Mentor’s Comments-
- Briefly explain the context of the quote.
- Explain your understanding about the quote with the help of examples.
- Conclude accordingly with a diverse opinion.
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Q.4 “Strive not to be a success, but rather to be of value.” – Albert Einstein. What does this quote mean to you? (10 Marks)
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Q.2 What are the provisions for the suspension of the Rajya Sabha member for creating disorder in the House? What are the concerns with suspending the member for the entire session? (10 Marks)
Mentor’s comment-- https://indianexpress.com/
article/opinion/columns/ suspension-of-12-mps-for- winter-session-worrying- 7664845/ - In the intro, mention the suspension of Rajya Sabha MPs for disorderly behaviour in the last session.
- In the body, mention Rule 256 and the procedure mentioned in it. In the next part, mention the procedure and provisions mentioned in the Rule. Also mention the limitation for the suspension which limits the maximum suspension period to that session only.
- In the next part, mention the absolute power of the chairman to interpret the rule. In the implications mention the concerns with suspension such as lack of representation and disproportionate punishment.
- Conclude by mentioning the need to use the provision of suspension for the entire session in rare cases only.
- https://indianexpress.com/
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Q.1 Comment on the significance of the Sangam literature as a source for understanding the history of that period. (10 Marks)
Mentor’s Comments-
- Introduce by explaining the meaning of Sangam literature.
- Discuss in brief how Sangam literature is significant as a source for understanding the history of that period.
- Give appropriate examples to support your arguments.
- Give a brief conclusion accordingly.
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Sedition Law: Section 124A of the IPC
Law Minister has informed the Parliament that there is no proposal to scrap sedition from the IPC despite severe remarks by the Supreme Court about the chilling effect of the “colonial law” which suppresses the freedoms of ordinary people.
What does Section 124A of the IPC say?
- The section deals with the offence of sedition, a term that covers speech or writing, or any form of visible representation, which brings the government into hatred or contempt, or excites disaffection towards the government, or attempts to do so.
- It is punishable with three years in prison or a life term.
- “Disaffection”, it says, includes disloyalty and feelings of enmity.
- However, it also says expressing disapproval of government measures or actions, with a view to getting them changed by lawful means, without promoting hatred or disaffection or contempt towards the government will not come under this section.
What is its origin?
- Colonial past: Sedition was introduced in the penal code in 1870, a decade after the Indian Penal Code came into force.
- It was a colonial law directed against strong criticism of the British administration.
- Putting curb on Freedom fighters: Its most famous victims included Bal Gangadhar Tilak and Mahatma Gandhi.
- Gandhiji called it “the prince among the political sections of the IPC designed to suppress the liberty of the citizen”.
Is it constitutionally valid?
- Violative of FRs: Two high courts had found it unconstitutional after Independence, as it violated the freedom of speech and expression.
- Reasonable restrictions: The Constitution was amended to include ‘public order’ as one of the ‘reasonable restrictions’ on which free speech could be abridged by law.
- Kedar Nath Case: Thereafter, the Supreme Court, in Kedar Nath Singh v. State of Bihar (1962) upheld its validity.
Why the controversy now?
- Frequent use: In recent times, the resort to this section is seen as disturbingly frequent.
- Curbing dissent: Activists, cartoonists and intellectuals have been arrested under this section, drawing criticism from liberals that it is being used to suppress dissent and silence critics.
- Misuse for propaganda: Authorities and the police who invoke this section defend the measure as a necessary step to prevent public disorder and anti-national activities.
- Irrelevance: Many of them have also been detained under the National Security Act and UAPA.
What is being debated about it?
- Liberals and rights activists have been demanding the scrapping of Section 124A.
- It is argued that the provision is “overbroad”, i.e., it defines the offence in wide terms threatening the liberty of citizens.
- The Law Commission has also called for a reconsideration of the section.
- It has pointed that Britain abolished it more than a decade ago and raised the question of whether a provision introduced by the British to put down the freedom struggle should continue to be law in India.
- Some argue that a presumption of constitutionality does not apply to pre-constitutional laws as those laws have been made by foreign legislature or bodies.
What has the apex court observed?
- Justice D.Y. Chandrachud had flagged the indiscriminate use of the sedition law against people who aired their grievances about the government’s COVID management.
- People have been charged even for seeking help to gain medical access, equipment, drugs and oxygen cylinders, especially during the second wave of the pandemic.
- Justice U.U. Lalit, in his recent judgment, quashed a sedition case against a person for his alleged remarks about the PM and the Union Government.
Way forward
- The time is long past when the mere criticism of governments was sufficient to constitute sedition.
- The right to utter honest and reasonable criticism is a source of strength to a community rather than a weakness, the CJI has recorded.
Try answering this PYQ:
Q.With reference to Rowlatt Satyagraha, which of the following statements is/are correct?
- The Rowlatt Act was based on the recommendations of the ‘Sedition Committee’.
- In Rowlatt Satyagraha, Gandhiji tried to utilize the Home Rule League.
- Demonstrations against the arrival of Simon Commission coincided with Rowlatt Satyagraha.
Select the correct answer using the code given below:
(a) 1 only
(b) 1 and 2 only
(c) 2 and 3 only
(d) 1, 2 and 3
Post your answers here.UPSC 2022 countdown has begun! Get your personal guidance plan now! (Click here)
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Bank Deposit Insurance Programme
The PM has addressed depositors during a programme titled ‘Depositors First: Guaranteed Time-bound Deposit Insurance Payment up to ₹5 Lakh’.
Deposit Insurance Programme
- The bank savings are insured under the Deposit Insurance and Credit Guarantee Corporation (DICGC) Act providing full coverage to around 98 per cent of bank accounts.
- Earlier, account holders had to wait for years till the liquidation or restructuring of a distressed lender to get their deposits that are insured against default.
- Last year, the government raised the insurance amount to Rs 5 lakh from Rs 1 lakh.
- Prior to that, the DICGC had revised the deposit insurance cover to Rs 1 lakh on May 1, 1993 — raising it from Rs 30,000, which had been the cover from 1980 onward.
What are new changes?
- Earlier, out of the amount deposited in the bank, only Rs 50,000 was guaranteed, which was then raised to Rs 1 lakh.
- Understanding the concern of the poor, understanding the concern of the middle class, we increased this amount to Rs 5 lakh.
- If a bank is weak or is even about to go bankrupt, depositors will get their money of up to Rs five lakhs within 90 days.
Significance of the scheme
- Earlier account holders could not access their own money for up to 8-10 years after financial stress at banks.
- The new changes would give confidence to depositors and strengthen the banking and financial system.
- Now, depositors can get insurance money within 90 days, without waiting for the eventual liquidation of the distressed banks.
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Governor’s Role in State Universities
A controversy has erupted in Kerala over the reappointment of a person as the Vice-Chancellor of Kannur University, with Governor saying he approved the decision against his “better judgment” as Chancellor.
Role of Governors in State Universities
- In most cases, the Governor of the state is the ex-officio chancellor of the universities in that state.
- Its powers and functions as the Chancellor are laid out in the statutes that govern the universities under a particular state government.
- Their role in appointing the Vice-Chancellors has often triggered disputes with the political executive.
A disputed case
- In Kerala’s case, the Governor’s official portal asserts that while as Governor he functions with the aid and advice of the Council of Ministers.
- While acting as Chancellor he acts independently of the Council of Ministers and takes his own decisions on all University matters.
- In marked contrast, the website of Rajasthan’s Raj Bhawan states that the “Governor appoints the Vice-Chancellor on the advice/ in consultation with the State Government”.
What about Central Universities?
- Under the Central Universities Act, 2009, and other statutes, the President of India shall be the Visitor of a central university.
- With their role limited to presiding over convocations, Chancellors in central universities are titular heads, who are appointed by the President in his capacity as Visitor.
- The VCs too are appointed by the Visitor from panels of names picked by search and selection committees formed by the Union government.
- The Act adds that the President, as Visitor, shall have the right to authorize inspections of academic and non-academic aspects of the universities and also to institute inquiries.
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5G Network and Aviation Safety
The US Federal Aviation Administration (FAA) has issued directives to create a framework as well as gather more information about the potential effects of 5G on crucial aviation safety equipment.
What is 5G technology?
- 5G or fifth generation is the latest upgrade in the long-term evolution (LTE) mobile broadband networks.
- It mainly works in 3 bands, namely low, mid and high-frequency spectrum — all of which have their own uses as well as limitations.
Three bands of 5G
- The low band spectrum has shown great promise in terms of coverage and speed of internet and data exchange, the maximum speed is limited to 100 Mbps (Megabits per second).
- This means that while telcos can use and install it for commercial cellphones users who may not have specific demands for very high-speed internet, the low band spectrum may not be optimal for specialised needs of the industry.
- The mid-band spectrum, on the other hand, offers higher speeds compared to the low band but has limitations in terms of coverage area and penetration of signals.
- Telcos and companies, which have taken the lead on 5G, have indicated that this band may be used by industries and specialised factory units for building captive networks that can be moulded into the needs of that particular industry.
- The high-band spectrum offers the highest speed of all the three bands, but has extremely limited coverage and signal penetration strength.
- Internet speeds in the high-band spectrum of 5G have been tested to be as high as 20 Gbps (gigabits per second), while, in most cases, the maximum internet data speed in 4G has been recorded at 1 Gbps.
What is the issue?
- There is a threat of potential radar altimeter interference from 5G cellular in the 3700 MHz-3800 MHz frequency or the C-band.
- The 3700-4200 MHz band is close to the 4200 MHz-4400 MHz range used by aircraft radio altimeters.
Potential impacts
- Operations by aircraft including large jets could be limited or prohibited from using certain landing and navigation systems in places where there is scope for potential interference from new 5G cellular networks.
- The restrictions could be severe for smaller aircraft and helicopters.
- Overall, these could result in flight cancellations, delays or diversions in 46 places where these towers are, according to an aviation report.
What is the aircraft equipment that can be affected?
- The radio altimeter measures height (not altitude) of the aircraft above the surface immediately below the plane. It transmits a radio signal directly below.
- There are various other systems that depend on inputs from the radio altimeter — for example, predictive wind shear, ground proximity warning system, traffic collision avoidance system, and auto land.
- These effects are only when the aircraft is close to the ground, i.e. up to 2,500 ft above ground level (depending on the aircraft make).
- Any disturbance to internal radio altimeter readings caused by 5G or other equipment transmitting in frequency bands close to it can result in disastrous effects on crucial systems during approach/landing.
Impact of mobile phones
- 5G devices can interfere with aircraft altitude instruments and recommended that they should be turned off (or put to flight mode) during flight.
- Experts believe that electrical interference from a mobile phone could have been a factor in the crash of a small aircraft.
- The navigation system of the small aircraft could be disrupted by mobile phone signals.
- But up until now, there has been no evidence of a mobile phone having caused a crash.
What about the implications for India?
- Pilots in India are aware of the implications of 5G in the country.
- However, in India, 5G could be rolled out in the 3.2 GHz-3.6 GHz band, which may not have the potential to interfere with aircraft operations.
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What are Chaperone Proteins?
Chaperones are a functionally related group of proteins assisting protein folding in the cell under physiological and stress conditions.
What are Chaperones?
- DNA is a linear chain of nucleotides, portions of which are faithfully transcribed into linear messenger RNA.
- The message in this RNA is translated into strings of amino acids – proteins.
- Proteins need to take a precise three-dimensional shape to become functional entities.
- This protein folding does not happen all by itself, at least most of the time.
- A special bunch of proteins called molecular chaperones assist in correctly folding the protein.
Functions of chaperone proteins
- In biological systems, Chaperones play crucial roles.
- Many molecular chaperones belong to the class of “heat shock” proteins (or stress-response proteins).
- This is because whenever an organism is subjected to elevated temperatures – a heat shock – proteins in the system begin to lose their native shapes, and chaperones are produced in large quantities to restore order.
General need of chaperones
Chaperones are needed under physiological conditions too, for normal cellular function since misfolding of proteins can cause a number of diseases.
- Alpha-synuclein protein, present in neurons, is wrongly folded in Parkinson’s disease.
- Brains of Alzheimer’s patients have plaques formed from aggregates of amyloid beta-peptide.
- This accumulation of amyloid fibrils is toxic, leading to widespread destruction of neurons – a ‘neurodegenerative’ disorder.
- Aberrant folding of crystallins of the eye lens leads to cataracts.
Types of Chaperones
- Major chaperones in humans include HSP70, HSC70 and HSP90: the numbers express the size of the proteins in kilodaltons.
- In normal cells 1%–2% of all proteins present are heat shock proteins.
- This number rises threefold during stressful conditions.
HSC70: The molecular thermometer
- HSC70 appears to be more like a molecular thermometer, with an ability to sense cold temperatures.
- It is induced by heat, whereas HSC70 is always present at high levels in normal cells.
- This knowledge comes from the study of an intriguing set of disorders, exemplified by Familial Cold Autoinflammatory Syndrome (FCAS).
HSC70 and HSP90: Role in Cancer
- Cancer cells divide at a break-neck pace, and heat shock proteins are very important in maintaining the stressful cancerous state.
- An overabundance of heat shock proteins in cancer cells is an indicator of a poor prognosis. Cancerous cells accumulate mutations in proteins that would normally suppress tumours.
- HSP70 and HSP90 play the roles of villains, as they continue to fold the mutated proteins, thus allowing tumor progression.
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Places in news: Buxa Tiger Reserve
In a major success for tiger conservation, a photograph of a tiger was captured in a camera trap in West Bengal’s Buxa Tiger Reserve since 1998.
Locate all major tiger reserves in India.
Buxa Tiger Reserve
- Buxa Tiger Reserve is a tiger reserve in northern West Bengal, India, covering an area of 760 km2 (290 sq mi).
- In altitude, it ranges from 60 m in the Gangetic Plains to 1,750 m bordering the Himalayas in the north.
- Its northern boundary runs along the international border with Bhutan.
- The Sinchula hill range lies all along the northern side of BTR and the eastern boundary touches that of the Assam state.
Key features of BTR
- It is the easternmost extension of extreme bio-diverse North-East India and represents highly endemic Indo-Malayan region.
- The fragile “Terai Eco-System” constitutes a part of this reserve.
- The Phibsoo Wildlife Sanctuary of Bhutan is contiguous to the north of BTR.
- It serves as an international corridor for Asian elephant migration between India and Bhutan.
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UPSC ALERT|| Just 6 Months Left for UPSC 2022 Prelims!!|| Preparing with a Serious Time Crunch? || Register for Samanvaya Free 1-on-1 Counselling Now
They say, when the going gets tough, the tough gets going. For UPSC aspirants, there is a small tweak. When your preparation gets tough we’ll be there for you.
How Successful has Civilsdaily been in Mentoring Aspirants?
In UPSC 2020, Civilsdaily helped 80+ students secure ranks in their exams. In the top 100, every 3rd ranker was a Civilsdaily student. To know how all of them cleared the exam with our mentorship, visit the Unherd Podcast.
Now that results are announced for UPSC 2021 Prelims, out of 15 out of 25 students of Santhosh Gupta sir have been recommended to Mains. One such student, Rahul expresses his gratitude and extends his appreciation —
Most of our Mentors like Sudhanshu sir, Sajal sir, Santhosh sir, Pravin sir, Parth Verma sir and Sukanya Ma’am were UPSC aspirants themselves and have attended UPSC Mains more than five times and UPSC Interview more than twice. Hence their mentorship is always a blend of the best test series, comprehensive notes and current affairs knowledge.
All of them dedicate their time weekly to give 1-on-1 mentorship to every student where they discuss last week’s performance and next week’s approach.
Remember there is always light at the end of the tunnel and if you want to get out of the tunnel you have to follow the direction of the light! Our mentors’ give you direction which is divided into daily modules. All you have to do is study and complete them on time.
As every year passes by, we don’t get confident by the previous years’ performance and become laidback. Instead, we become more hungry to convert all our students into toppers.
How are Current Civilsdaily Students Gearing up for UPSC-CSE 2022?
Initially, our Civilsdaily student Smriti wasn’t confident about Prelims when she began her preparation. Though she had joined Civilsdaily in 2020, she started studying for UPSC-CSE back in 2019. At that time, Smriti had enrolled in multiple institutes. Though, most of these institutes had promised a personal mentor, she was unable to get in touch with them on a daily basis. Also those mentors never scheduled test-series on a weekly basis. Hence, despite preparing for a year, Smriti had scored only 35 marks out of 200 in her first test series by Civilsdaily.
She then started writing 20-25 test series over the course of UAP 2021 and in her last test, her scores have drastically improved. She now scores in the range of 130-135 marks in prelims’ and 110+ in mains’ papers.
In Smriti’s own words she describes her Samanvaya Mentorship Experience to be —
“Our parents provide us financial and emotional support, friends provide us moral support and the right mentor gives you logistic and logical support for UPSC. There are days when I felt I won’t be able to compete against lakhs of aspirants. That’s when my mentor, Ravi sir reminded me of my improvement and encouraged me that I can crack it with the same consistency. We need someone, who tells us we are performing well especially when we cannot see that ourselves. The mentorship at Civilsdaily helped me become mentally stronger as a person. In other institutes, mentors are allotted only for doubt resolution. But at Civilsdaily, I am getting end-to-end support, be it value added notes, classes, test series and detailed evaluation.“
Why Do You Require Mentorship?
Preparing for the UPSC exam is a race against time. You have to complete an answer within 8 minutes, complete Prelims mock test within 2 hours and most importantly complete the syllabus in a span of 8 months. The syllabus is so vast that most students feel overwhelmed within just a few weeks of starting their preparation.
We confirmed this last month, in our Samanvaya Mentorship program by counselling over 3500 students. The 2 biggest problems students said they face while preparing for this exam are:
- Syllabus Management
- Time Management
As an aspirant, you can either spend a lot of time and effort trying to figure out how to cope with your syllabus and manage time or you can simply speak with our mentors and get the right study plan and timetable custom-made for you!
Every aspirant needs a different strategy than the other. One might be struggling in prelims, other in mains. One might find history a piece of cake and geography a tough nut to crack and for the other it will be vice-versa. For an aspirant preparing full-time, they might get demotivated on a regular basis as they have no Plan B to fall back on. A working professional might be too exhausted to study by the end of the day. There is no one-size fits all solution.
That’s why you need to register for Samanvaya free 1-on-1 counselling session to understand what study plan and study materials work best for you! Samanvaya 1-on-1 Free mentorship will help you stick to one approach of studying rather than switching plans through trial and error.
Still you want a general idea how to manage time and your syllabus? Here’s what you can do!
- Syllabus Management—
- Go through the entire syllabus thoroughly.
- Mark the topics you feel comfortable with and those you aren’t familiar with.
- Break down the syllabus into small parts and prioritize them in order.
- Gather the relevant study material for the syllabus and start studying them in order.
- Figure out where you need guidance – Is it with the subject matter? Do you need help with organizing your syllabus? Or you just aren’t sure how to begin?
- . Time Management—
- Prioritize your study material
- Complete the easier topics first.
- Allocate at least one hour to answer-writing
- Allocate at least one hour to MCQ practice
- Make notes on Current Affairs while reading the newspaper
- Allocate at least 2 hours for your optional.
A Popular Time Management Technique—
The Pomodoro Technique is followed by toppers like Srusti Jayant Deshmukh (UPSC 2019 AIR 5), Manoj Madhav S (UPSC 2019 AIR 105) and Namita Sharma (UPSC 2018, AIR 108)
Developed by consultant Francesco Cirillo, the Pomodoro Technique is a time management tool that breaks work into 25-minute sessions to help you stay focused and get more done.
Step
1Choose a task Step
2Set a timer for 25 minutes Step 3 Work on the task until the timer goes off Step 4 Once the timer goes off. Check off the item on a piece of paper Step
5Take a short break Step
6Every four Pomodoros, take a longer break How is Samanvaya 1-on-1 Guidance Program Structured?
Our guidance program is designed as solutions to your challenges. We speak with students personally and understand their concerns on a one-on-one basis. Our mentors spend time understanding the individual requirements of our students and teach students how to break down the syllabus and create a plan they can stick to. Our mentors don’t advise you with run of the mill stories, they help in scripting your story!
We will discuss the important ways in which you can crack this exam through the following methods:
Personalized study plan – Make a list of the tasks that you need to accomplish that day, and note in upcoming meetings or deadlines as you become aware of them. As you complete your list, make sure to tick off the tasks you have completed.
3. Tracking your progress – The key to time management success is to know your deadlines and set reminders. We suggest setting a reminder 15 minutes before a meeting or event so you can prepare and gather your things.
4. Investing in topics with good ROI – First and foremost, turn off your email notification. Set 30-minute blocks to check your email every couple hours instead of checking it every 15 minutes. Make sure you minimize non-work distractions such as your cell phone, social media, or your favorite online store.
5. Focusing on smart study – On your daily list of things to do, pen in how much time you think each task will take you. If you don’t finish, stop when the time you allotted ends, and come back to it later. Sometimes moving on to different responsibilities and then coming back gives your mind a fresh start and a new perspective.
So, get all your UPSC demands addressed by a seasoned mentor, get one point source study materials, have regular engagement via calls and WhatsApp, adapt to course-correction strategies and follow a syllabus completion-cum-revision plan every month.
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[Sansad TV] Perspective: Multidimensional Poverty in India
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NITI Aayog has recently released the state-wise National Multidimensional Poverty Index or MPI in line with the global index released by the United Nations each year.
Must read:
National MPI Project
- The National MPI Project is the first attempt in years to define poverty measures and is aimed at deconstructing the Global MPI and creating a globally aligned and yet customised India MPI.
- The MPI is based on three dimensions — health, education, and standard of living — with each having a weighting of one-third in the index.
- The household micro data collected at the unit-level for the NFHS serves as the basis of the computation of National MPI.
Parameters used
- The NMPI is calculated using 12 indicators — nutrition, child and adolescent mortality, antenatal care, years of schooling, school attendance, cooking fuel, sanitation, drinking water, electricity, housing, assets and bank account,
- They have been grouped under three dimensions namely, health, education and standard of living.
Why NFHS-4?
- Connoting regime change: Data collected during the NFHS-4 (2015-2016) corresponds to the period before the full roll out of new governments’ flagship schemes.
- Baseline after rollout of new schemes: Hence it serves as a useful source for measuring the situation at baseline i.e. before large-scale rollout of nationally important schemes.
Key highlights NMPI
The MPI identifies 25.01 percent of the population as multidimensionality poor.
- As per the index, 51.91% of the population in Bihar is poor, followed by Jharkhand (42.16%), Uttar Pradesh (37.79%), Madhya Pradesh (36.65%) and Meghalaya (32.67%).
- On the other hand, Kerala registered lowest population poverty levels (0.71%), followed by Puducherry (1.72%), Lakshadweep (1.82%), Goa (3.76%) and Sikkim (3.82%).
- Other States and UTs where less than 10% of the population are poor include Tamil Nadu (4.89%), Andaman & Nicobar Islands (4.30%), Delhi (4.79%), Punjab (5.59%), Himachal Pradesh (7.62%) and Mizoram (9.8%).
Need for National MPI
Poverty is not just the absence of income, money and/or money-like resources required to meet needs.
- Multiple disadvantages: A person who is poor can suffer multiple disadvantages at the same time – for example they may simultaneously have:
- Poor health or malnutrition
- Lack of clean water or electricity
- Poor quality of livelihood options
- Little/No schooling
- Disempowerment
- Threats of violence
- Climate change vulnerability etc.
Other factors include:
- Limited financial resources
- Material deprivation
- Social isolation
- Exclusion and powerlessness
- Physical and psychological ill-being
- Multiple dimensions: Focusing on one factor alone, such as income, is not enough to capture the true reality of poverty. National MPI ensures a holistic approach towards defining poverty at the national level.
- More comprehensive: MP measures can be used to create a more comprehensive picture. They reveal who is poor and how they are poor – the range of different disadvantages they experience.
- Better targeting: As well as providing a headline measure of poverty, multidimensional measures can be broken down to reveal the poverty level in different areas of a country and among different sub-groups of people.
- Priority definition for target groups: It offers statistics that determine the national priorities by using a set of dimensions, indicators with respect to the urban and rural areas of India along with an indicator-wise deconstruction and breakdown.
Various govt. interventions to for poverty alleviation
(I) Food Security
- National Food Security Act 2013 (also ‘Right to Food Act’): It aims to provide subsidized food grains to approximately two thirds of the country’s 1.2 billion people.
(II) Employment and Skilling
- National Rural Livelihood Mission (NRLM) – Ministry of Rural Development started NRLM 2011 to evolve out the need to diversify the needs of the rural poor and provide them jobs with regular income on a monthly basis.
- Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) – In 2005 Ministry of Rural Development initiated MGNEREGA to provide 100 days of assured employment every year to every rural household. One-third of the proposed jobs would be reserved for women.
(III) Income Support
- PM Jan Dhan Yojana (PMJDY): The Ministry of Finance in 2014 initiated PMJDY that aimed at direct benefit transfer of subsidy, pension, insurance, etc., and attained the target of opening 1.5 crore bank accounts. The scheme particularly targets the unbanked poor.
- PM Kisan Samman Nidhi (PM KISAN): PM KISAN is an initiative by the government of India in which all farmers will get up to ₹6,000 per year as minimum income support.
Various challenges
- Pauperization: Every year a huge number is added to the population pool of the country. To exemplify, this pandemic has led to severe pauperization of migrant workers.
- Regional divide: Incidence of extreme poverty continues to be much higher in rural areas than in urban areas.
- Jobless growth: Despite rapid growth and development, an unacceptably high proportion of our population continues to suffer from severe and multidimensional deprivation.
- Inadequate resources: The resources allocated to anti-poverty programmes are inadequate and there is a tacit understanding that targets will be curtailed according to fund availability.
- Implementation bottlenecks: Lack of proper implementation and right targeting has been legacy issues in India. There has been a lot of overlapping of schemes.
Conclusion
- The National MPI offers a clear picture of various developmental projects and their impact in creating a better roadmap to gauge poverty at different levels.
- Active participation by the states in the creation of alignment with the development agendas is must.
- To do so, indices like NMPI act as a directive in shaping up policy and will better their implementation.
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Meeting Link Inside|| Invitation by Registration Only|| Free Webinar, Ask me Anything Session with Nilesh Gaikwad IPS
Team is inviting you to a scheduled Zoom meeting.
Ask me Anything Session with Nilesh Gaikwad (IPS, AIR 629) CSE 2020
Date & Time: Dec 12, 2021 @03:00 p.m. (logging started @02:45 p.m.) IndiaJoin Zoom Meeting
https://zoom.us/j/96908767526pwd=ZXRlMXFWcXBoSC93ZmJzN3ZMVi9SQT09
Meeting ID: 969 0876 7526
Passcode: 457659Nilesh Gaikwad has a come a long way, just like his UPSC preparation.
He started in the year 2015 and fulfilled his dream in 2020. This however does not mean he is not academically inclined. Nilesh cleared the tough IIT-JEE examinations in his first attempt and graduated from IIT Bombay. After working for a year at a private firm, Nilesh quit to follow his UPSC-CSE dream. Why did he want to prepare for UPSC-CSE just when he had achieved the ‘middle-class’ settled life?
As a college student, Nilesh was never interested in UPSC-CSE. However, as an employee in an IT firm, Nilesh looked upto his boss. He wondered what motivated his boss to wake up everyday and navigate through the rigors of work. He understood that his boss had found the purpose of his life in his job.
That’s when Nilesh realized he was unable to fulfill his purpose or express his passion in a private job. “Owning a car, buying fancy gadgets and earning in lakhs — this did not drive me. Unfortunately, a private job just gives you that and nothing more.”, Nilesh said. Hailing from a small town, Nilesh wanted to go back to roots and do something for many such small towns in India. After a quick research, the idea of UPSC-CSE struck him.
He left his fulltime job to prepare for UPSC-CSE and gave nearly 4 attempts. In his 3rd attempt, he got selected for Indian Defence Accounts Service post. While undergoing training, Nilesh prepared once again under the guidance of Civilsdaily mentor Pravin Sir and finally became an IPS Officer.
Open to All, Free to Attend Ask me Anything Session with Nilesh Gaikwad
This Sunday, Nilesh will be enlightening all Civilsdaily aspirants in an Ask me Anything Webinar. This webinar is absolutely free for all to attend and everyone can air their questions to Nilesh Gaikwad IPS.
But since there is only a limited slot of one hour, invitation for the webinar is by registration only. Confirm your presence by filling the form below.
Key Takeaways of the Webinar
1. How to develop perseverance and self-confidence while preparing for UPSC CSE?2. How to work on weaknesses and overcome them?
3. The right approach for Mains.
4. What to study in last 25 days for Mains 2021?
5. How to score good marks in the Personality Test (Interview)
6. Tips for beginners.
7. Importance of ‘right guidance with right direction’ to sail through the exam.
Webinar Details
If you are studying hard but are unsure that you are studying right, then its time to get some assurance from the topper himself! Register for this free webinar by IPS officer Nilesh Gaikwad.
Date: 12 December 2021 (Sunday)
Time: 3 P.M
-
Registrations Closing in 1 Hour, Starting Today @ 3P.M|| Free Webinar, Ask me Anything Session with Nilesh Gaikwad IPS
Nilesh Gaikwad has a come a long way, just like his UPSC preparation.
He started in the year 2015 and fulfilled his dream in 2020. This however does not mean he is not academically inclined. Nilesh cleared the tough IIT-JEE examinations in his first attempt and graduated from IIT Bombay. After working for a year at a private firm, Nilesh quit to follow his UPSC-CSE dream. Why did he want to prepare for UPSC-CSE just when he had achieved the ‘middle-class’ settled life?
As a college student, Nilesh was never interested in UPSC-CSE. However, as an employee in an IT firm, Nilesh looked upto his boss. He wondered what motivated his boss to wake up everyday and navigate through the rigors of work. He understood that his boss had found the purpose of his life in his job.
That’s when Nilesh realized he was unable to fulfill his purpose or express his passion in a private job. “Owning a car, buying fancy gadgets and earning in lakhs — this did not drive me. Unfortunately, a private job just gives you that and nothing more.”, Nilesh said. Hailing from a small town, Nilesh wanted to go back to roots and do something for many such small towns in India. After a quick research, the idea of UPSC-CSE struck him.
He left his fulltime job to prepare for UPSC-CSE and gave nearly 4 attempts. In his 3rd attempt, he got selected for Indian Defence Accounts Service post. While undergoing training, Nilesh prepared once again under the guidance of Civilsdaily mentor Pravin Sir and finally became an IPS Officer.
Open to All, Free to Attend Ask me Anything Session with Nilesh Gaikwad
This Sunday, Nilesh will be enlightening all Civilsdaily aspirants in an Ask me Anything Webinar. This webinar is absolutely free for all to attend and everyone can air their questions to Nilesh Gaikwad IPS.
But since there is only a limited slot of one hour, invitation for the webinar is by registration only. Confirm your presence by filling the form below.
Key Takeaways of the Webinar
1. How to develop perseverance and self-confidence while preparing for UPSC CSE?2. How to work on weaknesses and overcome them?
3. The right approach for Mains.
4. What to study in last 25 days for Mains 2021?
5. How to score good marks in the Personality Test (Interview)
6. Tips for beginners.
7. Importance of ‘right guidance with right direction’ to sail through the exam.
Webinar Details
If you are studying hard but are unsure that you are studying right, then its time to get some assurance from the topper himself! Register for this free webinar by IPS officer Nilesh Gaikwad.
Date: 12 December 2021 (Sunday)
Time: 3 P.M
-
Last 2 Hours Left for Registrations to Close|| How Mains Answer Writing with Guidance Helps you become Competitive for UPSC-CSE?|| Ask me Anything Session with Nilesh Gaikwad IPS|| Fill the Form Now
Nilesh Gaikwad has a come a long way, just like his UPSC preparation.
He started in the year 2015 and fulfilled his dream in 2020. This however does not mean he is not academically inclined. Nilesh cleared the tough IIT-JEE examinations in his first attempt and graduated from IIT Bombay. After working for a year at a private firm, Nilesh quit to follow his UPSC-CSE dream. Why did he want to prepare for UPSC-CSE just when he had achieved the ‘middle-class’ settled life?
As a college student, Nilesh was never interested in UPSC-CSE. However, as an employee in an IT firm, Nilesh looked upto his boss. He wondered what motivated his boss to wake up everyday and navigate through the rigors of work. He understood that his boss had found the purpose of his life in his job.
That’s when Nilesh realized he was unable to fulfill his purpose or express his passion in a private job. “Owning a car, buying fancy gadgets and earning in lakhs — this did not drive me. Unfortunately, a private job just gives you that and nothing more.”, Nilesh said. Hailing from a small town, Nilesh wanted to go back to roots and do something for many such small towns in India. After a quick research, the idea of UPSC-CSE struck him.
He left his fulltime job to prepare for UPSC-CSE and gave nearly 4 attempts. In his 3rd attempt, he got selected for Indian Defence Accounts Service post. While undergoing training, Nilesh prepared once again under the guidance of Civilsdaily mentor Pravin Sir and finally became an IPS Officer.
Open to All, Free to Attend Ask me Anything Session with Nilesh Gaikwad
This Sunday, Nilesh will be enlightening all Civilsdaily aspirants in an Ask me Anything Webinar. This webinar is absolutely free for all to attend and everyone can air their questions to Nilesh Gaikwad IPS.
But since there is only a limited slot of one hour, invitation for the webinar is by registration only. Confirm your presence by filling the form below.
Key Takeaways of the Webinar
1. How to develop perseverance and self-confidence while preparing for UPSC CSE?2. How to work on weaknesses and overcome them?
3. The right approach for Mains.
4. What to study in last 25 days for Mains 2021?
5. How to score good marks in the Personality Test (Interview)
6. Tips for beginners.
7. Importance of ‘right guidance with right direction’ to sail through the exam.
Webinar Details
If you are studying hard but are unsure that you are studying right, then its time to get some assurance from the topper himself! Register for this free webinar by IPS officer Nilesh Gaikwad.
Date: 12 December 2021 (Sunday)
Time: 3 P.M
-
Starting Today @ 3P.M|| How Mains Answer Writing with Guidance Helps you become Competitive for UPSC-CSE?|| Ask me Anything Session with Nilesh Gaikwad IPS|| Limited Slots, Fill the Form Now
Nilesh Gaikwad has a come a long way, just like his UPSC preparation.
He started in the year 2015 and fulfilled his dream in 2020. This however does not mean he is not academically inclined. Nilesh cleared the tough IIT-JEE examinations in his first attempt and graduated from IIT Bombay. After working for a year at a private firm, Nilesh quit to follow his UPSC-CSE dream. Why did he want to prepare for UPSC-CSE just when he had achieved the ‘middle-class’ settled life?
As a college student, Nilesh was never interested in UPSC-CSE. However, as an employee in an IT firm, Nilesh looked upto his boss. He wondered what motivated his boss to wake up everyday and navigate through the rigors of work. He understood that his boss had found the purpose of his life in his job.
That’s when Nilesh realized he was unable to fulfill his purpose or express his passion in a private job. “Owning a car, buying fancy gadgets and earning in lakhs — this did not drive me. Unfortunately, a private job just gives you that and nothing more.”, Nilesh said. Hailing from a small town, Nilesh wanted to go back to roots and do something for many such small towns in India. After a quick research, the idea of UPSC-CSE struck him.
He left his fulltime job to prepare for UPSC-CSE and gave nearly 4 attempts. In his 3rd attempt, he got selected for Indian Defence Accounts Service post. While undergoing training, Nilesh prepared once again under the guidance of Civilsdaily mentor Pravin Sir and finally became an IPS Officer.
Open to All, Free to Attend Ask me Anything Session with Nilesh Gaikwad
This Sunday, Nilesh will be enlightening all Civilsdaily aspirants in an Ask me Anything Webinar. This webinar is absolutely free for all to attend and everyone can air their questions to Nilesh Gaikwad IPS.
But since there is only a limited slot of one hour, invitation for the webinar is by registration only. Confirm your presence by filling the form below.
Key Takeaways of the Webinar
1. How to develop perseverance and self-confidence while preparing for UPSC CSE?2. How to work on weaknesses and overcome them?
3. The right approach for Mains.
4. What to study in last 25 days for Mains 2021?
5. How to score good marks in the Personality Test (Interview)
6. Tips for beginners.
7. Importance of ‘right guidance with right direction’ to sail through the exam.
Webinar Details
If you are studying hard but are unsure that you are studying right, then its time to get some assurance from the topper himself! Register for this free webinar by IPS officer Nilesh Gaikwad.
Date: 12 December 2021 (Sunday)
Time: 3 P.M
-
Goods and Services Tax as an unfinished agenda
Context
Seen purely from a revenue point of view and as a fiscal policy tool, India’s GST is still on a rocky road.
Background
- The GST was launched by India on the midnight of July 1, 2017.
- Benefits of GST: Hailed as a landmark reform in India’s tax history, it was expected to improve tax-GDP ratio, end tax cascading, enhance efficiency, competitiveness, growth, and ensure lower prices.
- Fiscal federalism: It was also projected as a watershed in India’s fiscal federalism.
- the States have forgone a substantial part of their own tax revenue.
- States were in turn guaranteed a GST compensation assuring 14% growth in their GST revenue during the initial five years.
- India’s GST architecture: India’s GST architecture is built on the firm foundations of a GST Council and the GST Network (GSTN).
- GST Council as due federal process: The first is the key decision-making body, chaired by the Union Finance Minister with a Minister of State in charge of Finance and the Finance Ministers of States as members.
- This is envisaged as a due federal process to protect the interests of the States.
Unresolved issues
[1] Revenue neutrality not achieved
- India’s GST paradigm stands on two key pillars: revenue neutrality and GST compensation for the States.
- The assured revenue neutrality remains a mirage and many States have experienced a declining tax-GDP ratio.
- Decline in tax to GDP ratio of state: In the case of major 18 States, the ratio of own tax revenue to GDP has declined.
- While the share of the Centre in total GST increased by 6%, that of States put together lagged behind with only a 4.5% increase.
- Stark differences between the Revenue Neutral Rates (RNR) for the producing States and consumption State have been observed. States producing exempted food grains also lost out.
- Since the rates were lower under GST vis-à-vis the VAT regime, revenue neutrality was not adhered ab initio.
- The problems were compounded with massive evasion following the dismantling of check posts, and later on fake invoices, that grew by leaps and bounds.
- Experience of other countries: The South African experience illustrates how zero-rating and large exemptions have defeated revenue goals.
- Canadian experience shows that GST could be improved by limiting zero rating, tax-exemptions and harmonising tax rates.
- The resilience of the economy at the time of rolling out of GST is critical for its wider reception as the Australian experience shows.
[2] Not conducive to co-operative federalism
- While the States collectively forewent 51.8% of their total tax revenue, the Centre surrendered only 28.8%.
- Yet, GST is shared equally between the Centre and States despite two expert committees recommended for a higher share for the States.
- Given the revenue neutrality failure and the host of other issues, many of the States are left with no option except to depend on GST compensation.
- This is not conducive to sustainable co-operative federalism.
[3] Need for revenue sharing formula for IGST
- Although IGST is a key source of revenue for many of the States, the clearing house mechanism and the process therein remains unknown territory.
- It was pointed out that GST is discriminatory to manufacturing States, indicating the need for a revenue sharing formula that duly incentivises exporting States by sharing IGST revenue among three parties instead of two.
[4] Other issues
- Swift functioning of Input tax credit: The Malaysian experience demonstrates the need for swift and transparent functioning of the input tax credit system through a flawless IT infrastructure.
- We operate in an almost information vacuum especially with respect to IGST along with several glitches in the digital architecture.
- GSTN is now in the doldrums.
- Data monopoly: It neither makes effective use of the massive and invaluable data being generated nor shares them to enable others to make use of them.
- Such practice in “data monopoly” was a fact of history in India’s statistical system and has to go sooner rather than later.
- Australia, having several similarities with India, in terms of Centre and the subnational units, and destination-based, multi-stage tax with input credit provisions, has not been revenue-buoyant.
- It is a matter for consideration whether widening exemptions and the replacing of income-tax by GST in the case of small and medium enterprises are advisable measures in the Indian context.
Consider the question “What are the challenges facing the GST in India? What India can learn from the experience of other countries’ experience.”
Conclusion
Despite many years of efforts in evolving an Indianised GST system and over 50 months of adjustments with over a thousand notifications, with accompanying uncertainties in the first year and the novel coronavirus pandemic and the lockdown still in the saddle, GST continues to be an unfinished agenda. But how far and how long?
UPSC 2022 countdown has begun! Get your personal guidance plan now! (Click here)
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How Mains Answer Writing with Guidance Helps you become Competitive for UPSC-CSE?|| Ask me Anything Session with Nilesh Gaikwad IPS|| Limited Slots, Fill the Form Now
Nilesh Gaikwad has a come a long way, just like his UPSC preparation.
He started in the year 2015 and fulfilled his dream in 2020. This however does not mean he is not academically inclined. Nilesh cleared the tough IIT-JEE examinations in his first attempt and graduated from IIT Bombay. After working for a year at a private firm, Nilesh quit to follow his UPSC-CSE dream. Why did he want to prepare for UPSC-CSE just when he had achieved the ‘middle-class’ settled life?
As a college student, Nilesh was never interested in UPSC-CSE. However, as an employee in an IT firm, Nilesh looked upto his boss. He wondered what motivated his boss to wake up everyday and navigate through the rigors of work. He understood that his boss had found the purpose of his life in his job.
That’s when Nilesh realized he was unable to fulfill his purpose or express his passion in a private job. “Owning a car, buying fancy gadgets and earning in lakhs — this did not drive me. Unfortunately, a private job just gives you that and nothing more.”, Nilesh said. Hailing from a small town, Nilesh wanted to go back to roots and do something for many such small towns in India. After a quick research, the idea of UPSC-CSE struck him.
He left his fulltime job to prepare for UPSC-CSE and gave nearly 4 attempts. In his 3rd attempt, he got selected for Indian Defence Accounts Service post. While undergoing training, Nilesh prepared once again under the guidance of Civilsdaily mentor Pravin Sir and finally became an IPS Officer.
Open to All, Free to Attend Ask me Anything Session with Nilesh Gaikwad
This Sunday, Nilesh will be enlightening all Civilsdaily aspirants in an Ask me Anything Webinar. This webinar is absolutely free for all to attend and everyone can air their questions to Nilesh Gaikwad IPS.
But since there is only a limited slot of one hour, invitation for the webinar is by registration only. Confirm your presence by filling the form below.
Key Takeaways of the Webinar
1. How to develop perseverance and self-confidence while preparing for UPSC CSE?2. How to work on weaknesses and overcome them?
3. The right approach for Mains.
4. What to study in last 25 days for Mains 2021?
5. How to score good marks in the Personality Test (Interview)
6. Tips for beginners.
7. Importance of ‘right guidance with right direction’ to sail through the exam.
Webinar Details
If you are studying hard but are unsure that you are studying right, then its time to get some assurance from the topper himself! Register for this free webinar by IPS officer Nilesh Gaikwad.
Date: 12 December 2021 (Sunday)
Time: 3 P.M
-
UN confers Observer Status on International Solar Alliance (ISA)
The UN General Assembly has conferred Observer Status to the International Solar Alliance (ISA).
Significance of ‘Observer’ Status
- Observer status is a privilege granted by some organizations to non-members to give them the ability to participate in the organization’s activities.
- It is often granted by intergovernmental organizations (IGO) to non-member parties and international nongovernmental organizations (INGO) that have an interest in the IGO’s activities.
- Observers generally have a limited ability to participate in the IGO, lacking the ability to vote or propose resolutions.
About International Solar Alliance (ISA)
Hq: Gurugram, India
- The ISA is an alliance of more than 121 countries, most of them being sunshine countries, which lie either completely or partly between the Tropic of Cancer and the Tropic of Capricorn.
- The primary objective of the alliance is to work for efficient exploitation of solar energy to reduce dependence on fossil fuels.
- The alliance is a treaty-based inter-governmental organization.
- The initiative was launched by PM Modi at the India Africa Summit and a meeting of member countries ahead of the 2015 United Nations Climate Change Conference in Paris in November 2015.
- A total of 80 countries have signed and ratified the ISA Framework Agreement and 101 countries have only signed the agreement.
Objectives of the ISA
- To mobilize investments of more than USD 1000 billion by 2030
- To take coordinated action for better harmonization, aggregation of demand, risk and resources, for promoting solar finance, solar technologies, innovation, R&D, capacity building etc.
- Reduce the cost of finance to increase investments in solar energy in member countries
- Scale up applications of solar technologies in member countries
- Facilitate collaborative research and development (R&D) activities in solar energy technologies among member countries
- Promote a common cyber platform for networking, cooperation and exchange of ideas among member countries
What does ISA formation signify?
- Climate action commitment: It symbolizes about the sincerity of the developing nations towards their concern about climate change and to switch to a low-carbon growth path.
- Clean energy: India’s pledge to the Paris summit offered to bring 40% of its electricity generation capacity from non-fossil sources (renewable, large hydro, and nuclear) by 2030.
- Global electrification: India has pledged to let solar energy reach to the most unconnected villages and communities and also towards creating a clean planet.
- Global cooperation: It is based on world cooperation irrespective of global boundaries.
- India’s Soft power: For India, possible additional benefits from the alliance can be a strengthening of ties with the major African countries and increasing goodwill for India among them.
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