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Subject: Governance

Important aspects of Society

  • 4 Years of Jan Samarth Portal

    Why in the news?

    Jan Samarth Portal has completed four years since its launch on 6 June 2022, marking progress in digital financial inclusion and seamless credit delivery.

    About Jan Samarth Portal

    • A single-window digital platform for credit-linked government schemes.
    • Connects:
      • Beneficiaries
      • Banks
      • Government schemes through one integrated system.
    • Objective:
      • Simplify access to institutional credit.
      • Improve financial inclusion and digital lending.
    • Sectors covered:
      • Agriculture
      • Business
      • Housing
      • Renewable energy
      • Livelihoods.

    Schemes Available on the Portal

    Agriculture and Rural Sector

    • Kisan Credit Card
    • Agriculture Infrastructure Fund
    • Agri Clinics and Agri Business Centres Scheme (ACABC)

    Business and Livelihood

    • Pradhan Mantri Mudra Yojana
    • PM SVANidhi
    • Prime Minister’s Employment Generation Programme
    • Loan for Startups

    Renewable Energy

    • Rooftop Solar Installation Financing.

    Housing

    • Home loans for:
      • Economically Weaker Sections (EWS)
      • Lower Income Group (LIG)
      • Middle Income Group (MIG)

    Scale and Impact

    • Applications Processed 54.10 lakh applications processed.
    • Loan Value ₹3,00,951 crore applications processed through the portal.
    • Digital Approvals
    • 49.55 lakh beneficiaries approved.
    • ₹2,76,493.78 crore sanctioned digitally.

    [2020] Under the Kisan Credit Card scheme, short-term credit support is given to farmers for which of the following purposes?
    1.Working capital for maintenance of farm assets
    2.Purchase of combine harvesters, tractors and mini trucks
    3.Consumption requirements of farm households
    4.Post-harvest expenses
    5.Construction of family house and setting up of village cold storage facility
    Select the correct answer using the code given below:

    [A] 1, 2 and 5 only

    [B] 1, 3 and 4 only

    [C] 2, 3, 4 and 5 only

    [D] 1, 2, 3, 4 and 5

  • General N.S. Raja Subramani Assumes Charge as Chief of Defence Staff

    Why in the news?

    General N.S. Raja Subramani assumed charge as India’s third Chief of Defence Staff (CDS) and Secretary, Department of Military Affairs.

    Key Highlights

    • He paid tribute at the National War Memorial after assuming office.
    • A ceremonial Tri Services Guard of Honour was accorded at South Block.
    • He emphasised the “Whole of Nation” approach for strengthening India’s national security.

    What is “JAI”?

    General Subramani highlighted Prime Minister Narendra Modi’s vision of:

    • Jointness
    • Aatma Nirbharta
    • Innovation

    About the Chief of Defence Staff (CDS)

    • CDS is the highest-ranking military officer in India.
    • Acts as the Principal military adviser to the Defence Minister on tri-service matters.
    • Heads: Department of Military Affairs (DMA).
    • Permanent Chairman of Chiefs of Staff Committee

    Department of Military Affairs (DMA)

    • Created in 2019.
    • Functions under Ministry of Defence.
    • Responsible for:
      • Promoting jointness among armed forces
      • Military staffing and training matters
      • Integration of services

    [2024] What are the duties of the Chief of Defence Staff (CDS) as Head of the Department of Military Affairs?
    1. Permanent Chairman of Chiefs of Staff Committee
    2. Exercise military command over the three Service Chiefs
    3. Principal Military Advisor to Defence Minister on all tri-Service matters
    Select the correct answer using the code given below:

    [A] 1, 2 and 3

    [B] 1 and 2 only

    [C] 2 and 3 only

    [D] 1 and 3 only

  • The Archaeological Survey of India is an attached office of the Department/Ministry of

    The Archaeological Survey of India is an attached office of the Department/Ministry of:

  • Consider the following statements concerning India’s National Family Planning Programme. Which of the statements given above is/are correct

    Consider the following statements concerning India’s National Family Planning Programme. Which of the statements given above is/are correct?

  • Which one of the following statements is correct based on Census 2001

    Which one of the following statements is correct based on Census 2001?

  • Under which one of the Ministries of the Government of India does the Food and Nutrition Board work

    Under which one of the Ministries of the Government of India does the Food and Nutrition Board work?

  • What is the name of the scheme which provides training and skills to women in traditional and non-traditional trades

    What is the name of the scheme which provides training and skills to women in traditional and non-traditional trades?

  • Which one of the following Union Ministries is implementing the Biodiesel Mission (as Nodal Ministry)

    Which one of the following Union Ministries is implementing the Biodiesel Mission (as Nodal Ministry)?

  • Consider the following statements with reference to Indira Gandhi National Old Age Pension Scheme (IGNOAPS)

    Consider the following statements with reference to Indira Gandhi National Old Age Pension Scheme (IGNOAPS):
    1. All persons of 60 years or above belonging to the household below the poverty line in rural areas are eligible.
    2. The Central Assistance under this Scheme is at the rate of Rs. 300 per month per beneficiary. Under the Scheme, States have been urged to give matching amounts.

  • As per India’s National Population Policy, 2000, by which one of the following years is it our long-term objective to achieve population stabilization

    As per India’s National Population Policy, 2000, by which one of the following years is it our long-term objective to achieve population stabilization?