💥UPSC 2026, 2027, 2028 UAP Mentorship (March Batch) + Access XFactor Notes & Microthemes PDF

Type: Prelims Only

  • Modern Indian History-Events and Personalities

    Places in news: Jagannath Puri Temple

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Jagannath Temple and its architecture

    Mains level: Not Much

    Odisha Governor’s suggestion that foreigners and non-Hindus should be allowed to enter Puri’s famed Jagannath temple has not gone down well with traditionalists and political leaders alike.

    Why in news?

    • It has been the practice for centuries — even though there is no clearly articulated reason for it.
    • Some historians believe that multiple attacks on the Temple by foreign invaders might have led the servitors to impose restrictions on the entry of non-Hindus.
    • Others have said that this was the practice from the time the Temple was built.
    • In 1984, the servitors famously opposed the entry of Indira Gandhi inside the Temple, saying she had married a non-Hindu.

    About Jagannath Temple

    • The Jagannath Temple is an important Vaishnavite temple dedicated to Jagannath, a form of Sri Krishna in Puri in Odisha.
    • The present temple was rebuilt from the 10th century onwards, on the site of an earlier temple, and begun by Anantavarman Chodaganga Deva, the first king of the Eastern Ganga dynasty.
    • The Puri temple is famous for its annual Ratha Yatra, or chariot festival, in which the three principal deities are pulled on huge and elaborately decorated temple cars.

    Its architecture

    • With its sculptural richness and fluidity of the Oriya style of temple architecture, it is one of the most magnificent monuments of India.
    • The huge temple complex covers an area of over 400,000 square feet and is surrounded by a high fortified wall.
    • This 20 feet high wall is known as Meghanada Pacheri.
    • Another wall known as kurma bedha surrounds the main temple.

    The temple has four distinct sectional structures, namely:

    1. Deula, Vimana or Garba griha (Sanctum sanctorum) where the triad deities are lodged on the ratnavedi (Throne of Pearls). In Rekha Deula style;
    2. Mukhashala (Frontal porch);
    3. Nata mandir/Natamandapa, which is also known as the Jagamohan (Audience Hall/Dancing Hall), and
    4. Bhoga Mandapa (Offerings Hall)
  • Historical and Archaeological Findings in News

    Assam’s Charaideo Maidams nominated for UNESCO tag

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Charaideo Maidams, Ahom Kingdom

    Mains level: Medieval kingdoms of India

    maidam

    The Centre has decided to nominate Assam’s Charaideo Maidams — the Ahom equivalent of the ancient Egyptian pyramids — for the UNESCO World Heritage Centre this year.

    Why in news?

    • The nomination has attained significance at a time when the country is celebrating the 400th birth anniversary of Lachit Barphukan.

    Charaideo Maidams

    • The Charaideo maidams represents the late medieval (13th-19th century CE) mound burial tradition of the Tai Ahom community in Assam.
    • The Ahoms preferred to place the departed family members at Charaideo where the first king Sukapha was laid to rest.
    • The historical chronicles inform that wives, attendants, pet animals and huge quantity of valuables were buried with the departed kings.
    • The Charaideo Maidams enshrine the mortal remains of the members of the Ahom royalty, who used to be buried with their paraphernalia.
    • After the 18th century, the Ahom rulers adopted the Hindu method of cremation and began entombing the cremated bones and ashes in a Maidam at Charaideo.
    • Out of 386 Maidams explored so far, 90 royal burials at Charaideo are the best preserved, representative of and the most complete examples of mound burial tradition of the Ahoms.

    Architecture details

    • Architecturally it comprises a massive underground vault with one or more chambers having domical superstructure.
    • It is covered by a heap of earthen mound and externally it appears a hemispherical mound.
    • At the top of the mound a small open pavilion chow-chali is provided.
    • An octagonal dwarf wall encloses whole maidam.

     

    Ahoms Dynasty

    • The Ahom, also known as the Tai-Ahom, are an ethnic group from Assam and Arunachal Pradesh in India.
    • This ethnic group is made up of interbred descendants of the Tai people, who first came to Assam’s Brahmaputra valley in 1228, and indigenous people who later joined them.
    • Sukaphaa, the Tai group’s leader, and his 9000 supporters founded the Ahom empire (1228–1826 CE), which ruled over part of modern-day Assam’s Brahmaputra Valley until 1826.
    • Charaideo, more than 400 km east of Guwahati, was the first capital of the Ahom dynasty founded by Chao Lung Sukaphaa in 1253.
    • The current Ahom people and culture are a mix of the ancient Tai people and culture, as well as indigenous Tibeto-Burman people and cultures that they assimilated in Assam.

     

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  • Oil and Gas Sector – HELP, Open Acreage Policy, etc.

    What is Liquefied Natural Gas (LNG), and how it impacts the climate?

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: LNG

    Mains level: Not Much

    lng

    The EU is weaning itself off piped Russian gas by rapidly expanding imports of liquefied natural gas (LNG) from US.

    What is Liquefied Natural Gas or LNG?

    • LNG is natural gas reduced to a liquid state (liquefaction) through intense cooling to around -161 degrees Celsius (-259 Fahrenheit).
    • It is constituted almost wholly of methane — a potent greenhouse gas and can be transported around the world by ship.
    • This liquid gas is 600 times smaller than the original volume and is half the weight of water.
    • After arriving at its destination, the cargo is regasified in a floating terminal and redistributed through pipelines.

    Economic feasibility of LNG

    • High cost of liquefaction: despite LNG’s export potential, the high cost of liquefaction and producing LNG has limited its market.
    • Losses: Between 10-25% of the energy of the gas is being lost during the liquefaction process.
    • Costly transport: The cooling, liquefying and transport processes, as well as the post-transport regasification procedures, also require a lot of energy.

    What’s the climate impact of LNG?

    • Emission: With LNG creating almost 10 times more emissions than piped gas by one estimate, its rapid expansion will likely compromise climate targets.
    • Risks of methane leakages: Methane loss across the supply chain risks also contributes to LNG’s high emissions.
    • Huge carbon equivalence: Meanwhile, LNG emits 14 times as much carbon as solar power when producing the equivalent amount of energy, and 50 times as much carbon as wind power.

     

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  • Capital Markets: Challenges and Developments

    What are Additional Tier-1 (AT-1) Bonds?

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: AT1 Bonds

    Mains level: NA

    The Bombay High Court has quashed the write-off of Additional Tier-1 (AT1) bonds worth Rs 8,400 crore issued by Yes Bank Ltd, bringing relief to investors.

    What are AT1 bonds?

    • AT-1, short for Additional Tier-1 bonds, are a type of unsecured, perpetual bonds that banks issue to shore up their core capital base to meet the Basel-III norms.
    • AT-1 bonds are complex hybrid instruments, ideally meant for institutions and smart investors who can decipher their terms and assess if their higher rates compensate for their higher risks.
    • They carry a face value of ₹10 lakh per bond.
    • There are two routes through which retail folk have acquired these bonds — initial private placement offers of AT-1 bonds by banks seeking to raise money; or secondary market buys of already-traded AT-1 bonds based on recommendations from brokers.

    Why are they important?

    AT-1 bonds have several unusual features lurking in their fine print, which make them very different from plain bonds.

    • One, these bonds are perpetual and carry no maturity date. Instead, they carry call options that allow banks to redeem them after five or 10 years. But banks are not obliged to use this call option and can opt to pay only interest on these bonds for eternity.
    • Two, banks issuing AT-1 bonds can skip interest payouts for a particular year or even reduce the bonds’ face value without getting into hot water with their investors, provided their capital ratios fall below certain threshold levels. These thresholds are specified in their offer terms.
    • Three, if the RBI feels that a bank is tottering on the brink and needs a rescue, it can simply ask the bank to cancel its outstanding AT-1 bonds without consulting its investors. This is what has happened to YES Bank’s AT-1 bond-holders who are said to have invested ₹10,800 crore.

     

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  • Tribes in News

    What are Hakku Patras or Title Deeds?

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Hakku Patra

    Mains level: Land rights to tribals

    hakku patra

    PM has distributed Hakku Patra (land title deeds) to five Lambani (Banjara) tribes, a nomadic Scheduled Caste group, during a launch programme in Karnataka.

    What are Hakku Patras?

    • A title deed is a property ownership document, and the bearer of the document owns the land.
    • The title deeds enable owners to avail of bank loans with the said document.
    • They will also be eligible to buy or sell land to which the title deed is granted by the government.
    • This Hakku Patra will secure the future of thousands of people living in the “Tandas” (Lambani habitats) in Kalaburagi, Bidar, Yadgiri, Raichur and Vijayapura districts.

    Benefits of Hakku Patra 

    Hakku Patra, like every legal property document, offers a great set of benefits.

    • It makes one the legitimate owner of your land or property by giving an up-to-date and official record of who owns the land.
    • The individual does not have to research as the government issues the document.
    • It is a state-guaranteed document.
    • Hakku Patra registration resolves all types of disputes regarding the ownership or rights over the land.
    • The document helps in preventing any encroachment via trespassing on the boundaries.

    Who are the Banjaras?

    • The Banjara, also known as Lambadi, Gour Rajput, Labana, are a historically nomadic trading caste who may have origins in the Mewar region of what is now Rajasthan.
    • According to the National Informatics Centre, the name Banjara /Banjari probably had come from two different sources: ‘Banijya’ – trade or ‘Banachara’, the forest dwellers.
    • Their principal group’s name Laban/Labana is derived from the Sanskrit word lavanah, meaning salt as they were salt traders.
    • Although considered a tribal group given the life they lead, the Banjaras are a key scheduled caste sub-group in Karnataka.
    • Despite the community adopting a multitude of languages, Banjara is used throughout India, although in Karnataka the name is altered to Banijagaru.

    Questions of a political move 

    • The Scheduled Castes and Scheduled Tribes together make up nearly 24 per cent of the state population, becoming an important group for political parties.
    • The expenses incurred for the programme were funded by the state exchequer.

     

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  • Intellectual Property Rights in India

    What constitutes a Trademark Violation?

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Trademark

    Mains level: IP protection in India

    trademark

    The Delhi High Court dismissed a case of trademark infringement brought by the global fast food chain against a Delhi-based restaurant.

    What is a trademark?

    • A trademark is a symbol, design, word or phrase that is identified with a business.
    • When a trademark is registered, its owner can claim “exclusive rights” on its use.
    • The Trademark Act, 1999, governs the regime on trademark and its registration.
    • The Act guarantees protection for a trademark that is registered with the Controller General of Patents, Designs, and Trademarks, also known as the trademark registry.
    • A trademark is valid for 10 years, and can be renewed by the owner indefinitely every 10 years.

    Violation of trademark

    • Using a registered trademark without authorization of the entity that owns the trademark is a violation or infringement of the trademark.
    • Using a substantially similar mark for similar goods or services could also amount to infringement.
    • In such cases, courts have to determine whether this can cause confusion for consumers between the two.
    • There are several ways in which a trademark can be infringed. However, the trademark owner has to show that the trademark has a distinct character-
    1. Deceptive similarity: The law states that a mark is considered deceptively similar to another mark if it nearly resembles that other mark, confusing the consumer in the process. Such deception can be caused phonetically, structurally or visually.
    2. Passing off: Say, a brand logo is misspelt in a way that’s not easy for the consumer to discern. The Supreme Court has ruled that passing off is a “species of unfair trade competition or of actionable unfair trading by which one person, through deception, attempts to obtain an economic benefit of the reputation which other has established for himself in a particular trade or business”.

     

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  • Trade Sector Updates – Falling Exports, TIES, MEIS, Foreign Trade Policy, etc.

    In news: National Export Co-operative Society

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: National Export Co-operative Society

    Mains level: Not Much

    The first consignment expected to be exported by the first-ever National Export Co-operative Society.

    Why in news?

    • The Union Cabinet on January 11 approved the setting up Multi-State Seed Society, Multi-State Organic Society and Multi State Export Society.

    What is National Export Co-operative Society (NECS)?

    • The society will have an authorised share capital of ₹2,000 crore with the area of operation all over the country.
    • It will be registered under the Multi-State Cooperative Societies (MSCS) Act, 2002.
    • It will have its registered office in Delhi.
    • The Society’s registration will be complete in the next few days and the first consignment will be exported in three months.
    • It will work as an export house for handicrafts, handlooms, khadi and other products, ensuring enhancement of income of the cooperative member entrepreneurs.

    Funding of NECS

    • Leading cooperatives like IFFCO, KRIBHCO, NAFED, Amul and National Cooperative Development Corporation (NCDC) will be the promoters of the Society.
    • They will contribute ₹100 crore each.

    Working of NECS

    • The Society will be different from the Export Promotion Council under the Ministry of Commerce.
    • This Society will provide end-to-end services to the cooperatives.
    • It will open foreign bank accounts and complete all the formalities, including necessary permissions for exporting a product.
    • The dividends will be shared with the manufacturer instantly and without any brokerage fee.
    • The Society will hire consultants in foreign countries who will help expand its footprint across continents.

    Why need cooperatives for export promotion?

    • Cooperatives contribute 28.80% in fertilizer production, 35% in fertilizer distribution, 30.60% in sugar production and 17.50% in milk in the national economy.
    • However, their contribution to exports is negligible.
    • Society will benefit the smallest of farmer or artisan who has a good product but does not have access to the right platform.
    • Through this Society, they will get access to international market and good returns too.
    • Once a product has been tested for international standards, the packaging and export will be done by the Society.

     

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  • Festivals, Dances, Theatre, Literature, Art in News

    [pib] Channapatna Toys

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Channapatna Toys

    Mains level: NA

    channapatna

    Augmented Reality of Channapatna Toys were displayed at First Movers Coalition (FMC) Leadership Meeting of the World Economic Forum.

    Channapatna Toys

    • Channapatna toys are a particular form of wooden toys (and dolls) that are manufactured in the town of Channapatna in the Ramanagara district of Karnataka.
    • This traditional craft is protected as a geographical indication (GI) under the World Trade Organization, administered by the state govt.
    • As a result of the popularity of these toys, Channapatna is known as Gombegala Ooru (toy-town) of Karnataka.
    • Traditionally, the work involved lacquering the wood of the Wrightia tinctoria tree, colloquially called Aale mara (ivory-wood).
    • Their manufacture goes back at least 200 years according to most accounts and it has been traced to the era of Hyder Ali and Tipu Sultan in the 18th century.
    • The toys are laced with vegetable dyes and colours devoid of chemicals and hence they are safe for children.

    Back2Basics: Geographical Indication (GI)

    • A GI is a sign used on products that have a specific geographical origin and possess qualities or a reputation that are due to that origin.
    • Nodal Agency: Department for Promotion of Industry and Internal Trade (DPIIT), Ministry of Commerce and Industry
    • India, as a member of the World Trade Organization (WTO), enacted the Geographical Indications of Goods (Registration and Protection) Act, 1999 w.e.f. September 2003.
    • GIs have been defined under Article 22 (1) of the WTO Agreement on Trade-Related Aspects of Intellectual Property Rights (TRIPS) Agreement.
    • The tag stands valid for 10 years.

     

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  • Coal and Mining Sector

    What is National Coal Index (NCI)?

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: National Coal Index

    Mains level: NA

    The Ministry of Coal has launched the sixth round of commercial coal mines’ auction for 141 coal mines.

    What is the news?

    • As per the provisions of the tender document, the Performance Bank Guarantee (PBG) to be submitted for each successfully auctioned coal mine is to be revised annually based on the National Coal Index (NCI).

    What is National Coal Index (NCI)?

    • Ministry of Coal has started commercial auction of coal mines on revenue share basis.
    • In order to arrive at the revenue share based on market prices of coal, one National Coal Index (NCI) is conceptualized.
    • The NCI is a price index which reflects the change of price level of coal on a particular month relative to the fixed base year.
    • The base year for the NCI is FY 2017-18.
    • NCI is a price index combining the prices of coal from all the sales channels- Notified Prices, Auction Prices and Import Prices.
    • It is released every month.

    Components of NCI

    • The concept and design of the Index as well as the Representative Prices have been developed by the Indian Statistical Institute, Kolkata.
    • NCI is composed of a set of five sub-indices: three for Non-Coking Coal and two for Coking Coal.
    • The three sub-indices for Non-Coking Coal are combined to arrive at the Index for Non-Coking Coal and the two sub-indices for Coking Coal are combined to arrive at the Index for Coking Coal.
    • Thus, indices are separate for Non-coking and Coking Coal.
    • As per the grade of coal pertaining to a mine, the appropriate sub-index is used to arrive at the revenue share.

    Implementation of NCI

    • The amount of revenue share per tonne of coal produced from auctioned blocks would be arrived at using the NCI by means of a defined formula.
    • The Index is meant to encompass all transactions of raw coal in the Indian market.
    • This includes coking and non-coking of various grades transacted in the regulated (power and fertilizer) and non-regulated sectors.
    • Washed coal and coal products are not included.

     

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  • Banking Sector Reforms

    UPI for NRIs: What it means for India and Indians abroad

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Unified Payment Interface (UPI)

    Mains level: Digital banking in India

    upi

    The National Payments Corp. of India (NPCI) has allowed Indians abroad to use fast payments network UPI, if their domestic bank accounts are linked to their foreign mobile numbers.

    What is UPI?

    • UPI is an instant real-time payment system developed by National Payments Corporation of India (NPCI) facilitating inter-bank transactions.
    • The interface is regulated by the Reserve Bank of India and works by instantly transferring funds between two bank accounts on a mobile platform.

    What exactly has NPCI allowed on UPI?

    • NPCI issued a circular that paved the way for wider adoption of homegrown payments platform UPI.
    • So far, only Indian phone numbers were allowed on UPI, leaving out non-resident bank accounts linked to their phone numbers abroad.
    • In the first phase, phone numbers from 10 countries including Singapore, Australia, Canada, Hong Kong, Oman, Qatar, the US, Saudi Arabia, United Arab Emirates, and the UK have been allowed to be used on UPI.
    • NPCI said it could extend this to other nations as well.

    How will it benefit Indians abroad?

    • Once the systems are in place, non-resident Indians will be able to transact using UPI, irrespective of whether they are in India or abroad.
    • To use UPI, non-residents need to have either a non-resident external (NRE) account or a non-resident ordinary (NRO) account in India.
    • It would, of course, be more useful when account holders visit India, given the scale of UPI merchant infrastructure in India.
    • While abroad, they can use UPI to transfer funds to families in India and use it on e-commerce portals that allow such payments.

    What are the prerequisites for this facility?

    • NPCI has asked banks to onboard only those accounts that meet the Foreign Exchange Management Act guidelines and instructions issued by the departments of the Reserve Bank of India (RBI).
    • Apart, the remitter, as well as beneficiary banks, will have to ensure they comply with anti-money laundering (AML) and combating of financial terrorism (CFT) checks.

    Does it help the plan to take UPI global?

    • NPCI has been attempting to make UPI a global phenomenon and the idea to tap NRIs is a step towards that.
    • 10 countries are just to begin with and the list will expand in future.
    • NPCI has been trying to push homegrown payment systems in other countries through NPCI International Payments Ltd, a subsidiary it set up in 2020.
    • It has already tied up with payment system operators in Nepal, UAE, France, UK and others to allow UPI usage there.
    • There is also a plan to link UPI with Singapore’s Paynow.

    How will it help the UPI ecosystem?

    • UPI is almost synonymous with digital payments in India, clocking over ₹12.8 trillion worth of transactions in December.
    • After a slow start in 2016, UPI payments have grown at a rapid pace. Given there are over 13.5 million NRIs, the availability of UPI is expected to raise transaction volumes.
    • Industry experts said that just like resident Indians do not have to pay for UPI, it will also be available to NRIs at no extra cost.
    • That said, it might be off to a slow start as the acceptance infrastructure abroad is still being developed.

     

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