On July 18, CAG Girish Chandra Murmu inaugurated the International Centre for Audit of Local Governance (iCAL) in Rajkot, marking India’s first institute to set global standards for auditing local governance.
How will iCAL work?
iCAL will serve as a platform for policymakers, administrators, and auditors connected with local governments to enhance collaboration and share best practices.
Objective: It aims to improve the independence and effectiveness of local government auditors through training, leadership development, and capacity-building initiatives.
Significance: iCAL will act as a think tank for addressing governance issues at the grassroots level through interactive workshops, knowledge-sharing sessions, and peer exchanges.
How are local bodies audited in India?
India has a three-tier system consisting of the Union government, state governments, and local bodies (both urban and rural).
Local bodies like Panchayats and Urban Local Bodies (ULBs) are audited by various entities:
State-level offices like the Examiner of Local Fund Accounts (ELFA)/Director of Local Fund Accounts (DLFA) audit the utilisation of state funds by local bodies.
CAG conducts audits of all funds at the central and state levels, including those of local bodies. The CAG also advises and supports ELFA/DLFA.
Why was a need felt for it?
Increased Funding and Need for Proper Auditing: With significant funds flowing to local bodies, there is a pressing need for improved auditing practices to ensure proper utilisation and financial management.
Global Practices and Collaboration: There is a need to promote global good practices and institutionalised collaboration among supreme audit institutions (SAIs) to enhance local government audit practices and share best practices.
Addressing Inefficiencies: Concerns have been raised about inefficiencies in local body financial management and reporting, as highlighted by the Reserve Bank of India’s 2022 report. iCAL aims to address these inefficiencies through better auditing practices and capacity building.
Way forward:
Expand Capacity Building and Training Programs: Enhance iCAL’s focus on training and capacity-building for auditors and local government officials.
Foster International Collaboration and Knowledge Sharing: Strengthen partnerships with global audit institutions and engage in knowledge exchange initiatives.
Mains PYQ:
Q In the absence of well – educated and organised local-level government systems, Panchayats and Samitis have remained mainly political institutions and not effective instruments of governance. Critically Discuss. (UPSC IAS/2015)
Q1 National Education Policy 2020 conforms with the Sustainable Development Goal-4 (2030). It intends to restructure and reorient the education system in India. Critically examine the statement. (UPSC IAS/2020)
Q2 The quality of higher education in India requires major improvement to make it internationally competitive. Do you think that the entry of foreign educational institutions would help improve the quality of technical and higher education in the country? Discuss. (UPSC IAS/2015)
Note4Students:
Prelims: About NTA and its function
Mains: Challenges and issues related to NTA
Mentor comments:The National Testing Agency (NTA) has faced widespread protests from students across India over alleged irregularities in exams like NEET-UG, CSIR-UGC NET, and UGC-NET, including suspected question paper leaks and technical glitches. Students have demanded a re-examination of affected tests, a thorough investigation into the irregularities, and the scrapping of the NTA due to its lack of transparency and accountability. Prominent student organizations like ABVP, NSUI, AISA, and SFI have organized nationwide strikes, demonstrations, and protests outside the Ministry of Education headquarters, with some calling for the Education Minister’s resignation.
Let’s learn!
Why in the news?
The NTA faced severe criticism after awarding grace marks to 1,563 candidates in the NEET-UG exam due to delays at seven examination centres. This led to a record 67 candidates sharing the top rank, prompting allegations of inflated marks
About the National Testing Agency (NTA):
The National Testing Agency (NTA) was established by the Government of India in 2017 to conduct entrance examinations for professional courses.
It aimed to conduct Multiple Choice Question (MCQ)-type examinations electronically, utilizing specialists in the science of testing to set up question banks and evaluator frameworks.
NTA conducts over 15 entrance exams, including the Common University Entrance Test (CUET), NEET-UG, and various UGC courses.
It operates as a lean organization with most work outsourced and is headed by a chairman and a chief executive officer (typically an IAS officer).
Challenges and issues related to NTA:
Lack of Transparency and Accountability:
The NTA has been embroiled in allegations of irregularities in the conduct of exams like NEET-UG, including suspected question paper leaks, distribution of wrong question papers, and technical glitches.
This has significantly dented the credibility and trust in the NTA among students, parents, and educators.
Operational and Administrative Challenges: The centralized nature of the NTA has created operational and administrative challenges, with many of the empanelled test centers lacking proper infrastructure like CCTV monitoring.
The award of grace marks to candidates and the unusual spike in the number of students securing full marks in exams like NEET have raised questions about the procedures adopted by the NTA.
The continued use of traditionalpen-and-paper mode exams creates multiple opportunities for malpractice, from the setting and printing of the paper to its distribution and delivery.
Steps taken by the Government:
Institutional Initiatives:
The government has appointed a reform Dr. K. Radhakrishnan committee, to recommend reforms to enhance the exam processes of the NTA.
Govt. also appointed Pradeep Singh Kharola as the new chief of NTA.
The education ministry has sought a detailed report from the Bihar Police’s Economic Offences Unit regarding the purported irregularities in the NEET (UG) 2024 exam held in Patna.
Strengthening Security and Processes:
The Govt. has recognized the need to strengthen the NTA’s security infrastructure, adopt advanced technologies, and enhance the overall efficiency and transparency of its examination processes.
In response to the controversy over the award of grace marks, the NTA decided to retract the grace marks given to 1,563 students and offered them the option to take a re-test.
Impact on the School System due to entrance exam:
Rise of Coaching Centers:
The prominence of national-level entrance exams has shifted the focus from regular school education to specialized coaching centers designed to prepare students specifically for these exams.
The proliferation of coaching centres has led to the emergence of ‘dummy’ schools where students are enrolled only to meet regulatory requirements but primarily attend coaching classes.
Neglect of Holistic Education: The emphasis on entrance exams has led to the neglect of holistic education that schools traditionally provide, focusing instead on rote learning and exam-specific strategies.
Declining Standards: The school system’s academic standards are declining as students and educators prioritize entrance exam preparation over comprehensive education.
Students are missing out on foundational knowledge and skills that are critical for their overall development and future academic success.
Way forward:
Holistic Evaluation:
Reinstate the practice of incorporating school-leaving marks into the final entrance exam scores to ensure a more holistic evaluation of students.
Emphasize the importance of school education by making it a significant component of the entrance examination process.
Comprehensive Curriculum:
Enhance the school curriculum to ensure it provides a strong foundation in various subjects, critical thinking, and problem-solving skills.
Encourage a balanced approach to education that values both school learning and entrance exam preparation.
The Gumla district administration in Jharkhand has announced that the Asur community, a particularly vulnerable tribal group (PVTG) residing in the Netarhat plateau region of Gumla, will soon benefit from the Forest Rights Act (FRA), 2006.
About Asur Community
The Asur tribe primarily resides in the districts of Gumla, Lohardaga, Palamu, and Latehar in Jharkhand, India.
They speak Asuri, a Munda language belonging to the Austroasiatic language family.
Traditionally, the Asur were skilled iron-smelters, practicing metallurgy using indigenous techniques.
Over time, many have shifted to agriculture, although some are still involved in mining work.
The Asur community has a traditional council (jati panch) to settle disputes.
They maintain kinship ties with neighboring tribes like Kharwar and Munda.
Social Structure of Asur Community:
They live in forest-surrounded clearings called pats, with houses made of mud walls, wooden poles, and roofs covered with paddy straw.
Asurs follow a religion that combines animism, animatism, naturalism, and ancestral worship.
Their chief deity is Singbonga, and they celebrate festivals like Sarhul and Karma.
Marriage is significant, following rules of monogamy with exceptions for barrenness or widowhood.
Widow remarriage is allowed, and marriages occur within the tribe (endogamy).
Back2Basics: Forest Rights Act, 2006
Details
Purpose
Recognizes and vests forest rights in Forest Dwelling Scheduled Tribes (FDST) and Other Traditional Forest Dwellers (OTFD).
Eligibility
Individuals or communities residing in forest land for at least 3 generations (75 years)prior to December 13, 2005.
Rights Recognized
Title Rights: Ownership up to 4 hectares for cultivation.
Use Rights: Includes Minor Forest Produce and grazing areas.
Relief and Development Rights: Rehabilitation and basic amenities in case of eviction.
Forest Management Rights: Conservation and sustainable use of community forest resources.
Authority
Gram Sabha initiates the process of determining Individual Forest Rights (IFR) or Community Forest Rights (CFR).
Conservation
Balances forest conservation with livelihood and food security of FDST and OTFD.
PYQ:
[2021] At the national level, which ministry is the nodal agency to ensure effective implementation of the Scheduled Tribes and Other Traditional Forest Dwellers (Recognition of Forest Rights) Act, 2006?
(a) Ministry of Environment, Forest and Climate Change
Q) Examine the role of ‘Gig Economy’ in the process of empowerment of women in India. (UPSC IAS/2021) Q) Can the strategy of regional-resource-based manufacturing help in promoting employment in India? (UPSC IAS/2019)
Prelims: Consider the following statements: (UPSC IAS/2017) 1. The Factories Act, 1881, was passed with a view to fix the wages of industrial workers and to allow the workers to form trade unions. 2. N.M. Lokhande was a pioneer in organizing the labour movement in British India.Which of the statements give above is/are correct? (a) 1 only (b) 2 only (c) Both 1 and 2 (d) Neither 1 nor 2
Note4Students:
Prelims: Right to Employment; Social Welfare Policies of the Government;
Mains: Gig Workers and Economy; Minimum Wage Policies adopted in India;
Mentor comment: Last time we discussed that Gig workers are independent contractors, freelancers, or often through online platforms, rather than being employed in traditional long-term employer-employee relationships. We also studied the key highlight of the Bill proposed for the welfare of gig workers. Gig workers are often excluded from social security and labor legislation due to their ambiguous employment status. In India, we lack a comprehensive code coverage for their security. In this aspect, we need to study the areas of scope where we can bring out significant change in governance and policy frameworks.
However, critics argue that this model does not address the employment relations of gig workers, which is a crucial aspect of their working conditions.
The rise of Gig work and the work issues associated in India:
As per the Economic Survey 2020–21, India has emerged as one of the world’s largest countries for flexible staffing, or gig workers.
Gig Economy Growth: •Current Size: Approximately 7.7 million workers. • Future Projections: Expected to rise to 23.5 million by 2029-30. •Proportion of Livelihood: Comprising around 4% of overall livelihood in the country.
The growing gig economy: The number of gig and platform workers in India is rising rapidly, projected to reach 23.5 million by 2030. Gig work is providing livelihoods amid an overall slowdown in employment generation.
Work Issues with Gig Employment:
Unresolved Issues: Lack of employment relations means no application of protective labor laws. Many gig workers have protested against issues like revenue sharing, working hours, and poor working conditions.
No Minimum Earnings: No guarantee of minimum earnings even when available for work.
No Regulation on Working Hours: Regular incidents of overwork and accidents. Gig workers demand fair treatment, improved working conditions, and access to social security.
Employment Relations: The existing labor laws are inadequate as they are based on traditional employer-employee relationships, which are absent or complicated in the gig economy.
Aggregator companies consider gig workers as independent contractors, while workers see them as employers who control the terms of service.
Case Study: U.K. Ruling: • The UK Supreme Court Ruled that Uber drivers need to be classified as workers who are entitled to minimum wage and paid leave. • This verdict helped in setting a precedent for gig economy workers, potentially leading to significant compensation and improved conditions, due to Uber’s control over their work.
The issue with the Code and Social Security assigned to Gigworkers in India:
Prevailing unclear Law:
In the Code on Social Security 2020, the Gig workers are included as informal self-employed. Even in other codes, there is no mention of ‘gig workers’ on Wages, Industrial Relations, and Occupational Safety.
Now at present, the issue is that the recent legislations introduced in Rajasthan and Karnataka do not define employment relations, using the term “aggregator” instead of employer.
Limitations of the Welfare Board Model
The welfare board model adopted by Rajasthan and Karnataka provides some benefits but does not replace institutional social security like provident fund, gratuity, or maternity benefits available to regular workers.
Historically, welfare boards have been poorly implemented, as seen with the Construction Workers Welfare Act of 1996 and the Unorganized Workers Social Security Act, where funds were inadequately used.
Lack of minimum wage and working hour protections
The Karnataka Bill discusses income security regarding payment deductions (through cess) but does not guarantee minimum income, wage entitlements, or revenue sharing between aggregators and gig workers.
The bill only requires weekly payments without specifying a minimum amount.
Conclusion: The Karnataka Bill, like the Code on Social Security, 2020 and the Rajasthan Act 2023, fails to address employment relationships in the gig economy. This oversight confuses employment relations and absolves employers of legal obligations, making it difficult to fully protect workers’ rights
Overall SDG score for the country is 71 for 2023-24, significant improvement from 66 in 2020-21 and 57 in 2018 (Baseline report).
About SDG India Index:
The SDG India Index is a comprehensive tool developed by NITI Aayog to measure the progress of India and its states/UTs towards achieving the Sustainable Development Goals (SDGs).
The index tracks the progress on 113 indicators aligned with the National Indicator Framework of the Ministry of Statistics and Programme Implementation (MoSPI).
Key highlights and results from the fourth edition of the SDG India Index:
Top Performers: Uttarakhand and Kerala secured the top spots with a score of 79 out of 100, showcasing strong performance across Sustainable Development Goals (SDGs) such as poverty eradication, health, education, and environmental sustainability.
National Improvement: India’s overall SDG score improved from 66 points in 2020-21 to 71 points in 2023-24, indicating significant progress in achieving the SDGs nationwide. This improvement reflects efforts in poverty reduction, economic growth, and environmental conservation.
State-wise Variations: Bihar ranked lowest with 57 points, indicating areas needing more attention and development. States like Punjab, Manipur, West Bengal, and Assam showed notable improvements, with Punjab leading the pack with an increase of 8 points to reach 76 points.
Goal-specific Insights: Goals such as “No Poverty,” “Decent Work and Economic Growth,” and “Life on Land” saw the highest increases in scores, reflecting advancements in income equality, employment opportunities, and biodiversity conservation efforts.
Challenges and Focus Areas: Gender Equality received the lowest score at 49 points, highlighting persistent challenges in achieving parity in workforce participation, education access, and political representation. Addressing issues related to hunger and nutrition remains a priority, with the “Zero Hunger” goal scoring 52 points, emphasizing the need for nutritious food access and combating malnutrition.
How did States and UT performed?
Score Ranges: States’ scores range from 57 to 79, while UTs score between 65 and 77. This indicates an improvement compared to the 2020-21 scores, where the range was 52 to 75 for States and 62 to 79 for UTs.
Front Runner Category: There has been a significant increase in the number of States and UTs achieving Front Runner status. In the latest edition, 32 States/UTs scored between 65 and 99, up from 22 in the previous edition. Notably, 10 new States and UTs entered the Front Runner category, including Arunachal Pradesh, Assam, Chhattisgarh, Madhya Pradesh, Manipur, Odisha, Rajasthan, Uttar Pradesh, West Bengal, and Dadra and Nagar Haveli and Daman and Diu.
Score Improvements: Across all States and UTs, there has been improvement in composite scores ranging from 1 to 8 points since the 2020-21 edition. Leading in score improvements are Assam, Manipur, Punjab, West Bengal, and Jammu and Kashmir, each showing an increase of 8 points.
Methodology: The methodology involves compiling raw data for indicators, setting 2030 targets, normalizing data to a 0-100 score, and calculating Goal scores as means of relevant indicators. The composite score represents an average of all Goal scores, excluding Goal 14 focused solely on coastal States.
Way forward:
Targeted Interventions for Lagging States: Implement customized, data-driven interventions in States with lower scores, such as Bihar, to address specific challenges in poverty, health, and education.
Enhance Focus on Gender Equality and Nutrition: Strengthen policies and programs aimed at improving gender equality and combating malnutrition, particularly by increasing female workforce participation and ensuring access to nutritious food.
In February 2023, the Ministry of Corporate Affairs (MCA) established a Committee on Digital Competition Law (CDCL) to assess the necessity for distinct legislation concerning competition within digital markets.
What is an ex-post framework?
An ex-post framework refers to a regulatory approach where authorities intervene and enforce regulations after potentially harmful activities or behaviors have already occurred.
In the context of competition law, it means that enforcement actions are taken against anti-competitive practices only after they have been observed or reported.
How is an ex-post framework different from an ex-ante framework?
Timing of Intervention:
Ex-post framework: Intervenes after anti-competitive conduct has occurred and its effects are observed. It relies on retrospective enforcement based on complaints or identified issues.
Ex-ante framework: Proactively sets rules and obligations before anti-competitive behavior happens, aiming to prevent market distortions and protect competition from potential harms.
Nature of Regulation:
Ex-post framework: Reactive in nature, focusing on remedial measures and enforcement actions against established instances of anti-competitive behavior.
Ex-ante framework: Proactive in nature, establishing upfront rules and obligations to guide behavior and prevent market abuses by dominant players before they occur.
Focus and Objectives:
Ex-post framework: Focuses on addressing past harms to competition, ensuring fair market practices, and correcting market distortions post-occurrence.
Ex-ante framework: Focuses on maintaining competitive markets, promoting innovation, and protecting consumer choice by setting clear rules and preventing anti-competitive behavior from developing in the first place.
Why does the draft Bill encourage an ex-ante competition regulation?
Proactive Prevention: Digital markets exhibit characteristics such as rapid growth, network effects, and economies of scale that can lead to quick and irreversible market dominance. An ex-ante framework allows regulatory authorities to preemptively set rules and obligations to prevent anti-competitive practices before they occur, thereby maintaining market competition and ensuring consumer choice.
Timely Intervention: The existing ex-post framework under the Competition Act, 2002 is considered inadequate for digital markets, where traditional enforcement mechanisms may be too slow to effectively address evolving market dynamics and prevent potential harms to competition. An ex-ante approach enables timely intervention and regulatory oversight to curb monopolistic tendencies and promote a level playing field for all market participants.
What framework does the European Union follow?
The European Union follows an ex-ante competition framework under the Digital Markets Act (DMA). It regulates large digital platforms identified as gatekeepers, imposing specific obligations to ensure fair competition.
Objectives: To promote competition, innovation, and consumer choice in digital markets by proactively addressing potential market distortions caused by dominant players.
What are systemically significant digital enterprises (SSDEs)?
SSDEs are digital enterprises identified as dominant in specific digital market segments under the draft Digital Competition Bill.Identified through quantitative tests based on financial strength and user reach in India, or qualitatively based on significant influence and market impact.
SSDEs are required to operate transparently, refrain from anti-competitive practices like self-preferencing and data misuse, and ensure fair access to their platforms for other businesses.
Conclusion: Ensure that the criteria used to designate SSDEs are well-defined and balanced. Conduct periodic reviews to adjust these criteria based on market dynamics and technological advancements to accurately capture entities with significant market power without overly burdening smaller players.
Mains PYQ:
Q Examine the impact of liberalization on companies owned by Indians. Are they competing with the MNCs satisfactorily? Discuss. (UPSC IAS/2013)
The Bureau of Police Research and Development (BPRD) has issued Standard Operating Procedures (SOPs) to assist police officers in implementing these new provisions in the criminal laws.
With the new criminal laws coming into effect, how have the basic duties of police officers changed?
Registration of FIRs: The officer in charge cannot refuse to register an FIR due to jurisdiction issues. They must register a zero FIR and transfer it to the respective station. Non-registration can attract penal action.
Electronic Filing of FIRs: Information for FIRs can be given electronically, which must be signed within three days.
Mandatory Videography: Videography is now required during searches, crime scene documentation, and property possession processes. This is to ensure transparency and integrity in investigations.
Display of Arrest Information: Information about arrested individuals must be displayed prominently in police stations, ensuring transparency and accountability.
What are some of the changed provisions concerning arrests of elderly and infirm people?
Permission from an officer not below the rank of DySP is required to arrest individuals above 60 years or those who are infirm for offenses punishable by less than three years.
Handcuffing is restricted and can only be used if there is a possibility of the person escaping custody or causing harm. This aligns with the Supreme Court guidelines.
What about preserving electronic evidence?
The new laws emphasize maintaining the sequence of custody for electronic devices to ensure the integrity of evidence.
The investigating officer must inform the informant or victim about the progress of the investigation within 90 days.
How can electronic evidence be stored?
Use of eSakshya App: A cloud-based mobile app, eSakshya, allows police to capture photos and videos, ensuring they are geo-tagged and time-stamped.
Integration with ICJS: The data captured via eSakshya is part of the Inter-operable Criminal Justice System (ICJS), making it accessible to the judiciary, prosecution, and forensic experts.
Training and Equipment: Investigating officers must be provided with electronic devices and proper training to handle and preserve electronic evidence effectively.
Challenges and Implementation Issues:
Implementation and Training: The transition to new protocols, such as mandatory videography and electronic filing of FIRs, requires extensive training for police officers.
Ensuring that all officers are proficient with the new technology and understand the updated procedures can be a significant logistical and financial challenge.
Infrastructure and Connectivity: Effective implementation of electronic evidence preservation and zero FIR registration demands robust digital infrastructure and reliable internet connectivity, especially in remote or rural areas.
Many police stations may lack the necessary resources or face frequent connectivity issues, potentially hindering the timely and accurate processing of electronic evidence and FIRs.
Way forward:
Need Enhanced Training Programs: Implement comprehensive training programs for police officers nationwide to familiarize them with the new criminal laws and technological advancements.
Need Improved Digital Infrastructure: Invest in upgrading digital infrastructure and ensuring reliable internet connectivity across all police stations, especially in rural and remote areas.
Mains PYQ:
Q The jurisdiction of the Central Bureau of Investigation (CBI) regarding lodging an FIR and conducting probe within a particular State is being questioned by various States. However, the power of the States to withhold consent to the CBI is not absolute. Explain with special reference to the federal character of India. (UPSC IAS/2021)
Karnataka’s Food Safety Department ordered action after 40 kebab samples showed unsafe artificial colours, extending the crackdown to Panipuri, Cotton candy, and Gobi Manchurian.
Artificial Colours in the Controversy
Some artificial colours under scrutiny include:
Sunset Yellow (Yellow 6, E110): Approved in the US but requires a warning label in the EU.
Carmoisine (Red No. 10, E122): A deep red dye often used in food.
Rhodamine B: A banned textile dye sometimes illegally used in food.
Different countries have varying regulations for these dyes. For example, tartrazine (E102 in the EU, Yellow 5 in the US) is permitted but only in limited quantities.
Legal Action against FBOs
To take legal action, the department collects a survey sample from an FBO and, if found unsafe, collects four more legal samples for further testing at the Central Food Technological Research Institute (CFTRI).
If CFTRI deems the samples unfit for consumption, the FBO is booked under the Food Safety Act and tried at a court of Judicial Magistrate of First Class (JMFC). Penalties can include a fine of up to Rs 10 lakh and imprisonment for 7 years.
Role of FSSAI in Food Safety and Colorants Regulation
The Food Safety and Standards Authority of India (FSSAI) plays a crucial role in regulating and ensuring food safety across the country under the Food Safety & Standards Act, 2006.
Ingredients legally banned in India by the FSSAI and various states initiatives:
Parameters
Details
Ingredients Banned in India
Rhodamine B: A textile dye sometimes illegally used as a food colorant.
Potassium Bromate: A flour treatment agent linked to cancer.
Oxytocin: A hormone used unethically in the dairy industry to increase milk production.
Calcium Carbide: Used for ripening fruits, which is hazardous to health.
Formalin: Used in fish preservation, which is carcinogenic.
Brominated Vegetable Oil (BVO): Used in soft drinks, which is linked to various health issues.
State Initiatives for Food Safety
Karnataka: Crackdown on use of unsafe food colorants in kebabs, pani puri, cotton candy, and gobi manchurian.
Maharashtra: Rigorous checks on milk adulteration and stringent actions against offenders.
Kerala: Implementation of ‘Safe Food’ campaign focusing on reducing pesticide use in vegetables.
Tamil Nadu: Regular inspections of street food vendors and training programs on food safety.
Delhi: Special drives to monitor and control the use of banned substances in sweets during festive seasons.
State Food Safety Index (SFSI) by FSSAI sheds light on the performance of Indian states in ensuring food safety.
PYQ:
[2021] Elaborate the policy taken by the Government of India to meet the challenges of the food processing sector.
[2018] Consider the following statements:
The Food Safety and Standards Act, 2006 replaced the Prevention of Food Adulteration Act, 1954.
The Food Safety and Standards Authority of India (FSSAI) is under the charge of Director General of Health Services in the Union Ministry of Health and Family Welfare.
Which of the statements given above is/are correct?
(a) 1 only (b) 2 only (c) Both 1 and 2 (d) Neither 1 nor 2
The Women Entrepreneurship Platform (WEP) and TransUnion CIBIL have launched SEHER, a pioneering credit education program aimed at empowering women entrepreneurs in India.
About Women Entrepreneurship Platform (WEP)
WEP, incubated at NITI Aayogin 2018; aims to create an enabling ecosystem for women entrepreneurs in India through a public-private partnership.
WEP’s Financing Women Collaborative (FWC) initiative accelerates access to finance for women entrepreneurs, addressing key barriers such as information asymmetry.
About SEHER Program
SEHER aims to provide comprehensive financial literacy content and essential business skills to women entrepreneurs.
It will facilitate their access to financial tools crucial for business growth and employment creation.
The program includes personalized resources on financial literacy, emphasizing the importance of building a strong credit history and CIBIL score.
Need for such a program
India has 63 million MSMEs, with 20.5% being women-owned, employing 27 million people.
Accelerating women’s entrepreneurship could create over 30 million new women-owned enterprises and 150 to 170 million jobs.
PYQ:
[2019] “Empowering women is the key to control population growth”. Discuss.
Following Mizoram and Nagaland, Meghalaya has also refused to rename its health and wellness centres as Ayushman Arogya Mandirs as per the Centre’s directive.
Context: Demographic composition of NE and its implications on policy decisions
Christian Majority: About 75% of Meghalaya’s population practices Christianity, similar to the demographics of Mizoram (90%) and Nagaland (90%).
State Asserts Autonomy: Meghalaya’s Health Minister emphasized that health being a State subject grants them the right to decide independently of the Centre’s advisory.
About Ayushman Bharat Health and Wellness Centres (AB-HWCs)
AB-HWCs were launched to move away from selective health care to a more comprehensive range of services spanning preventive, promotive, curative, rehabilitative and palliative care for all ages.
There are 1.6 lakh such centres across India under this initiative.
The National Health Policy of 2017 envisioned these centres as the foundation of India’s health system.
The Union Health Ministry renamed AB-HWCs as Ayushman Arogya Mandirs (AAM) with the tagline ‘Arogyam Parmam Dhanam’.
States and Union Territories were urged to complete the rebranding by the end of 2023.
Back2Basics: Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY)
Details
Details
World’s largest fully government-funded health insurance scheme.
Launched in 2018.
Provides Rs 5 lakh per family for secondary and tertiary care.
Health Benefit Package
Covers the cost of surgery, medical and daycare treatments, medications, and diagnostics.
3 days of pre-hospitalisation and 15 days of post-hospitalisation, including diagnostic care and expenses on medicines.
No restriction on family size, age or gender.
All pre-existing conditions are covered from day one.
Beneficiaries
An entitlement-based scheme targeting beneficiaries identified by the latest Socio-Economic Caste Census (SECC) data.
Flexibility for States/UTs to use non-SECC data with a similar socio-economic profile to identify remaining SECC families.
Financing
Jointly funded scheme: 60:40 between Centre and legislature for all States and UTs.
90:10 for North-Eastern States, J&K, Himachal Pradesh, and Uttarakhand.
100% central funding for Union Territories without legislature.
Nucleus Agency
The National Health Authority (NHA) is an autonomous body under the Societies Registration Act, 1860, responsible for the effective implementation of PM-JAY.
State Health Agency (SHA) is the apex body of the State Government responsible for implementing AB-PMJAY in the State.
PYQ:
[2022] With reference to Ayushman Bharat Digital Mission, consider the following statements:
Private and public hospitals must adopt it.
As it aims to achieve universal health coverage, every citizen of India should be part of it ultimately.
It has seamless portability across the country.
Which of the statements given above is/are correct?
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