💥UPSC 2027,2028 Mentorship (May Batch) + Access XFactor Notes & Microthemes PDF

Type: Schemes

  • Pension Reforms

    Centre notifies Unified Pension Scheme for Government Staff

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Unified Pension Scheme

    Why in the News?

    The Finance Ministry has announced the operationalization of the Unified Pension Scheme (UPS) for Central Government employees under the National Pension System (NPS), effective from April 1, 2025.

    Salient features of the Unified Pension Scheme (UPS)

    • Effective from April 1, 2025.
    • Eligibility: Applicable to Central Government employees with at least 10 years of service.
    • Assured Pension:
      • 50% of average basic pay over the last 12 months before retirement for employees with 25+ years of service.
      • Proportionate benefits for employees with 10–25 years of service.
    • Assured Minimum Pension: ₹10,000 per month for eligible employees.
    • Assured Family Pension: 60% of the pension drawn by the employee prior to their death.
    • Inflation Protection:
      • Pensions indexed to inflation.
      • Dearness Relief (DR) linked to the All India Consumer Price Index for Industrial Workers (AICPI-IW).
    • Government Contribution: Increased to 18.5% of basic pay and DA (up from 14% under NPS).
    • Employee Contribution: 10% of basic pay and DA (same as NPS).
    • Lump Sum Payment:
      • One-tenth of last drawn pay (including DA) for every six months of completed service, in addition to gratuity.
    • Choice of Scheme: Employees can choose between UPS and NPS starting from the upcoming financial year, with the choice being final once made.
    • Beneficiaries: Initially benefits 23 lakh Central Government employees, with potential extension to 90 lakh employees if adopted by state governments.

    Differences between UPS, NPS and OPS (Old Pension Scheme)

    Unified Pension Scheme (UPS) National Pension Scheme (NPS) Old Pension Scheme (OPS)
    Pension Amount 50% of average basic pay over last 12 months; proportional for service <25 years. Market-linked, dependent on contributions and market performance. 50% of last drawn salary, increases with DA hikes.
    Family Pension 60% of employee’s pension after their death. Based on accumulated corpus and annuity plans. Continued benefits to family after retiree’s death.
    Employee Contribution 10% of basic salary. 10% of basic salary. None; entirely government-funded.
    Government Contribution 18.5% of basic salary. 14% of basic salary. Entire cost borne by the government.
    Inflation Indexation Linked to AICPI-IW. Not applicable (market-linked returns). Indexed; pension increases with DA hikes.

     

    PYQ:

    [2017] Who among the following can join the National Pension System (NPS)?

    (a) Resident Indian citizens only

    (b) Persons of age from 21 to 55 only

    (c) All State Government employees joining the services after the date of notification by the respective State Governments

    (d) All Central Government employees including those of Armed Forces joining the services on or after 1st April, 2004

  • Women empowerment issues – Jobs,Reservation and education

    [pib] Sukanya Samriddhi Yojana

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Sukanya Samriddhi Yojana

    Why in the News?

    Sukanya Samriddhi Yojana (SSY) has completed 10 years on January 22, 2025. As of November 2024, over 4.1 crore SSY accounts have been opened, highlighting the scheme’s success and its role in fostering inclusivity and progress.

    About Sukanya Samriddhi Yojana (SSY):

    • Launched on January 22, 2015, under Beti Bachao, Beti Padhao Campaign.
    • It is a small deposit scheme by the Ministry of Finance for a girl child
    • Over 4.1 crore accounts opened as of November 2024.
    • Aims and Objectives:
      • To meet the education and marriage expenses of a girl child.
      • Promote financial independence and secure futures for girl children.

    Criteria and Provisions:

    • Eligibility: For girl children under 10 years; max 2 accounts per family (exceptions for twins/triplets).
    • Deposits: Minimum: ₹250; Maximum: ₹1.5 lakh annually; deposits for 15 years.
    • Withdrawals:
      • Partial: Up to 50% after age 18 or completion of 10th standard for education.
      • Full: Allowed for marriage (minimum age 18).
    • Interest Calculation: Monthly on the lowest balance; credited annually.
    • Premature Closure: Allowed for medical emergencies or death of guardian.
    • Interest: ate of interest 9.2% Per Annum (wef 1-4-2015), calculated on yearly basis, yearly compounded.
    • Tax Benefits: Quarterly rates compounded annually; investments and returns are tax-free under Section 80C.

    Structural Mandate and Implementation

    • Managed by guardian till age 18; account matures in 21 years.
    • Can be opened/transferred at post offices or banks.
    • Early closure for marriage requires proof of age and marriage documents.

    PYQ:

    [2014] What is/are the facility/facilities the beneficiaries can get from the services of Business Correspondent (Bank Saathi) in branchless areas?

    1. It enables the beneficiaries to draw their subsidies and social security benefits in their villages.
    2. It enables the beneficiaries in the rural areas to make deposits and withdrawals.

    Select the correct answer using the code given below:

    (a) 1 only

    (b) 2 only

    (c) Both 1 and 2

    (d) Neither 1 nor 2

  • Industrial Sector Updates – Industrial Policy, Ease of Doing Business, etc.

    [pib] Diamond Imprest Authorization (DIA) Scheme

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Diamond Imprest Authorization (DIA) Scheme

    Why in the News?

    The Department of Commerce under the Ministry of Commerce and Industry has launched the Diamond Imprest Authorization (DIA) Scheme to bolster the global competitiveness of India’s diamond sector.

    About the Diamond Imprest Authorization (DIA) Scheme

    • The DIA Scheme permits duty-free import of natural cut and polished diamonds for export purposes.
    • It mandates an export obligation with a value addition of 10%.
    • Objective: To retain India’s leadership in the global diamond industry value chain by facilitating ease of doing business.
    • It will be implemented starting April 1, 2025.
    • Features of the Scheme:
      • Duty-Free Import: Allows duty-free import of natural cut and polished diamonds of less than ¼ Carat (25 Cents).
      • Export Obligation: Requires a minimum 10% value addition to ensure beneficiation.
      • Eligibility: Open to Two Star Export Houses and above; Exporters with annual exports of at least USD 15 million are eligible.
      • Support for MSMEs: Provides a level playing field for smaller exporters, enabling them to compete with larger players.
      • Global Beneficiation Practices: Inspired by beneficiation policies in diamond-mining countries like Botswana, Namibia, and Angola, where manufacturers must establish cutting and polishing facilities.

    India’s Diamond Industry: Current Status

    • India processes over 90% of the world’s diamonds and provides jobs to approximately 5 million people.
    • India contributes 19% of total global diamond exports.

    Challenges:

    • Exports Decline:
      • 2022: Exports valued at $23 billion.
      • 2023: Declined to $16 billion, with further declines anticipated.
    • Rough Diamond Imports: Fell by 24.5%, from $18.5 billion (FY 2021-22) to $14 billion (FY 2023-24).
    • Exports of Cut and Polished Diamonds: Dropped by 34.6%, from $24.4 billion (FY 2022) to $13.1 billion (FY 2024).
    • Inventory Challenges: The gap between net imports of rough diamonds and net exports of cut and polished diamonds widened from $1.6 billion (FY 2022) to $4.4 billion (FY 2024).
    • Returns of Unsold Diamonds: The percentage of unsold diamonds returned to India rose from 35% to 45.6% between FY 2022 and FY 2024.

     

    PYQ:

    [2018] Which one of the following foreign travellers elaborately discussed about diamonds and diamond mines of India?

    (a) Francois Bernier

    (b) Jean-Baptiste Tavernier

    (c) Jean de Thevenot

    (d) Abbe Barthelemy Carre

  • Digital India Initiatives

    [pib] Internet Governance Internship and Capacity Building (IGICB) Scheme

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: IGICB Scheme, NIXI

    Why in the News?

    The National Internet Exchange of India (NIXI) has introduced the Internet Governance Internship and Capacity Building Scheme, aiming to enhance awareness and develop expertise in Internet Governance (IG) among Indian citizens.

    About Internet Governance Internship and Capacity Building (IGICB) Scheme: 

    Details
    About the Scheme
    • Launched by National Internet Exchange of India (NIXI) under MeitY.
    • Aims to build expertise in Internet Governance (IG) and enable global participation.

    Aims and Objectives:

    • Develop Expertise: Build Indian talent in Internet Governance.
    • Enhance Global Participation: Collaborate with organisations like ICANN, ISOC, and IETF.
    • Promote Digital Inclusivity: Ensure India’s representation in global forums.
    • Foster Leadership: Shape future tech policy leaders.
    Structural Mandate
    • Tracks: Six-month and three-month internship programs.
    • Mentorship: Guided by experts from ICANN, APNIC, and academic advisors.
    • Support Mechanism: Stipend of ₹20,000/month and support for outreach programs.
    • Online Portal: Applications via NIXI Scheme Portal, with biometric verification.
    Features of the Scheme
    • Global Exposure: Collaboration with leading organisations like ICANN, ISOC, and IEEE.
    • Capacity Building: Focus on cybersecurity, Internet Governance, and digital policy.
    • Mentorship: Hands-on guidance by seasoned professionals.
    • Youth Engagement: Attracts young talent passionate about Internet Governance.
    • Policy Impact: Strengthens India’s voice in global Internet Governance forums.

     

    What is National Internet Exchange of India (NIXI)?

    • Establishment: Founded on June 19, 2003, under the Ministry of Electronics and Information Technology (MeitY).
    • Purpose: A not-for-profit organisation facilitating increased internet penetration and adoption across India.
    • Key Services:
    1. Internet Exchange Points (IXPs): Builds infrastructure for internet exchange points.
    2. .IN Registry: Promotes .in domain digital identity.
    3. IRINN: Facilitates adoption of IPv4 and IPv6 addresses.
  • Start-up Ecosystem In India

    [pib] 9 Years of Startup India

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Startup India Initiative

    Why in the News?

    On January 16 (National Startup Day), 2025, India marks 9 successful years of Startup India, a flagship initiative that has revolutionized the entrepreneurial ecosystem in the country.

    About the Startup India Initiative

    • Startup India is a flagship initiative launched by the Government of India on January 16, 2016, to create a robust ecosystem for nurturing startups and innovation.
    • It aims to drive economic growth and generate large-scale employment opportunities, with a focus on empowering entrepreneurs through innovation and regulatory support.
    • The PM first announced the initiative on August 15, 2015, during his Independence Day address at Red Fort, New Delhi.
    • The program aims to establish 75+ startup hubs across India and encourages entrepreneurship in Tier-2 and Tier-3 cities.
      • A related scheme, Stand-Up India, was launched on April 5, 2016, to facilitate loans between ₹10 lakh to ₹1 crore for SCs, STs and women entrepreneurs to establish Greenfield enterprises.
    • The program emphasizes the 3 CsCapital, Courage, and Connections, which Prime Minister Modi identifies as essential for entrepreneurial success.
    • It seeks to eliminate restrictive policies, including those related to License Raj, foreign investment proposals, and land permissions, ensuring ease of doing business.

    Definition of a Startup (as per DPIIT)

    • A startup must be registered as a private limited company, partnership firm, or limited liability partnership (LLP) in India.
    • The entity must not have completed 10 years since its incorporation.
    • Annual turnover should not exceed ₹100 crore in any financial year since incorporation.
    • The startup should focus on innovative products or services and demonstrate scalability, potential for wealth creation, or employment generation.
    • Entities formed through splitting or restructuring of existing businesses are not classified as startups.
    • Startup related terminologies analogously used in India:
      • Unicorn: A startup valued at over $1 billion.
      • Decacorn: A startup valued at over $10 billion.
      • Hectocorn: A startup valued at over $100 billion.
      • Soonicorn: A rapidly growing startup expected to become a unicorn soon.
      • Mincorn: A startup valued at less than $1 billion.

    Key Achievements of Startup India

    • India is the third-largest startup hub globally, following the United States and China.
    • DPIIT-recognized startups grew from 500 in 2016 to 1,59,157 by January 2025.
    • Women-led startups accounted for 73,151 entities as of October 2024, with 48% of startups having at least one woman director by December 2023.
    • Startups have generated 16.6 lakh direct jobs from 2016 to October 2024.
    • Over 50% of startups originated from Tier-2 and Tier-3 cities, including emerging hubs like Indore, Jaipur, and Ahmedabad.

    Key Government Initiatives for Startups:

    • Startup India Seed Fund Scheme (SISFS), 2021: Provides financial assistance to early-stage startups for proof of concept, prototype development, product trials, market entry, and commercialization.
      • Total allocated amount: ₹945 crore for startups over a four-year period.
    • Credit Guarantee Scheme for Startups (CGSS), 2022: Offers collateral-free loans to startups through Scheduled Commercial Banks, NBFCs, and SEBI-registered AIFs.
      • Covers loans up to ₹10 crore for eligible startups.
    • Fund of Funds for Startups (FFS), 2016: Established with a ₹10,000 crore corpus to provide funding support to startups through SEBI-registered Venture Capital Funds.
      • By 2024, ₹7,980 crore was committed to 99 Alternative Investment Funds (AIFs), benefiting over 800 startups.
    • BHASKAR (Bharat Startup Knowledge Access Registry), 2024: A centralized platform aimed at streamlining interactions within India’s entrepreneurial ecosystem.
      • Fosters innovation, collaboration, and startup growth through knowledge-sharing and networking.
    • Startup Village Entrepreneurship Program (SVEP): A sub-component of the National Rural Livelihood Mission (NRLM), implemented by the Ministry of Rural Development.
      • Supported 3,02,825 enterprises as of 2024, creating 6,26,848 jobs.
    • TIDE 2.0 (Technology Incubation and Development of Entrepreneurs): Focuses on supporting startups in emerging technologies like AI, IoT, and Blockchain.
      • Established 51 incubators and supported 1,235 startups.
    • GENESIS (Gen-Next Support for Innovative Startups), 2024: Aims to boost startups in Tier-II and Tier-III cities.
      • Total outlay: ₹490 crore over five years, targeting over 1,500 startups.
    • Atal Innovation Mission (AIM): Operates under NITI Aayog to foster innovation and entrepreneurship through the establishment of Atal Incubation Centers (AICs).
      • Provides physical infrastructure and mentorship for startups to scale effectively.
    • Startup Mahakumbh: A flagship event organized to bring together startups, unicorns, investors, and industry leaders.
      • First edition in 2019 saw over 500 participants; the fifth edition is scheduled for March 7-8, 2025, in New Delhi.

    PYQ:

    [2014] What does venture capital mean?

    (a) A short-term capital provided to industries

    (b) A long-term start-up capital provided to new entrepreneurs

    (c) Funds provided to industries at times of incurring losses

    (d) Funds provided for replacement and renovation of industries

  • Industrial Sector Updates – Industrial Policy, Ease of Doing Business, etc.

    [pib] Production Linked Incentive (PLI) Scheme 1.1

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: PLI Scheme 1.1

    Why in the News?

    Union Minister for Steel and Heavy Industries has inaugurated the second round of the Production Linked Incentive (PLI) Scheme for Specialty Steel, termed PLI Scheme 1.1.

    About the PLI Scheme 1.1

    • It is built upon the earlier round of the PLI scheme to enhance domestic manufacturing of high-value steel, reduce imports, and boost India’s global steel market position.
    • 5 specialty steel categories are considered:
      1. Coated/Plated Steel Products for appliances, construction, and automotive sectors.
      2. High Strength/Wear-Resistant Steel for infrastructure, mining, and heavy machinery.
      3. Specialty Rails for railways and metros.
      4. Alloy Steel Products and Steel Wires for industrial uses.
      5. Electrical Steel (CRGO and others): Cold-Rolled Grain-Oriented Steel, essential for power transformers and electrical applications.
    • It covers production from FY 2025-26 to FY 2029-30 and operates within the original budget of ₹6,322 crore.
    • Changes introduced in PLI Scheme 1.1:
      • Investment and capacity thresholds reduced:
        • For CRGO Steel: Investment threshold lowered to ₹3,000 crore; capacity threshold to 50,000 tonnes.
        • Encourages CRGO production as a strategic priority under Atmanirbharta.
      • Carry-forward provision: Excess production in one year can offset shortfalls in another, ensuring optimal incentive distribution.
      • Companies investing in capacity augmentation can participate; thresholds reduced to 50% of original requirements.
      • Simplified guidelines: Revised to improve accessibility and encourage industry participation.

    Bakc2Basics: PLI Schemes 1.0 and 2.0

    PLI Scheme 1.0

    • Launched in March 2020, it aimed to boost domestic manufacturing, reduce imports, and create jobs in key sectors.
    • Initially focused on three industries (mobile manufacturing, electrical components, and medical devices) but later expanded to 14 sectors, including electronics, pharmaceuticals, and textiles.
    • Provided 1%–4% incentives on incremental sales over the base year, with a ₹7,350 crore outlay for IT hardware.
    • Had an estimated investment target of ₹2,500 crore (IT hardware) but did not specify details on job creation.
    • Served as a cornerstone for Atmanirbhar Bharat, promoting self-reliance and innovation in India’s manufacturing ecosystem.

    PLI Scheme 2.0

    • Launched in May 2023, it specifically focuses on IT hardware (laptops, tablets, servers, PCs) to enhance global competitiveness.
    • Comes with a higher budget of ₹17,000 crore (for IT hardware) over a 6-year duration.
    • Incentivizes local manufacturing with ~5% incentives on incremental sales, alongside additional benefits for components like memory modules and SSDs.
    • Targets ₹2,430 crore in investment, ₹3.35 lakh crore in production, and $12–17 billion in exports by 2025–26.
    • Seeks to create 75,000 direct jobs and up to 2 lakh indirect jobs, offering different incentive caps for global, hybrid, and domestic companies.

     

    PYQ:

    [2023] Consider, the following statements:

    Statement-I: India accounts for 3.2% of global export of goods.

    Statement-II: Many local companies and some foreign companies operating in India have taken advantage of India’s ‘Production-linked Incentive’ scheme.

    Which one of the following is correct in respect of the above statements?

    (a) Both Statement-I and Statement-II are correct and Statement-II is the correct explanation for Statement-I

    (b) Both Statement-I and Statement-II are correct and Statement-II is not the correct explanation for Statement-I

    (c) Statement-I is correct but Statement-II is incorrect

    (d) Statement-I is incorrect but Statement-II is correct

  • Industrial Sector Updates – Industrial Policy, Ease of Doing Business, etc.

    Production Linked Incentive (PLI) Scheme Versions 1.0 vs 2.0 Comparison

    PLI 1.0

    PLI 2.0

    Launch Year March 2020 May 2023
    Objective Promote domestic manufacturing, reduce imports, create jobs Enhance IT hardware manufacturing, increase global competitiveness
    Budget ₹7,350 crore (for IT hardware) ₹17,000 crore (for IT hardware)
    Duration 4 years 6 years
    Incentive Structure 1% – 4% of incremental sales over the base year ~5% of incremental sales over six years
    Sectors Covered
    • Initially focused on 3 sectors: Mobile manufacturing, electrical components, and medical devices.
    • Later expanded to 14 sectors, including: Specified electronic components, critical key starting materials (pharma), auto components, pharma drugs, specialty steel, telecom and networking, electronics/technology products, white goods (ACs, LEDs), food products, textiles (MMF/technical textiles), high-efficiency solar PV modules, advanced chemistry cell (ACC) batteries, drones
    Primarily IT hardware (laptops, tablets, servers, PCs)
    Component Incentives No additional incentives for specific components Additional incentives for local component manufacturing (e.g., memory modules, SSDs)
    Expected Investment ₹2,500 crore (estimated) ₹2,430 crore (estimated)
    Employment Generation Not specified in detail 75,000 direct jobs, up to 2 lakh indirect jobs
    Production and Export Targets Not explicitly stated ₹3.35 lakh crore production; $12-17 billion exports by 2025-26
    Eligibility and Caps Domestic companies with minimum investment of ₹20 crore Global, hybrid, and domestic companies with caps (₹4,500 crore for global, ₹2,250 crore for hybrid, ₹500 crore for domestic)

     

  • Electronic System Design and Manufacturing Sector – M-SIPS, National Policy on Electronics, etc.

    [pib] UJALA: 10 Years of Energy-Efficient Lighting

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: UJALA scheme

    Why in the News?

    The UJALA (Unnat Jyoti by Affordable LEDs for All) scheme, launched on January 5, 2015 has completed a decade of remarkable success.

    About UJALA Scheme:

    Launch Details
    • Launched on 5th January 2015 by PM Narendra Modi.
    • Originally called the Domestic Efficient Lighting Programme (DELP).
    • Aims to promote energy-efficient LED appliances in households.
    • Recognized as the world’s largest zero-subsidy domestic lighting initiative.
    Structural Mandate and Implementation
    • Implemented by Energy Efficiency Services Limited (EESL) under the Ministry of Power.
    • Competitive bidding ensures reduced prices for LED appliances.
    • LED appliances distributed via DISCOMs and designated centers.
    • Real-time e-procurement and transparency audits ensure accountability.
    Significant Features
    • Affordability: LED prices significantly lower than market rates (e.g., ₹70 per bulb, ₹220 per tube light).
    • Energy Efficiency: LEDs consume 90% less energy than incandescent lamps (ICLs) and 50% less than CFLs.
    • Cost Savings: Reduced electricity bills and lower annual ownership costs.
    • Market Transformation: Sale of over 407 crore LED bulbs in India.
    • Environmental Impact: Reduction in carbon emissions, aligning with India’s climate goals.

     

    PYQ:

    [2021] With reference to street lighting, how do sodium lamps differ from LED lamps?

    1. Sodium lamps produce light in 360 degrees but it is not so in the case of LED lamps.
    2. As street lights, sodium lamps have a longer lifespan than LED lamps.
    3. The spectrum of visible light from sodium lamps is almost monochromatic while LED lamps offer significant colour advantages in street lighting.

    Select the correct answer using the code given below.

    (a) 3 only

    (b) 2 only

    (c) 1 and 3 only

    (d) 1, 2 and 3

  • Indian Navy Updates

    What is Coastal Security Scheme (CSS)?

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Coastal Security Scheme

    Why in the News?

    Non-operational patrolling boats, insufficient funds for training, and manpower shortages are among the challenges highlighted by 13 coastal states and Union Territories during a review of the Coastal Security Scheme (CSS) phases I and II.

    What is the Coastal Security Scheme?

    • CSS was launched to strengthen security across India’s 7,516.6 km coastline, including 1,382 offshore islands, in order to prevent unauthorized entry, smuggling, and infiltration.
    • It is overseen by the Department of Border Management, Ministry of Home Affairs (MHA), in collaboration with coastal States/UTs and the Indian Coast Guard (ICG).
    • Core Objective: Bolster coastal security by enhancing infrastructure, resources, and coordination among central and state agencies, ensuring effective maritime surveillance and prompt emergency response.

    Implementation Phases

    • Phase I (2005–2011)
      • Budget: ₹646 crore
      • Established 73 coastal police stations, 97 check-posts, 58 outposts, 30 barracks, 204 interceptor boats, 153 jeeps, and 312 motorcycles.
    • Phase II (2011–2020)
      • Budget: ₹1,579.91 crore
      • Added 131 coastal police stations, 60 jetties, 10 marine operational centers, 225 boats, 131 four-wheelers, and 242 motorcycles.

    Key Features

    • Infrastructure Development: Construction of coastal police stations, jetties, outposts, barracks, and marine operation centers.
    • Marine Patrolling: Deployment of interceptor boats for rapid response and improved surveillance.
    • Manpower & Training: Specialized marine police personnel trained at the National Academy of Coastal Policing (Gujarat).
    • Technological Integration: Collaboration with the Coastal Surveillance Network (CSN) for real-time monitoring and swift threat detection.

    Current Status

    • Phase III Plans:
      • Upgraded Boats & Equipment: Introducing larger, more stable vessels and better maintenance.
      • More Manpower: Focused recruitment and specialized training for marine police.
      • Infrastructure Expansion: Building new jetties and operational centers, backed by adequate funding.
      • Insurance Coverage: Proposals to protect marine police personnel operating in high-risk conditions.
  • Animal Husbandry, Dairy & Fisheries Sector – Pashudhan Sanjivani, E- Pashudhan Haat, etc

    Matsya Seva Kendras

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Matsya Seva Kendras

    Why in the News?

    India’s fisheries sector, contributing to the livelihoods of over 3 crore fishers and producing a record 175 lakh tons of fish in 2022-23, is being strengthened through initiatives like Matsya Seva Kendras.

    About Matsya Seva Kendra (MSK)

    • MSKs are one-stop centers established under the Pradhan Mantri Matsya Sampada Yojana (PMMSY) to support fishers and fish farmers.
    • They provide a wide range of technical, advisory, and capacity-building services aimed at modernizing the fisheries sector and ensuring sustainable practices.
    • Role of MSKs:
      • Offer water, soil, and microbial analysis to address disease management and improve aquaculture productivity.
      • Conduct capacity-building programs for fishers, focusing on sustainable practices and advanced aquaculture techniques.
      • Empower women and weaker sections with 60% financial assistance for setting up MSKs.
      • Mobilize start-ups, cooperatives, and fish farmer producer organizations to share best practices.
      • Promote regenerative and conservation practices to tackle challenges posed by climate change.

    About Pradhan Mantri Matsya Samapada Yojana (PMMSY):

    • The scheme aims to bring about a Blue Revolution through sustainable and responsible development of India’s fisheries sector.
    • It was launched as part of the ‘Atma Nirbhar Bharat’ package with an investment of ₹20,050 crore, the highest-ever allocation for the fisheries sector.
    • It is implemented across all States and Union Territories from FY 2020-21 to FY 2024-25.
    • It provides insurance coverage, financial assistance, and Kisan Credit Card (KCC) facilities to fishers.
    • It is implemented as an umbrella scheme with two components:
      • Central Sector Scheme: Entirely funded by the Central Government.
      • Centrally Sponsored Scheme: Cost shared between the Centre and States/UTs.

    How Do Sagar Mitras Support Fishers?

    • Sagar Mitras act as a vital link between the government and sea-borne fishers, facilitating access to information and resources in coastal regions.
    • Role of Sagar Mitras:
      • Collect data on marine catch, price trends, and market requirements.
      • Provide updates on local regulations, weather conditions, and potential fishing zones.
      • Educate fishers on hygienic fish handling, sustainable fishing techniques, and compliance with regulatory measures.
      • Act as a key contact during emergencies, offering information on natural calamities and safety protocols.

    PYQ:

    [2018] Defining the Blue Revolution, explain the problems and strategies of fisheries in India.