[WpProQuiz 1422]
[WpProQuiz_toplist 1422]
UPSC 2023 countdown has begun! Get your personal guidance plan now! (Click here)
[WpProQuiz 1422]
[WpProQuiz_toplist 1422]
UPSC 2023 countdown has begun! Get your personal guidance plan now! (Click here)

Also read:
Grain Distribution:
Offtake of Grains:
Grain Exports:
On Day 1 of 14 Days Ethics Challenge these questions were discussed in the closed Telegram group. You are also expected to attempt and submit these in the comment section below.
Part A:
Q1. What do you understand by ‘values’ and ‘Ethics’? In what ways is it important to be ethical along with being professionally competent? (150 words) 2013
Q2. What is meant by ‘environmental ethics’? why is it important to study? Discuss any one environmental issue from the viewpoint of ethics. (150 Words) 2015
Q3. Explain how Ethics contributes to social and human well-being. (150 Words) 2016
Q4. With regards to morality of actions, one view is that means are of paramount importance and the other view is that the ends justify the means, which view do you thing is more appropriate? Justify your answer. (150 Words) 2018
You are the Executive Director of an upcoming Infotech Company which is making a name for itself in the market. Mr. A, who is a star performer, is heading the marketing team. In a short period of one year, he has helped in doubling the revenues as well as creating a high brand equity for the company so much so that you are thinking of promoting him. However, you have been receiving information from many corners about his attitude towards the female colleagues; particularly his habit of making loose comments on women. In addition, he regularly sends indecent SMS’ to all the team members including his female colleagues.
One day, late in the evening, Mrs. X, who is one of Mr. A’s Team members, comes you visibly disturbed. She complains against the continued misconduct of Mr. A, who has been making undesirable advances towards her and has even tried to touch her inappropriately in his cabin.
She tenders her resignation and leaves your office.
(a) What are the options available to you?
(b) Evaluate each of these options and choose the options you would adopt, giving reasons.
(250 words) 20 marks – 2013

Join Dimple ma’am for UPSC Time Management and Time table Session for UPSC 2024-25 | 18th July, 7:30 pm | Get CD’s Atomic Notes PDF post-webinar | Register below to secure your spot
Preparing for the UPSC exam can be a tough race against time. And if you are a working professional or college student preparing for UPSC or just an aspirant with a serious time crunch, odds are against you. Coping with the syllabus can be extremely difficult, frustrating, and unproductive.
But does that mean you give up on your dreams?
NO!
Time management is a #UPSCskill that tops all other skills in this long journey. Moreover, the complexity and vastness of the syllabus, unpredictability and ever-changing pattern of the UPSC exam, and cut-throat competition necessitate you to invest your time wisely.
Once you master your time, you will understand how easy it is for IAS rankers and first attempt IAS wonders
Known for her meticulous planning and strategic study methodologies, Dimple ma’am will be guiding you through a comprehensive 12-month phase-wise study plan and detailed specifically tailored for UPSC 2024 aspirants.
Civilsdaily’s Toppers
Date: 18th July 2023, Tuesday
Time: 7:30 pm
Mode: Online through Zoom
The Zoom Link for the webinar will be shared by email
Entry is FREE but seats are limited (only 100)
However, you can come and visit Civilsdaily’s Karol Bagh Center and meet Sajal sir and other mentors personally.
Address: Civilsdaily IAS, 1 LGF, Apsara Arcade, (near Karol Bagh metro station gate number 7) New Delhi, Rajinder Nagar, New Delhi, 110060
Contact here: +917303316700

IAS’22 Topper, AIR-878, Dimple Chouhan is a senior IAS faculty at CivilsDaily. She has been mentoring UPSC aspirants for 4 years now and has mentored 150+ aspirants to Prelims success.
Time management isn’t the main thing. It is the only thing.
This webinar will benefit you if:
So, come join us and uncover the skills and understanding necessary to be a part of that 1% for UPSC 2024. Register now for the webinar and take your first step towards achieving your IAS dream!
Entry is FREE but seats are limited (only 100)

We will discuss the important ways in which you can crack this exam through the following methods:
Entry is FREE but seats are limited (only 100)
You will also get an opportunity to interact 1-1 with Dimple Chouhan ma’am to discuss:
(Note: The zoom link will be shared soon. Stay tuned for updates!)

Post-webinar we will share Civilsdaily’s Atomic Notes Magazine with you all along with other important PDFs, timetable framework, and notes.
We will also schedule your 1-1 detailed mentorship call to help you prepare your self-study routine.

Join Dimple ma’am in the “Clarity with Rankers” webinar. Let her guide you toward a strategically planned, well-executed, successful UPSC journey. Together, let’s conquer UPSC 2024-25!
Entry is FREE but seats are limited (only 100)


| Basel I | Basel II | Basel III | |
| Year Introduced | 1988 | 2004 | 2010 |
| Focus | Credit Risk | Credit, Market, Operational Risks | Capital, Leverage, Funding, Liquidity |
| Capital Requirement | Fixed at 8% of Risk-Weighted Assets (RWA) | Minimum Capital Adequacy Requirement of 8% of Risk Assets | Strengthening capital requirements |
| Pillars | – | 1. Capital Adequacy Requirements 2. Supervisory Review 3. Market Discipline | – |
| Objective | Define capital and risk weights for banks | Encourage better risk management and disclosure | Promote a more resilient banking system |
| Implementation in India | Adopted in 1999 | Yet to be fully implemented | March 2019 (postponed to March 2020 due to COVID-19) |
| Key Parameters | – | – | Capital: 12.9% capital adequacy ratio, Tier 1 and Tier 2 capital ratios, capital conservation buffer, and counter-cyclical buffer; Leverage: minimum 3% leverage rate; Funding and Liquidity: LCR and NSFR ratios |

Also read:
[WpProQuiz 1421]
[WpProQuiz_toplist 1421]
UPSC 2023 countdown has begun! Get your personal guidance plan now! (Click here)
Also read:
The lesson from a monsoon-battered North India: Time to be prepared




Also read for more details:



” Floods are acts of God but flood losses are largely acts of man”
Structural Measures:
Non-Structural Measures:
Also read:
The lesson from a monsoon-battered North India: Time to be prepared
[WpProQuiz 1420]
[WpProQuiz_toplist 1420]
UPSC 2023 countdown has begun! Get your personal guidance plan now! (Click here)