban all nuclear explosions – everywhere, by everyone.
    • It was opened for signature in 1996 and since then 182 countries have signed the Treaty, most recently Ghana has ratified the treaty in 2011.

    Fissile material cut-off treaty

    • FMCT is a proposed international agreement that would prohibit the production of the two main components of nuclear weapons: highly-enriched uranium (HEU) and plutonium.
    • Discussions on this subject have taken place at the UN Conference on Disarmament (CD), a body of 65 member nations established as the sole multilateral negotiating forum on disarmament.
    • The CD operates by consensus and is often stagnant, impeding progress on an FMCT.
    • Those nations that joined the nuclear NPT as non-weapon states are already prohibited from producing or acquiring fissile material for weapons.
    • An FMCT would provide new restrictions for the five recognized nuclear weapon states (NWS—United States, Russia, United Kingdom, France, and China), and for the four nations that are not NPT members (Israel, India, Pakistan, and North Korea).

     

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  • The HDFC Ltd.-HDFC Bank Merger

    Mortgage lender HDFC Ltd. and India’s largest private sector bank HDFC Bank on Monday announced a mega-merger.

    Impact of the move

    • Under the terms of the deal, which is one of the biggest in the Indian financial sector, HDFC Bank will be 100% owned by public shareholders.
    • Existing shareholders of HDFC Ltd. will own 41% stake in HDFC Bank.
    • Post-merger HDFC Ltd. will no longer be a separate mortgage lender, it will get folded into the bank.

    What are the terms of the merger?

    • The merger has to go through a series of regulatory approvals.
    • It has to get approval from the shareholders of both companies.
    • At this moment what has been announced by the two entities is that its an all-share deal, so there’s no cash transaction involved.
    • The terms of the share swap are such that shareholders of HDFC Ltd. will receive 42 shares of HDFC Bank for every 25 shares they hold in HDFC Ltd.

    What happens to existing customers and employees?

    • As far as customers are concerned, HDFC Ltd.’s customers will become the bank’s customers as well.
    • As for employees, HDFC Bank is planning to absorb and retain all the employees.
    • Neither of the entities are very heavy on employee numbers and have been fairly conservative in their employee sizes.

    What is the rationale behind this merger?

    • HDFC have largely had a fairly conservative lending culture, both reasonably customer-friendly, customer-centric, culturally, there wouldn’t be a big challenge.
    • The evolution of the regulatory framework for the NBFC (non-banking financial company) industry has been gradually moving closer, to harmonise with the banking sector’s regulatory framework.
    • Earlier, NBFCs had a fairly different and a far more loose sort of framework for lending and deposits.
    • This led to issues in the industry with some NBFCs struggling and going under or being taken over by others.
    • As Basel III norms for capital adequacy are in place, the NPA (non-performing asset) book is very closely monitored.

    What is in it for HDFC Ltd. and HDFC Bank?

    • Post-merger, the mortgage lender, HDFC Ltd., gets access to HDFC Bank’s CASA (current and savings accounts) deposits, which are lower cost funds.
    • For the mortgage lending business, the capital cost will come down. As the capital cost comes down, automatically it will have the ability to lend at a finer rate.
    • For HDFC Bank, every home loan customer can be tapped to become a bank customer.

    Impacts of the deal

    • It’s possible that we might see more NBFCs seeking to merge with banks.
    • There is already talk of the number of banks coming down.
    • So in some ways, this merger may be a precursor to what is going to happen in the state-run banking space, where the government has said it is going to reduce the number of public sector banks.

    Back2Basics: Basel Accords

    • They refer to the banking supervision Accords (recommendations on banking regulations)—Basel I, Basel II and Basel III—issued by the Basel Committee on Banking Supervision (BCBS).
    • They are called the Basel Accords as the BCBS maintains its secretariat at the Bank for International Settlements in Basel, Switzerland and the committee normally meets there.
    • These are a set of recommendations for regulations in the banking industry.
    • India has accepted Basel accords for the banking system.

    Let’s revise them:

    [1] Basel I

    • In 1988, BCBS introduced capital measurement system called Basel capital accord, also called as Basel 1.
    • It focused almost entirely on credit risk. It defined capital and structure of risk weights for banks.
    • The minimum capital requirement was fixed at 8% of risk-weighted assets (RWA).
    • RWA means assets with different risk profiles.
    • For example, an asset backed by collateral would carry lesser risks as compared to personal loans, which have no collateral. India adopted Basel 1 guidelines in 1999.

    [2] Basel II

    • In June ’04, Basel II guidelines were published by BCBS, which were considered to be the refined and reformed versions of Basel I accord.
    • The guidelines were based on three parameters, which the committee calls it as pillars:
    • Capital Adequacy Requirements: Banks should maintain a minimum capital adequacy requirement of 8% of risk assets.
    • Supervisory Review: According to this, banks were needed to develop and use better risk management techniques in monitoring and managing all the three types of risks that a bank faces, viz. credit, market and operational risks.
    • Market Discipline: This need increased disclosure requirements. Banks need to mandatorily disclose their CAR, risk exposure, etc to the central bank. Basel II norms in India and overseas are yet to be fully implemented.

    [3] Basel III

    • In 2010, Basel III guidelines were released. These guidelines were introduced in response to the financial crisis of 2008.
    • A need was felt to further strengthen the system as banks in the developed economies were under-capitalized, over-leveraged and had a greater reliance on short-term funding.
    • Also the quantity and quality of capital under Basel II were deemed insufficient to contain any further risk.
    • Basel III norms aim at making most banking activities such as their trading book activities more capital-intensive.
    • The guidelines aim to promote a more resilient banking system by focusing on four vital banking parameters viz. capital, leverage, funding and liquidity.

     

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