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Type: Prelims Only

  • RBI Notifications

    Central Bank Digital Currency (CBDC): the Digital Rupee

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Central Bank Digital Currency (CBDC)

    Mains level: Prospects and challenges to CBDC

    Reports have said the Reserve Bank of India’s (RBI) digital rupee — the Central Bank Digital Currency (CBDC) — may be introduced in phases beginning with wholesale businesses in the current financial year.

    What is Central Bank Digital Currency (CBDC)?

    • CBDC is a central bank issued digital currency which is backed by some kind of assets in the form of either gold, currency reserves, bonds and other assets, recognised by the central banks as a monetary asset.
    • The present concept of CBDCs was directly inspired by Bitcoin, but a CBDC is different from virtual currency and cryptocurrency.
    • Cryptocurrencies are not issued by a state and lack the legal tender status declared by the government.

    What is Currency chest?

    Currency in India is managed by Currency chest. Currency chest is a place where the Reserve Bank of India (RBI) stocks the money meant for banks and ATMs. These chests are usually situated on the premises of different banks but administrated by the RBI.

    Why India needs a digital rupee?

    • Online transactions: India is a leader in digital payments, but cash remains dominant for small-value transactions.
    • High currency in circulation: India has a fairly high currency-to-GDP ratio.
    • Cost of currency management: An official digital currency would reduce the cost of currency management while enabling real-time payments without any inter-bank settlement.

    Why is CBDC preferred over Cryptocurrency?

    • Sovereign guarantee: Cryptocurrencies pose risks to consumers.  They do not have any sovereign guarantee and hence are not legal tender.
    • Market volatility: Their speculative nature also makes them highly volatile.  For instance, the value of Bitcoin fell from USD 20,000 in December 2017 to USD 3,800 in November 2018.
    • Risk in security: A user loses access to their cryptocurrency if they lose their private key (unlike traditional digital banking accounts, this password cannot be reset).
    • Malware threats: In some cases, these private keys are stored by technical service providers (cryptocurrency exchanges or wallets), which are prone to malware or hacking.
    • Money laundering: Cryptocurrencies are more vulnerable to criminal activity and money laundering.  They provide greater anonymity than other payment methods since the public keys engaging in a transaction cannot be directly linked to an individual.
    • Regulatory bypass: A central bank cannot regulate the supply of cryptocurrencies in the economy.  This could pose a risk to the financial stability of the country if their use becomes widespread.
    • Power consumption: Since validating transactions is energy-intensive, it may have adverse consequences for the country’s energy security (the total electricity use of bitcoin mining, in 2018, was equivalent to that of mid-sized economies such as Switzerland).

    Features of CBDC

    • High-security instrument: CBDC is a high-security digital instrument; like paper banknotes, it is a means of payment, a unit of account, and a store of value.
    • Uniquely identifiable: And like paper currency, each unit is uniquely identifiable to prevent counterfeit.
    • Liability of central bank: It is a liability of the central bank just as physical currency is.
    • Transferability: It’s a digital bearer instrument that can be stored, transferred, and transmitted by all kinds of digital payment systems and services.

    Key benefits offered

    • Faster system: CBDC can definitely increase the transmission of money from central banks to commercial banks and end customers much faster than the present system.
    • Financial inclusion: Specific use cases, like financial inclusion, can also be covered by CBDC that can benefit millions of citizens who need money and are currently unbanked or banked with limited banking services
    • Monetary policy facilitation: The move to bring out a CBDC could significantly improve monetary policy development in India.
    • Making of a regional currency: In the cross border payments domain, India can take a lead by leveraging digital Rupee especially in countries such as Bhutan, Saudia Arabia and Singapore where NPCI has existing arrangements.

    Others:

    • It is efficient than printing notes (cost of printing, transporting, and storing paper currency)
    • It reduces the risk of transactions
    • It makes tax collection transparent
    • Prevents money laundering

    Issues involved with CBDC

    • Innovation with centralization: The approach of bringing a sovereign digital currency stands in stark contrast to the idea of decentralization.
    • Liability on RBI:  when bank customers wish to convert their deposits into digital rupee, the RBI will have to take these liabilities from the books of banks and onto its own balance sheet.
    • Inflationary risk: Central banks would indulge in issuing more digital currencies which could potentially trigger higher inflation.
    • User adoption: User adoption could also pose a major setback for the smooth roll out of the CBDC in India. The main challenges would always be user adoption and security.
    • Reduced savings: Many, including various central bankers, fear that people may begin withdrawing money from their bank accounts as digital currencies issued by Central banks become more popular.
    • Volatility: the risk is higher and there is more price volatility and lesser acceptance as a money instrument globally, unless the trust factor and investor protection factors change.

    Way forward

    • The launch of CBDCs may not be a smooth affair and still requires more clarity in India. There are still a lot of misconceptions about the concept of digital currency in the country.
    • The effectiveness of CBDCs will depend on aspects such as privacy design and programmability.
    • There is a huge opportunity for India to take a lead globally via a large-scale rollout and adoption of digital currencies.

     

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  • Urban Floods

    What are Cloudbursts? Why are they rising across India?

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Cloudburst

    Mains level: Flash floods and cloudbursts

    Over 20 people have been killed in destruction caused by cloudbursts and flash floods in different parts of Himachal Pradesh and Uttarakhand over the last three days.

    What are Cloudbursts?

    • A cloudburst is a localised but intense rainfall activity.
    • Short spells of very heavy rainfall over a small geographical area can cause widespread destruction, especially in hilly regions where this phenomenon is the most common.
    • Not all instances of very heavy rainfall, however, are cloudbursts.
    • A cloudburst has a very specific definition: Rainfall of 10 cm or more in an hour over a roughly 10 km x 10-km area is classified as a cloudburst event.
    • By this definition, 5 cm of rainfall in a half-hour period over the same area would also be categorized as a cloudburst.

    How is it different from normal rainfall?

    • To put this in perspective, in a normal year, India, as a whole, receives about 116 cm of rainfall over the entire year.
    • This means if the entire rainfall everywhere in India during a year was spread evenly over its area, the total accumulated water would be 116 cm high.
    • There are, of course, huge geographical variations in rainfall within the country, and some areas receive over 10 times more than that amount in a year.
    • But on average, any place in India can be expected to receive about 116 cm of rain in a year.
    • During a cloudburst event, a place receives about 10% of this annual rainfall within an hour.

    How common are cloudbursts?

    • Cloudbursts are not uncommon events, particularly during the monsoon months.
    • Most of these happen in the Himalayan states where the local topology, wind systems, and temperature gradients between the lower and upper atmosphere facilitate the occurrence of such events.
    • However, not every event that is described as a cloudburst is actually, by definition, a cloudburst.
    • That is because these events are highly localized.
    • They take place in very small areas which are often devoid of rainfall measuring instruments.

    Why are they so destructive?

    • The consequences of these events, however, are not confined to small areas.
    • Because of the nature of terrain, the heavy rainfall events often trigger landslides and flash floods, causing extensive destruction downstream.
    • This is the reason why every sudden downpour that leads to destruction of life and property in the hilly areas gets described as a “cloudburst”, irrespective of whether the amount of rainfall meets the defining criteria.
    • At the same time, it is also possible that actual cloudburst events in remote locations aren’t recorded.

    Can cloudbursts be forecasted?

    • The India Meteorological Department forecasts rainfall events well in advance, but it does not predict the quantum of rainfall — in fact, no meteorological agency does.
    • The forecasts can be about light, heavy, or very heavy rainfall, but weather scientists do not have the capability to predict exactly how much rain is likely to fall at any given place.
    • Additionally, the forecasts are for a relatively large geographical area, usually a region, a state, a meteorological sub-division, or at best a district.
    • As they zoom in over smaller areas, the forecasts get more and more uncertain.
    • Theoretically, it is not impossible to forecast rainfall over a very small area as well, but it requires a very dense network of weather instruments and computing capabilities that seem unfeasible with current technologies.
    • As a result, specific cloudburst events cannot be forecast. No forecast ever mentions a possibility of a cloudburst.
    • But there are warnings for heavy to very heavy rainfall events, and these are routinely forecast four to five days in advance.
    • Possibility of extremely heavy rainfall, which could result in cloudburst kind of situations, are forecast six to 12 hours in advance.

    Are cloudburst incidents increasing?

    • There is no long-term trend that suggests that cloudbursts, as defined by the IMD, are rising.
    • What is well established, however, is that incidents of extreme rainfall, as also other extreme weather events, are increasing — not just in India but across the world.
    • While the overall amount of rainfall in India has not changed substantially, an increasing proportion of rainfall is happening in a short span of time.
    • That means that the wet spells are very wet, and are interspersed with prolonged dry spells even in the rainy season.
    • This kind of pattern, attributed to climate change, does suggest that cloudburst events might also be on the rise.

     

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  • Modern Indian History-Events and Personalities

    Pandurang Khankhoje: Ghadarite revolutionary and a hero of Mexico

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Pandurang Khankhoje

    Mains level: Ghadr party

    Lok Sabha Speaker, who is currently in Canada for the 65th Commonwealth Parliamentary Conference, will travel to Mexico where he will unveil statues of Swami Vivekananda and Maharashtra-born freedom fighter and agriculturalist Pandurang Khankhoje.

    Who was Pandurang Khankhoje (1883-1967)?

    • Born in Wardha, Maharashtra, in the late 19th century, Pandurang Khankhoje came in contact with other revolutionaries early on.
    • As a student, Khankhoje was an ardent admirer of the French Revolution and of the American War of Independence.
    • Closer to home, the Hindu reformer Swami Dayanand and his Arya Samaj movement, which called for a spirit of reform and social change, became the hero to a young student group led by Khankhoje.

    Revolutionary activities abroad

    • Khankhoje decided to go abroad for further training in revolutionary methods and militaristic strategy.
    • At this time, the British government’s suspicions of him were also growing due to his anti-government activities.
    • Before leaving, he visited Bal Gangadhar Tilak, by whom he was inspired.
    • Tilak advised him to go to Japan, which was itself a strong, anti-West Asian imperialistic force then.
    • After spending time with nationalists from Japan and China, Khankhoje eventually moved to the US, where he enrolled in college as a student of agriculture.

    Participation in the Indian independence movement

    • Khankhoje was one of the founding members of the Ghadar Party, established by Indians living abroad in 1914, mostly belonging to Punjab.
    • Its aim was to lead a revolutionary fight against the British in India.
    • While in the US, Khankhoje met Lala Har Dayal, an Indian intellectual teaching at Stanford University.
    • Har Dayal had begun a propaganda campaign, publishing a newspaper that featured patriotic songs and articles in the vernacular languages of India.
    • This was the seed from which the Ghadar Party would emerge.

    How did Khankhoje reach Mexico?

    • At the military academy, Khankhoje met many people from Mexico.
    • The Mexican Revolution of 1910 had led to the overthrow of the dictatorial regime, and this inspired Khankhoje.
    • He also reached out to Indians working on farms in the US with the aim of discussing the idea of Indian independence with them.
    • Along with the Indian workers, militant action was planned by Khankhoje in India, but the outbreak of the First World War halted these plans.
    • He then reached out to Bhikaji Cama in Paris, and met with Vladimir Lenin in Russia among other leaders, seeking support for the Indian cause.

    Association with Mexico

    • As he was facing possible deportation from Europe and could not go to India, he sought shelter in Mexico.
    • Soon, in part due to his prior friendship with Mexican revolutionaries, he was appointed a professor at the National School of Agriculture in Chapingo, near Mexico City.
    • He researched corn, wheat, pulses and rubber, developing frost and drought-resistant varieties, and was part of efforts to bring in the Green Revolution in Mexico.
    • Later on, the American agronomist Dr Norman Borlaug, called the Father of the Green Revolution in India, brought the Mexican wheat variety to Punjab.
    • Khankhoje was revered as an agricultural scientist in Mexico.

    Return to India

    • Both Pandurang and Jean returned to India after 1947.
    • His application for visa was initially rejected by the Indian government due to the ban by the British Indian Government, but was eventually overturned.
    • He settled in Nagpur and subsequently embarked on a political career.
    • Pandurang Khankhoje died on 22 January 1967.

    Back2Basics: Ghadar Party

    Founder: Sohan Singh Bhakna, 15 July 1913

    • The Ghadar Movement was an early 20th century, international political movement founded by expatriate Indians to overthrow British rule in India.
    • Earlier activists had established a ‘Swadesh Sevak Home’ in Vancouver and a ‘United India House’ in Seattle to carry out revolutionary activities. Finally, in 1913, the Ghadr was founded.
    • The Ghadar Party, originally known as the Pacific Coast Hindustan Association, was founded on July 15, 1913 in the US by Lala Har Dayal, Sant Baba Wasakha Singh Dadehar, Baba Jawala Singh, Santokh Singh, and Sohan Singh Bhakna.
    • The Ghadar party drew a sizable following among Indian expatriates in the United States, Canada, East Africa, and Asia.
    • It fought against colonialism from 1914 to 1917, with the support of Imperial Germany and the Ottoman Empire, both of which were Central Powers opposed to the British.
    • The party was organized around the weekly newspaper The Ghadar, which featured the masthead caption: Angrezi Raj Ka Dushman (an enemy of British rule); “Wanted brave soldiers to stir up rebellion in India,” the Ghadar declared.

     

  • Roads, Highways, Cargo, Air-Cargo and Logistics infrastructure – Bharatmala, LEEP, SetuBharatam, etc.

    ‘Kerala Savari’: India’s first online taxi service as a public option

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Kerala Savari

    Mains level: Cab aggregators malpractices and their regulation in India

    Kerala has soft launched ‘Kerala Savari’, the country’s first online taxi service owned by a State government, to ensure fair and decent service to passengers along with fair remuneration to auto-taxi workers.

    What is Kerala Savari?

    • Operated by the Motor Workers Welfare Board under the aegis of the Labour Department, the Kerala Savari ensures safe travel for the public at ‘government approved fares’ without any ‘surge pricing’.
    • The ‘Kerala Savari’ app would be made available to the public on online platforms shortly as it is under the scrutiny of Google now.

    Why such initiative?

    • The alleged unfair trade practices and violation of consumer rights by private app-based cab aggregators have come as a major concern for governments.
    • Recently, the Central Consumer Protection Authority (CCPA) had issued notices to cab aggregators Ola and Uber for unfair trade practices and violation of consumer rights which include:
    1. Charging exorbitant fares during peak hours
    2. Unprofessional behaviour from the part of drivers
    3. Lack of proper response from customer support, and
    4. Undue levy of cancellation charges despite the cab driver refusing to accept the ride booked by the passenger etc.
    • It is against this backdrop that the Kerala government has decided to come up with an app-based platform to offer auto-taxi service for the public.

    What are the main attractions of ‘Kerala Savari’?

    • There will be no fluctuation in fares on Kerala Savari irrespective of day or night or rain.
    • But Kerala Savari only 8% service charge in addition to the rate set by the government, whereas the private cab aggregators charge up to 20 to 30% service charge.

    What are the security-related features of ‘Kerala Savari’?

    • Kerala Savari is claimed as a safe and reliable online service for women, children, and senior citizens.
    • This consideration has been given importance in app designing and driver registration.
    • A police clearance certificate is mandatory for drivers joining the scheme apart from the required proper training.
    • A panic button system has been introduced in the app.
    • It has also been decided to install GPS in vehicles at a subsidised rate.

    Will the new government initiative end the monopoly of private cab aggregators?

    • Kerala has over five lakh autorickshaws and one lakh cabs.
    • The State government plans to bring all auto-taxi workers engaged in the sector under the new platform.
    • Since smartphone literacy is high in Kerala, the State is hopeful of bringing them under the scheme in a short span of time.
    • In addition, the Kerala government has also decided to provide fuel, insurance, and tyre subsidies for vehicle owners in the future and has already initiated talks with major companies in this regard.
    • After the evaluation of the first phase of the project in Thiruvananthapuram, it will be extended to the entire State in a phased manner.
    • Kerala Savari is expected to reach Kollam, Ernakulam, Thrissur, Kozhikode, and Kannur municipal limits within a month.
    Regulation of Cab Aggregators in India

    • The Motor Vehicles Amendment Act 2019 seeks to regulate Cab aggregators in India
    • It’s the first time cab aggregators have got statutory recognition as “digital intermediaries” or “transport aggregators”.
    • They are now defined as marketplaces that can be used by passengers to connect with a driver for moving from one place to another.
    • The Centre will issue broad guidelines from time to time and the states will rely on them to frame their own rules to regulate the industry.
    • The aggregators will also have to comply with the provisions of the Information Technology Act, 2000.
    • This means they will have to follow rules on storing data safely to protect the identity of users.

     

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  • Disasters and Disaster Management – Sendai Framework, Floods, Cyclones, etc.

    Tigray Crisis in Ethiopia

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Tigray Crisis

    Mains level: Not Much

    The director-general of the World Health Organization (WHO), described the Tigray crisis region as the “worst humanitarian disaster on earth”.

    What is the news?

    • Ethiopia has been on the brink of a civil war.
    • On Nov 4 2020, Prime Minister Abiy Ahmed declared war on the country’s Tigray region.
    • The Tigray region is ruled by the Tigray People’s Liberation Front (TPLF).
    • The war was declared in response to the TPLF’s attack on a federal military base in Tigray.

    Tigray Crisis: A backgrounder

    • The animosity between Tigrayans and Eritrea goes back to the Ethiopian-Eritrean war that occurred between 1998 and 2000.
    • It occurred approximately two decades ago was extremely brutal and resulted in the deaths of thousands of soldiers.
    • The roots of this crisis can be traced to Ethiopia’s system of government. Since 1994, Ethiopia has had a federal system in which different ethnic groups control the affairs of 10 regions.
    • The Tigray People’s Liberation Front (TPLF) – was influential in setting up this system.
    • It was the leader of a four-party coalition that governed Ethiopia from 1991, when a military regime was ousted from power.
    • Under the coalition, Ethiopia became more prosperous and stable, but concerns were routinely raised about human rights and the level of democracy.

    How did it escalate into a crisis?

    • Eventually, discontent morphed into protest, leading to a government reshuffle that saw Mr Abiy appointed PM.
    • Abiy liberalized politics, set up a new party (the Prosperity Party), and removed key Tigrayan government leaders accused of corruption and repression.
    • Meanwhile, Abiy ended a long-standing territorial dispute with neighbouring Eritrea, earning him a Nobel Peace Prize in 2019.
    • These moves won Abiy popular acclaim, but caused unease among critics in Tigray.
    • Tigray’s leaders see Abiy’s reforms as an attempt to centralize power and destroy Ethiopia’s federal system.

    How bad is the humanitarian situation?

    • Tigray and its neighbouring regions are facing starvation.
    • There is an absence of medical facilities, no access to their own money due to shut-down banking services, ethnic and physical violence, and raids at the hands of warring forces.
    • The government declared a ceasefire on humanitarian grounds but in an effort to break the TPLF in June last year, imposed a blockade on Tigray.
    • This made it impossible to deliver humanitarian, economic, and medical assistance to Tigrayans.

    Also read:

    [Burning Issue] Ethiopian Crisis and the Geopolitics

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  • Festivals, Dances, Theatre, Literature, Art in News

    What is ‘Mandala’ in Art?

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Mandala Art

    Mains level: Not Much

    Some residents of Liverpool in the UK are marveling over a mandala art the size of one and a half football pitches in length created by artist James Brunt with materials such as leaves and rocks.

    What is Mandala Art?

    • Literally meaning “circle” or “centre” in Sanskrit, a mandala art is defined by a geometric configuration that usually incorporates the circular shape in some form.
    • Mandala patterns are a centuries-old motif that are used to depict the cosmos, and have been adapted by artists the world over, each of whom have added their own interpretation and painted it as their own.
    • While it can also be created in the shape of a square, a mandala pattern is essentially interconnected.

    Its origin

    • It is believed to be rooted in Buddhism, appearing in the first century BC in India.
    • In Hinduism, the mandala imagery first appeared in Rig Veda (1500 – 500 BCE).
    • Over the next couple centuries, Buddhist missionaries travelling along the Silk Road took it to other regions.
    • By the sixth century, mandalas have been recorded in China, Korea, Japan, Indonesia and Tibet.

    The meaning of the motif

    • It is believed that by entering the mandala and moving towards its center, one is guided through the cosmic process of transforming the universe .
    • It depicts transition from one of suffering to that of joy.
    • A traditional Buddhist mandala, a circular painting drawn with coloured sand, aided in meditation, with the main objective of aiding its creator to discover their true self.
    • In Hinduism, a mandala or yantra is in the shape of a square with a circle at its center.
    • There are various elements incorporated within the mandala, each of which has its own meaning.
    • For instance, the eight spokes of the wheel (the dharmachakra) represent the eightfold path of Buddhism, the lotus flower depicts balance, and the sun represents the universe.
    • Facing up, triangles represent action and energy, and facing down, they represent creativity and knowledge.

    Mandala in modern Indian art

    • Deep-rooted in ancient philosophy, the mandala has attained varied forms in the hands of modern and contemporary Indian artists.
    • While it continues to appear in thangka paintings, it has a central place in the practice of mainstream artists associated with the tantric and neo-tantric spiritual movements.
    • Choosing to transition from the more figurative depictions of the previous generations of Indian artists, in the 1960s Sohan Qadri and Prafulla Mohanty gained widespread recognition for their works.
    • Their work is imbibed in tantric symbolism, such as mandalas that are also used in the rituals of tantric initiation.
    • Geometric compositions also dominated works of artists such as Biren De, GR Santosh, Shobha Broota, and famously SH Raza, who visualised the bindu as the center of his universe and the source of energy and life.

     

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  • Modern Indian History-Events and Personalities

    Who was Lord Curzon, the Viceroy of India who partitioned Bengal in 1905?

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Partition of Bengal, Lord Curzon

    Mains level: Partition of Bengal and its aftermath

    The 119-year-old Curzon Gate in Bardhaman in West Bengal is at the centre of a political row.

    Who was Lord Curzon?

    • Born in 1859, Curzon was a British conservative politician who was educated at the elite institutions of Eton and Oxford.
    • He served as Under-Secretary of State for India (1891-1892), and for Foreign Affairs (1895-1898), before being appointed Viceroy of India in 1899.
    • As viceroy, his administration was known for intense activity and emphasis on efficiency.
    • He stated in his budget speech in 1904, “Efficiency of administration is, in my view, a synonym for the contentment of the governed”.

    Rise to infame

    • Of all the Viceroys of India, Curzon is possibly the most criticised — he is the man who partitioned Bengal in 1905, and triggered a wave of Bengali nationalism that contributed to the wider Indian national movement.
    • He was also one of the more openly imperialist of viceroys, and a man who saw Britain’s rule over India as critical to the survival of empire.
    • In 1900, Curzon famously stated, “We could lose all our [white settlement] dominions and still survive, but if we lost India, our sun would sink to its setting.”

    His works

    • Curzon created a separate Muslim majority province of the North-West Frontier Province, sent a British expedition to Tibet and established a separate police service.
    • He was instrumental in establishing the Archaeological Survey of India, in order to study and protect historical monuments.
    • Early on in his career, Curzon earned some praise from his colonial subjects for taking action against Europeans in a number of high-profile racist attacks against Indians.
    • In 1899, he punished white soldiers for raping a woman in Rangoon; he disciplined soldiers of the 9th Lancers for beating an Indian cook in Sialkot to death in 1902.
    • He had tried unsuccessfully to get the Calcutta High Court to change the meagre punishment given to an Assam tea manager for murdering a “coolie”.

    Why was he disliked then?

    • Curzon was both vexed and enraged by the growing nationalist movement in India and he sought to throttle the growing aspirations of the educated Indian middle class.
    • A staunch imperialist, he took a series of extremely unpopular measures, including passing, in 1899, the Calcutta Municipal Amendment Act.
    • He reduced the number of elected representatives in the Calcutta Corporation.
    • Among others was the Indian Universities Act (1904), that placed Calcutta University under government control, and the Indian Official Secrets Amendment Act (1904) which reduced the freedom of the press even further.
    • Ironically though, it was his biggest and most reviled decision — to partition Bengal in 1905 — that led to a spurt in nationalist sentiment and revitalized the Congress.

    How and why did the partition of Bengal take place?

    • Calcutta was the capital of the British Raj, and Bengal Presidency was one of the largest provinces in India, populated by more than 78 million people.
    • It was such a huge province encompassing present-day West Bengal, Bangladesh, Bihar, parts of Chhattisgarh, Odisha, and Assam.
    • For long, the British had maintained that Bengal was too large to efficiently manage and administer; it was also believed that with Calcutta as the nerve centre of the educated nationalists, the resistance to colonial rule would only increase.
    • Home Secretary H H Risley noted in 1904, “Bengal united is a power; Bengal divided will pull in several different ways.

    Actual course of Partition

    • In July 1905, Curzon announced the partition of Bengal into two provinces.
    • East Bengal and Assam, with a population of 38 million, was predominately Muslim, while the western province, called Bengal, and was reduced to 55 million people, primarily Hindus.
    • Protests began almost immediately after the announcement, with meetings taking place in more than 300 cities, towns, and villages across Bengal.

    What were the consequences of the partition?

    • In opposition to the partition, nationalist leaders organized a campaign a boycott British goods and institutions and encouraged the use of local products.
    • After a formal resolution was passed at a meeting in Calcutta in August 1905, the Swadeshi movement began.
    • Students were at the forefront of the movement, which was characterized by boycotts of British educational institutions and law courts, and large bonfires of imported cotton textiles.
    • There was a surge in nationalist rhetoric, and the song ‘Bande Mataram’, set to music by Rabindranath Tagore, became the informal anthem of the movement.
    • The Swadeshi movement and boycott was not restricted to Bengal, and spread to other parts of the country, including Punjab, Maharashtra, and parts of the Madras Presidency.
    • A number of secret societies, such as the Anushilan Samiti of Bengal, sought to overthrow British rule through violent means.
    • Revolutionary groups used bombs, attempted to assassinate colonial officials, and engaged in armed robberies to finance their activities.

    (Irreversible) Revocation of the Partition

    • In 1905, Curzon resigned and returned to England after losing a power struggle with the commander-in-chief of the British Army, Lord Kitchener.
    • The protests continued after his exit, and the colonial government in 1911 announced the reunification of Bengal.
    • Thenceforth the capital of the Raj was shifted from Calcutta to Delhi.

     

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  • Wildlife Conservation Efforts

    Species in news: Great Indian Bustard

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Great Indian Bustard

    Mains level: Not Much

    The critically endangered Great Indian Bustard (GIB) has adopted an altogether new behaviour of giving clutch of two eggs at a time after getting additional protein diet during the monsoon season.

    Great Indian Bustards

    • GIBs are the largest among the four bustard species found in India, the other three being MacQueen’s bustard, lesser florican, and the Bengal florican.
    • GIBs’ historic range included much of the Indian sub-continent but it has now shrunken to just 10 percent of it. Among the heaviest birds with flight, GIBs prefer grasslands as their habitats.
    • GIBs are considered the flagship bird species of grassland.

    Protection accorded

    • Birdlife International: uplisted from Endangered to Critically Endangered (2011)
    • Protection under CITES: Appendix I
    • IUCN status: Critically Endangered
    • Protection under Wildlife (Protection) Act: Schedule I

    Threats

    • Overhead power transmission
    • Poor vision: Due to their poor frontal vision, can’t detect powerlines in time and their weight makes in-flight quick maneuvers difficult.
    • Windmills: Coincidentally, Kutch and Thar desert are the places that have witnessed the creation of huge renewable energy infrastructure.
    • Noise pollution: Noise affects the mating and courtship practices of the GIB.
    • Changes in the landscape: by way of farmers cultivating their land, which otherwise used to remain fallow due to frequent droughts in Kutch.
    • Cultivation changes: Cultivation of cotton and wheat instead of pulses and fodder are also cited as reasons for falling GIB numbers.

    On the brink of extinction

    • The GIB population in India had fallen to just 150.
    • Pakistan is also believed to host a few GIBs and yet openly supports their hunting.

    Supreme Court’s intervention

    • The Supreme Court has ordered that all overhead power transmission lines in core and potential GIB habitats in Rajasthan and Gujarat should be undergrounded.
    • The SC also formed a three-member committee to help power companies comply with the order.

    Conservation measures

    • In 2015, the Central government launched the GIB species recovery program.
    • Under the program, the WII and Rajasthan Forest departments have jointly set up conservation breeding centers where GIB eggs are harvested from the wild.
    • They have been incubated artificially and hatchlings raised in a controlled environment.

    Try this PYQ

    Q.Consider the following pairs:

    Protected Area: Well-known for

    1. Bhiterkanika, Odisha — Salt Water Crocodile
    2. Desert National Park, Rajasthan — Great Indian Bustard
    3. Eravikulam, Kerala — Hoolock Gibbon

    Which of the pairs given above is/are correctly matched? (CSP 2014)

    (a) 1 only

    (b) 1 and 2

    (c) 2 only

    (d) 1, 2 and 3

     

    Post your answers here.

     

     

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  • Indian Olympic Association (IOA)

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: IOC

    Mains level: Olympics and India

    The Supreme Court has ordered status quo on the implementation of a Delhi High Court order to hand over the affairs of the Indian Olympic Association (IOA) to a Committee of Administrators (CoA).

    Why in news?

    • The FIFA had recently gone ahead and suspended the AIFF, citing “third party interference”, leaving an air of uncertainty on the prospect of India hosting the Under-17 Women’s World Cup in October.
    • The governance of the AIFF had similarly been transferred to a CoA by the Supreme Court.

    Delhi HC case

    • The high court had passed the order on a petition seeking a direction for redrafting of the IOA constitution in accordance with the National Sports Code, 2021.

    Controversy with IOC

    • According to IOC rules, if any national body is governed by a non-elected body, it is seen as interference by a third party.
    • The moment the CoA takes charge, there is 99 per cent chance that India and our sportspersons will get suspended from all international events and Olympic Games.

    Olympics and India

    • India first participated in the Olympics in 1900 in Paris.
    • The country was represented by Norman Pritchard, an Anglo Indian who was holidaying in Paris during that time.
    • The seeds for creation of an organisation for coordinating the Olympic movement in India was related to India’s participation in the 1920 and 1924 Olympics.
    • Back then, Sir Dorabji Tata suggested the need for a Sports body at National level for promoting Olympic Sport in united India.
    • After the 1920 Games, the Committee sending the team to these Games met, and, on the advice of Sir Dorabji Tata, invited Dr. A.G. Noehren (Physical Education Director of YMCA India) to also join them.

    Establishment of Indian Olympic Association (IOA)

    • Subsequently, in 1923-24, a provisional All India Olympic Committee was set-up, which organised the All India Olympic Games in February 1924.
    • Eight athletes from these Games were selected to represent India at the 1924 Paris Summer Olympics, accompanied by manager Harry Crowe Buck.
    • This gave impetus to the development and institutionalization of sports in India, and, in 1927, the Indian Olympic Association (IOA) was formed, with Sir Dorabji Tata as its founding President and Dr. A.G. Noehren as Secretary.
    • The same year as it was formed, 1927, the Indian Olympic Association was officially recognised by the International Olympic Committee.

    Also read

    Better time for Sports in India: PM

     

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  • Financial Inclusion in India and Its Challenges

    Centre restores Modified Interest Subvention Scheme (MISS)

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Modified Interest Subvention Scheme (MISS)

    Mains level: Not Much

    The Union Cabinet has decided to restore the interest subvention on short-term agriculture loans to 1.5% for all financial institutions, including cooperative banks.

    What is the news?

    • The Union Cabinet has approved to restore Interest Subvention on short term agriculture loans to 1.5% for all financial institutions.
    • Thus, Interest Subvention of 1.5% will be provided to lending institutions for the financial year 2022-23 to 2024-25 for lending short term agri-loans upto Rs 3 lakh to the farmers.

    What is MISS?

    • Kisan Credit Card scheme was introduced for farmers, to empower them to purchase agriculture products and services on credit at any time.
    • To ensure that the farmers have to pay a minimal interest rate to the bank, the GoI introduced Interest Subvention Scheme (ISS), now renamed as Modified Interest Subvention Scheme (MISS).
    • It aims to provide short term credit to farmers at subsidized interest rates.

    Features of MISS

    • Under this scheme, short term agriculture loan upto Rs. 3.00 lakh is available to farmers engaged in Agriculture and other allied activities including Animal Husbandry, Dairying, Poultry, fisheries etc. at the rate of 7% p.a.
    • An additional 3% subvention (Prompt Repayment Incentive – PRI) is also given to the farmers for prompt and timely repayment of loans.
    • Therefore, if a farmer repays his loan on time, he gets credit at the rate of 4% p.a.
    • For enabling this facility to the farmers, GoI provides Interest Subvention (IS) to the Financial Institutions offering this scheme.
    • This support is 100% funded by the Centre, it is also the second largest scheme of DA&FW as per budget outlay and coverage of beneficiaries.

    Benefits of MISS

    • Ensuring hassle-free credit availability at cheaper rate to farmers has been the top priority of GoI.
    • Increase in Interest Subvention will ensure sustainability of credit flow in the agriculture sector as well as ensure financial health and viability of the lending institutions.
    • Banks will be able to absorb increase in cost of funds and will be encouraged to grant loans to farmers for short term agriculture requirements and enable more farmers to get the benefit of agriculture credit.
    • This will also lead to generation of employment since short term agri-loans are provided for all activities including Animal Husbandry, Dairying, Poultry, fisheries.
    • Farmers will continue to avail short term agriculture credit at interest rate of 4% per annum while repaying the loan in time.

    Who gets the subvention?

    • The lending institutions include- Public Sector Banks, Private Sector Bank, Small Finance Banks, Regional Rural Banks, Cooperative Banks and Computerized PACS directly ceded with commercial banks.

     

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