💥UPSC 2027,2028 Mentorship (April Batch) + Access XFactor Notes & Microthemes PDF

Type: Schemes

  • Telecom and Postal Sector – Spectrum Allocation, Call Drops, Predatory Pricing, etc

    [pib] Telecom Technology Development Fund (TTDF) Program

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Telecom Technology Development Fund (TTDF) Program

    Why in the News?

    The Telecom Technology Development Fund (TTDF) has facilitated a collaboration between the Centre for Development of Telematics (C-DOT) and Trois Infotech on the development of “Face Recognition Using Drone” technology.

    About Telecom Technology Development Fund (TTDF):

    Details
    • Launched on October 1, 2022 under the Universal Service Obligation Fund (USOF), Ministry of Telecommunications.
    • Supports indigenous telecom technologies, especially for rural communication needs.

    About USOF (Universal Service Obligation Fund) 

    • USOF was established in April 2002 under the Indian Telegraph (Amendment) Act 2003.
    • Objective: To provide financial support for telecom services in rural and remote areas that are commercially unviable.
    • A non-lapsable fund, with the levy amount credited for continuous use.
    • Operates as an attached office of the Department of Telecom, headed by an administrator appointed by the Central Government.
    • Initially focused on providing basic telecom services in rural areas at affordable prices.
    • Expanded scope to include mobile services, broadband connectivity, and infrastructure development in rural and remote areas.
    Aims and Objectives
    • Encourage Innovation: Create synergies across stakeholders (startups, R&D, academia) and focus on rural-specific telecom solutions.
    • Bridge the Digital Divide: Provide affordable telecom solutions for rural areas and enhance connectivity.
    • Intellectual Property Creation: Support R&D projects contributing to patentable technologies.
    Key Features and Structural Mandate Funding Mechanism:

    • Grants for Indian startups, research institutes, academia, and telecom companies for R&D on rural telecom solutions.
    • Managed by Department of Telecommunications (DoT) with USOF as the administering body.

    Features:

    • Incentives for Startups: Provides financial incentives for telecom R&D projects from prototype to commercialization.
    • Collaborative Framework: Promotes collaboration between stakeholders such as startups, telecom companies, universities, and R&D centers.
    • PoC and Pilot Support: Encourages proof of concept testing and pilots to validate technological solutions.

     

    PYQ:

    [2019] In India, which of the following review the independent regulators in sectors like telecommunications, insurance, electricity, etc.?

    1. Ad Hoc Committees set up by the Parliament
    2. Parliamentary Department Related Standing Committees
    3. Finance Commission
    4. Financial Sector Legislative Reforms Commission
    5. NITI Aayog

    Select the correct answer using the code given below:

    (a) 1 and 2
    (b) 1, 3 and 4
    (c) 3, 4 and 5
    (d) 2 and 5

  • Pension Reforms

    Employees’ Pension Scheme (EPS)

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Employees’ Pension Scheme (EPS)

    Why in the News?

    The Parliamentary Standing Committee on Labour has recommended increasing the minimum pension of ₹1,000 paid by the Employees’ Provident Fund Organisation (EPFO) under the Employees’ Pension Scheme (EPS).

    About the Employees’ Pension Scheme (EPS):

    Details
    • Introduced in 1995 by the Employees Provident Fund Organisation (EPFO) under the Ministry of Labour and Employment.
    • Provides pension benefits to employees in the organized sector.
    Aims and Objectives
    • To provide pension benefits to employees in the organized sector.
    • Ensures financial security for employees post-retirement or in case of disability or death.
    Features and Significance
    • Employee and Employer Contribution: Both contribute 12% of the salary towards the EPF.
    • Employer’s Contribution: 8.33% of the employer’s contribution goes towards the pension fund.
    • Union Government Contribution: 1.16% of the employee’s basic salary is contributed to the pension fund.
    • Pension Fund Setup: The fund is created by allocating 8.33% of the employer’s contribution from the EPF corpus.
    Structural Mandate and Implementation Supreme Court in November 2022, the court upheld the Employees’ Pension (Amendment) Scheme, 2014, extending the deadline for opting for the new scheme by 4 months.

    • Pre-Amendment Scheme: Pensionable salary was based on the average salary of the last 12 months prior to exiting the pension fund.
    • Post-Amendment Scheme (2014): Pensionable salary based on average salary of the last 60 months (5 years).
    Eligibility Criteria
    • Applies to employees whose basic salary exceeds ₹15,000 per month.
    • Employees who are members of the Employees’ Provident Fund (EPF) and meet the contribution requirements are eligible for the scheme.

     

    PYQ:

    [2021] With reference to casual workers employed in India, consider the following statements:

    1. All casual workers are entitled for Employees Provident Fund coverage.

    2. All casual workers are entitled for regular working hours and overtime payment.

    3. The government can by a notification specify that an establishment or industry shall pay wages only through its bank account.

    Which of the above statements are correct?

    (a) 1 and 2 only

    (b) 2 and 3 only

    (c) 1 and 3 only

    (d) 1, 2 and 3

  • Health Sector – UHC, National Health Policy, Family Planning, Health Insurance, etc.

    [pib] Ayushman Arogya Mandirs

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Ayushman Arogya Mandirs, AB-NHPM

    Why in the News?

    • In February 2018, the Centre had launched the initiative to establish 1,50,000 Ayushman Arogya Mandirs (AAMs), formerly known as Ayushman Bharat Health and Wellness Centres (AB-HWCs), by December 2022.
      • As of 31st July 2024, 1,73,881 Ayushman Arogya Mandirs have been set up and are fully operational, exceeding the original target.

    About the Ayushman Arogya Mandirs (AAMs):

    Details
    • Launched to provide comprehensive health services covering preventive, promotive, curative, rehabilitative, and palliative care for all age groups.
      • First AAM was launched in Bijapur, Chhattisgarh on April 18th, 2018.
    • In FY 2018-19, over 17,000 AAMs were operationalized, surpassing the target of 15,000.
      • Currently, there are 1.6 lakh such centres across India.
    • National Health Policy of 2017 envisioned AAMs as the cornerstone of India’s health system.
      • In 2023, the Union Health Ministry renamed AB-HWCs as Ayushman Arogya Mandirs with the tagline ‘Arogyam Parmam Dhanam’.
    Aims and Objectives
    • To provide universal, free-of-cost, and accessible primary healthcare services to both rural and urban populations.
    Features and Significance
    • Services provided include preventive, promotive, curative, palliative, and rehabilitative care.
    • AAMs offer a comprehensive 12-package set of services.
    • Sub-Health Centres (SHC) and Primary Health Centres (PHC) are being transformed to offer broader healthcare services.
    Structural Mandate Implemented via 2 Components:

    1. Comprehensive Primary Health Care: The mission plans to establish 1,50,000 AAMs in rural and urban areas to provide comprehensive primary healthcare services.
    2. Pradhan Mantri Jan Arogya Yojana (PM-JAY): The scheme provides a health insurance cover of Rs. 5 lakh per year to more than 10 crore vulnerable families for secondary and tertiary care.

     

    PYQ:

    [2022] With reference to Ayushman Bharat Digital Mission, consider the following statements:

    1. Private and public hospitals must adopt it.
    2. As it aims to achieve universal health coverage, every citizen of India should be part of it ultimately.
    3. It has seamless portability across the country.

    Which of the statements given above is/are correct?

    (a) 1 and 2 only

    (b) 3 only

    (c) 1 and 3 only

    (d) 1, 2 and 3

  • North-East India – Security and Developmental Issues

    [pib] Projects under PM-DevINE Scheme

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: PM-DevINE Scheme

    Why in the News?

    The Ministry of Development of North-East Region has provided progress update regarding various projects under the Prime Minister’s Development Initiative for North East Region (PM-DevINE) Scheme.

    About the PM-DevINE Scheme:

    Details PM-DevINE is a Central Sector scheme introduced under the Union Budget 2022-23, aiming to drive development in the North Eastern Region (NER) through infrastructure and social projects.
    Aims and Objectives
    • Infrastructure Development: Enhance connectivity and accessibility in NER, aligned with PM GatiShakti.
    • Social Development: Address critical issues and improve residents’ quality of life.
    • Livelihood Opportunities: Focus on creating opportunities for youth and women.
    Structural Mandate and Implementation
    • Nodal Agency: Ministry of Development of North-East Region.
    • Approval: Cabinet approved on 12th October 2022.
    • Central Funding: 100% central funding for projects.
    • Outlay: Rs. 6600 crore for FY 2022-23 to FY 2025-26.
    • Project Sanctions: 35 projects worth Rs. 4857.11 crore sanctioned as of November 2024.
    State-wise Project Analysis
    • Sikkim: Passenger Ropeway System (completed), Skywalk Project (13% completed).
    • Mizoram: Bamboo Link Roads (28% completed).
    • Nagaland: Special Development Projects (30% completed).
    • Assam: School Transformations (55% completed), IT Park Construction (23% completed).
    • Manipur: Infrastructure for Manipur Technical University (25% completed).
    • Tripura: Solar Micro Grid (30% completed), Skill Development Centre (work started).
  • Agricultural Sector and Marketing Reforms – eNAM, Model APMC Act, Eco Survey Reco, etc.

    [pib] Yuva Sahakar Scheme

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Yuva Sahakar Scheme

    Why in the News?

    The Ministry of Cooperation, in written reply to a question in the Lok Sabha has informed about the progress of the Yuva Sahakar Scheme.

    Current Financial Details:

    • As of 30th November 2024, the following financial assistance details have been recorded:
      • Sanctioned Amount: ₹4734.97 lakh to cooperatives with 18,915 beneficiary members.
      • Disbursed Amount: ₹294.44 lakh.
      • Sanctioned for 2024: ₹230.61 lakh, with ₹89.88 lakh disbursed.

    About the Yuva Sahakar Scheme:

    Details
    Overview and Objectives
    • Launched in 2018 under the Ministry of Agriculture and Farmers Welfare.
    • Implemented by NCDC (National Cooperative Development Corporation), which operates under the Ministry of Cooperation
    • Goal: To promote the formation of new cooperative societies and encourage innovative ideas from young entrepreneurs.
    • Targets cooperatives that have been operational for at least 3 months.
    NOTE: NCDC was established in 1963 as a statutory Corporation under Ministry of Agriculture & Farmers Welfare.
    Features and Provisions
    • Loan Tenure: Up to 5 years.
    • Interest Subvention: 2% subvention on the applicable interest rate for term loans related to project activities.
    • Subsidy Integration: Loans can be combined with subsidies available under other Government of India schemes.
    • Eligibility: All cooperatives in operation for at least 1 year are eligible for funding based on proposed projects.
    Significance
    • Encourages cooperatives to explore new and innovative areas.
    • Dedicated fund by NCDC for youth cooperatives.
      • Linked to the ₹1000 crore Cooperative Start-up and Innovation Fund (CSIF).
    • Increased funding for cooperatives from North Eastern regions, Aspirational Districts, and those with women, SC/ST, or PwD members.
  • Agricultural Sector and Marketing Reforms – eNAM, Model APMC Act, Eco Survey Reco, etc.

    [pib] New Policy Initiatives in Agriculture Sector

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Various initiatives mentioned

    Why in the News?

    • The Government of India, recognizing agriculture as a State subject, actively supports State governments through various policy measures and budgetary allocations aimed at improving the welfare of farmers.
      • Below are some key initiatives approved by the Union Cabinet:
    Clean Plant Programme (CPP)
    • Approval Date: 09.08.2024 ; Outlay: ₹1,765.67 crore
    • Objective: Enhance quality and productivity of horticulture crops.
    • Key Features: Focus on providing disease-free planting material, promoting climate-resilient varieties, reducing crop losses, and improving horticultural produce quality.
    • Financial Support: 50% from Mission for Integrated Development of Horticulture (MIDH) budget and 50% as a loan from the Asian Development Bank (ADB).
    • Implementation: Establishment of 9 Clean Plant Centers (CPCs) for disease diagnostics, treatments, and quarantine; development of large-scale nurseries for clean planting material propagation; creation of a regulatory and certification framework to ensure traceability in planting material production.
    Digital Agriculture Mission
    • Objective: Create a robust digital ecosystem for farmers by providing timely and reliable crop-related information.
    • Key Features: Establish Agristack, Krishi Decision Support System (DSS), Comprehensive Soil Fertility & Profile Map, Digital General Crop Estimation Survey (DGCES), and expansion of IT platforms like Krishi Nivesh Portal and Krishi-DSS Portal.
    • Digital Infrastructure: Promotes farmer-centric solutions, digitization, and technology-enabled agricultural services.

    (Discussed in detail in one of the today’s articles.)

    Agriculture Infrastructure Fund Scheme
    • Approval Date: 28.08.2024
    • Objective: Enhance agricultural infrastructure across India.
    • Key Features: Loans up to ₹2 crores with 3% interest subvention for 7 years. Covers a wide range of entities like PACS, FPOs, self-help groups, agri-entrepreneurs. 24% reserved for SC/ST entrepreneurs.
    • Credit Guarantee: Available under Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) for loans up to ₹2 crores.
      Integration: Linked with PM Kusum ‘A’ and other community farming assets projects to enhance agricultural production.
    National Mission on Edible Oils – Oilseeds (NMEO-Oilseeds)
    • Approval Date: 03.10.2024; Outlay: ₹10,103 crore
    • Objective: Boost domestic oilseed production and achieve self-reliance in edible oils.
    • Implementation Period: 2024-25 to 2030-31
    • Key Features: Target to increase oilseed production from 39 million tonnes (2022-23) to 69.7 million tonnes by 2030-31. Focus on key oilseeds like rapeseed, mustard, groundnut, soybean, sunflower, and Sesamum.
    • Expansion: Oilseed cultivation in rice fallow areas, and intercropping. Setting up 65 new seed hubs and 50 seed storage units. Development of over 600 Value Chain Clusters in 347 districts.
    National Mission on Natural Farming (NMNF)
    • Approval Date: 25.11.2024; Outlay: ₹2,481 crore (GOI Share: ₹1,584 crore; State Share: ₹897 crore)
    • Objective: Promote natural farming practices across India.
    • Key Features: Focus on Bhartiya Prakritik Krishi Paddhati (BPKP), scaling up natural farming across 7.5 lakh hectares through 15,000 clusters.
    • Financial Assistance: ₹15,000 per hectare for 3 years to farmers for infrastructure creation.
    • Infrastructure: Establishment of 15,000 BRCs to facilitate access to bio-inputs like cow dung, neem, and bioculture. Master Trainer Program for large-scale training on natural farming techniques.
    Additional Key Programmes Initiated in 2024-25
    1. National Pest Surveillance System (NPSS): To monitor and control pest infestations.
    2. AgriSURE: A fund for start-ups and rural enterprises in agriculture.
    3. Krishi Nivesh Portal (Phase-I): A platform for facilitating investments in the agriculture sector.
    4. Krishi-DSS Portal: A geospatial platform to provide decision support for Indian agriculture.
    5. Voluntary Carbon Market (VCM): Promoting sustainable agricultural practices through carbon credit initiatives.

     

    PYQ:

    [2020] In India, which of the following can be considered as public investment in agriculture?

    1. Fixing Minimum Support Price for agricultural produce of all crops
    2. Computerization of Primary Agricultural Credit Societies
    3. Social Capital development
    4. Free electricity supply to farmers
    5. Waiver of agricultural loans by the banking system
    6. Setting up of cold storage facilities by the governments

    Select the correct answer using the code given below:

    (a) 1, 2 and 5 only

    (b) 1, 3, 4 and 5 only

    (c) 2, 3 and 6 only

    (d) 1, 2, 3, 4, 5 and 6

  • Pension Reforms

    [pib] Pradhan Mantri Kisan Maan Dhan Yojana (PMKMY)

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Pradhan Mantri Kisan Maan Dhan Yojana

    Why in the News?

    • The Ministry of Agriculture & Farmers Welfare has provided state-wise details of farmers registered under the Pradhan Mantri Kisan Maan Dhan Yojana (PMKMY).
      • Top Three States: Haryana (5,74,467), Bihar (3,45,038), Chhattisgarh (2,02,734).
      • Bottom Three States/UT: Lakshadweep (72), Ladakh (114), Goa (150).
    • Recently, the PMKMY (launched on 12th September 2019) has completed 5 successful years.

    About Pradhan Mantri Kisan Maan Dhan Yojana (PMKMY)

    Details Type: Central Sector Scheme
    Objective: To provide a voluntary, contributory pension scheme for farmers aged 18–40 years, ensuring ₹3,000/month pension after they turn 60 years of age.
    Implementation & Structural Mandate Implemented by: Ministry of Agriculture and Farmers Welfare
    Pension Fund Manager: Life Insurance Corporation (LIC) of India
    State-wise Registration: Registered farmers are managed by the respective state governments in collaboration with LIC. The scheme encourages a structured approach involving the collection of contributions and government matching funds.
    Contribution: Farmers contribute between ₹55 and ₹200 per month, depending on their entry age.
    Beneficiaries & Benefits Beneficiaries: Farmers aged 18–40 years.
    Benefits: Assured pension of ₹3,000 per month post-60 years, matching contribution by the Government of India, administered by LIC.
    Exclusions: Income taxpayers, members of government pension schemes, and those already enrolled in other pension schemes.

     

    PYQ:

    [2020] In India, which of the following can be considered as public investment in agriculture? (2020)

    1. Fixing Minimum Support Price for agricultural produce of all crops
    2. Computerization of Primary Agricultural Credit Societies
    3. Social Capital development
    4. Free electricity supply to farmers
    5. Waiver of agricultural loans by the banking system
    6. Setting up of cold storage facilities by the governments

    Select the correct answer using the code given below:

    (a) 1, 2 and 5 only

    (b) 1, 3, 4 and 5 only

    (c) 2, 3 and 6 only

    (d) 1, 2, 3, 4, 5 and 6

  • Coal and Mining Sector

    [pib] SHAKTI Yojana

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: SHAKTI Yojana

    Why in the News?

    The SHAKTI Yojana plays a crucial role in enhancing the reliability of coal supply for India’s power sector.

    About SHAKTI Yojana:

    Details SHAKTI stands for Scheme for Harnessing and Allocating Koyala Transparently in India.
    Introduced by: Ministry of Coal, Government of India.
    Launched in 2018, with amendments in March 2019 and November 2023.
    Purpose: Ensure transparent coal allocation to the power sector, especially stressed power units facing coal shortages.
    Objective Allocate coal supplies to power plants that are unable to secure adequate fuel, ensuring consistent and transparent coal supply to power plants.

    Features:

    Fuel Supply Agreement (FSA): Coal supplied through FSA with Letter of Assurance (LoA) holders, ensuring continuation of supply at 75% of the Annual Contracted Quantity (ACQ).

    Coal Linkages: Linkages granted to State/Central Generating Companies and Independent Power Producers (IPPs) with Long-Term PPAs.

    Significance • Ensures coal supply to stressed units, supporting new power plants and promoting transparency in coal allocation.
    Supports uninterrupted power generation by ensuring consistent fuel supply.

     

    About India’s Coal Gasification Vision:

    To achieve 100 MT of coal gasification by FY 2030, with a focus on sustainable practices and reducing carbon emissions.

    • Incentive: Reimburse GST compensation cess on coal used for gasification projects for 10 years, contingent on cess extension beyond FY27.
    • Target: Attract both Government PSUs and the Private Sector to drive innovation and investment in coal gasification.
    • Process: Entities selected through a transparent bidding process; government support for eligible PSUs and private firms to implement projects.

     

    PYQ:

    [2019] Consider the following statements:

    1. Coal sector was nationalized by the Government of India under Indira Gandhi.

    2. Now, coal blocks are allocated on lottery basis.

    3. Till recently, India imported coal to meet the shortages of domestic supply, but now India is self-sufficient in coal production.

    Which of the statements given above is/are correct?

    (a) 1 only

    (b) 2 and 3 only

    (c) 3 only

    (d) 1, 2 and 3

  • AYUSH – Indian Medicine System

    [pib] National AYUSH Mission (NAM)

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: AYURGYAN and AYURSWATHYA Scheme

    Why in the News?

    • The National AYUSH Mission (NAM) is an important Centrally Sponsored Scheme aimed at promoting and developing the AYUSH systems of medicine across the country.
      • In addition to NAM, Central Sector Schemes like the AYURSWASTHYA Yojana and the AYURGYAN Scheme play a crucial role in advancing the mission’s objectives

    About AYURGYAN and AYURSWATHYA Scheme

    Details
    AYURSWASTHYA Yojana • Under the Ministry of AYUSH to promote AYUSH healthcare and education.
    • Has two key components:

    1. AYUSH and Public Health: Promotes AYUSH interventions for community health care.
    2. Upgradation of Facilities to Centre of Excellence: Improves standards of AYUSH medical units and establishes advanced centers in AYUSH and Allopathic institutions (both Govt. and Private).

    • Funding: Maximum assistance of ₹10 crore for Centre of Excellence upgrades for 3 years.

    AYURGYAN Scheme • Created by merging two schemes under one umbrella.
    • Focuses on promoting AYUSH education and research.
    • Aims to develop quality standards and expand AYUSH education and healthcare services across India.
    Training of healthcare professionals in AYUSH and supporting research initiatives to improve efficacy and standards of traditional medicine.

    Back2Basics: National AYUSH Mission (NAM)

    Category Details
    Overview   Launched in September 2014 under the Ministry of Health and Family Welfare during the 12th Five Year Plan.
    • Aimed at promoting and strengthening traditional systems of medicine: AYUSH (Ayurveda, Yoga, Unani, Siddha, Homeopathy).
    Focuses on improving healthcare infrastructure in rural and remote areas, enhancing access to AYUSH services and promoting holistic health across India.
    Implementation and Structure • Initially implemented by the Department of AYUSH, now under the Ministry of AYUSH for nationwide execution.
    • Works in partnership with States and UTs to address healthcare gaps in underserved areas.
    Provisions under NAM Promotion of AYUSH Systems: Integrates AYUSH into the mainstream healthcare system, especially in rural and underserved areas.
    Support to State/UTs: Provides financial support for establishing AYUSH dispensaries, clinics, colleges and hospitals.
    Strengthening AYUSH Health Services: Financial assistance for expanding AYUSH services, especially in remote areas.
    Research & Development (R&D): Supports research for developing better treatments and standardizing practices in AYUSH.

    PYQ:

    [2019] How is the Government of India protecting traditional knowledge of medicine from patenting by pharmaceutical companies?

  • Higher Education – RUSA, NIRF, HEFA, etc.

    [pib] Cabinet approves One Nation One Subscription (ONOS) Scheme

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: One Nation One Subscription (ONOS) Scheme

    Why in the News?

    The Union Cabinet has approved the “One Nation One Subscription (ONOS) scheme” aims to provide nationwide access to scholarly research articles and journals.

    One Nation One Subscription (ONOS): Everything you need to know

    About Fully digital and user-friendly Central Sector Scheme approved by the Union Cabinet.
    Aims and Objectives Provide unified access to scholarly journals and research articles for government HEIs and R&D labs.
    • Support research through the Anusandhan National Research Foundation (ANRF) and other government initiatives, particularly in tier 2 and tier 3 cities.
    Centralize subscriptions to reduce the financial burden on individual institutions.
    • Align with Viksit Bharat@2047, National Education Policy (NEP) 2020, and National Research Foundation (NRF).
    Structural Mandate Information and Library Network (INFLIBNET), an autonomous inter-university center under UGC, will coordinate ONOS and ensure seamless access to research materials.
    6,300 institutions under central and state government management, including universities, colleges, and R&D labs.
    • A dedicated digital portal for easy access, designed for wide accessibility.
    Provisions and Eligibility Criteria All government-run HEIs and R&D institutions are eligible.
    13,000 journals from 30 international publishers are available free of cost.
    ₹6,000 crore allocated for 2025-2027; payments to publishers made centrally by INFLIBNET.

     

    PYQ:

    [2013] To obtain full benefits of demographic dividend, what should India do?

    (a) Promoting skill development

    (b) Introducing more social security schemes

    (c) Reducing infant mortality rate

    (d) Privatization of higher education