💥Join UPSC 2027,2028 Mentorship (August Batch) + XFactor Notes & Microthemes PDF

Microfinance Story of India

Telangana’s Dalit Bandhu Scheme

Telangana CM has recently been informed to spend Rs 80,000 crore to Rs 1 lakh crore for Dalit Bandhu Scheme, touted as the country’s biggest direct benefit transfer scheme, to empower Dalits across the state.

Dalit Bandhu Scheme

  • Dalit Bandhu is the latest flagship program of the Telangana government.
  • It is envisioned as a welfare scheme for empowering Dalit families and enable entrepreneurship among them through a direct benefit transfer of Rs 10 lakh per family.
  • This is, once implemented on the ground, going to be the biggest cash transfer scheme in the country.
  • Apart from monetary assistance, the government plans to create a corpus called the Dalit Security Fund permanently to support the beneficiary in the event of any adversities.
  • This fund will be managed by the district collector concerned, along with a committee of beneficiaries.
  • The beneficiary would be issued an identity card with an electronic chip, which will help the government monitor the progress of the scheme.

Where is the scheme being implemented?

  • The CM decided to implement it on a pilot basis in the Huzurabad Assembly constituency.
  • Based on the experiences of implementation in Huzurabad, the scheme will be rolled out across the state in a phased manner.
  • Officials were asked to visit Dalit colonies and interact with Dalit families to find out their views and opinions before preparing guidelines for the scheme.
  • The pilot project will focus on monitoring the implementation of the scheme, evaluating the results, and also creating a safety fund for the beneficiaries with the government’s participation.

How is Dalitha Bandhu being implemented?

  • The CM has ensured that the Dalit Bandhu is free.
  • The governments in the past came out with some schemes and asked for bank guarantees.
  • This is not a loan. There is no need to repay it. There is no chance of any involvement of middlemen.
  • To promote Dalit entrepreneurship, the government has decided to start a system of reservations for Dalits in sectors where the government issues licenses.
  • The government will provide reservations for Dalits in issuing licenses for wine shops, medical shops, fertilizer shops, rice mills, etc.

Join the Community

Free Daily News, Daily Prelims and Mains questions.