💥Join UPSC 2027,2028 Mentorship (July Batch) + XFactor Notes & Microthemes PDF

Subject: Governance

Important aspects of Society

  • India sole nation to curb Internet over communal unrest in 2023-24

    Why in the News?

    According to the report, there were 296 Internet shutdowns worldwide in 2024, and India accounted for 84 of them, making up 28% of the total.

    According to the report, there were 296 Internet shutdowns worldwide in 2024, and India accounted for 84 of them, making up 28% of the total.

    What percentage of global Internet shutdowns due to communal violence occurred in India?

    • High Proportion of Global Communal Violence Shutdowns: 56% of global Internet shutdowns due to communal violence occurred in India in 2024. Example: Out of 41 communal violence-related shutdowns worldwide, 23 were imposed in India, highlighting the frequent use of Internet curbs to control communal tensions.
    • Regional Concentration of Shutdowns: Most shutdowns occurred in conflict-prone regions like Manipur (21 shutdowns), Haryana (12 shutdowns), and Jammu & Kashmir (12 shutdowns). Example: During ethnic clashes in Manipur, authorities repeatedly shut down the Internet to curb the spread of misinformation and unrest.
    • Pattern of State-led Shutdowns: State governments are the primary enforcers of communal violence-related shutdowns. Example: Haryana imposed shutdowns following communal violence in Nuh district to prevent further escalation and maintain public order.

    How have the primary reasons for Internet shutdowns in India evolved between 2016 and 2024?

    • From National Security to Protest Control (2016–2024): Initially, Internet shutdowns were mainly enforced for national security and counter-terrorism, particularly in sensitive areas like Jammu & Kashmir. Example: A 213-day shutdown was imposed in 2019 after the abrogation of Article 370 to curb potential unrest.
    • Increase in Shutdowns During Protests (2020–2024): Shutdowns have become a frequent measure to suppress protests and prevent misinformation from spreading. Example: Internet services were suspended at Delhi’s borders during the 2020–2021 Farmers’ Protests to limit protest coordination.
    • Growing Use of Shutdowns for Communal Violence (2022–2024): There has been a rising trend of using shutdowns to contain communal violence and prevent further escalation. Example: In 2023, Haryana’s Nuh district faced an Internet shutdown following communal riots to restore public order.
    • Emergence of Exam-Related Shutdowns (2022–2024): Internet shutdowns are increasingly being used to prevent cheating during competitive examinations, raising concerns over their necessity. Example: Jharkhand imposed a shutdown during the 2024 General Graduate Level Combined Competitive Examination to prevent malpractices.
    • Targeted Shutdowns in Conflict Zones (Ongoing): Shutdowns continue to be heavily concentrated in conflict-prone regions like Jammu & Kashmir, Manipur, and parts of the Northeast due to ethnic and insurgency-related violence. Example: In 2024, 21 shutdowns were enforced in Manipur during episodes of ethnic violence to curb the spread of inflammatory content.

    What are the different types of Internet shutdowns imposed by authorities?

    • Complete Internet Blackout: Total suspension of all Internet services, including mobile data, broadband, and Wi-Fi. Example: The 213-day shutdown in Jammu & Kashmir (2019) after the abrogation of Article 370.
    • Mobile Internet Shutdown: Suspension of mobile data services while keeping broadband and Wi-Fi operational. Example: Manipur experienced 21 mobile Internet shutdowns in 2024 due to ethnic violence.
    • Targeted or Localized Shutdown: Internet suspension in specific geographic areas or for specific services like social media. Example: Haryana’s Nuh district faced a localized shutdown in 2023 following communal riots.

    How do Internet shutdowns impact fundamental rights in India?

    • Violation of Freedom of Speech and Expression (Article 19(1)(a)): Internet shutdowns restrict individuals from expressing opinions, accessing information, and engaging in public discussions.
      Example: During the 2020–21 Farmers’ Protests, Internet services were suspended in Delhi’s border areas, limiting protestors’ ability to communicate and share updates.
    • Obstruction of the Right to Practice Any Profession or Business (Article 19(1)(g)): Internet disruptions adversely affect businesses, digital transactions, and online services, hindering the right to earn a livelihood. Example: The 213-day Internet shutdown in Jammu & Kashmir (2019) caused significant economic losses, especially in the tourism and e-commerce sectors.
    • Disruption of the Right to Education (Article 21A): Shutdowns impede access to online education, causing academic disruptions and limiting students’ learning opportunities. Example: In Manipur (2023), prolonged Internet suspensions during ethnic violence interrupted online classes and examinations.
    • Denial of the Right to Access Information (Implicit under Article 19(1)(a)): Internet curbs block access to crucial information, particularly during emergencies, affecting public safety and awareness.
      Example: In Haryana (2023), Internet services were suspended during communal riots, preventing access to emergency services and safety information.
    • Violation of the Right to Life and Personal Liberty (Article 21): Shutdowns disrupt essential services like healthcare and emergency communication, posing a threat to life and personal liberty. Example: During the COVID-19 pandemic, Internet restrictions in Jammu & Kashmir limited access to telemedicine and critical health updates.

    What is the judiciary’s stance on Internet shutdowns in India?

    • Recognition of Internet Access as a Fundamental Right: The Supreme Court of India, in the Anuradha Bhasin v. Union of India (2020) case, ruled that access to the Internet is protected under Article 19(1)(a) (freedom of speech and expression) and Article 19(1)(g) (freedom to practice any profession or trade).
      • The Court held that indefinite Internet shutdowns are unconstitutional and must be proportionate and temporary.
    • Mandate for Procedural Safeguards and Review: The Court emphasized that any Internet suspension under Section 144 of the CrPC or the Temporary Suspension of Telecom Services (Public Emergency or Public Safety) Rules, 2017 must follow due process.
      • The mandate for procedural safeguards and review was established in the Anuradha Bhasin v. Union of India (2020) judgment.
    • Balancing Security and Fundamental Rights: While recognizing the state’s power to impose Internet shutdowns for public safety and national security, the judiciary has stressed that such measures must balance individual freedoms with legitimate state interests.
      • In Faheema Shirin v. State of Kerala (2019), the Kerala High Court affirmed access to the Internet as part of the right to education under Article 21A.

    Way forward: 

    • Strengthen Legal Oversight and Transparency: Implement clear guidelines for Internet shutdowns with mandatory judicial review and public disclosure of orders to prevent arbitrary restrictions and uphold fundamental rights.
    • Promote Proportional and Targeted Measures: Encourage the use of less restrictive alternatives, such as content moderation or geofencing, to address public safety concerns while minimizing disruption to essential services and civil liberties.

    Mains PYQ:

    Q ‘Communalism arises either due to power struggle or relative deprivation.’ Argue by giving suitable illustrations. (UPSC IAS/2018)

  • [25th February 2025] The Hindu Op-ed: Surveillance capitalism: the power to control personal data

    PYQ Relevance:

    Q) Data security has assumed significant importance in the digitized world due to rising cyber-crimes. The Justice B. N. Srikrishna Committee Report addresses issues related to data security. What, in your view, are the strengths and weaknesses of the Report relating to protection of personal data in cyber space? (UPSC CSE 2018)

     

    Mentor’s Comment: UPSC mains have always focused on “ Data security”  (2018), and the Impact of digital technology (2021).

    Surveillance capitalism is an economic system where tech companies collect, analyze, and sell personal data to predict and influence behaviour. This system, described by Shoshana Zuboff in The Age of Surveillance Capitalism (2018), treats human experiences as a resource for profit, similar to how colonialism and industrial capitalism exploited natural and human resources.

    Today’s editorial highlights current issues related to surveillance capitalism and its impact. This topic is relevant for GS Paper 2 and 3 in the UPSC Mains.

    _

    Let’s learn!

    Why in the News?

    Recently, surveillance capitalism has depended on turning personal data into a product. It affects people’s privacy and freedom while being closely linked to government surveillance.

    What is Surveillance Capitalism? 

    • Surveillance capitalism is an economic system where technology companies collect, analyze, and monetize personal data to predict and influence human behaviour.
    • This data is often gathered through digital platforms like social media, search engines, and smart devices, often without users’ full awareness.

    How does surveillance capitalism rely on the commodification of personal data?

    • Collection of Personal Data as Raw Material: Google Search tracks every query a user makes, including location and device information. This data is processed to understand user preferences and behaviour patterns.
    • Behavioural Prediction for Targeted Advertising: Companies monetize behavioural data by selling it to advertisers who target users with precision, maximizing ad effectiveness.
      • Meta (Facebook) monitors user activity across its platforms to deliver highly personalized ads. Users discussing fitness products may soon see ads for gym memberships.
    • Continuous Data Harvesting Across Devices: Data is continuously extracted from smart devices, even during routine interactions, deepening the pool of user insights.
      • Amazon’s Alexa collects voice commands and ambient sounds to refine product recommendations and improve its machine-learning models.
    • Algorithmic Manipulation to Influence Behaviour: Algorithms shape user behaviour by curating content that fosters prolonged engagement, increasing ad revenue.
      • YouTube’s recommendation algorithm analyses watch history to suggest videos that keep users engaged, often promoting content that aligns with their interests or biases.

    What are the strong connections between data commodification and state surveillance?

    • Mass Data Collection Programs: Governments collaborate with private tech companies to access vast amounts of personal data for surveillance purposes. Example: The PRISM program by the U.S. National Security Agency (NSA) collected user data from major tech companies like Google, Facebook, and Microsoft to monitor global communications.
    • Legal Mandates for Data Sharing: Many countries enforce laws requiring digital platforms to share user data with state agencies for national security and law enforcement. Example: India’s Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021 require platforms to trace the origin of messages, facilitating state surveillance.
    • Surveillance Technologies Integration: States use advanced technologies like facial recognition and AI-driven monitoring to track citizens’ movements and online activities. Example: China’s Social Credit System uses surveillance cameras and digital monitoring to track citizens’ behavior, affecting access to services based on their social scores.

    What are the negative impacts of commodifying personal data?

    • Privacy Erosion: When personal data is commodified, individuals lose control over their private information, leading to widespread privacy violations. Example: Social media platforms like Facebook have been criticized for selling user data to third parties, such as Cambridge Analytica which used it for targeted political advertising without users’ explicit consent.
    • Exploitation and Manipulation: Personal data is often used to influence behaviour through targeted advertising or algorithmic content curation, exploiting vulnerabilities. Example: Companies like Google and Amazon use personal data to create highly targeted ads.
    • Increased Risk of Data Breaches: The collection and trade of personal data raise the likelihood of data breaches, leading to identity theft, financial loss, and other harms. Example: The Equifax data breach in 2017 exposed the personal information of 147 million people.
    • Inequality and Discrimination: Commodified data can reinforce social and economic inequalities by enabling discriminatory practices, such as price discrimination or exclusion from services. Example: Insurance companies may use personal data to charge higher premiums to individuals based on their health or lifestyle, disproportionately affecting vulnerable groups.
    • Loss of Autonomy and Trust: The exploitation of personal data weakens public trust in institutions and reduces individuals’ sense of control over their own information. Example: The revelation that apps like TikTok collect and share user data with governments or third parties.

    What steps has the Indian government taken?

    • Data Protection Legislation: The Indian government enacted the Digital Personal Data Protection Act (DPDPA), 2023, which regulates the collection, processing, and storage of personal data. It mandates user consent, imposes penalties for data breaches, and establishes a Data Protection Board to address grievances.
    • Strengthening Cybersecurity: Initiatives like the National Cyber Security Policy (2013) and the establishment of CERT-In (Indian Computer Emergency Response Team) aim to protect critical information infrastructure, prevent cyberattacks, and enhance data security.
    • Regulating Big Tech: The government has introduced guidelines like the Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021, which require platforms to ensure transparency, allow user grievance redressal, and hold intermediaries accountable for data misuse.

    What steps have been taken at the global level?

    • General Data Protection Regulation (GDPR), European Union (2018): The GDPR sets a global benchmark for data privacy by enforcing strict guidelines on data collection, processing, and storage. It grants individuals the right to access, correct, and delete their personal data and imposes hefty penalties for non-compliance.
    • Global Data Protection Frameworks: Initiatives like the OECD Privacy Guidelines and the UN’s Internet Governance Forum promote international cooperation on data privacy, emphasizing transparency, user consent, and cross-border data flow regulations.
    • The USA’s Sectoral Approach: The California Consumer Privacy Act (CCPA) and similar state-level laws provide data protection rights to consumers, including the ability to opt out of data sales. The USA also advocates for a federal privacy law to harmonize regulations across industries.

    Way forward: 

    • Stronger Regulatory Frameworks: Implement comprehensive and adaptive data protection laws with clear accountability for data handlers, regular audits, and stringent penalties to safeguard user privacy and prevent misuse.
    • User Empowerment and Transparency: Promote data literacy programs and ensure platforms provide clear, accessible consent mechanisms, allowing users greater control over their personal information and how it is shared.
  • National Consumer Helpline (NCH) witnesses growth in NE-States

    Why in the News?

    The National Consumer Helpline (NCH) has seen a 300% rise in complaints in Arunachal Pradesh, reflecting increased awareness and trust in consumer grievance redressal.

    What is National Consumer Helpline (NCH)?

    • NCH is an initiative of the Department of Consumer Affairs, Ministry of Consumer Affairs, Food & Public Distribution to provide a nationwide grievance redressal system for consumers.
    • It offers advice, guidance, and assistance to consumers facing issues with products, services, and unfair trade practices.
    • Key Features of NCH:
      • Toll-Free Consumer Helpline: 1800-11-4000 / 1915 (Available from 9:30 AM – 5:30 PM, except national holidays).
      • Multi-Channel Complaint Registration: Website, mobile app, email, WhatsApp, and SMS-based complaint filing.
      • Covers a Wide Range of Sectors: E-commerce, telecom, banking, insurance, transport, healthcare, digital payments, etc.
      • Operated under: The Centre for Consumer Studies at the Indian Institute of Public Administration (IIPA).

    How has the NCH succeeded in Northeast India?

    • Complaints rose from 9,162 in 2020 to 36,609 in 2024, with Arunachal Pradesh seeing a 50-fold rise in consumer grievances.
    • 517% increase in online complaint registrations; introduction of regional language assistance to enhance accessibility.
    • Workshops, SHG partnerships, and NGO collaborations helped rural and tribal communities understand consumer rights.
    • “Jago Grahak Jago” initiatives, grants to NE states, and Panchayat training programs increased consumer participation.
    • Consumers experienced faster redressal in cases like e-commerce refunds, delayed product deliveries, and service-related issues.

    PYQ:

    [2012] With reference to consumers rights/privileges under the provisions of law in India, which of the following statements is/are correct?

    1. Consumers are empowered to take samples for food testing.

    2. When a consumer files a complaint in any consumer forum, no fee is required to be paid.

    3. In case of death of a consumer, his/her legal heir can file a complaint in the consumer forum on his/her behalf.

    Select the correct answer using the codes given below:

    (a) 1 only

    (b) 2 and 3 only

    (c) 1 and 3 only

    (d) 1, 2 and 3

     

  • [pib] Project NAKSHA

    Why in the News?

    Union Minister of Rural Development has inaugurated the National Geospatial Knowledge-based Land Survey of Urban Habitations (NAKSHA) in 152 Urban Local Bodies (ULBs) across 26 States and 3 Union Territories (UTs).

    What is Project NAKSHA?

    • It is an AI-driven urban land survey and digitization initiative launched by the Department of Land Resources under the Ministry of Rural Development.
    • Announced in the Union Budget 2024-25, the project aims to modernize urban land records through geospatial mapping, drone technology, and AI.
    • Launched in February 2025, the initiative will digitize and update land records in 152 Urban Local Bodies (ULBs) across 26 States and 3 Union Territories (UTs) in its pilot phase.
    • Survey of India is the technical partner, conducting aerial mapping and high-resolution imaging to create accurate, tamper-proof property records.
    • The Madhya Pradesh State Electronic Development Corporation (MPSEDC) is developing an end-to-end web-GIS platform.
      • National Informatics Centre Services Inc. (NICSI) will provide storage and data security.
      • The Survey of India will provide orthorectified imagery for accurate mapping.
    • Project NAKSHA builds on:
    1. Digital India Land Records Modernization Programme (DILRMP) for digitizing rural land records.
    2. SVAMITVA Scheme, using drone technology to map village properties.
    • Budgetary Provisions:
      • Pilot phase funding: ₹194 crore, fully financed by the Government of India.
      • Overall Phase 1 budget: ₹5,000 crore for nationwide expansion.

    Aims and Objectives of Project NAKSHA:

    • Standardizing urban property ownership details to eliminate land disputes.
    • Ensuring fraud-proof, legally valid land documentation.
    • Drone surveys and satellite imagery for precision mapping.
    • Detecting encroachments, illegal constructions, and land use changes.
    • Providing spatial data for urban expansion and infrastructure projects.
    • Digital land records enable seamless property transactions and ownership transfers.

    Features and Provisions:

    • 150+ cities covered in the first year, with full urban coverage in five years.
    • AI-enabled classification to identify disputed, encroached, or illegal land parcels.
    • Web-GIS Platform for Land Record Management to be developed by MPSEDC, ensuring real-time data access and updates.
    • States and UTs to conduct field surveys and ground verification.

    PYQ:

    [2019] With reference to land reforms in independent India, which one of the following statements is correct?

    (a) The ceiling laws were aimed at family holdings and not individual holdings.

    (b) The major aim of land reforms was providing agricultural land to all the landless.

    (c) It resulted in cultivation of cash crops as a predominant form of cultivation.

    (d) Land reforms permitted no exemptions to the ceiling limits.

     

  • [14th February 2025] The Hindu Op-ed: The problematic globalisation of medical education

    PYQ Relevance:

    Q) Public health system has limitation in providing universal health coverage. Do you think that private sector can help in bridging the gap? What other viable alternatives do you suggest? (UPSC CSE 2015)

     

    Mentor’s Comment: UPSC mains have always focused on the Public health system (2015), and the Health for All’ in India (2018).

    Medical education is changing in unusual ways. There is a shortage of doctors, yet governments and medical professionals limit access to medical studies. As a result, more students from different countries travel abroad to study medicine. In the past, medical education was international, but now each country controls it while it still becomes more global. This trend is important because of healthcare needs. The exact number of students studying medicine abroad is unknown, but it is estimated to be over 200,000, often in low-quality institutions. Before the Russian invasion, Ukraine had 24,000 foreign medical students, mostly from India.

    Today’s editorial talks about issues in the  Medical sector. This content would help in GS Papers 1, 2 and 3 to substantiate your answer.

    _

    Let’s learn!

    Why in the News?

    Studying medicine abroad is common, but it is largely unnoticed and lacks proper regulation.

    How does the globalization of medical education impact the quality and accessibility of healthcare?

    • Increased Access to Medical Education but Quality Concerns Persist: India has only 1 medical seat for every 22 applicants, with 2.3 million students appearing for NEET annually.
      • As a result, over 20,000 Indian students go abroad for medical studies each year. While foreign education provides an alternative, some countries have lax regulatory frameworks, leading to concerns over clinical training standards.
    • Low Licensing Exam Pass Rates for Foreign Medical Graduates: India’s Foreign Medical Graduate Examination (FMGE) pass rate has historically been below 20%.
      • In 2022, only 10,500 out of 41,349 candidates (25.4%) cleared the exam. Many foreign-trained doctors struggle to meet national standards, delaying their entry into the healthcare system.
    • Disproportionate Dependence on Foreign-trained Doctors in Some Countries: In the US, 25% of physicians are international medical graduates (IMGs), while in the UK, 37% of doctors in the NHS come from abroad.
      • While globalization helps address doctor shortages in developed countries, it exacerbates the “brain drain” in source countries like India, Nigeria, and Pakistan.
    • Growth of For-profit Medical Schools with Limited Oversight: The Caribbean region alone has over 50 private medical schools, many catering exclusively to international students from the US and Canada.
      • These institutions charge high tuition fees but often lack sufficient clinical training infrastructure, raising concerns about graduate competence.
    • Shortage of Trained Doctors in Source Countries: The WHO estimates a global shortfall of 10 million healthcare workers by 2030, with Africa facing a deficit of 6 million doctors and nurses.
      • Many doctors trained abroad do not return home, worsening healthcare shortages in low-income countries while benefiting high-income nations.

    What are the consequences of medical degrees that are obtained abroad, especially from countries with lower academic standards?

    • High Failure Rates in Licensing Exams: Foreign-trained doctors often struggle to meet national medical standards, leading to low pass rates in licensing exams.
      • Example: In India, the Foreign Medical Graduate Examination (FMGE) pass rate has historically been below 20%. In 2022, only 10,500 out of 41,349 candidates (25.4%) cleared the exam, delaying their entry into the healthcare system.
    • Limited Clinical Exposure and Skill Gaps: Some foreign medical colleges lack proper clinical training, affecting students’ hands-on experience in diagnosing and treating patients.
      • Example: Several Caribbean medical schools, catering to US and Canadian students, have faced criticism for their limited hospital affiliations, forcing students to complete clinical rotations in different countries.
    • Difficulty in Securing Residency and Employment: Graduates from lesser-known foreign institutions often struggle to secure postgraduate training and jobs in competitive healthcare markets.
      • Example: In the United States, international medical graduates (IMGs) face higher rejection rates for medical residencies, with only about 60% of non-US IMGs matching into residency programs in 2023, compared to 93% of US medical graduates.

    Is the global mobility of medical education sustainable, and how does it affect local health systems?

    • Brain Drain Weakens Healthcare in Source Countries: Many doctors trained abroad do not return, leading to a shortage of medical professionals in their home countries.
      • Example: Nigeria loses over 2,000 doctors annually to migration, worsening its doctor-to-patient ratio, which stands at 1:5,000, far below the WHO-recommended 1:1,000.
    • Unequal Distribution of Healthcare Professionals: High-income countries attract foreign-trained doctors, leaving rural and underserved regions in low- and middle-income nations critically short-staffed.
      • Example: In India, only 20% of doctors serve in rural areas, even though 65% of the population resides there, leading to severe healthcare disparities.
    • Reliance on Foreign-trained Doctors in Host Countries: Developed nations depend on foreign medical graduates to fill workforce gaps, making their healthcare systems vulnerable to changing immigration policies.
      • Example: The UK’s NHS workforce includes 37% foreign-trained doctors, with a significant number from India and Pakistan.

    Way forward: 

    • Strengthening Domestic Medical Education Infrastructure: Increase the number of medical seats and improve the quality of training in home countries to reduce dependence on foreign institutions. Example: India has added over 100 new medical colleges since 2019 to expand access to medical education.
    • Stricter Accreditation and Recognition of Foreign Medical Degrees: Establish global accreditation standards and bilateral agreements to ensure only high-quality foreign medical degrees are recognized. Example: The National Exit Test (NExT) in India will standardize assessment for both domestic and foreign medical graduates.
  • [pib] NITI Aayog launches Swavalambini Initiative

    Why in the News?

    The NITI Aayog has launched Swavalambini Women Entrepreneurship Programme in collaboration with the Ministry of Skill Development and Entrepreneurship (MSDE).

    About Swavalambini Women Entrepreneurship Programme:

    • It is a program to foster entrepreneurial skills among female students in higher education institutions across Assam, Meghalaya, and Mizoram.
    • Aims and Objectives:
      • Empowerment: To inspire and equip young women to become job creators and leaders, thereby contributing to economic development in Northeast India.
      • Skill Development: To provide structured training that covers essential business aspects, enhancing participants’ entrepreneurial competencies.
    • Provisions and Features:
      • Entrepreneurship Awareness Programme (EAP): A two-day session introducing 600 female students to the fundamentals of entrepreneurship.
      • Entrepreneurship Development Programme (EDP): An intensive 40-hour training for 300 selected participants, covering topics such as financial planning, market access, legal compliance, and business networking.
      • Mentorship: Six months of dedicated mentorship to assist participants in transforming their business ideas into viable enterprises.
      • Faculty Development Programme (FDP): A 5-day training for faculty members to enhance their ability to mentor aspiring entrepreneurs effectively.

    PYQ:

    [2010] Two of the schemes launched by the Government of India for Women’s development are Swadhar and Swayam Siddha. As regards the difference between them, consider the following statements:

    1. Swayam Siddha is meant for those in difficult circumstances such as women survivors of natural disasters or terrorism, women prisoners released from jails, mentally challenged women etc., whereas Swadhar is meant for holistic empowerment of women through Self Help Groups.
    2. Swayam Siddha is implemented through Local Self-Government bodies or reputed Voluntary Organizations whereas Swadhar is implemented through the ICDS units set up in the states.

    Which of the statements given above is/are correct?

    (a) 1 only

    (b) 2 only

    (c) Both 1 and 2

    (d) Neither 1 nor 2

     

  • Bharatiya Bhasha Pustak Scheme

    Why in the News?

    In the Union Budget 2025-26, Finance Minister, has introduced the Bharatiya Bhasha Pustak Scheme to provide digital textbooks in Indian languages.

    What is Bharatiya Bhasha Pustak Scheme?

    • Aims and Objectives:
      • It will provide digital textbooks and study resources for students at the school and university levels, promoting regional languages in the education system.
      • The scheme aims to bridge the language gap by providing digital textbooks and study materials in multiple Indian languages.
      • It ensures that students from diverse linguistic backgrounds can study subjects in their mother tongue, improving comprehension and retention.
    • It aligns with the NEP 2020 vision to promote multilingualism in education.
    • It complements the ASMITA (Augmenting Study Materials in Indian Languages through Translation and Academic Writing) initiative.
      • 22,000 books in Indian languages will be developed in the next five years under ASMITA.

    Criteria and Provisions:

    • The scheme will be implemented in schools, colleges, and universities across India.
    • Institutions affiliated with UGC, AICTE, and other regulatory bodies will be part of the initiative.
    • The scheme will focus on STEM (Science, Technology, Engineering, and Mathematics), Social Sciences, Commerce, and Humanities.
    • Special emphasis on technical education in Indian languages.
    • The digital books will be available on government-supported e-learning platforms like DIKSHA, e-PG Pathshala, and National Digital Library of India.
    • AI-based tools will be used to facilitate translations, voice-assisted learning, and personalized study materials.

    PYQ:

    [2016] ‘SWAYAM’, an initiative of the Government of India, aims at:

    (a) Promoting the Self Help Groups in rural areas

    (b) Providing financial and technical assistance to young start-up entrepreneurs

    (c) Promoting the education and health of adolescent girls

    (d) Providing affordable and quality education to the citizens for free

  • [pib] E-Shram Microsites & Occupational Shortage Index (OSI)

    Why in the News?

    Union Minister for Labour & Employment has launched State and Union Territory Microsites under the e-Shram initiative and the Occupational Shortage Index (OSI).

    About E-Shram Microsites

    • E-Shram Microsites are state-specific digital platforms integrated with the national e-Shram database.
    • It is aimed at providing unorganised workers seamless access to both Central and State government welfare programs.
    • These platforms ensure real-time integration between State portals and the e-Shram database, allowing simplified registration of unorganised workers.

    Key benefits includes:

    (1) For Workers:

    • One-stop access to employment opportunities, skilling programs, and social security benefits.
    • Multilingual accessibility, ensuring workers from different regions can navigate the platform in their preferred language.
    • Two-way integration with the e-Shram database, allowing workers to receive real-time updates on welfare schemes and job opportunities.

    (2) For States/UTs:

    • Cost-effective digital infrastructure, reducing the need for separate State-level portals.
    • Real-time analytics dashboards for better policy decision-making and customized tools for specific labour market requirements.

    What is Occupational Shortage Index (OSI)?

    • The OSI is a data-driven tool designed to identify job roles and industries facing labour shortages, improving workforce planning and employment outcomes.
    • It is based on ILO methodology and quarterly Periodic Labour Force Survey (PLFS) data, ensuring an accurate and updated analysis of the job market.
    • It comprise of following 4 sub-indicators:
    1. Hourly Wage Growth
    2. Employment Growth
    3. Growth in Hours Worked
    4. Share of Under-qualified Workers
    • High OSI indicates Shortage/higher demand of workers within a particular occupation, which may result in higher wages, more job opportunities.
    • Low OSI indicates Surplus/less demand of workers, which may lead to lower wages, fewer job opportunities, and increased competition for available positions.

    PYQ:

    [2015] Discuss the changes in the trends of labour migration within and outside India in the last four decades.

  • Centre notifies Unified Pension Scheme for Government Staff

    Why in the News?

    The Finance Ministry has announced the operationalization of the Unified Pension Scheme (UPS) for Central Government employees under the National Pension System (NPS), effective from April 1, 2025.

    Salient features of the Unified Pension Scheme (UPS)

    • Effective from April 1, 2025.
    • Eligibility: Applicable to Central Government employees with at least 10 years of service.
    • Assured Pension:
      • 50% of average basic pay over the last 12 months before retirement for employees with 25+ years of service.
      • Proportionate benefits for employees with 10–25 years of service.
    • Assured Minimum Pension: ₹10,000 per month for eligible employees.
    • Assured Family Pension: 60% of the pension drawn by the employee prior to their death.
    • Inflation Protection:
      • Pensions indexed to inflation.
      • Dearness Relief (DR) linked to the All India Consumer Price Index for Industrial Workers (AICPI-IW).
    • Government Contribution: Increased to 18.5% of basic pay and DA (up from 14% under NPS).
    • Employee Contribution: 10% of basic pay and DA (same as NPS).
    • Lump Sum Payment:
      • One-tenth of last drawn pay (including DA) for every six months of completed service, in addition to gratuity.
    • Choice of Scheme: Employees can choose between UPS and NPS starting from the upcoming financial year, with the choice being final once made.
    • Beneficiaries: Initially benefits 23 lakh Central Government employees, with potential extension to 90 lakh employees if adopted by state governments.

    Differences between UPS, NPS and OPS (Old Pension Scheme)

    Unified Pension Scheme (UPS) National Pension Scheme (NPS) Old Pension Scheme (OPS)
    Pension Amount 50% of average basic pay over last 12 months; proportional for service <25 years. Market-linked, dependent on contributions and market performance. 50% of last drawn salary, increases with DA hikes.
    Family Pension 60% of employee’s pension after their death. Based on accumulated corpus and annuity plans. Continued benefits to family after retiree’s death.
    Employee Contribution 10% of basic salary. 10% of basic salary. None; entirely government-funded.
    Government Contribution 18.5% of basic salary. 14% of basic salary. Entire cost borne by the government.
    Inflation Indexation Linked to AICPI-IW. Not applicable (market-linked returns). Indexed; pension increases with DA hikes.

     

    PYQ:

    [2017] Who among the following can join the National Pension System (NPS)?

    (a) Resident Indian citizens only

    (b) Persons of age from 21 to 55 only

    (c) All State Government employees joining the services after the date of notification by the respective State Governments

    (d) All Central Government employees including those of Armed Forces joining the services on or after 1st April, 2004

  • [pib] Sukanya Samriddhi Yojana

    Why in the News?

    Sukanya Samriddhi Yojana (SSY) has completed 10 years on January 22, 2025. As of November 2024, over 4.1 crore SSY accounts have been opened, highlighting the scheme’s success and its role in fostering inclusivity and progress.

    About Sukanya Samriddhi Yojana (SSY):

    • Launched on January 22, 2015, under Beti Bachao, Beti Padhao Campaign.
    • It is a small deposit scheme by the Ministry of Finance for a girl child
    • Over 4.1 crore accounts opened as of November 2024.
    • Aims and Objectives:
      • To meet the education and marriage expenses of a girl child.
      • Promote financial independence and secure futures for girl children.

    Criteria and Provisions:

    • Eligibility: For girl children under 10 years; max 2 accounts per family (exceptions for twins/triplets).
    • Deposits: Minimum: ₹250; Maximum: ₹1.5 lakh annually; deposits for 15 years.
    • Withdrawals:
      • Partial: Up to 50% after age 18 or completion of 10th standard for education.
      • Full: Allowed for marriage (minimum age 18).
    • Interest Calculation: Monthly on the lowest balance; credited annually.
    • Premature Closure: Allowed for medical emergencies or death of guardian.
    • Interest: ate of interest 9.2% Per Annum (wef 1-4-2015), calculated on yearly basis, yearly compounded.
    • Tax Benefits: Quarterly rates compounded annually; investments and returns are tax-free under Section 80C.

    Structural Mandate and Implementation

    • Managed by guardian till age 18; account matures in 21 years.
    • Can be opened/transferred at post offices or banks.
    • Early closure for marriage requires proof of age and marriage documents.

    PYQ:

    [2014] What is/are the facility/facilities the beneficiaries can get from the services of Business Correspondent (Bank Saathi) in branchless areas?

    1. It enables the beneficiaries to draw their subsidies and social security benefits in their villages.
    2. It enables the beneficiaries in the rural areas to make deposits and withdrawals.

    Select the correct answer using the code given below:

    (a) 1 only

    (b) 2 only

    (c) Both 1 and 2

    (d) Neither 1 nor 2