May 2025
M T W T F S S
 1234
567891011
12131415161718
19202122232425
262728293031  

Modern Indian History-Events and Personalities

Nana Jagannath Shankarseth: The ‘Architect of Mumbai’

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Nana Jagannath Shankarseth and his contributions

Mains level: NA

Why in the news-

  • The Maharashtra cabinet has resolved to request the Ministry of Railways to rename Mumbai Central station after Nana Jagannath Shankarseth, a revered social reformer, educationist, and philanthropist often hailed as the “architect” of Mumbai.

About Nana Jagannath Shankarseth (1803-1865)

  • Born on February 10, 1803, in Murbad, Thane, into the affluent Murkute family.
  • His father, Shankar Murkute, earned the nickname “Shankar Sheth” due to his success in the jewellery and diamond trade.
  • He contributed in terms of both ideas and money to multiple sectors, to lay a strong foundation for the Bombay City.
  • He was greatly inspired by the legendary merchant and philanthropist Sir Jamsetjee Jeejeebhoy.

Contribution of Nana Jagannath Shankarseth

  • Founded the Bombay Association in 1852, the first political organization in Mumbai, fostering a platform for civic engagement and political discourse.
  • Played a pivotal role as one of the founding members of the Great Indian Peninsula Railway in 1853, contributing to India’s infrastructural development.
  • Recognized the importance of education in societal progress and opened the first school for girls in Mumbai in 1849, pioneering educational reform.
  • Co-founded the School Society and the Native School of Bombay, laying the foundation for educational institutions that nurtured future leaders such as Dadabhai Naoroji and Gopal Krishna Gokhale.
  • Established the Bombay Native Education Society in 1822, the first of its kind in Western India, to promote education among the masses.
  • Collaborated with Sir George Birdwood and Dr Bhau Daji in major reconstruction efforts in Mumbai starting in 1857, transforming the city’s urban landscape.
  • Became the first Indian to be nominated to the Bombay Legislative Council in 1861, advocating for policies that improved public welfare and urban amenities.
  • Honored with a marble statue at the Asiatic Society of Mumbai a year after his death in 1865, commemorating his contributions to society.

 


 

Try this PYQ from CSE Prelims 2012:

Q.The most effective contribution made by Dadabhai Naoroji to the cause of Indian National Movement was that he-

  1. exposed the economic exploitation of India by the British
  2. interpreted the ancient Indian texts and restored the self-confidence of Indians
  3. stressed the need for eradication of all the social evils before anything else

Which of the statements given above is/are correct?

(a) 1 only

(b) 2 and 3 only

(c) 1 and 3 only

(d) 1, 2 and 3

 

Practice MCQ:

Q. Consider the following events:

He founded the Bombay Association in 1852, the first political organization in Mumbai, fostering a platform for civic engagement and political discourse. Recognizing the importance of education in societal progress, he opened the first school for girls in Mumbai in 1849, pioneering educational reform. He became the first Indian to be nominated to the Bombay Legislative Council in 1861, advocating for policies that improved public welfare and urban amenities.

The above description is mentioned about which of the following personality?

a) Gopal Krishna Gokhale

b) Maharshi Vitthal Ramji Shinde

c) Nana Jagannath Shankarseth

d) Dhondo Keshav Karve

 

 

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

Foreign Policy Watch: India-United States

[pib] Indo-Pacific Economic Framework for Prosperity (IPEF)

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Indo-Pacific Economic Framework for Prosperity (IPEF)

Mains level: NA

Why in the news-

What is the Indo-Pacific Economic Framework (IPEF)?

  • It is a US-led initiative that aims to strengthen economic partnerships among participating countries to enhance resilience, sustainability, inclusiveness, economic growth, fairness, and competitiveness in the Indo-Pacific region.
  • The IPEF was launched in 2021 with 12 initial partners who together represent 40% of the world GDP.
  • The IPEF is NOT a Free Trade Agreement (FTA) but allows members to negotiate the parts they want to.

 

Four main “Pillars” of IPEF

 

  1. Trade that will include digital economy and emerging technology, labor commitments, the environment, trade facilitation, transparency and good regulatory practices, and corporate accountability, standards on cross-border data flow and data localisations;
  2. Supply chain resilience to develop “a first-of-its-kind supply chain agreement” that would anticipate and prevent disruptions;
  3. Clean energy and decarbonization that will include agreements on “high-ambition commitments” such as renewable energy targets, carbon removal purchasing commitments, energy efficiency standards, and new measures to combat methane emissions; and
  4. Fair Economy Agreement, with commitments to enact and enforce “effective tax, anti-money laundering, anti-bribery schemes in line with [American] values”.

 

Members Countries include:

  • Currently, India and 13 countries other located in the Pacific Ocean are its members: Australia, Brunei, Fiji, India, Indonesia, Japan, South Korea, Malaysia, New Zealand, Philippines, Singapore, Thailand, United States, and Vietnam.

How is IPEF different from other trade deals?

  • No market access or tariff reductions have been outlined in the IPEF, although experts say it can pave the way to trade deals.
  • It’s not a take-it-or-leave-it arrangement, like most multilateral trade deals are.
  • Since the IPEF is not a regular trade pact, the members so far are not obligated by all four pillars despite being signatories.

Practice MCQ:

Regarding the Indo-Pacific Economic Framework (IPEF), consider the following statements:

  1. It is a US-led initiative launched in 2021.
  2. It is basically a Free Trade Agreement (FTA).
  3. India is not a member of IPEF.

How many of the given statements is/are correct?

(a)   One

(b)   Two

(c)   Three

(d)    None

 

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

Food Processing Industry: Issues and Developments

Mission Palm Oil: Achieving Self-sufficiency in Edible Oil Production

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Mission Palm Oil, Key stats on India's Edible Oil Imports

Mains level: NA

Why in the news-

  • The Prime Minister highlighted the National Mission on Edible Oils – Oil Palm (NMEO-OP) during his visit to Arunachal Pradesh, inaugurating the first oil mill under this mission.

Why discuss this?

  • This results in a substantial outflow of $20.56 billion in foreign exchange, the need for self-reliance in edible oil production has become paramount.

Edible Oil Consumption in India: Key Facts

  • India, the world’s biggest importer of vegetable oils, is likely to buy 15.6 million metric tons of cooking oils in the 2023-24 oil year, down from 16.6 million in the current year to Oct.
  • With India imports 57% of its vegetable oil demand.
  • These imports have shown a declining trend in recent months.
  • This decline is attributed to various factors such as reduced availability of palm oil for edible oil requirements due to producers diverting it for biodiesel production.
  • Additionally, the import of soyabean oil from Argentina increased sharply in February 2024, while imports from Brazil declined.
  • The top three vegetable oil importspalm, soybean, and sunflower seed oil.
  • India’s vegetable oil sector accounts for 13% of the Gross Cropped Area, 3% of the Gross National Product, and 10% of the value of all agricultural commodities.
  • A substantial portion of India’s edible oil requirement is fulfilled through palm oil imports from Indonesia and Malaysia.

Mission Palm Oil: A Catalyst for Self-Reliance

  • It is a Centrally Sponsored Scheme launched in 2021 targeting a substantial increase in oil palm cultivation and crude palm oil production.
  • It has been introduced with a particular emphasis on the Northeast region and the Andaman and Nicobar Islands.

Objectives:

  1. Expand oil palm acreage by an additional 6.5 lakh hectares by 2025-26
  2. Increase crude palm oil production to 11.2 lakh tonnes by 2025-26, reaching up to 28 lakh tonnes by 2029-30.
  3. Increase consumer awareness to maintain a consumption level of 19.00 kg/person/annum till 2025-26.

Focus Areas

(1)  Fixing of Viability Price

  • Oil palm farmers currently produce Fresh Fruit Bunches (FFBs), from which the industry extracts oil.
  • Presently, FFB prices fluctuate with international Crude Palm Oil (CPO) prices.
  • The Government of India will now assure price stability for FFBs, known as Viability Price (VP), shielding farmers from international CPO price fluctuations.
  • A Formula Price (FP), set at 14.3% of CPO and adjusted monthly, will be established. Viability gap funding will be the difference between VP and FP, directly disbursed to farmers’ accounts via Direct Benefit Transfer (DBT) when necessary.

(2) Input Assistance

  • The scheme’s second major focus is to significantly enhance input assistance/interventions, including:
    1. Increasing assistance for oil palm planting material from Rs. 12,000 to Rs. 29,000 per hectare.
    2. Boosting support for maintenance and intercropping interventions.
    3. Providing special assistance of Rs. 250 per plant for replanting old gardens to rejuvenate them.
    4. Offering special assistance tailored for the North-East and Andaman regions, including provisions for half-moon terrace cultivation, bio-fencing, land clearance, and integrated farming.

Try this PYQ from CSE Prelims 2019:

Among the following, which one is the largest exporter of rice in the world in the last five years?

(a) China

(b) India

(c) Myanmar

(d) Vietnam

 

Practice MCQ:

Consider the following statements:

  1. India is the world’s biggest importer of vegetable oils.
  2. The top three vegetable oil imports include – soybean, palm and groundnut oil.

Which of the given statements is/are correct?

(a) Only 1

(b) Only 2

(c) Both 1 and 2

(d) Neither 1 nor 2

 

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

Electric and Hybrid Cars – FAME, National Electric Mobility Mission, etc.

[pib] E- Vehicle Policy to promote India as a Manufacturing Destination for EVs

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Various policies mentioned in the newscard

Mains level: E-V Promotion: Policy Initiatives

Why in the news-

  • The Union Government has approved a scheme aimed at promoting India as a manufacturing destination for e-vehicles (EVs) with the latest technology.
  • The policy aims to attract investments from reputed global EV manufacturers to bolster the EV ecosystem in the country.

About E- Vehicle Manufacturing Policy

  • Access to Latest Technology: Indian consumers will gain access to the latest technology in EVs, aligning with the Make in India initiative.
  • Strengthening the EV Ecosystem: The policy aims to strengthen the EV ecosystem by fostering healthy competition among EV players, leading to high-volume production and economies of scale.
  • Reducing Import Dependency: By promoting domestic production, the policy aims to reduce imports of crude oil, lower the trade deficit, and curb air pollution, particularly in cities.
  • Key provisions of the Policy include:
  1. Minimum Investment Requirement: A minimum investment of Rs 4150 crore (∼USD 500 million) is required to qualify for the scheme.
  2. Timeline for Manufacturing: Manufacturers must set up manufacturing facilities in India within 3 years, start commercial production of e-vehicles, and achieve 50% domestic value addition (DVA) within 5 years.
  3. Domestic Value Addition (DVA): Localization levels of 25% by the 3rd year and 50% by the 5th year must be achieved during manufacturing.
  4. Customs Duty Incentives: A customs duty of 15% applies to vehicles with a minimum CIF value of USD 35,000 and above, subject to certain conditions.

Additional Provisions and Requirements

  • Limit on Duty Forgone: The duty foregone on imported EVs is limited to the investment made or ₹6484 crore, whichever is lower.
  • Annual Import Limits: A maximum of 40,000 EVs can be imported annually, subject to investment thresholds.
  • Bank Guarantee Requirement: Investment commitments must be backed by a bank guarantee, which will be invoked in case of non-achievement of DVA and minimum investment criteria.
  • Bank Guarantee Invocation: The bank guarantee will be invoked if companies fail to meet the DVA and minimum investment criteria outlined in the scheme guidelines. 

Various Policy Moves for Promoting E-Vehicles

  • FAME scheme II (2019): Offers incentives such as subsidies, tax rebates, and preferential financing for EV manufacturers and buyers.
  • National Electric Mobility Mission Plan (2013): Aims to achieve annual sales targets of 6-7 million hybrid and electric vehicles by 2020 through fiscal incentives.
  • Amendments to the Model Building Bye-laws (2016): It requires 20% of parking spaces in residential and commercial buildings to be allocated for EV charging facilities.
  • National Mission on Transformative Mobility and Battery Storage (2019): Aims to create an ecosystem for EV adoption and support the establishment of large-scale battery manufacturing plants.
  • Production Linked Incentive (PLI) scheme (2021): It incentivises EV and component manufacturing.
  • Vehicle Scrappage Policy (2021): It incentivizes the scrapping of old vehicles and the purchase of new EVs.
  • Ministry of Power’s guidelines: It mandates charging stations every 3 km along grids and every 25 km on highways.

Try this PYQ from CSE Mains 2019:

Q. How is efficient and affordable urban mass transport key to the rapid economic development in India?

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

Agricultural Sector and Marketing Reforms – eNAM, Model APMC Act, Eco Survey Reco, etc.

[pib] Integration of Kisan Credit Card (KCC) Fisheries Scheme and JanSamarth Portal

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Kisan Credit Cards (KCC) Scheme, JanSamarth Portal

Mains level: NA

Why in the news-

  • The Department of Fisheries inaugurated the integration of the Kisan Credit Card (KCC) Fisheries scheme onto the JanSamarth Portal, marking a revolutionary step in providing credit facilities to fishers and fish farmers nationwide.

JanSamarth Portal

  • It is a first-of-its-kind online platform for directly connecting lenders with beneficiaries. Citizens can avail loans under 13 Central government schemes under 4 loan categories.
  • The one-stop portal allows citizens to check eligibility, apply online and get digital approval.

About KCC Fisheries Scheme

  • The GoI, in the year 2018-19, extended KCC facility to fisheries and animal husbandry farmers to help them to meet their working capital requirements.
  • Bank authorities have been instructed to issue KCC within 14 days of receipt of the completed application from the fish farmers.
  • Benefits Include:
  1. For the existing KCC holders the benefits of interest subvention and prompt repayment incentive will be admissible up to the credit limit of Rs. 3 lakhs including fisheries activities.
  2. In the case of new card holders, the credit limit is Rs. 2 lakhs to meet their working capital requirements for fisheries activities.
  3. In the KCC scheme @7% is the lending rate to farmers including @2% interest subvention per annum by GoI. Also, another @3% per annum is provided in case of prompt repayment as an additional incentive as per the existing guidelines.
  4. This implies that the farmers repaying promptly as above would get a loan @ 4% per annum effectively for loan amount upto Rs 2 lakhs.

Kisan Credit Cards (KCC) Scheme

  • The KCC scheme was introduced on the recommendation of R.V. Gupta of the National Bank for Agriculture and Rural Development.
  • The scheme was launched in 1998 to provide adequate and timely credit support from the banking system to the farmers.
  • It provides a single window with flexible and simplified procedures to the farmers for their cultivation and other needs like purchasing agriculture inputs such as seeds, fertilizers, pesticides etc. and drawing cash for their production needs.
  • The scheme was further extended for the investment credit requirement of farmers viz. allied and non-farm activities in the year 2004.
  • In 2018-19, it was extended to fisheries and animal husbandry farmers.

Objectives include:

  1. To meet the short-term credit requirement for cultivation
  2. To manage post-harvest expenses
  3. To meet the consumption requirement of farmer’s household
  4. Working capital for maintaining the farm assets and activities allied to agriculture
  5. Investment credit requirement for agriculture-allied activities

KCC scheme is implemented by:

  1. Commercial banks
  2. Regional Rural Banks (RRBs)
  3. Small Financial Banks, and
  4. Cooperative banks

Try this PYQ from CSE Prelims 2020:

Under the Kisan Credit Card scheme, short-term credit support is given to farmers for which of the following purposes?

  1. Working capital for maintenance of farm assets
  2. Purchase of combine harvesters, tractors and mini trucks
  3. Consumption requirements of farm households
  4. Post-harvest expenses
  5. Construction of family house and setting up of village cold storage facility

Select the correct answer:

(a) 1, 2 and 5 only

(b) 1, 3 and 4 only

(c) 2, 3, 4 and 5 only

(d) 1, 2, 4 and 5

 

Practice MCQ:

The JanSamarth Portal often seen in the news is related to:

(a) Lending Facility

(b) E-KYC

(c) Consumer Grievances

(d) Right to Information

 

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

Defence Sector – DPP, Missions, Schemes, Security Forces, etc.

AH-64E Apache Attack Helicopters Fleet inducted to the Army

Note4Students

From UPSC perspective, the following things are important :

Prelims level: AH-64E Apache Attack Helicopters

Mains level: Read the attached story

Why in the news-

  • The Indian Army Aviation Corps inaugurated its first unit of AH-64E Apache Attack Helicopters into its fleet at Jodhpur Air Base.

AH-64E Apache Attack Helicopters

  • The AH-64E Apache also known as ‘Apache Guardian’ is widely recognized as the world’s most advanced multi-role combat helicopter.
  • It originates from the United States and is manufactured by Boeing.
  • In February 2020, India sealed a deal with Boeing for the acquisition of six AH-64E for the Army, with an additional six helicopters contracted subsequently.
  • Several countries have acquired the AH-64E, including India, Egypt, Greece, Indonesia, Israel, Japan, South Korea, Kuwait, Netherlands, Qatar, Saudi Arabia, Singapore, UAE, and the UK.
Indigenous Push

  • Tata Boeing Aerospace Limited (TBAL), a joint venture between Boeing and Tata Advanced Systems Ltd. (TASL), was established in 2016 to manufacture fuselages for the AH-64 Apache.
  • TBAL’s Hyderabad facility has been delivering AH-64 Apache fuselages since 2018.
  • The advanced manufacturing facility will eventually become the sole producer of AH-64 fuselages in the world, with 90% of parts sourced from Indian suppliers.

Combat Features

  • Engineered with an open systems architecture to integrate cutting-edge communications, navigation, sensor, and weapon systems.
  • Boasts enhanced thrust and lift capabilities, joint digital interoperability, improved survivability, and cognitive decision aiding.
  • Incorporates a new integrated infrared laser for simplified target designation and upgraded infrared imagery blending infrared with night vision capabilities.

Strategic Significance of the Induction

  • Enhancing Combat Capability: The induction of Apache helicopters marks a significant advancement for the Army Aviation Corps, providing formidable firepower and maneuverability in combat scenarios.
  • Complementing Indigenous Capabilities: The Apaches will complement the indigenous Light Combat helicopter (LCH), strengthening the Army’s aerial combat capabilities.
  • Replacing the ageing arsenal: The Apache fleet is set to will replace the Russian Mi-35 attack helicopters in service.

Try this PYQ from CSE Prelims 2018:

Q.What is “Terminal High Altitude Area Defense (THAAD)”, sometimes seen in the news?

(a) An Israeli radar system

(b) India’s indigenous anti-missile programme

(c) An American anti-missile system

(d) A defence collaboration between Japan and South Korea

Practice MCQ:

What is “AH-64E Apache Guardian “, sometimes seen in the news?

(a) Multi-role Helicopter

(b) Radar

(c) Anti-Tank Missile

(d) Air-Defence System

 

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

Artificial Intelligence (AI) Breakthrough

U.S. to moot first-of-its-kind resolution at UN seeking equal global access to AI

Note4Students

From UPSC perspective, the following things are important :

Prelims level: AI, Critical Technologies

Mains level: Global consensus building on AI Regulation

Why in the news? 

  • The United States is leading an effort at the United Nations to create rules for Artificial intelligence (AI).

Context- 

  • The draft resolution, which recognizes the rapid acceleration of AI development and use, aims to close the digital divide between countries.
  • The United States initiated negotiations with all 193 UN member nations about three months before the statement.
  • It plans to make sure that nations have the necessary capabilities to take advantage of the technology when it comes to detecting diseases and predicting floods.

What are the provisions proposed through the New framework?

  • Encouragement for Regulatory and Governance Approaches: The resolution encourages various entities, including countries, organizations, communities, and individuals, to develop and support regulatory and governance frameworks for safe AI systems. It emphasizes the importance of safeguarding against improper or malicious use of AI systems.
  • Global Movement Towards AI Regulations: Countries worldwide, including the U.S., China, and the EU, are working on AI regulations. The EU is set to finalize comprehensive AI rules, and other nations and groupings like the G20 are also developing AI regulations.
  • Assistance to Developing Countries: The U.S. draft resolution calls for helping developing countries access the benefits of digital transformation and safe AI systems. It stresses the importance of respecting human rights and fundamental freedoms throughout the lifecycle of AI systems.
  • Support for UN Development Goals:  It particularly aims to support the UN’s 2030 goals, including ending hunger and poverty, improving health, and achieving gender equality.

 

Need Global support to pass the resolution: 

  • For Principles: The resolution aims to garner global support for a set of principles for developing and using AI. It intends to guide the use of AI systems for beneficial purposes while managing associated risks.
    • If approved, the resolution is deemed a historic advancement in promoting safe, secure, and trustworthy AI on a global scale.
  • Consensus Support: After several drafts, the resolution achieved consensus support from all member states. It will be formally considered later in the month.
  • Non-Legally Binding: Unlike Security Council resolutions, General Assembly resolutions are not legally binding. However, they serve as important indicators of global opinion.

How it will positively impact the well-being of the Society all over?

AI can play a crucial role in both detecting diseases and predicting floods by leveraging various data sources, advanced algorithms, and computational power-

Disease Detection with AI:

  • Medical Imaging Analysis: AI algorithms can analyze medical images such as X-rays, MRI scans, and CT scans to detect abnormalities or signs of diseases like cancer, tuberculosis, or pneumonia.
    • Deep learning models, such as convolutional neural networks (CNNs), have shown remarkable accuracy in identifying patterns in medical images.
  • Health Monitoring and Predictive Analytics: AI-powered health monitoring devices can continuously collect data such as heart rate, blood pressure, and glucose levels.
    • Machine learning algorithms can analyze this data to detect anomalies or early signs of diseases, allowing for early intervention and prevention.
  • Diagnostic Decision Support Systems: AI-based diagnostic systems can assist healthcare professionals in diagnosing diseases by analyzing patient data, symptoms, medical history, and laboratory test results.
    • These systems can provide accurate and timely recommendations, improving diagnostic accuracy and efficiency.

Flood Prediction with AI:

  • Data Analysis and Modeling: AI algorithms can analyze various data sources such as weather patterns, topography, soil moisture, river levels, and historical flood data to build predictive models. Machine learning techniques, including regression, decision trees, and neural networks, can identify complex relationships between these factors and predict the likelihood and severity of floods.
  • Remote Sensing and Satellite Imagery: AI can analyze satellite imagery and remote sensing data to monitor changes in land use, vegetation, and water bodies. This information can be used to assess flood risks and predict flood events in vulnerable areas.
  • Real-time Monitoring and Early Warning Systems: AI-powered sensors and monitoring devices can continuously collect data on rainfall, river levels, and water flow rates. Machine learning algorithms can analyze this data in real time to detect sudden changes or anomalies indicative of imminent flooding. Early warning systems can then alert authorities and communities, enabling them to take preventive measures and evacuate residents if necessary.

Conclusion-

In the way forward, global consensus on AI principles is vital. Continued efforts in developing regulatory frameworks and assisting developing nations are essential. AI’s role in disease detection and flood prediction underscores its potential for addressing global challenges effectively.


Mains Question for Practise-

Discuss the global efforts towards establishing regulatory frameworks for Artificial Intelligence (AI) and its applications in healthcare and disaster management. Examine the significance of international cooperation in ensuring the safe and beneficial deployment of AI technologies. (250 words)

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

Foreign Policy Watch: India-Africa

The Flaring Conflict in Eastern Congo | Explained

Note4Students

From UPSC perspective, the following things are important :

Prelims level: African Continent

Mains level: Recent Geopolitical issues

Why in the news? 

  • Renewed clashes in eastern DRC between the Congolese army and Rwandan-backed M23 rebels have raised global concerns.

Context:

  • The conflict exacerbates the humanitarian crisis in the region, with increased fatalities, displacements, and food security risks.
  • The United Nations and several Western countries denounce the attacks and urge the M23 rebels to halt their offensive

What is the conflict?

  • Origin: Conflict in the eastern region of the Democratic Republic of the Congo (DRC) stems from the aftermath of the Rwandan genocide in 1994, where extremist Hutus killed hundreds of thousands of minority ethnic Tutsis and Hutu moderates.
  • Refugee Crisis: Following the genocide, around two million Rwandan refugees fled to eastern Congo, leading to tensions between local Congolese and Rwandan emigrants.
  • First Congo War: Ethnic tensions escalated into the First Congo War, pitting Zairean soldiers against Tutsi militias and the Alliance of Democratic Forces for the Liberation of Congo (AFDL), supported by Rwanda and Uganda.
  • Political Changes: The AFDL captured Kinshasa, leading to the renaming of Zaire as the Democratic Republic of the Congo (DRC) in 1997.
  • Africa’s World War: The Second Congo War erupted in 1998, characterized as “Africa’s world war,” involving various armed groups, including the Rwanda-backed rebel group, the Rally for Congolese Democracy (RCD).
    • Despite multiple peace agreements, violence persists in the region, making it one of the deadliest conflicts since World War II.

Who are the M23 rebels?

  • Formation of  M23 rebels: The March 23 Movement (M23) was formed in 2012 to defend Tutsi interests against Hutu militias, stemming from a 2009 ceasefire agreement. It broke away from the Congolese army, accusing the government of failing to integrate Tutsis.
  • Recent Resurgence: M23 resurged in 2022, citing attacks by Hutu militias. Recent attacks near Goma have exacerbated the humanitarian crisis, leading to protests urging Rwanda’s withdrawal of support.
  • Escalating Tensions: Violence has strained relations between the DRC and Rwanda, with the DRC accusing Rwanda of backing M23 rebels. Rwanda denies these allegations and attributes the escalation to Congo’s decision to send back regional peacekeepers.
  • Potential Regional Escalation: The worsening violence raises concerns about regional tensions and the involvement of more countries. Attacks on civilian settlements have caused significant casualties and forced health and aid workers to withdraw.

Measures to resolve these issues- 

  • Regional Cooperation: Foster cooperation among neighboring countries to address cross-border security challenges and prevent the spread of violence. Establishing joint patrols and intelligence-sharing mechanisms can enhance security along shared borders.
  • Peacekeeping Missions: Increased peacekeeping efforts can help stabilize conflict-affected areas and create conducive conditions for peace talks.
  • Socio-Economic Development: Invest in socio-economic development initiatives in conflict-affected areas to address underlying drivers of instability and marginalization. Providing livelihood opportunities, access to education, healthcare, and infrastructure can help alleviate poverty and promote social cohesion.
  • Disarmament and Reintegration: Implement effective disarmament, demobilization, and reintegration (DDR) programs which should include vocational training, psychosocial support, and community-based reconciliation efforts.
  • International Support: Mobilize international support and Regional organizations, donor countries, and civil society actors to provide timely and coordinated assistance to affected populations.

Conclusion:

The conflict in eastern DRC, fueled by historical grievances and ethnic tensions, requires diplomatic engagement, regional cooperation, peacekeeping missions, comprehensive peace agreements, socio-economic development, disarmament, international support to achieve lasting peace and stability.

Mains PYQ-

The anti-colonial struggles in West Africa were led by the new elite of Western-educated Africans. Examine. (UPSC IAS/2016)

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

Electoral Reforms In India

Ram Nath Kovind panel for simultaneous Lok Sabha, Assembly polls

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Parliamentary democracy; Elections; Committee Reports;

Mains level: Parliamentary democracy; Elections; Committee Reports;

Why in the news? 

  • A high-level committee chaired by former President Ram Nath Kovind has proposed conducting simultaneous elections

Context

  • It has proposed conducting simultaneous elections for the Lok Sabha and State Assemblies as the initial step.
  • Subsequently, municipal and panchayat elections would be held within 100 days following the general elections.

What is Simultaneous elections?

  • Simultaneous elections, also known as “One Nation, One Election,” refer to the practice of holding elections for all levels of government – national, state, and local – simultaneously, or within a short period of time.
  • This means that voters would cast their ballots for parliamentary (Lok Sabha), state legislative assembly (Vidhan Sabha), and local government (municipalities, panchayats) elections on the same day or within a closely coordinated timeframe.

Article 83 (Duration of Houses of Parliament): Article 83 specifies the tenure of the Lok Sabha, the lower house of Parliament. It states that the Lok Sabha’s duration is five years from the date of its first sitting unless dissolved earlier. The President has the authority to dissolve the Lok Sabha before the completion of its five-year term, leading to general elections.

Article 172 (Duration of State Legislatures): Article 172 deals with the duration of the Legislative Assemblies in the states. It mandates that the Legislative Assembly of a state will continue for five years from the date of its first sitting unless dissolved earlier. Similar to the Lok Sabha, the Governor of a state holds the power to dissolve the Legislative Assembly before the completion of its five-year term, leading to fresh elections.

 

Recommendation as per Committee-

  • Synchronization Proposal: The committee proposed a method to synchronize elections by setting an ‘Appointed Date’ after the general elections. State Assemblies formed after this date and before the completion of the Lok Sabha’s term would conclude before subsequent general elections, enabling simultaneous polls.
  • Tenure and Fresh Elections: The committee suggested that if a hung House or a no-confidence motion occurs, fresh elections could be conducted. However, the tenure of the House would only last for the remaining term of the preceding full term.
  • Continuation of New Assemblies: In the case of fresh elections for Legislative Assemblies, the new Assemblies would continue until the end of the full term of the Lok Sabha unless dissolved earlier.
  • Constitutional Amendments: Amendments to Article 83 and Article 172 of the Constitution are recommended to facilitate these changes regarding the duration of Parliament and State legislatures.
  • Implementation of Changes: An implementation group is proposed to oversee the execution of the recommended amendments by the committee.

Examining the issue of Simultaneous elections:

  • Law Commission’s Action: The 22nd Law Commission, concurrently examining the issue of simultaneous elections, is anticipated to submit its report to the Law Ministry soon. It is likely to recommend simultaneous polls from the 2029 general election cycle.

Ratification by States-

  • Amendments to Constitution Articles: The committee recommends amendments to Article 324A to enable simultaneous elections in panchayats and municipalities. Amendments to Article 325 are suggested to empower the Election Commission of India (EC) to collaborate with state election authorities in preparing a unified electoral roll and voter ID cards.
  • Article 324A: This article pertains to the recommendations for amendments to enable simultaneous elections in panchayats and municipalities.
    • It implies that changes to Article 324A would empower the Election Commission of India (EC) to conduct elections for local bodies concurrently with state and national elections.
    • The proposed amendment aims to streamline the electoral process and reduce the frequency of elections, aligning with the broader goal of synchronizing all levels of elections.
  • Article 325: It deals with the right to vote and preparation of electoral rolls.
    • The suggested amendments to Article 325 would authorize the Election Commission of India (EC), in consultation with state election authorities, to prepare a unified electoral roll and issue voter ID cards.
    • This amendment seeks to establish a uniform and standardized voter registration process across different levels of elections, ensuring consistency and efficiency in voter identification and participation.

Significance of “One Nation, One Election”:

  • Governance Efficiency: Conducting elections at all levels simultaneously can streamline the electoral process, reducing the disruptions caused by frequent elections. This leads to more stable governance and allows elected representatives to focus on their duties rather than preparing for elections.
  • Cost Savings: Simultaneous elections can significantly reduce the financial burden associated with conducting multiple elections at different times. It helps in optimizing resources, cutting down on campaign expenses, and minimizing the overall cost to the exchequer.
  • Voter Engagement: Coordinating elections at all levels encourages higher voter turnout by consolidating electoral activities. It simplifies the voting process for citizens and promotes greater participation in the democratic process.
  • Policy Continuity: Simultaneous elections facilitate better policy planning and implementation by ensuring that elected governments at various levels have concurrent tenures. This continuity promotes stability and coherence in policymaking, leading to more effective governance.
  • Reduced Political Polarization: By aligning electoral cycles, simultaneous elections can mitigate the intense political polarization often witnessed during election periods. It fosters a more collaborative political environment and encourages constructive dialogue among political parties.

Conclusion:

The proposal for simultaneous elections requires constitutional amendments and careful implementation. Cooperation among states and the Election Commission is essential for its success.


Mains PYQ-

Q- Simultaneous election to the Lok Sabha and the State Assemblies will limit the amount of time and money spent in electioneering but it will reduce the government’s accountability to the people’ Discuss.( UPSC IAS/2017) 

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

Poverty Eradication – Definition, Debates, etc.

Has poverty really dropped to 5% in India?

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Tendulkar Committee; Important reports and surveys;

Mains level: Poverty in India; Tendulkar Committee; Important reports and surveys;

Why in the news? 

  • NITI Aayog’s B.V.R. Subrahmanyam stated that less than 5% of Indians live below the poverty line based on HCES(Household Consumption Expenditure Survey) 2022-23 findings.

Context:

  • According to the World Bank, in India, 21.9% of the population lives below the national poverty line in 2011.
  • In 2018, almost 8% of the world’s workers and their families lived on less than US$1.90 per person per day (international poverty line).
  • About HCES (Household Consumption Expenditure Survey): The HCES is usually conducted by the National Statistical Office (NSO) every 5 years. It is designed to collect information on the consumption of goods and services by households

What does the  HCES Survey say?

  • The survey indicates 2.5 times increase in consumption expenditure since 2011-12, but critics question income rise parity on basis of the following conditions:
    • Nominal vs. Real Terms: Consumption has increased about 40% per capita in real terms over the past 11 years, despite nominal terms showing a 2.5 times increase.
    • Wage Growth: Data from the Periodic Labour Force Survey (PLFS) reveals a 3.2% annual increase in wages for agricultural workers since 2011, indicating real wage growth.
    • Tax Data: Tax records demonstrate robust growth in the wages of salaried workers since 2011, further supporting the claim of increased incomes lead to higher consumption.

 

How the Poverty line is defined in India? Does the poverty line need to be raised?

  • The poverty line in India: Historically based on the Tendulkar Committee observation, the poverty line, currently approximates ₹1,500 in rural and ₹1,800 in urban areas. However, it lacks a clear conceptual basis, diverging from traditional calorie-based metrics. Additionally, there’s no officially declared poverty line presently.
  • Poverty Line Calculation: NITI Aayog’s task force calculates the poverty line in India using data from the National Sample Survey Office, which is part of the Ministry of Statistics and Programme Implementation.
  • Need for raising the Poverty line: In 2011-12, India’s poverty rate was 12.5%, but it has decreased to 5% by 2022-23. Using the Tendulkar poverty line, poverty levels are around 2%, indicating the need to increase the poverty line. Extreme poverty has been reduced, but raising the poverty line is necessary, as indicated by different calculations.

What is the Criticism faced along the lines of income rise parity?

  • Real Wage Growth: Contrary to claims of wage growth, numerous studies indicate that real wages have grown by less than 1% annually since 2017, and have even declined for construction workers.
  • Employment Data: The celebrated increase in employment shown in the latest PLFS survey for 2022-23 is misleading, as it primarily stems from a rise in unpaid family helpers rather than genuine job creation.
  • Unpaid Workers: The prevalence of unpaid family helpers, particularly among women, has increased significantly, with 37.5% of women workers now being unpaid, up from 32% in previous years.
  • Paid Employment Rates: When considering only paid employment (those receiving compensation for work), the rates are notably low, with only 48% for men and 13% for women, indicating a lack of genuine employment opportunities and wage growth for most working families.
  • Stagnant Demand for Mass Consumption Goods: Despite overall consumption growth, demand for mass-consumption goods and fast-moving consumer goods (FMCGs) remains stagnant, suggesting limited improvement in the purchasing power of the majority of the population.
  • Two-Wheeler Sales: Sales of two-wheelers, a key indicator of consumer demand, have not recovered to pre-demonetization levels (pre-November 2016), indicating persistent challenges in the broader economy affecting consumer spending habits.

The Other side of the coin- 

  • Concerns with Private Sector Data: There is skepticism regarding the quality of data provided by private sector entities like CMIE, particularly regarding indicators such as female labor force participation rates.
  • Female Labor Force Participation Rate: CMIE data suggests a significantly low female labor force participation rate in India, with only 9% of women reportedly working, raising questions about the accuracy and reliability of these statistics.
  • Comparison with Other Countries: The data implies that India’s female labor force participation rate is lower than that of countries like Yemen and Iraq, highlighting the severity of the issue and prompting concerns about the credibility of the data.

Way Forward: Measures to improve the data and poverty line – 

  • Revising Poverty Line Definition: Develop a clear conceptual basis for defining the poverty line, moving away from historical metrics like the Tendulkar poverty line towards more comprehensive and inclusive criteria, such as calorie-based metrics or multidimensional poverty indicators.
  • Official Declaration of Poverty Line: Establish an officially declared poverty line, supported by rigorous research and consultation with experts, to provide clarity and consistency in poverty estimation efforts.
  • Enhanced Monitoring and Evaluation: Strengthen monitoring and evaluation mechanisms to regularly review and update the poverty line based on evolving socio-economic conditions, ensuring its relevance and accuracy over time.

Conclusion:

The poverty line in India, historically based on the Tendulkar poverty line, needs revision due to its lack of conceptual basis and the absence of an official declaration. Despite reductions in extreme poverty, concerns persist over stagnant wage growth, misleading employment data, and the need for improved poverty measurement methodologies.

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

Citizenship and Related Issues

Citizenship Amendment Act: Legal issues and status of judicial proceedings

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Citizenship;CAA 2019; CAA 2024; Judicial interventions;

Mains level: Citizenship; CAA 2019; CAA 2024; Judicial interventions;

Why in the news? 

  • The Ministry of Home Affairs notified the rules to implement the CAA, which fast-tracks citizenship for non-Muslim immigrants from neighbouring countries. Despite delays, the Act faces challenges in the Supreme Court.

Context

  • Petitions challenge the CAA’s constitutionality, arguing it violates Article 14 by making religion a qualifier for citizenship.
  • Petitions seek a stay on the recently notified rules, criticizing the bypassing of tiered scrutiny for citizenship applications and the government’s decision to implement rules before a final court decision.

About Citizenship Amendment Act 2019:

  • Origin- The citizenship laws in India find their roots in the constitution through Articles 5-11 and the Citizenship Act of 1955. This legislation outlines provisions for acquiring citizenship through birth, descent, registration, and naturalization.
  • Changes as per CAA 2019– It revised the Citizenship Act of 1955 to grant eligibility for Indian citizenship to illegal migrants who are Hindus, Sikhs, Buddhists, Jains, Parsis, and Christians from Afghanistan, Bangladesh, and Pakistan.

Citizenship Amendment Rules, 2024:

Despite a delay of over four years, the Ministry of Home Affairs has officially issued the Citizenship Amendment Rules, 2024, facilitating the implementation of the Citizenship Amendment Act 2019.

The key provisions include:

  • Application Process: Eligible refugees are required to submit applications accompanied by affidavits verifying statements, character references from Indian citizens, and a declaration of proficiency in a designated Indian language for citizenship.
  • E-Application to District-Level Committee: The rules stipulate that applications must be submitted electronically to a district-level committee for verification of documents and administration of the oath of allegiance. Failure to appear in person may result in rejection of the application by the empowered committee following review by the district committee.
  • Supporting Documentation: Applicants are mandated to provide supporting documents such as passports, birth certificates, identity papers, land records, or evidence of ancestry from Pakistan, Afghanistan, or Bangladesh to substantiate their citizenship claims.
  • Verification of Entry Date: Applicants must furnish evidence of entry before December 31, 2014, through one of the 20 specified documents, including FRRO registration, Census slips, government-issued IDs (such as Aadhaar, ration card, driver’s license), or marriage certificates issued in India.

 

What are the implications of CAA?

  • Potential Impact on Muslims: The CAA, when combined with the proposed National Register of Indian Citizens (NRIC), has the potential to disproportionately affect Muslims residing in India. Non-Muslims may have an opportunity to obtain citizenship through the CAA, while Muslims may be denied this opportunity.
  • Exclusion from NRIC: In the event of people being excluded from the NRIC, non-Muslims may have a pathway to inclusion through the CAA, while Muslims may face barriers. The Supreme Court-monitored NRC exercise in Assam in 2021 left over 19 lakh people from the citizenship register, raising concerns about exclusion and discrimination.
  • Executive Order and Implementation: The Union government issued an order granting District Collectors in five states with high migrant populations the power to grant citizenship to groups identified in the CAA amendment. However, there were allegations that this order was a tactic to implement the CAA, which the government denied.
  • Relaxation of Citizenship Criteria: The newly notified rules under the CAA have eased the process of granting Indian citizenship to members of specified communities by excluding the requirement of a valid passport or visa. Instead, documents showing ancestry from designated countries are deemed sufficient.
  • Constitutional Challenges: The constitutionality of the CAA has been challenged in court, with petitions arguing that the law violates Article 14 of the Constitution by making religion a qualifier for citizenship.
  • Impact on Assam Accord: The CAA has been criticized as undermining the Assam Accord of 1985, which does not differentiate on grounds of religion and deems any person who cannot prove ancestry beyond March 24, 1971, as an alien. Petitions contend that the law may lead to an increase in the influx of illegal migrants from Bangladesh to Assam.

How has the Supreme Court responded? (Judicial Stand)

  • December 2019: The Supreme Court, led by former Chief Justice of India (CJI) S.A. Bobde, refused to stay the operation of the CAA. Instead, the court suggested that the government should publicize the actual intent of the Act.
    • A similar plea for a stay was rejected by the court on January 22, 2020, with the court emphasizing the need to hear the government’s perspective first.
  • October 2022: A Bench led by former CJI U.U. Lalit ordered that final hearings in the case would commence on December 6, 2022.
    • However, since then, the case has not been listed. According to the Supreme Court’s website, the petitions are currently before a Bench headed by Justice Pankaj Mithal.

What is the significance of the challenge to Section 6A?

  • Dependence on Assam Accord: Section 6A was introduced in furtherance of the Assam Accord, a Memorandum of Settlement signed in 1985 to resolve issues related to immigration in Assam.
    • Therefore, the challenge to Section 6A is intricately linked to the implementation and interpretation of the Assam Accord.
  • Legal Implications: The challenges against Section 6A of the Citizenship Act and the CAA raise significant legal questions regarding their constitutionality and compatibility with existing laws and agreements.
    • These legal challenges highlight the need for clarity and consistency in India’s citizenship laws.
  • Interpretation of Assam Accord: Section 6A of the Citizenship Act, introduced by the Assam Accord of 1985, establishes March 24, 1971, as the cut-off date for determining citizenship in Assam.
    • The challenges against this provision and the CAA raise questions about the interpretation and implementation of the Assam Accord, which aimed to resolve issues related to immigration in Assam.

 

Why are petitioners seeking a stay on the rules?

  • Changes in Scrutiny Process: The rules have reportedly eliminated the tiered scrutiny process of applications for citizenship by District Collectors.
    • Previously, District Collectors scrutinized applications, and state governments provided recommendations on granting citizenship. The removal of this scrutiny process is a concern for the petitioners.
  • Timing of their implementation: The petitioners highlight that the government had previously avoided a push for a stay on the Citizenship Amendment Act (CAA) in the Supreme Court five years ago by arguing that the rules for implementation had not been framed.
    • Now, with the rules in place, the petitioners question the timing of their implementation.
  • Pending Decision from Supreme Court: The petitioners argue that the government should have awaited a final decision from the Supreme Court regarding the constitutionality of the CAA before implementing the rules.
    • They suggest that implementing the rules without a definitive ruling from the court could preempt its decision-making process.

Conclusion:

  • Implementing the Citizenship Amendment Act and its accompanying rules faces legal challenges and societal implications.
  • Moving forward, ensuring fairness, inclusivity, and adherence to constitutional principles will be vital in resolving the complexities surrounding citizenship laws in India.

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

Citizenship and Related Issues

Mapping: Darien Gap

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Darien Gap

Mains level: NA

darien gap

Why in the news:

  • Much of the discussion over illegal immigration to the US has in recent weeks moved its focus south to the Darien Gap.

What is Darien Gap?

  • The Darien Gap spans northern Colombia and Southern Panama, covering approximately 97 km of dense jungle terrain.
  • It is situated in the narrowest part of the Isthmus of Panama, connecting North America to South America.
  • It covers an area of approximately 41,440 square km.
  • The landscape is characterized by dense rainforests, swamps, rivers, and rugged mountains.
  • It is one of the most biologically diverse regions on Earth, home to a wide array of plant and animal species, including jaguars, pumas, tapirs, and numerous bird species.

Why in the news?

Ans. Surge in Illegal Crossings

  • Escalating Numbers: In 2021, the Panamanian government recorded a staggering 133,000 crossings, with over half a million individuals transiting through the region in 2023.
  • Root Causes: Violence, insecurity, and limited legal immigration options in home countries propel individuals, including Venezuelans, Haitians, and Afghans, to undertake the perilous journey.

Try this PYQ from CSE Prelims 2015:

The area known as ‘Golan Heights’ sometimes appears in the news in the context of the events is related to:

(a) Central Asia

(b) Middle East

(c) South-East Asia

(d) Central Africa

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

RBI Notifications

RBI may move some NBFCs to Top Layer this year

Note4Students

From UPSC perspective, the following things are important :

Prelims level: NBFCs and their operations, Scale-Based Regulation of NBFCs

Mains level: NA

In the news

  • Nearly two years after introducing a revised regulatory framework for non-banking finance companies (NBFCs), the Reserve Bank of India is set to review the categorisation of NBFCs in 2024.
  • Currently, 16 NBFCs are placed in the upper layer.

What are Non-Banking Financial Companies (NBFCs)?

  • A NBFC is a company registered under the Companies Act, 1956.
  • It engaged in the business of loans and advances, acquisition of shares/stocks/bonds/debentures/securities issued by Government or local authority or other marketable securities of a like nature, leasing, hire-purchase, insurance business, and chit business.
  • It does NOT include any institution whose principal business is that of agriculture activity, industrial activity, purchase or sale of any goods (other than securities) or providing any services and sale/purchase/construction of immovable property.

How are NBFCs different from Bank?

  • NBFCs lends and make investments and hence their activities are akin to that of banks.
  • However, there are a few differences as given below:
  1. Commercial Banks are regulated under Banking Regulation Act, 1949.
  2. NBFC CANNOT accept demand deposits.
  3. NBFCs DO NOT form part of the payment and settlement system and cannot issue cheques drawn on itself.
  4. Deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is NOT available to depositors of NBFCs, unlike in case of banks.

Different types/categories of NBFCs registered with RBI

NBFCs are categorized:

  1. in terms of the type of liabilities into Deposit and Non-Deposit accepting NBFCs,
  2. non deposit taking NBFCs by their size into systemically important and other non-deposit holding companies (NBFC-NDSI and NBFC-ND) and
  3. by the kind of activity they conduct.

Within this broad categorization the different types of NBFCs are as follows:

Definition
Asset Finance Company (AFC) A financial institution primarily engaged in financing physical assets used in productive/economic activities, such as automobiles, tractors, machinery, and industrial equipment.
Investment Company (IC) A company whose principal business involves acquiring securities.
Loan Company (LC) A financial institution primarily engaged in providing finance through loans, advances, or other means for activities other than its own.

Does not include Asset Finance Companies.

Infrastructure Finance Company (IFC) A non-banking finance company that deploys at least 75% of its total assets in infrastructure loans, with a minimum Net Owned Funds of ₹300 crore, a minimum credit rating of ‘A’ or equivalent, and a CRAR of 15%.
Systemically Important NBFCs NBFCs with an asset size of ₹500 crore or more, as per the last audited balance sheet.

Considered significant due to their potential impact on the overall financial stability of the economy.

 

Scale-Based Regulation of NBFCs

  • Scale-based regulations came into effect in October 2021 and were implemented a year later by RBI.
  • There are four layers namely the base layer, middle layer, upper layer and top layer.
  • As on September 30, 2023, NBFCs in the base, middle and upper layers constituted 6 per cent, 71 per cent and 23 per cent of the total assets of NBFCs respectively.
  • Presently, no NBFC is listed in the top layer.

Here’s a breakdown of the key aspects of the SBR:

  1. Base Layer (NBFC-BL)
  • The Base Layer primarily comprises non-deposit-taking NBFCs with assets below Rs 1,000 crore.
  • It encompasses NBFC Peer to Peer (P2P), NBFC-Account Aggregator (AA), Non-Operative Financial Holding Company (NOFHC), and NBFCs without public funds and customer interface.
  1. Middle Layer (NBFC-ML)
  • The Middle Layer includes deposit-taking NBFCs and non-deposit-taking NBFCs with assets exceeding Rs 1,000 crore.
  • It encompasses NBFCs involved in specific activities such as Standalone Primary Dealers (SPDs), Infrastructure Debt Fund – NBFCs (IDF-NBFCs), Core Investment Companies (CICs), Housing Finance Companies (HFCs), and Infrastructure Finance Companies (NBFC-IFCs).

III. Upper Layer (NBFC-UL)

  • The Upper Layer comprises NBFCs identified by RBI as requiring enhanced regulatory requirements based on specific parameters and scoring methodology.
  • The top 10 eligible NBFCs in terms of asset size will always be placed in the Upper Layer, irrespective of other factors.
  1. Top Layer (NBFC-TL)
  • NBFCs in the Upper Layer may be transferred to the Top Layer if RBI perceives a significant increase in potential systemic risk.
  • Currently, the Top Layer remains vacant but serves as a precautionary measure for heightened risk situations.

 

With inputs from: https://rbi.org.in/scripts/PublicationsView.aspx?Id=21580


Practice MCQ:

Q. With reference to the Scale-Based Regulation of Non-Banking Financial Companies (NBFCs), consider the following statements:

  1. Higher the layer, least is the regulatory intervention required by the RBI.
  2. Currently, no NBFC is listed in the top layer.

Which of the given statements is/are correct?

a) Only 1

b) Only 2

c) Both 1 and 2

d) Neither 1 nor 2


Try this PYQ from CSE 2020:

  1. If you withdraw ` 1,00,000 in cash from your Demand Deposit Account at your bank, the immediate effect on aggregate money supply in the economy will be:

(a) to reduce it by ` 1,00,000

(b) to increase it by ` 1,00,000

(c) to increase it by more than ` 1,00,000

(d) to leave it unchanged

 

Post your answers here.

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

Social Media: Prospect and Challenges

Centre bans 18 OTT Platforms for Inappropriate Content

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Laws governing OTT Ban

Mains level: Read the attached story

In the news

  • The Information & Broadcasting Ministry has blocked 18 OTT platforms on the charge of publishing obscene and vulgar content.

How were these platforms banned?

  • The contents listed on the OTT platforms was found to be prima facie violation of:
  1. Section 67 and 67A of the Information Technology Act, 2000;
  2. Section 292 of the Indian Penal Code; and
  3. Section 4 of the Indecent Representation of Women (Prohibition) Act, 1986.
  • These platforms were violative of the responsibility to not propagate obscenity, vulgarity and abuse under the guise of ‘creative expression’.

How are OTT Platforms regulated in India?

  • Regulatory Framework: The Information Technology (Guidelines for Intermediaries and Digital Media Ethics Code) Rules, 2021 introduce a Code of Ethics applicable to digital media entities and OTT platforms.
  • Key Provisions: These guidelines encompass content categorization, parental controls, adherence to journalistic norms, and the establishment of a grievance redressal mechanism to address concerns.

[A] Content Regulations

  • Age-Based Classification: OTT platforms like Netflix and Amazon Prime are mandated to classify their content into five age-based categories: U (universal), 7+, 13+, 16+, and A (adult).
  • Parental Locks: Effective parental locks must be implemented for content classified as 13+, ensuring that parents can control access to age-inappropriate material.
  • Age Verification: Robust age verification systems are required for accessing adult content, enhancing parental oversight and safeguarding minors from exposure to inappropriate material.

[B] Grievance Redressal Mechanism

  • Three-Tier System: A comprehensive grievance redressal mechanism consisting of three tiers has been established:
    1. Level-I: Publishers are encouraged to engage in self-regulation to address grievances and concerns internally.
    2. Level-II: A self-regulating body, headed by a retired judge from the Supreme Court or High Court or an eminent independent figure, will oversee complaints and ensure impartial resolution.
    3. Level-III: The Ministry of Information and Broadcasting will formulate an oversight mechanism and establish an inter-departmental committee tasked with addressing grievances. This body possesses the authority to censor and block content when necessary.

[C] Selective Banning of OTT Communication Services

  • Parliamentary Notice: Concerns about the influence and impact of OTT communication services prompted a notice from a Parliamentary Standing Committee to the Department of Telecom (DoT).
  • Scope of Discussion: This discussion focuses exclusively on OTT communication services such as WhatsApp, Signal, Meta (formerly Facebook), Google Meet, and Zoom, excluding content-based OTTs like Netflix or Amazon Prime.
  • Regulatory Authority: Content regulation within OTT communication services falls under the jurisdiction of the Ministry of Information and Broadcasting (MIB), emphasizing the government’s commitment to ensuring responsible communication practices.

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

Health Sector – UHC, National Health Policy, Family Planning, Health Insurance, etc.

Lyme Disease reported in Ernakulam

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Lyme Disease and its causative borrelia bacteria

Mains level: NA

In the news

  • A suspected case of Lyme disease caused by the bite of a tick carrying borrelia bacteria has been reported from Koovapady in Ernakulam district.

What is Lyme Disease?

  • According to the Centers for Disease Control and Prevention (CDC), Lyme is transmitted to humans through the bite of infected blacklegged ticks.
  • Typical symptoms include fever, headache, fatigue, and a characteristic skin rash called erythema migrans.
  • If left untreated, infection can spread to joints, the heart, and the nervous system.

Symptoms of Lyme Disease

Symptoms of Lyme disease depend on the stage of the condition.

(1) Stage 1

  • The early symptoms of Lyme disease begin to appear within 3 to 30 days after a tick bite.
  • In this stage, the disease has a limited set of symptoms that includes rash, fever, headache, muscle aches etc. and hence is called early localised disease.

(2) Stage 2

  • Stage 2 is often more serious and widespread. It is called early disseminated disease.
  • Symptoms include more rashes on other parts of the body, neck pain or stiffness, muscle weakness on one or both sides of the face etc.

(3) Stage 3

  • In the United States, the most common condition of this stage is arthritis in large joints, particularly the knees.
  • Pain, swelling or stiffness may last for a long time. Or the symptoms may come and go.
  • Stage 3 symptoms usually begin 2 to 12 months after a tick bite.

 


Try this PYQ from CSE Prelims 2016:

Which of the following statements is/are correct? 

Viruses can infect

  1. bacteria
  2. fungi
  3. plants

Select the correct answer using the code given below. 

(a) 1 and 2 only

(b) 3 only

(c) 1 and 3 only

(d) 1, 2 and 3

 

Post your answers here.

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

Monsoon Updates

Atmospheric Research Testbed in Central India (ART-CI)

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Monsoon Core Zone (MCZ) , Monsoon Trough, ART-CI

Mains level: NA

Why in the news-

  • The Ministry of Earth Sciences has commissioned Atmospheric Research Testbed-Central India (ART-CI) near Bhopal.

About Atmospheric Research Testbed

  • ART-CI stands as an innovative testbed facility, pioneering the exploration of monsoon convection and land-atmosphere interactions, marking a significant advancement in climate research.
  • The Indian Institute of Tropical Meteorology (IITM), Pune leads ART-CI, operating under the Ministry of Earth Sciences (MoES).

Mission Objectives

  • ART-CI primarily targets the monsoon trough area, encompassing the Monsoon Core Zone (MCZ), a critical component of the regional climate system.
  • Understanding this zone is paramount for precise weather forecasts and accurate climate modelling within India.

Monsoon Core Zone (MCZ)

 

  • MCZ is a region in India stretching from Gujarat to West Bengal in the east.
  • India Meteorological Department demarcates it as an agricultural region where cropping is mostly rainfed.
  • It is the region within the monsoon trough area that plays a central role in the dynamics of the Indian monsoon system.
  • It is characterized by intense convective activity, significant rainfall, and crucial atmospheric interactions that influence the overall behavior of the monsoon.
  • The MCZ typically experiences a concentration of atmospheric processes that drive the onset, progression, and withdrawal of the monsoon rains across the Indian subcontinent.

Features and Capabilities

  • ART-CI’s development unfolds incrementally as part of the Atmosphere & Climate Research-Modelling Observing Systems & Services (ACROSS) umbrella scheme.
  • The facility will feature an extensive array of remote-sensing and in-situ instruments.
  • These tools would help monitoring of various atmospheric parameters like convection, cloud cover, precipitation, soil moisture, radiation levels, and microphysics.

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

Air Pollution

Global Methane Tracker, 2024

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Global Methane Tracker, 2024

Mains level: NA

Why in the news-

  • Methane emissions from fuel use in 2023 reached nearly record levels, totalling 120 million tonnes (Mt), as per the International Energy Agency’s (IEA) Global Methane Tracker 2024.

What is Global Methane Tracker (GMT)?

  • The IEA’s Methane Tracker is an online database that tracks oil and gas-related methane sources globally.
  • It provides estimates of emissions across various sectors, including oil, natural gas, coal, and bioenergy, with the energy sector contributing nearly 40% of human-related methane emissions
  • It provides current estimates of methane emissions and highlights potential reductions achievable through existing technologies.

GMT 2024: Key Findings 

  • Elevated Emissions: Satellite data revealed a more than 50% increase in large methane emissions in 2023 compared to the previous year.
  • Top Emitters: The United States and Russia emerged as the largest emitters of methane from oil and gas operations, contributing significantly to global emissions.
  • Fossil Fuel Leaks: Over 5 Mt of methane emissions were attributed to major fossil fuel leaks globally, including a significant blowout incident in Kazakhstan lasting over 200 days.
  • Cost of Emission Cut: Reducing methane emissions from fossil fuels by 75% by 2030 would require about $170 billion in spending – less than 5% of the income generated by the fossil fuel industry in 2023.

About Methane Pollution

  • Methane, is an organic compound composed of carbon and four hydrogen atoms (CH4).
  • Second-biggest anthropogenic contributor to global warming after carbon dioxide, 80 times more potent.
  • Global Warming Potential (GWP) measures warming caused by substances relative to carbon dioxide over a century.
  • Methane GWP100: 28, nitrous oxide 265, sulphur hexafluoride 23,500.
  • Short-lived climate pollutant, breaks down in a few years, unlike carbon dioxide.
  • Sources: Cattle farming, landfills, wastewater treatment, rice cultivation, industrial processes.
  • Energy, agriculture, and waste sectors are primary emitters, responsible for 30% of global warming.
  • Livestock emissions, including manure and gastroenteric releases, account for 32% of human-caused emissions.

Global steps to curb Methane Emissions 

  • Paris Agreement Goal: To limit warming to 1.5°C, methane emissions from fossil fuels must be reduced by 75% by 2030, necessitating substantial efforts and investments.
  • Global Methane Pledge: Launched at UN COP26 climate conference in Glasgow. Over 90 countries signed, led by the United States and the European Union (India not signed up).
  • First Global Stocktake (GST):  Released at COP28, called for countries to accelerate and substantially reduce non-carbon-dioxide emissions globally, including methane, by 2030. But it stopped short of providing a quantifiable target.

 

Try this PYQ from CSE Prelims 2016:

Q.In the cities of our country, which among the following atmospheric gases are normally considered in calculating the value of Air Quality Index?

  1. Carbon dioxide
  2. Carbon monoxide
  3. Nitrogen dioxide
  4. Sulphur dioxide
  5. Methane

Select the correct answer using the codes given below:

(a) 1, 2 and 3 only

(b) 2, 3 and 4 only

(c) 1, 4 and 5 only

(d) 1, 2, 3, 4 and 5

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

Make in India: Challenges & Prospects

[pib] ‘Vocal for Local’ Initiative

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Vocal for Local Initiative, Aspirational Blockd/Dist Program

Mains level: NA

Why in the news-

About Vocal for Local Initiative

  • Under this program, indigenous local products from 500 Aspirational Blocks have been mapped and consolidated for sale.
  • District collectors and block-level officials will collaborate with partners such as Government e-Marketplace (GeM) and Open Network for Digital Commerce (ONDC) to facilitate sustainable growth of microenterprises in Aspirational Blocks.
  • To facilitate this, a dedicated window for Aspirational Blocks Programme under the brand name ‘Aakanksha’ on GeM portal has been established.

What is Aspirational Blocks Programme (ABP)?

  • The ABP is set on the lines of the Aspirational District Programme that was launched in 2018 and covers 112 districts across the country.
  • The Centre had announced its intention to launch this initiative in the Union Budget 2022-23.
  • The programme will cover 500 districts across 31 states and Union Territories initially.
  • Over half of these blocks are in 6 states—Uttar Pradesh (68 blocks), Bihar (61), Madhya Pradesh (42), Jharkhand (34), Odisha (29) and West Bengal (29).
  • However, states can add more blocks to the programme later.

Back2Basics:  Aspirational Districts Programme (ADP)

Details
Launch Date January 2018
Objective To transform identified aspirational districts quickly and effectively through a mass movement.
Program Contours
  • Convergence of Central & State Schemes
  • Collaboration among Central, State level ‘Prabhari’ Officers & District Collectors
  • Competition among districts driven by mass Movement.
Selection of Districts
  • 117 Aspirational districts identified by NITI Aayog based on composite indicators.
  • Real-time progress monitored based on 49 indicators from 5 thematic areas.
Weightage of Indicators
  1. Health & Nutrition (30%)
  2. Education (30%)
  3. Agriculture & Water Resources (20%)
  4. Financial Inclusion & Skill Development (10%)
  5. Basic Infrastructure (10%)
Core Strategy
  • Development as a mass movement
  • Identify strengths and low-hanging fruits in each district
  • Measure progress and rank districts
  • Foster competition.
Features
  • Transform into a Jan Andolan
  • Real-time data tracking for monitoring improvement
  • Convergence between central and state government programmes.
  • District performance made public
  • Experience building of district bureaucracy
  • Targeted towards the entire district population.

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

Citizenship and Related Issues

Kerala Cabinet asks Advocate General to explore legal options to challenge CAA notification in Supreme Court

Note4Students

From UPSC perspective, the following things are important :

Prelims level: Key provisions of CAA, 2019

Mains level: States opposition to CAA implementation

Why in the news? 

  • The Kerala Cabinet aims to challenge the implementation of the Citizenship (Amendment) Act, 2019, expressing opposition to its perceived anti-Muslim bias. Legal options are explored to contest the Act’s rules.

Context:

The government notified rules for implementing the Citizenship Amendment Act, 2019, simplifying the process for granting Indian citizenship to persecuted minorities from Pakistan, Bangladesh, and Afghanistan who arrived before December 31, 2014.

About Citizenship Amendment Act, 2019

 

The citizenship laws in India derived their origins from the constitution under Articles 5-11 and the Citizenship Act of 1955. This Act provided provisions for citizenship by Birth, Descent, Registration and Naturalization.

  • Eligibility Criteria: Amends the Citizenship Act of 1955 to grant Indian citizenship to illegal migrants belonging to specific religious communities – Hindus, Sikhs, Buddhists, Jains, Parsis, and Christians – from Afghanistan, Bangladesh, and Pakistan.
  • Definition of Illegal Migrants: Illegal migrants are those who enter India without valid travel documents or exceed the permitted duration of stay, subject to prosecution, deportation, or imprisonment.
  • Cutoff Date: Provides eligibility for Indian citizenship to illegal migrants from the mentioned communities who entered India on or before December 31, 2014, excluding them from being treated as illegal immigrants.
  • Exclusion of Muslims: Notably excludes the Muslim community from the list of eligible religious groups, sparking controversy and criticism over religious discrimination in the citizenship criteria.

 

What are the recent challenges faced by the Kerala Government?

  • Anti-Muslim Bias: The Kerala government opposes the Citizenship Amendment Act (CAA), labeling it as “patently anti-Muslim and deeply schismatic.”
  • Resolution for Repeal: The Kerala Assembly adopted a resolution in 2019 demanding the repeal of CAA due to its criterion of religion for Indian citizenship.
  • Legal Challenge: Kerala filed an original suit before the Supreme Court under Article 131, contesting the Center’s framing of CAA rules. Congress leader Ramesh Chennithala, DYFI, and IUML challenge CAA in the Supreme Court.
  • Urgency Post CAA Rules: Kerala Cabinet emphasizes new legal urgency after the Center’s notification of CAA rules.
    • Ongoing anti-CAA protests were witnessed in Kerala, including train blockades and marches. Congress leaders condemn CAA for undermining secular principles.
    • Opposition criticizes Kerala CM’s stance against implementing CAA and calls it political posturing.

National Scenario: 

  • States:
      • In Assam: Members of the All Assam Students Union (AASU) took part in a protest march after the central government notified the rules for implementation of the Citizenship (Amendment) Act, in Guwahati.
      • In Kolkata: Leaders of the Communist Party of India (Marxist-Leninist) protested against the implementation of the Citizenship (Amendment) Act.
  • Youth Protests:
    • In Delhi: Students of Jamia Millia Islamia University also staged a protest after the central government notified the rules for implementation of the Citizenship (Amendment) Act.
    • In Tamil Nadu: Further, members of the Students’ Federation of India (SFI) staged a protest, a day after the Modi-led government notified the rules for implementation of the Citizenship (Amendment) Act, at Madras University.

Way Forward to address the concerns and avoid protests:

  • Dialogue and Consultation: Engage in open dialogue with stakeholders, including state governments, opposition parties, and civil society, to address concerns and seek consensus on amendments or alternatives to the Citizenship Amendment Act.
  • Legal Review: Conduct a comprehensive legal review of the Citizenship Amendment Act and its rules to ensure adherence to constitutional principles, including equality before the law and secularism.
  • Inclusive Citizenship Criteria: Consider revising the Citizenship Amendment Act to remove religious criteria and ensure that citizenship is granted based on objective and non-discriminatory grounds, such as residency or persecution.
  • Uphold Secular Values: Reaffirm the government’s commitment to secularism and religious pluralism, emphasizing the importance of protecting the rights of all communities and promoting social harmony.

Conclusion:

  • Address Kerala’s concerns over anti-Muslim bias in CAA, legal challenges, and ongoing protests. Emphasize dialogue, legal review, inclusivity, and upholding secular values to foster social harmony and resolve grievances.

Prelims PYQs

Q. With reference to India, consider the following statements :​

  1. There is only one citizenship and one domicile.​
  2. A citizen by birth only can become the Head of State.​
  3. A foreigner once granted citizenship cannot be deprived of it under any circumstances.​

Which of the statements given above is/are correct?​

  1. 1 only ​
  2. 2 only​
  3. 1 and 3 ​
  4. 2 and 3

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

Electoral Reforms In India

Appointment of EC | Supreme Court to hear plea to bring CJI back into the selection committee

Note4Students

From UPSC perspective, the following things are important :

Prelims level: CEC and Other ECs Appointment Bill, 2023

Mains level: Appointments in key constitutional positions

Why in the news? 

The plea filed by the NGO Association for Democratic Reforms seeks an urgent hearing as it raises concerns about potential unfair advantage in filling Election Commission vacancies after Arun Goel’s resignation.

Context

  • The unexpected resignation of Arun Goel ahead of the Lok Sabha elections raised concerns about potential unfair advantage in filling the vacancies.
  • The NGO Association for Democratic Reforms requested the new law on EC appointments to be put on hold and urged the involvement of the Chief Justice of India in the selection committee, as directed by a previous Supreme Court judgment.

 

About the CEC and Other ECs (Appointment, Conditions of Service, and Term of Office) Bill, 2023:

  • The Bill replaces the Election Commission (Conditions of Service of Election Commissioners and Transaction of Business) Act, 1991.
    • It addresses the appointment, salary, and removal of the CEC and ECs.

 

Appointment Process:

  • The CEC and ECs will be appointed by the President upon the recommendation of a Selection Committee.
  • The Selection Committee will consist of the Prime Minister, a Union Cabinet Minister, and the Leader of Opposition/leader of the largest opposition party in Lok Sabha.
  • Recommendations of the Selection Committee will be valid even when there is a vacancy in this Committee.
  • A Search Committee headed by the Cabinet Secretary will propose a panel of names to the Selection Committee.
  • Eligibility for the posts includes holding (or having held) a post equivalent to the Secretary to the central government.

 

Why Free and fair elections are necessary?

  • Protects from Intimidation and Fraud: Concerns were raised about the potential for unfair advantage due to the Executive’s ability to appoint two Election Commissioners, which could compromise the independence of the Election Commission.
  • Consensus building and Integrity: Emphasis on the critical role of the Election Commission in ensuring free and fair elections, highlights the importance of fair and unbiased appointments to maintain the integrity of the electoral process.
  • Anoop Baranwal Case: Reference to the Supreme Court’s judgment in the Anoop Baranwal case, where a Constitution Bench directed the appointment of the Chief Election Commissioner (CEC) and two ECs by the President based on the advice of a committee consisting of the Prime Minister, Leader of Opposition, and Chief Justice of India (CJI).
  • Government’s Response: Mention of the government’s enactment of the Chief Election Commission and other Election Commissions (Appointment, Conditions of Service and Term of Office) Act, 2023, which replaced the CJI with a Cabinet Minister on the selection committee, thereby giving the Centre more control over the appointment process, contrary to the Supreme Court’s judgment.

Way Forward: Need to avoid Political interference: 

  • Current Leadership: Mention of CEC Rajiv Kumar being in sole charge of the Election Commission at present, indicates the need to address vacancies in the position of Election Commissioners to ensure effective functioning, especially with impending elections.
  • Independence of Election Commission: Emphasis on the importance of maintaining the independence of the Election Commission from political and executive interference to ensure free and fair elections and uphold democracy.
  • Insulation from Interference: Arguing that the Election Commission should be insulated from political and/or executive interference to preserve the integrity of the electoral process and protect democratic principles.
  • Critical Role of Election Commission: Highlighting the critical role of the Election Commission in various aspects such as ensuring free and fair elections, resolving disputes between political parties, and maintaining accurate voter lists and turnout, underscoring the urgency to address vacancies in the Commission.

Conclusion:

  • The government should reconsider the appointment process, ensuring the inclusion of the Chief Justice of India in the selection committee to uphold the independence and integrity of the Election Commission.

Mains PYQs

Q. Discuss the role of the Election Commission of India in light of the evolution of the Model Code of Conduct. (2022)

Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024

Attend Now

JOIN THE COMMUNITY

Join us across Social Media platforms.

💥UPSC 2026, 2027 UAP Mentorship - May Batch Starts
💥UPSC 2026, 2027 UAP Mentorship - May Batch Starts