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  • 13th August 2021| Daily Answer Writing Enhancement(AWE)

    Topics for Today’s questions:

    GS-1   Salient features of Indian Society, Diversity of India

    GS-2   Important Aspects of Governance, Transparency and Accountability, E-governance- applications, models, successes, limitations, and potential; Citizens Charters, Transparency & Accountability and institutional and other measures.

    GS-3  Infrastructure: Energy, Ports, Roads, Airports, Railways etc.

    GS-4  Public/Civil service values and Ethics in Public administration: Status and problems; ethical concerns and dilemmas in government and private institutions

    Questions:

    Question 1)

    Q.1 “Empowering women is the key to control the population growth.” Discuss. (10 Marks)

    Question 2)

    Q.2 Growing criminalisation has been a constant theme of Indian politics despite the efforts to curb it. What are the factors driving it? Suggest the way forward. (10 Marks)

    Question 3)

    Q.3 What are the objectives of inviting the private players to run the trains and why the Indian Railways failed to attract private players? Suggest the way forward. (10 Marks)

    Question 4)  

    Q.4 What is meant by ‘crisis of conscience’? How does it manifest itself in the public domain? (10 Marks)

    HOW TO ATTEMPT ANSWERS IN DAILY ANSWER WRITING ENHANCEMENT(AWE)?

    1. Daily 4 questions from General studies 1, 2, 3, and 4 will be provided to you.

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    8. We encourage you to write answers on the same day. However, if you are uploading an answer late then tag the mentor like @Staff so that the mentor is notified about your answer.

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  • Registrations Closing Soon || Mentors Mahapanchayat at Civilsdaily IAS || Why We Failed And What We Learnt || Ask Us Anything (Obviously On UPSC IAS) || An Exclusive Session on What you need to Avoid

    Registrations Closing Soon || Mentors Mahapanchayat at Civilsdaily IAS || Why We Failed And What We Learnt || Ask Us Anything (Obviously On UPSC IAS) || An Exclusive Session on What you need to Avoid

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    Date- 14th August

    Time- 5:30 P.M.

  • General Insurance Business (Nationalization) Amendment Bill, 2021

    The General Insurance Business (Nationalization) Amendment Bill, 2021, was recently passed by both houses of parliament.

    What is the amendment?

    • The Bill seeks to amend the General Insurance Business (nationalization) Act, 1972.

    What is the GIB Act?

    • The 1972 Act set up the General Insurance Corporation of India (GIC).
    • The businesses of the companies nationalized under the Act were restructured in four subsidiary companies of GIC: (i) National Insurance, (ii) New India Assurance, (iii) Oriental Insurance, and (iv) United India Insurance.
    • The Act was subsequently amended in 2002 to transfer the control of these four subsidiary companies from GIC to the central government, thereby making them independent companies.
    • Since 2000, GIC exclusively undertakes the reinsurance business.

    Answer this PYQ:

    Microfinance is the provision of financial services to people of low-income groups. This includes both the consumers and the self-employed. The service/ services rendered under micro-finance is/are: (CSP 2011)

    1. Credit facilities
    2. Savings facilities
    3. Insurance facilities
    4. Fund Transfer facilities

    Select the correct answer using the codes given below the lists:

    (a) 1 only

    (b) 1 and 4 only

    (c) 2 and 3 only

    (d) 1, 2, 3 and 4

     

    [wpdiscuz-feedback id=”dq8yt6bg6b” question=”Please leave a feedback on this” opened=”1″]Post your answers here: [/wpdiscuz-feedback]

    Key highlights of the Amendment Bill

    • Government shareholding threshold: The Act requires that shareholding of the central government in the specified insurers (the above five companies) must be at least 51%.  The Bill removes this provision.
    • Change in definition of general insurance business: The Act defines general insurance business as fire, marine or miscellaneous insurance business.
    • Transfer of control from the government: The Bill provides that the Act will not apply to the specified insurers from the date on which the central government relinquishes control of the insurer.
    • Notifying terms and conditions: The Bill provides that schemes formulated by the central government in this regard will be deemed to have been adopted by the insurer.
    • Liabilities of directors: The Bill specifies that a director of a specified insurer, who is not a whole-time director, will be held liable only for certain acts.

    Significance of the bill

    • De-regulation: The move is part of the government’s strategy to open up more sectors to private participation and improve efficiency.
    • Capital infusion: Privatization will bring in more private capital in the general insurance business and improve its reach to make more products available to customers.
    • Insurance coverage: This will enhance insurance penetration and social protection to better secure the interests of policyholders and contribute to faster growth of the economy

    Concerns of the opposition

    • The Opposition is of the view that privatization will be detrimental to the interests of the public.
    • They wanted a proper discussion on the pros and cons of the Bill rather than passing it in a hurry.
    • They wanted an expert committee of the Cabinet to study the impact before passing the legislation.
    • They are worried about large-scale employee layoffs and short-term investors entering and exiting these entities once the Act comes into force.

    Also read:

    [Burning Issue] Divestment of LIC

  • Who is a Whip?

    The party in the opposition has appointed two members as the party’s whips in the Upper House.

    Who is a Whip?

    • A whip is an official of a political party whose task is to ensure party discipline in a legislature.
    • This means ensuring that members of the party vote according to the party platform, rather than according to their own individual ideology or the will of their donors or constituents.
    • Whips are the party’s “enforcers”.
    • They try to ensure that their fellow political party legislators attend voting sessions and vote according to their party’s official policy.
    • Members who vote against party policy may “lose the whip”, effectively expelling them from the party.

    Answer this PYQ:

    Which one of the following Schedules of the Constitution of India contains provisions regarding anti-defection? (CSP 2017)

    (a) Second Schedule

    (b) Fifth Schedule

    (c) Eighth Schedule

    (d) Tenth Schedule

     

    [wpdiscuz-feedback id=”uz4tdbiarn” question=”Please leave a feedback on this” opened=”1″]Post your answers here.[/wpdiscuz-feedback]

    Whips in India

    • In India, the concept of the whip was inherited from colonial British rule.
    • Every major political party appoints a whip who is responsible for the party’s discipline and behaviors on the floor of the house.
    • Usually, they direct the party members to stick to the party’s stand on certain issues and directs them to vote as per the direction of senior party members.

    What happens if a whip is disobeyed?

    • A legislator may face disqualification proceedings if she/he disobeys the whip of the party unless the number of lawmakers defying the whip is 2/3rds of the party’s strength in the house.
    • Disqualification is decided by the Speaker/Chairman of the house.

    Limitations of whip

    • There are some cases such as Presidential elections where whips cannot direct a Member of Parliament (MP) or Member of Legislative Assembly (MLA) to vote in a particular fashion.

    Types of whips

    There are three types of whips or instructions issued by the party

    • One-line whip: One-line whip is issued to inform members of a party about a vote. It allows a member to abstain in case they decide not to follow the party line.
    • Two-line whip: Two-line whip is issued to direct the members to be present in the House at the time of voting.
    • Three-line whip: Three-line whip is issued to members directing them to vote as per the party line.

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  • What is the Sovereign Right to Taxation?

    Scrapping the retrospective levy is believed to provide clarity to investors by removing a major source of ambiguity on taxation laws, the government has stressed the need to establish its “sovereign right to taxation”.

    Defining a Tax

    • A document on the Ministry of Statistics and Programme Implementation website quotes the definition of tax as a “pecuniary burden laid upon individuals or property owners to support the government; a payment exacted by legislative authority”.
    • It states that a tax “is not a voluntary payment or donation, but an enforced contribution, exacted pursuant to legislative authority”.

    The ‘sovereign right to taxation’

    • In India, the Constitution gives the government the right to levy taxes on individuals and organizations but makes it clear that no one has the right to levy or charge taxes except by the authority of law.
    • Any tax being charged has to be backed by a law passed by the legislature or Parliament.

    Taxation in India

    • Taxes in India come under a three-tier system based on the Central, State, and local governments and the Seventh Schedule of the Constitution puts separate heads of taxation under the Union and State list.
    • There is no separate head under the Concurrent list, meaning Union and the States have no concurrent power of taxation, as per the document.

    Back2Basics:

    Taxation in India: Classification, Types, Direct tax, Indirect tax

  • [RSTV Archive] UN Debate: Maritime Security

    India’s PM has addressed the UNSC open debate on the issue of Enhancing Maritime Security. In this article, we will discuss and analyse all aspects of this issue.

    Maritime Security

    • Maritime security is one of the latest buzzwords of international relations.
    • Major actors in maritime policy, ocean governance and international security have in the past decade started to include maritime security in their mandate or reframed their work in such terms.
    • Core dimensions of maritime security involves the concept of blue economy, food security and the resilience of coastal populations.
    • A secure maritime environment provides the precondition for managing marine resources.

    Dimensions of maritime security

    Why it is significant?

    • Maritime security is of utmost significance to the world community as there are maritime concerns ranging from piracy at sea to illegal immigration and weapon smuggling.
    • It also deals with threats of terrorist attacks and environmental catastrophes.
    • For India, maritime security is an important aspect of national security as it has a coastline of over 7,000 km.
    • With advancement in technology, physical threats in the maritime region have now been overshadowed by technological threats.
    • India’s exports and imports have remained mostly across the shipping lanes of the Indian Ocean.
    • Therefore, securing Sea Lanes of Communication (SLOCs) have been an important issue for India in the 21st century.

    Need for an agenda

    • In today’s economy, the oceans have an increased importance, allowing all countries to participate in the global marketplace.
    • More than 80 percent of the world’s trade travels by water and forges a global maritime link.
    • About half the world’s trade by value, and 90 percent of the general cargo, are transported in containers.
    • Many countries have invested significant resources in maritime infrastructure, trade, energy supply chains, cargo movements and processes.
    • China, undeniably a continental country, claims sovereignty over all of the South China Sea islands and their adjacent waters.

    5-point agenda for enhancing maritime cooperation

    [1] Removal of barriers to legitimate maritime trade:

    • Global prosperity depends on the active flow of maritime trade. Any hindrance in maritime trade can threaten the global economy, PM said.
    • Maritime trade has always been part of the civilizational ethos of India.
    • PM termed this principle as ‘SAGAR’ Security and Growth for All in the Region.

    [2] Resolution of maritime disputes peacefully in accordance with international law:

    [3] Fight threats from natural disasters, non-state actors:

    • PM said the Indian Navy has been patrolling to counter piracy in the Indian Ocean since 2008.
    • It is enhancing the common maritime domain awareness of the region through our White Shipping Information Fusion Centre.
    • India has provided support for hydrographic surveying and training of maritime security personnel to several countries.

    [4] Conservation of marine resources:

    • Our oceans directly impact our climate. Hence, it is very important that we keep our maritime environment free of pollutants like plastic waste and oil spills.
    • We also need to take joint steps against over-fishing and marine poaching, PM said.
    • He also emphasized the need for increased mutual cooperation in Ocean Science research.

    [5] Promoting responsible maritime connectivity:

    • PM said it is well understood that the creation of infrastructure is necessary to boost maritime trade.
    • He advocated for appropriate global norms and standards to ensure that such infrastructure projects are carried out as per the fiscal sustainability and absorption capacity of the host countries.

    A veiled dig at China

    • PM has indirectly cautioned that fiscal sustainability and absorption capacity of the countries have to be kept in mind in the development of such infrastructure projects.
    • The wanton disregard shown by China towards established maritime norms and rule of law has been unprecedented in modern times.
    • PM pointedly referred to “dangerous encounters between vessels at sea and provocative actions to advance unlawful maritime claims” in the South China Sea (SCS).
    • India’s initiative is a wake-up call for everyone to recognize and address the real and imminent threat to our common maritime heritage.

    If Beijing locates, dusts off and re-reads the provisions of UNCLOS, it would be a major step forward.

    Outcome of the UNSC meet

    • The meet was significant. Barring China, all others stressed the centrality of UNCLOS and international cooperation.
    • India’s concept of SAGAR and its vison of Indo-Pacific is receiving greater acceptability. Nations accept that the objective should be development for all.
    • The convergence of Russia and India is of great importance. While Russia is aware of the tension growing in the SCS, it is also concerned that none should disturb the strategic balance in the Arctic.
    • China has to make a choice whether it wishes to act as a responsible and mature nation and accept the international laws or would continue to flout them.

    Securing the Indian Ocean

    • The Indian Ocean is the major gateway accounting for nearly 75 per cent of the world’s maritime trade and half of global oil consumption.
    • Any threats to the free movement of ships on these oceans and unfair practices have an impact on the global economy.
    • Therefore, regional trade relations based on internationally acceptable principles should be the way forward.

    Way forward

    • The onus is on India to expand its horizons to safeguard its strategic and economic interests.
    • India’s legacy to the global policy basket could be advocacy for sustained focus on the maritime domain and the correlation with globalization, the blue economy, the health of the ocean and the overall impact on human security.
    • Security and equitable growth for all by husbanding the global ocean for future generations is a laudable goal and encouraging the UNSC to prioritize this issue is a worthy cause.

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  • Common survey to count India’s elephant and tiger populations

    From December, India will move to a system that will count tigers and elephants as part of a common survey.

    Common survey for elephants and tiger

    • Given that 90% of the area occupied by elephants and tigers is common, and once estimation methods are standardized, having a common survey can significantly save costs.
    • The tiger survey is usually held once in four years and elephants are counted once in five years.
    • According to the most recent 2018-19 survey, there were 2,997 tigers in India while in the last count in 2017, there were 29,964 elephants in India.

    Answer this PYQ:

    With reference to Indian Elephants, consider the following statements :

    1. The leader of an elephant group is a female.
    2. The maximum gestation period can be 22 months.
    3. An elephant can normally go on calving till the age of 40 years only.
    4. Among the States in India, the highest population is in Kerala.

    Which of the statements given above is/are correct ?

    (a) 1and 2 only

    (b) 2 and 4 only

    (c) 3 only

    (d) 1,3 and 4 only

     

    [wpdiscuz-feedback id=”8fqs423tt2″ question=”Please leave a feedback on this” opened=”1″]Post your answers here: [/wpdiscuz-feedback]

    Why need a common survey?

    • Based on sightings in camera traps and indirect estimation methods, tiger numbers are computed.
    • Elephant numbers largely rely on States directly counting the number of elephants.
    • In recent years, techniques such as analyzing dung samples have also been deployed to estimate birth rates and population trends in elephants.

    About All India Tiger Estimation

    • The tiger count is prepared after every four years by the National Tiger Conservation Authority (NTCA) provides details on the number of tigers in the 18 tiger reign states with 50 tiger reserves.
    • It is conducted by the NTCA and the Wildlife Institute of India (WII) in collaboration with the State Forest Departments.
    • The entire exercise spanned over four years is considered to be the world’s largest wildlife survey effort in terms of coverage and intensity of sampling.
    • Over 15, 000 cameras are installed at various strategic points to capture the movement of tigers.
    • This is supported by extensive data collected by field personnel and satellite mapping.

     

    Back2Basics: Asian Elephants

    • Asian elephants are listed as “Endangered” on the IUCN Red List of threatened species.
    • This has been done as most of the range States except India have lost their viable elephant populations due to loss of habitat, poaching, etc.
    • Current population estimates indicate that there are about 50,000-60,000 Asian elephants in the world.
    • More than 60% of the world’s elephant population is in India.

  • Exercise Al–Mohed Al–Hindi

    The maiden bilateral naval exercise between India and Saudi Arabia named ‘AL–Mohed AL–Hindi’ has got underway.

    Must read:

    [Prelims Spotlight] Various Defence Exercises in News

    Ex Al-Mohed AI-Hindi 2021

    • This is the first edition of a bilateral naval exercise between India and Saudi Arabia.
    • It comprises several shore and sea-based drills between the two navies.
    • It reflects the growing defense ties between the two nations in the wake of the Indian Army chiefs’ first visit to the West Asian country last year.
    • INS Kochi is the Indian warship participating in the exercise.
    • The exercise is being held against the backdrop of growing tensions in the Persian Gulf following a drone attack on the tanker MV Mercer Street off Oman.

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  • Privatizing Indian Railways

    Context

    On July 1, 2020, the Indian Railways launched the formal process of inviting private parties to run trains on the Indian railway system. Hopes of a large participation were belied as there were no bids for nine clusters and only two bids for three clusters.

    Why current model of inviting private players to run trains has failed?

    • Lack of equal relationship: IR wants the capital and technology without giving up control, while the concessioner wants a far more equal relationship to be moderated by a regulator.
    • Constraints on efficient decision-making: IR has imposed constraints that prevent efficient decisions and adopted an organisational design that does not take into account the characteristics and associated risks that will determine outcomes and investment decisions.
    • Lumpiness of investment: The biggest dampener is the lumpiness of investment before a single passenger can be carried.
    • High risk involved: Train sets have to be purchased without really knowing how much traffic the service will be able to attract in the face of rising competition from airlines.
    • IR does not guarantee the investor that, in case the concession fails, it will acquire the train sets.
    • Absence of regulator: The other big dampener is the absence of a regulator for resolving disputes.

    Suggestions

    1) Remove the lumpiness of investment by establishing rolling stock company

    • The central issue is how to align the three interests.
    • 1) India’s need to be capable of designing and manufacturing state-of-the-art rolling stock.
    • 2) IR’s need for private capital participation.
    • 3) Private capital’s necessity of earning a profit.
    • Establish a company to lease rolling stock: The above 3 interests can be aligned provided the lumpiness of investment in train sets can be eliminated by establishing a company that leases rolling stock not only to concessioners but also to IR.
    • The rolling stock company, apart from leasing train sets, can also be the window for bringing in new technology.
    • This will also enable reducing the concession period from 35 years to a more reasonable 10-15 years, bringing in competition.
    •  For starters, IRFC, which is already into leasing rolling stock, can be that company.

    2) Bring in new technology by opening IR’s rolling stock market to international manufacturers

    • There is need to move the rolling stock industry up the industrial value chain and bring about a structural change of the Indian economy.
    • Long term arrangement with suppliers: This can only be brought about by a vision that encourages long-term arrangements with rolling stock suppliers.
    • Open the market for global players: An arrangement that gives access to IR’s rolling stock market is the only way to compel global players to share technology and form joint ventures with Indian companies.

    3) Investment in research

    • Technology transfer requires understanding the critical elements of the technology and absorbing them into the design-production process.
    • This calls for the investment of large sums of money and the involvement of universities, research institutes and national laboratories.

    4) Make changes to attract private investors

    • For attracting private players, the risks for the concessioners needs to be reduced.
    • The period of the concession needs to be reduced to around 15 years.
    • Establish regulator: There is a need to establish a regulator and moderate charges like the amount for the maintenance of tracks and stations.

    Conclusion

    With these changes, the plan may still take off. However, the initiative will remain limited to just running trains if there is no long-term vision.

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  • Challenge! Complete RS Sharma And WIN A BOOK For FREE! Crack Prelims In THIS Attempt With Amoghvarsha Sir | 8:00 pm | Link inside

    Challenge! Complete RS Sharma And WIN A BOOK For FREE! Crack Prelims In THIS Attempt With Amoghvarsha Sir | 8:00 pm | Link inside

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