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  • [Video Analysis + Top 10 Ranks] 23 September 2019 | Prelims Daily with Rakesh Sir

    Dear students,

    Here’s a link to the Prelims Daily Quiz Analysis Video. Watch this after you have attempted that day’s Prelims Daily questions [on this link]

    The full playlist is available here [click2watch]

    [WpProQuiz_toplist 244]

    We need your comments, likes, and shares on these videos. The aim of this series is to help you revise news via questions. PLEASE spread the videos.

    What’s wrong with the student’s study habits?

    Only 5% of our students who read news attempt PD. This beats the purpose of reading the news. Even those 5% who attempt PD are unable to get the most out of the initiative. They are either guessing or doing the tests just as a routing activity without engaging in it.

    What’s CD doing to maximize your efforts?

    Now, we have moved one step further with the launch of analysis videos of Prelims Daily (PD). These videos will reveal the critical nitty-gritty surrounding every PD question. It is an unfortunate reality that no single question can be framed to cover all the possible angles.

    The analysis videos will plug this hitherto inevitable gap, thereby making your preparation more methodical, holistic and foolproof. Nothing can be more valuable than experience, and that is precisely what the PD initiative and the analysis videos offer. These will be valuable for both newcomers and senior players in the field.

    PS: We want to be 100% certain that the time and energy spent on making these videos is helping you in your UPSC Prelims preparation. So, pls click on the videos, like, share and comment and let us know your thoughts.

  • 24th September 2019 | Daily Answer Writing Enhancement

    ANNOUNCEMENT – There is a change in format. Students will now have to post answers on the questions page separately by clicking on the links given below. We plan to track progress for each of the GS papers and to achieve the same, this modification becomes important. Students who are unable to post answers, please email hello@civilsdaily.com. You will receive a resolution for sure. 


    Question 1)

    Any single idea of the country is neither necessary nor sufficient for maintaining the unity of India. Comment. (250 Words)

     

    Question 2)

     Discuss the challenges to the effectiveness of the Paris Climate agreement? (250 Words)

    Question 3)

    Why do you think laws fail beyond a point? Discuss the relevance of ‘nudge’ to bring effective implementation of laws and programs. (250 Words)

    Question 4)

    Albert Einstein has said – “try not to become a man of success, but rather try to become a man of value.” Discuss this statement with its relevance in the present context. (250 Words)

    Reviews will be provided in a week for. (In the order of submission- First come first serve basis). In case the answer is submitted late the review period may get extended to two weeks.

    *In case your answer is not reviewed in a week, reply to your answer saying *NOT CHECKED*. If Parth Sir’s tag is available then tag him.

    For the philosophy of AWE and payment, check  here: Click2Join

  • Civilsdaily’s Faculty’s article published in Indian express. A must-read for Civil Services Aspirants.

    Join Economic Survey and Budget 2019 | Advanced Program Click here

    Join Demystifying Economics- Core & Current Affairs Buildup Lecture Series 2020  Click here

    2020 – Mains Essentials Program . Click here to enrol now! 

    Prime Prelims TS 2020 Barch 3 Time Table

    Click here to Enroll for the Samachar Manthan Yearly 2019-2020

    Economics is one of the primary Pillars of UPSC preparation. It has substantial weightage in Prelims and also in  GS 3rd paper of mains. To ensure that students build  a strong foundation and  a strong hold over the subject, we at Civilsdaily, have the best and most trusted faculty, Himanshu Arora Sir.

    Credentials of Himanshu Sir-

    • MPhil Economics (JNU)
    • Works at Prime Minister Economic Advisory Council
    • Writes regularly in various famous Indian and international weeklies like Millenium post and Huffington Post.
    • Worked as Assistant Professor in Delhi University.

    Here is the article by Himanshu Sir  that was published today in  Financial express

    https://www.financialexpress.com/opinion/big-bank-theory-psu-banks-merger-must-be-followed-by-good-governance/1714342/

    Big Bank Theory: PSU banks merger must be followed by good governance

    By Himanshu Arora

    The government has unveiled a mega plan to merge 10 public sector banks (PSBs) into four, thereby reducing the number of state-owned banks from 18 to 12.

    Under the consolidation process, the Oriental Bank of Commerce and the United Bank of India will be merged in the Punjab National Bank; the Syndicate Bank with the Canara bank; the Andhra Bank and the Corporation Bank with the Union Bank of India; and the Allahabad Bank with the Indian Bank. The aim is to create next-generation financial institutions with stronger balance sheets and bigger lending appetite.

    The proposal to merge poorly-managed banks with well-governed ones has been recommended by numerous committees since the 1990s. A committee under the chairmanship of M Narasimhan recommended the number of PSBs be reduced and 3-4 large banks should be developed as international banks. The report envisaged a three-tier system with 3-4 large banks at the top, 8-10 banks having nationwide presence catering to the needs of industrial and infrastructural sectors, and a large number of regional rural and local banks focusing on agriculture and rural sector.

    Experts believe that reducing the number of state-owned banks will improve the collective performance of the banking system. It will bring economies of scale through optimal use of capital and resources, and ensure higher technical efficiency with higher profitability. The additional resources can be used in hiring domain experts and enhancing manpower, the absence of which is partly responsible for the NPA crisis. The logic being that bigger and well-managed banks are better equipped to respond to the lobg-term finance needs of industrial and infrastructure sectors. Further, PSBs—under stress due to NPAs—would find themselves adequately capitalised. This is expected to aid the banking sector in restart the lending exercise to the productive sectors.

    The next logical step should be to find the right experts who can steer this consolidation—a move that requires a slew of reforms. Governance of PSBs has been a major challenge from the time these banks were nationalised. The Narasimhan committee recommended that banking boards be empowered and adopt a professional corporate strategy.

    The problems of PSBs are structural. The merged banks may fail if governance structures are not reformed. This must be addressed. Accordingly, post-merger, the focus should be on effective governance reforms. The roadmap has been provided by the PJ Nayak committee—legal changes to incorporate banks under the Companies Act and the repeal of bank nationalisation Acts, dissolution of government ownership, and setting up of a Bank Investment Company (BIC). The BIC will act as a safety valve and an institutional firewall between the government and bank managements. The process of appointments to top management needs to be professionalised initially through an interim Banks Board Bureau (BBB), and latter through the BIC. BBB was set up, with a mandate to recommend candidates for top-post in state-banks; effectiveness is debatable.

    Another issue with the proposed merger is the possible creation of what is known as systematically important institutions, which are too big to fail. Indeed, the State Bank of India was categorised by RBI as a systemically important bank whose failure could trigger a situation of bank runs. If such large banks were to fail due to governance issues, it could impact the economy and bring down the whole financial sector. A similar situation was witnessed during the Global Financial Crisis following the collapse of Lehman Brothers in 2008, and no country can therefore afford the failure of a big bank. Historical evidence suggests that if such a situation were to arise, the sovereign will be forced to rescue such large banks. The sovereign guarantees at many times encourage reckless behaviour by banks and creates the problem of moral hazard. Therefore, governance reforms along with effective regulation are essential to curb such moral hazard behaviour. It would require RBI to identify systemically important financial institutions from the merged banks and subject them to higher capital requirements.

    The proposed merger is a good starting point for reforming the Indian banking system, but must be followed by genuine governance reforms.

     

  • Why Grit Is More Important Than IQ When You’re Trying To Crack UPSC?

    Why Grit Is More Important Than IQ When You’re Trying To Crack UPSC?

    “Your Dreams are on the Other Side of Your Grit.”

    If there is just one takeaway which we want you to remember long after you have closed this blog, it is these two equations:

    Talent x Effort = Skill

    Skill x Effort = Achievement

    According to psychologist Angela Duckworth, the secret to outstanding achievement isn’t talent. Instead, it’s a special blend of persistence and passion that she calls “grit.”

    Duckworth has spent years studying people, trying to understand what it is that makes high achievers so successful. And what she found surprised even her. It wasn’t IQ scores. It wasn’t even a degree from a top-ranking engineering or medical school that turned out to be the best predictor of success.

    “It was this combination of passion and perseverance that made high achievers special,” Duckworth said. “In a word, they had grit.”

    GRIT.

    That’s all you need to focus as you fine tune your UPSC prep.

    Being gritty, according to Duckworth, is the ability to persevere, and more! It’s about being unusually resilient and hardworking, so much so that you’re willing to continue on in the face of difficulties, obstacles and even failures. It’s about being constantly driven to improve.

    <Add something which implies why talent alone/skill alone, don’t cut it>

    Back to the two equations now which she uses to explain this concept:

    • Talent x effort = skill

    • Skill x effort = achievement

    Talent is how quickly your skills improve when you invest effort. Achievement is what happens when you take your acquired skills and use them.

    As you can see from the equations, effort counts twice. YOUR Perseverance at the face of difficulty Counts TWICE.

    What’s the practical takeaway?

    1. Sign up for the test series. Make a commitment that no matter what, you will face your scores and improve on them till you gain the mastery.

    2. It means that it’s OK if you aren’t the smartest person in the room or the smartest person on the UPSC prep to begin with. Make sure that the 34 tests you give in the Prime Prelims Program, all point towards an increasing growth curve.

    Our mentors will be with you at every step. We know this is not the most glamorous exercise and many of you will tend to avoid this. That’s where our specially designed courses come in.

    That’s where we egg you to be a better version of yourself. Every week.

    Why? Because grit will always trump talent. Or as Duckworth notes, “Our potential is one thing. What we do with it is quite another.”

    We at Civilsdaily are committed to helping you in the process of figuring out your learning personalities and creating the best time table and suggesting most relevant strategies for your IAS Prep. Please take 5 minutes to fill up this Samanvaya Form. We will arrange a mentor call for you once this is done.

  • 23rd September 2019 | Daily Answer Writing Enhancement

    ANNOUNCEMENT – There is a change in format. Students will now have to post answers on the questions page separately by clicking on the links given below. We plan to track progress for each of the GS papers and to achieve the same, this modification becomes important. Students who are unable to post answers, please email hello@civilsdaily.com. You will receive a resolution for sure. 


    Question 1)

    Neither price support alone nor income support alone will alleviate the problems being faced by Indian Farmers. India needs both price and income support for farmers. Comment? (250 Words)

     

    Question 2)

    Discuss the relevance of the idea of a Parliamentary Budget Office for India. (250 Words)

    Question 3)

     What are the challenges delaying India’s accession into the RCEP? What should the future negotiations on the deal keep in consideration, for India? (250 Words)

    Question 4)

    It is essential to inculcate moral values in children from early stages itself in order to build a peaceful and prosperous society. In this regard, discuss what values should be emphasised upon while teaching morals to children? (250 words)

    Reviews will be provided in a week for. (In the order of submission- First come first serve basis). In case the answer is submitted late the review period may get extended to two weeks.

    *In case your answer is not reviewed in a week, reply to your answer saying *NOT CHECKED*. If Parth Sir’s tag is available then tag him.

    For the philosophy of AWE and payment, check  here: Click2Join

  • [Video Analysis + Top 10 Ranks] 21 September 2019 | Prelims Daily with Rakesh Sir

    Dear students,

    Here’s a link to the Prelims Daily Quiz Analysis Video. Watch this after you have attempted that day’s Prelims Daily questions [on this link]

    The full playlist is available here [click2watch]

    [WpProQuiz_toplist 243]

    We need your comments, likes, and shares on these videos. The aim of this series is to help you revise news via questions. PLEASE spread the videos.

    What’s wrong with the student’s study habits?

    Only 5% of our students who read news attempt PD. This beats the purpose of reading the news. Even those 5% who attempt PD are unable to get the most out of the initiative. They are either guessing or doing the tests just as a routing activity without engaging in it.

    What’s CD doing to maximize your efforts?

    Now, we have moved one step further with the launch of analysis videos of Prelims Daily (PD). These videos will reveal the critical nitty-gritty surrounding every PD question. It is an unfortunate reality that no single question can be framed to cover all the possible angles.

    The analysis videos will plug this hitherto inevitable gap, thereby making your preparation more methodical, holistic and foolproof. Nothing can be more valuable than experience, and that is precisely what the PD initiative and the analysis videos offer. These will be valuable for both newcomers and senior players in the field.

    PS: We want to be 100% certain that the time and energy spent on making these videos is helping you in your UPSC Prelims preparation. So, pls click on the videos, like, share and comment and let us know your thoughts.

  • UPSC Civil Services Mains 2019 GS 4 Question Paper

    Dear Students,

    We will be releasing the list of repeated questions from our test series shortly. The paper seemed somewhat straightforward. Many questions were derived from current affairs.

    Click here to get in touch and discuss how you can get an edge in your preparation. 

     

     

     

     

     

     

    There are Twelve Questions divided in 2 SectionsAll Questions are Compulsory.

     

    SECTION A

    Q1.

    (a) What are the basic principles of public life? Illustrate any three with suitable examples. (150 words) (10 marks)

    (b) What do you understand by the term ‘public servant’? Reflect on the expected role of public servant.  (150 words) (10 marks)

    Q2.

    (a) Effective utilization of public finds is crucial to meet development goals. Critically examine the reasons for under- utilization and mis- utilization of public funds and their implications. (150 words) (10 marks)

    (b) “Non-performance of duty by a public servant is a form of corruption”. Do you agree with this view? Justify your answer (150 words) (10 marks)

    Q3.

    (a) What is meant by the term ‘constitutional morality’? How does one uphold constitutional morality? (150 words) (10 marks)

    (b) What is meant by ‘crisis of conscience’? How does it manifest in the public domain? (150 words) (10 marks)

    Q4.

    (a) Explain the basic principles of citizens’ charter movement and bring out its importance. (150 words) (10 marks)

    (b) There is a view that the official secrets act is an obstacle to the implementation of Rights to Information act. Do you agree with the view? Discuss (150 words) (10 marks)

    Q5.

    (a) What do you understand by probity in governance? Based on your understanding of the term, suggest measures for ensuring probity in government. (150 words) (10 marks)

    (b) “Emotional Intelligence is the ability to make your emotions work for you instead of against you.” Do you agree with this view? Discuss. (150 words) (10 marks)

    Q6. What do each of the following quotations mean to you?

    (a) “An unexamined life is not worth living.” – Socrates (150 words) (10 marks)

    (b) “A man is but the product of his thoughts. What he thinks, he becomes.” – M.K.Gandhi (150 words) (10 marks)

    (c) “Where there is righteousness in the heart, there is beauty in the character. When there is beauty in the character, there is harmony in the home. When there is harmony in the home, there is order in the nation. When there is order in the nation, there is peace in the world.” – A.P.J. Abdul Kalam (150 words) (10 marks)

     

    SECTION B: Case studies 

    Q7. You are the heading the rescue operations in a area affected by severe natural calamity, thousands of people are rendered homeless and deprived of food, drinking water and other basic amenities. Rescue work has been disrupted by heavy rainfall and damaged to supply routes. The local people are seeding with anger against the delayed limited rescue operations. When your team reaches the affected area, the people there heckle and even assault some of the team members. One of your team member is even severely injured. Faced with this crisis some team member plead with you to call off the operations freeing threats to their life.

    In such trying circumstances, what will be your response? Examine the qualities of a public servant which will be required to manage the situations. (250 words) (20 marks)

     

    Q8. Honesty and uprightness are the hallmarks of a civil servants. Civil servants possessing these qualities are considered as a back bone of any strong organizations. In line of duty, they take various decisions, at time some become bonafide mistakes. As long as such decisions, are not taken intentionally and do not benefit personally, the officer cannot be said to be guilty. Though such decisions may, at times, lead to unforeseen adverse consequences in the long term.

    In the recent past, a few instances have surfaced where in civil servants has been implicated for bonafide mistakes. They have often been prosecuted and even imprisoned. These instances have greatly rattled the moral fiber of the civil servants.

    How does this trend affect the functioning of civil services? What measures can be taken to ensure that honest civil servants are not implicated for bonafide mistakes on their part? Justify your answer. (250 words) (20 marks)

     

    Q9. An apparel manufacturing company having large number of women employees was losing sales due to various factors. The company hired a reputed marketing executive, who increased the volume of sales within a short span of time. However, some unconfirmed reports came up regarding his indulgence in sexual harassment at the work place.

     After sometime a women employee launched a formal complaint to the management against the marketing executive about sexually harassing her. Faced with the companies’ indifference, in not taking cognisance of her grievances, she lodged an FIR with police.

     Realizing the sensitivity and gravity of the situation, the company called the women employee to negotiate. In that she was offered a hefty sum of money to withdraw the complaint and the FIR and also give in writing that the marketing executive is not involved in the case.

    Identify the ethical issues involved in this case. What options are available to the women employee? (250 words) (20 marks)

     

    Q10. In a modern democratic polity there is a concept of political executive and permanent executive elected people’s representatives forms the political executive and bureaucracy forms the permanent executive. Ministers frame policy decisions and bureaucrats execute these. In the initial decades after independence, relationship between the permanent executives and the political executives were characterized by mutual understanding, respect, and cooperation, without encroaching upon each other’s domain.

    However, in the subsequent decades the situation has changed. There are instances of the political executive insisting upon the permanent executives to follow its agenda. Respect for an appreciation of an upright bureaucrats has declined. There is an increasing tendency among the political executive to get involved in routine administrative matters such as transfers, posting etc. Under this scenario, there is a definitive trend towards ‘politicization of bureaucracy’. The raising materialism and acquisitiveness in social life has also adversely impacted upon the ethical values of both the permanent executive and the political executive.

    What are the consequences of this ‘politicization of bureaucracy? Discuss.  (250 words) (20 marks)

     

    Q11. In one of the districts of a frontier state, narcotics menace has been rampant. This has results in money laundering, mushrooming of poppy farming, arms smuggling and near stalling of education. The system is on the verge of collapse. The situation has been further worsened by unconfirmed reports that local politicians as well as some senior police officers are providing surreptitious patronage to the drug mafia. At that point of time a woman police officer, known for her skills in handling such situations is appointed as superintendent of police to bring the situation to normalcy.

    If you are the same police officer, identify the various dimensions of the crisis. Based on your understanding, suggest measures to deal with the crisis. (250 words) (20 marks)

     

    Q12. In recent times, there has been an increasing concern in India to develop effective civil service ethics, code of conduct, transparency measures, ethics and integrity systems and anti-corruption agencies. In view of this, there is need being felt to focus on three specific areas, which are directly relevant to the problems of internalizing integrity and ethics in the civil services. These are as follows:

    1. Anticipating specific threats to ethical standards and integrity in the civil services,

    2. Strengthening the ethical competence of civil servant and

    3. Developing administrative processes and practices which promote ethical values and integrity in civil services.

    Suggest institutional measures to address the above three issues. (250 words) (20 marks)

     

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