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Rising Consumer Credit: Growth Catalyst or Financial Time Bomb ?

N4S : Rising consumer credit is fueling spending but straining financial stability. UPSC often frames questions around economic growth by linking savings, investment, and financial policies (e.g., PYQ: “Among several factors for India’s potential growth, savings rate is the most effective one. Do you agree?”). Aspirants falter when they treat such topics narrowly—focusing only on… Continue reading Rising Consumer Credit: Growth Catalyst or Financial Time Bomb ?

[pib] River Cities Alliance (RCA)

Why in the News? The National Mission for Clean Ganga (NMCG) has approved an annual master plan for the River Cities Alliance (RCA), aimed at scaling up sustainable urban river rejuvenation. What is the River Cities Alliance (RCA)? The RCA launched in 2021, promotes sustainable urban river management across India. It is a joint initiative… Continue reading [pib] River Cities Alliance (RCA)

In news: Haji Pir Pass

Why in the News? The recent Pahalgam terror attack has revived debates on India’s 1966 decision to surrender the Haji Pir Pass to Pakistan during Tashkent Agreement of 1966. This move is compared to the Soviet Union’s 1954 transfer of Crimea, which created lasting security challenges. About Haji Pir Pass: The Haji Pir Pass is… Continue reading In news: Haji Pir Pass

[28th April 2025] The Hindu Op-ed: The ‘political trilemma’ and the crisis in the West

PYQ Relevance: [UPSC 2019] Are we losing our local identity for the global identity? Discuss Linkage: The tension between globalising forces and national or local identities, which is at the heart of the debate surrounding the political trilemma, particularly the interplay between international economic integration and national sovereignty/popular democracy.   Mentor’s Comment:  Democracies in the… Continue reading [28th April 2025] The Hindu Op-ed: The ‘political trilemma’ and the crisis in the West

The real Indian arbitrator needs to stand up

Why in the News? India’s growing economy has sparked discussions on using arbitration to handle increasing commercial disputes. The overburdened court system makes arbitration a popular choice, but questions remain about its effectiveness. What are the two key parameters that define the credibility and legitimacy of Indian arbitration? Efficient Conduct of Arbitral Proceedings: Arbitrators must… Continue reading The real Indian arbitrator needs to stand up

RBI Launches ‘.bank.in’ Domain to Combat Digital Payment Frauds

Why in the News? To tackle the increasing number of digital payment frauds, the Reserve Bank of India (RBI) has introduced the exclusive ‘.bank.in’ domain for Indian banks. About the ‘.bank.in’ Domain The ‘.bank.in’ domain was introduced in February 2025 to provide Indian banks with a unique online address, reducing the risk of fraudulent websites… Continue reading RBI Launches ‘.bank.in’ Domain to Combat Digital Payment Frauds

Support for Marginalised Individuals for Livelihood and Enterprise (SMILE) Scheme

Why in the News? Under the SMILE scheme, the Union Social Justice Ministry has identified only 9,958 beggars across 81 cities, compared to 3.72 lakh recorded in the 2011 Census. About the SMILE Scheme:   The Ministry of Social Justice and Empowerment launched the SMILE scheme in 2022. It is a Central Sector Scheme to rehabilitate… Continue reading Support for Marginalised Individuals for Livelihood and Enterprise (SMILE) Scheme

From Shore to Horizon: What Lies Ahead for India’s Maritime Policy ?

N4S: UPSC loves testing how well aspirants connect India’s policies to global trends. Take the 2024 question on the Maldives’ strategic importance—if you didn’t link it to India’s broader maritime vision, you probably missed key points. Many struggle with understanding how India’s maritime strategy is evolving. This article makes it simple.MAHASAGAR isn’t just an extension… Continue reading From Shore to Horizon: What Lies Ahead for India’s Maritime Policy ?

[26th April 2025] The Hindu Op-ed: Teaching children to eat well must begin in school

PYQ Relevance: [UPSC 2022] The Right of Children to Free and Compulsory Education Act, 2009 remains inadequate in promoting incentive-based system for children’s education without generating awareness about the importance of schooling. Analyse. Linkage: Teaching children about food and nutrition in schools can help them learn healthy eating habits early on. This supports the idea… Continue reading [26th April 2025] The Hindu Op-ed: Teaching children to eat well must begin in school

A chance for India’s creative ecosystem to make waves

Why in the News? Despite global trade challenges and stock market fluctuations, India remains a strong and resilient economy. By using its young population and technological strengths, India has the potential to turn difficulties into opportunities. With its rich tradition of storytelling, India’s Media & Entertainment (M&E) sector aims to connect creators around the world… Continue reading A chance for India’s creative ecosystem to make waves

Indus Waters Treaty, Simla Agreement ‘in abeyance’: What this means

Why in the News? After the Pahalgam terror attack, India responded by putting the 1960 Indus Waters Treaty (IWT) on hold and announced several other diplomatic steps. In return, Pakistan said it would also consider suspending all bilateral agreements with India, including the Simla Agreement. What are the key reasons cited by India for holding… Continue reading Indus Waters Treaty, Simla Agreement ‘in abeyance’: What this means

Recalibrating Ties: How is India Reshaping Its Afghanistan Policy?

India has “historical and civilisational ties” with Afghanistan, Foreign Minister S Jaishankar told Parliament in 2023. But since the Taliban seized power, the world has been walking a tightrope, deciding whether to engage with the regime or keep its distance over human rights and security concerns. China? It wasted no time. Beijing has gone all… Continue reading Recalibrating Ties: How is India Reshaping Its Afghanistan Policy?

“Revive Our Ocean” Initiative

Why in the News? A new global initiative called ‘Revive Our Ocean’ was launched with the goal of scaling up effective, community-led marine protected areas (MPAs) to boost marine conservation efforts. About the Revive Our Ocean Initiative: It is a global effort to enhance marine ecosystem protection through community-led Marine Protected Areas (MPAs). It was… Continue reading “Revive Our Ocean” Initiative

DRDO achieves milestone in Scramjet Hypersonic Engine Development

Why in the News? The DRDO Laboratory (DRDL), located in Hyderabad, successfully demonstrated long-duration Active Cooled Scramjet Subscale Combustor ground testing for over 1,000 seconds. About Hypersonic Cruise Missiles: Hypersonic cruise missiles are advanced weapons capable of travelling at speeds greater than Mach 5 (approximately 6,100 km/h), making them 5x faster than the speed of… Continue reading DRDO achieves milestone in Scramjet Hypersonic Engine Development

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