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UPSC 2023 countdown has begun! Get your personal guidance plan now! (Click here)

The existing income limit for determining the non-creamy layer (NCL) among Other Backward Classes (OBC) is considered sufficient and hence there is no proposal currently to revise the said income limit, informed the Centre.

The new CAR T-Cell Immunotherapy holds promise for Ovarian Cancer patients over other forms of treatment.

The Union Budget has announced Rs 2,516 crore for computerization of 63,000 Primary Agricultural Credit Societies (PACS) over the next five years.

The Reserve Bank of India (RBI) has extended the validity of authorization issued to Vakrangee to setup, own and operate White Label ATMs in India.
There are many benefits of White Label ATMs:
There are also a few limitations of White Label ATMs:
The differences between Brown Label ATM and White Label ATMs are:
| Brown Label ATM | White Label ATM |
| Brown Label ATMs have their hardware and ATM machine leased by a service provider | Non-banking entities own and operate ATMs |
| The sponsor bank’s brand name appears on the Brown label ATM | There is no bank logo on a white label ATM machine |
| The RBI is not directly involved. These outsourcing firms are bound by contracts with their respective banks | The RBI is directly involved as white label companies must obtain a license or permission from the RBI in order to conduct business |

Google has finally decided to answer the challenge and threat posed by Microsoft-backed OpenAI and its AI chatbot- ChatGPT.
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![How to crack UPSC with 5hr/day prep? Time management for Working UPSC 2023 & 2024 aspirants | 1-1 Webinar by IRS, Soham sir, AIR 267 [⭐Get Soham sir’s Notes and Timetable]](https://d18x2uyjeekruj.cloudfront.net/wp-content/uploads/2023/02/Soham-Mandhare-6-1568x882.jpg)
Soham Mandhare, IRS and a Super Mentor at CivilsDaily will be LIVE for a 1-1 LIVE webinar to discuss practical and proven Time-Management strategies to bring productivity and efficiency to your UPSC preparation, with just 5 hours of study time.
⭐Get Soham sir’s Timetable and Notes
Being one of the most prestigious and sought-after careers in India, Civil Services is a dream for many. We’ve seen UPSC toppers who chose these over their high-paying corporate jobs.
However, for many working professionals, aspiring to be an IAS-IPS, balancing a demanding job with their aspirations to crack this exam can be a tough task. And they can’t quit becoming a full-time aspirant.
Isn’t this the usual story?
Preparing with a full-time job was the best decision…and CivilsDaily made it easy for me.
Mantri Mourya, AIR 28, UPSC 2021
Responsibilities and financial independence must not stop you from following your passion and making your dream come true.
With long work hours and limited time to study, it’s easy to feel overwhelmed and like you’re not making progress. Unmanageable preparation takes a toll on your mental-physical health and UPSC attempt/efforts.
If you can’t increase the study time then better spend those 5 hours under a solid strategy where you are able to maintain a razor-sharp focus, gradual improvements, and are able to measure progress.
Soham Mandhare, IRS and a Super Mentor at CivilsDaily will be LIVE for a 1-1 LIVE webinar to discuss practical and proven Time-Management strategies to bring productivity and efficiency to your UPSC preparation, with just 5 hours of study time.
Mode: Online
Link: Zoom link will be shared on email post registration
FREE Entry but limited seats

Post-webinar we will share important PDFs, timetable framework, and notes.
Other than this a strategy package will be emailed to you.
Note: Entry is on a first-come, first-served basis. Limited seats are available.



Soham Mandhare, IRS and a Super Mentor at CivilsDaily will be LIVE for a 1-1 LIVE webinar to discuss practical and proven Time-Management strategies to bring productivity and efficiency to your UPSC preparation, with just 5 hours of study time.