Note4Students
From UPSC perspective, the following things are important :
Prelims level: Recent developments involving India
Mains level: India's approach in the evolving Maldivian political landscape
What’s the news?
- The recent presidential election in the Maldives has demonstrated the vitality of democracy in South Asia’s smallest nation-state.
Central idea
- The Maldives’ recent fair and free election, which enhanced its international standing, underscores the importance of a nuanced understanding of its politics rather than portraying it as a China vs. India contest. Voter concerns, especially among the youth, are primarily centered on economic well-being.
Transition of Power in the Maldives and India vs. China
- Maumoon Abdul Gayoom’s Era (1978–2008): For three decades, Maumoon Abdul Gayoom ruled as the President, maintaining a one-party system. This period marked a lack of political pluralism and democracy in the Maldives.
- Emergence of Multiparty Democracy (Late 2000s): The Maldives began to transition towards a multiparty democracy under a new constitution, signaling a shift away from Gayoom’s authoritarian rule.
- Mohamed Nasheed’s Presidency (2008–2012): Mohamed Nasheed, a charismatic leader, became the first directly elected President of the Maldives. However, his presidency was short-lived, as he did not complete his full five-year term.
- Shared Presidency (2012–2013): Mohamed Nasheed’s resignation led to a period of political uncertainty. Mohamed Waheed Hassan assumed the presidency during this transitional phase.
- Abdulla Yameen’s Presidency (2013–2018): Abdulla Yameen became president and was notably the most pro-China president during his tenure. His presidency marked a shift in the Maldives’ foreign policy towards China.
- Ibrahim Mohamed Solih’s Presidency (2018–2023): Ibrahim Mohamed Solih, representing the Maldivian Democratic Party (MDP), assumed the presidency and adopted an ‘India First’ policy, emphasizing strong ties with India.
- Transition to Mohamed Muizzu (Upcoming): Following Ibrahim Mohamed Solih’s defeat, the presidency is set to transition to Mohamed Muizzu, the opposition candidate backed by an alliance of political parties. Muizzu, who currently serves as the mayor of the capital city, Male, will be sworn in as the new president.
Challenges Faced by Ibrahim Mohamed Solih
- Historical Incumbent Disadvantage: The Maldives has a history of not re-electing incumbent presidents, posing a significant challenge to Solih’s re-election.
- Intraparty Conflict: Internal divisions within the ruling MDP, exacerbated by Mohamed Nasheed’s departure, weakened party cohesion and campaign effectiveness.
- Disinformation Campaign: The opposition alliance launched a disinformation campaign exploiting MDP’s internal divisions and injecting unnecessary geopolitical issues into the election discourse.
- Loss of Nasheed’s Influence: Mohamed Nasheed’s departure deprived the MDP of his charismatic leadership and effective communication skills, further straining party unity.
The Path Ahead for the Maldives
- Leadership Dynamics: Watch for the evolving relationship between President-elect Muizzu and former President Yameen, a key figure in the new administration.
- Transition to Presidential Role: Expect Mayor Muizzu to shift from his mayoral role to acting as president, focusing on domestic development and regional responsibilities.
- Domestic Priorities: Muizzu is likely to prioritize issues like employment, housing, and education for Maldivian citizens while leveraging foreign policy for national interests.
- Foreign Policy Options: The new administration faces choices in foreign policy: revert to ‘India Out,’ continue ‘India First,’ or adopt a balanced approach involving India and China.
- Changing Global Landscape: Consider the impact of challenges to China’s Belt and Road Initiative, the Sri Lankan financial crisis requiring India’s help, and shifts in India-Gulf State relations on the Maldives’ stance.
- Islamist Constituency: Monitor the attitude of the Maldives’ Islamist constituency, which historically had complex relations with India, in response to changing regional dynamics.
- Reduced Interest in Pakistan: Observe how diminishing interest in Pakistan in West Asia may affect the Maldives’ security and its handling of extremism-related challenges.
Recommendations for India’s approach in the evolving Maldivian political landscape
- Positive Public Sentiment: India enjoys a positive image among the Maldivian people, thanks to extensive development work and community projects. This sentiment can be leveraged for stronger bilateral relations.
- Engagement with Youth: Thousands of Maldivian youth have benefited from training and capacity-building programs in India. Continued engagement with youth is vital for fostering long-term ties.
- Diverse Engagement: India plays a significant role in the Maldives, including in tourism, trade, and investment. This multifaceted engagement should be nurtured and expanded.
- Strengthening Regional Initiatives: New Delhi should focus on strengthening regional initiatives, such as the Colombo Security Conclave, with tangible outcomes in maritime security and the development of the Blue Economy.
- BIMSTEC Involvement: India should consider reimagining regional cooperation by inviting the Maldives as an observer in the Bay of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation (BIMSTEC) at its next summit. This could enhance regional collaboration.
- Resource Allocation: There is a need for additional resources to support India’s strategic community and media organizations in taking a more active interest in the Maldives. Building bridges of mutual understanding and trust is essential.
Conclusion
- The Maldives’ recent presidential election underscores the resilience of democracy and the evolving political landscape in South Asia. As the nation embarks on a new chapter, prudent diplomacy and strategic engagement will be essential for the Maldives and its regional partners, including India, to navigate the challenges and opportunities on the horizon.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Indian Ocean Rim Association (IORA)
Mains level: Read the attached story

Central Idea
- Sri Lanka is set to take over Chair of the Indian Ocean Rim Association (IORA) succeeding Bangladesh.
- It will hold this prestigious position for the next two years.
About Indian Ocean Rim Association (IORA)
- Establishment: Founded in 1997, IORA serves as a regional forum aimed at fostering understanding and mutually beneficial cooperation through a consensus-based, non-intrusive approach.
- Membership: IORA comprises 23 member states, including Australia, Bangladesh, Comoros, India, Indonesia, Iran, Kenya, Madagascar, Malaysia, Maldives, Mauritius, Mozambique, Oman, Seychelles, Singapore, Somalia, South Africa, Sri Lanka, Tanzania, Thailand, UAE, and Yemen.
- Secretariat: The association’s Secretariat is based in Cyber City, Ebene, Mauritius, responsible for managing, coordinating, servicing, and monitoring policy decisions, work programs, and projects adopted by member states.
Significance of IORA
- IORA’s significance is underscored by the Indian Ocean’s pivotal role in global trade, handling half of the world’s container ships, one-third of bulk cargo traffic, and two-thirds of oil shipments.
- It forms the lifeline of international trade and transport, controlling major sea-lanes.
Agenda for Collaborative Action
The Council of Ministers will engage in discussions to foster collaboration across six priority areas highlighted by the IORA:
- Trade and Investment
- Maritime Safety and Security
- Fisheries Management
- Disaster Risk Management
- Blue Economy
- Strengthening Regional Ties
Strategic Significance for Sri Lanka
- Navigating Geopolitical Dynamics: Sri Lanka often finds itself managing complex strategic interests involving India and China within the Indian Ocean Region, positioning it as a crucial player in the IORA.
- Regional Inclusivity: Sri Lanka’s active participation in the forum aligns it with neighboring nations, fostering regional inclusivity and cooperation. This engagement extends to countries such as Pakistan, Myanmar, Bangladesh, Nepal, and Afghanistan.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Scheduled Areas
Mains level: Not Much

Central Idea
- India’s diverse landscape is home to 705 Scheduled Tribe (ST) communities, constituting 8.6% of the nation’s population.
- These communities reside across 26 States and six Union Territories.
- A crucial constitutional provision, Article 244, governs the administration of Scheduled and Tribal Areas, significantly impacting the lives of STs.
Constitutional Framework for STs
- Fifth Schedule (Article 244(1)): This provision applies the Fifth Schedule’s provisions to Scheduled Areas in states other than Assam, Meghalaya, Tripura, and Mizoram.
- Sixth Schedule (Article 244(2)): In the mentioned states, the Sixth Schedule governs the administration of Scheduled and Tribal Areas.
Geographical Scope of Scheduled Areas
- Coverage: Scheduled Areas span 11.3% of India’s land area, designated in 10 States: Andhra Pradesh, Telangana, Odisha, Jharkhand, Chhattisgarh, Madhya Pradesh, Rajasthan, Gujarat, Maharashtra, and Himachal Pradesh. Kerala has proposed additional areas for notification, pending government approval.
- Exclusions: Despite demands from Adivasi organizations, numerous villages in Scheduled Areas and other regions with ST populations have been excluded from Article 244’s purview. Consequently, 59% of India’s STs lack the rights conferred by Scheduled Areas-related laws.
Historical Recommendations
- Bhuria Committee (1995): This committee recommended extending panchayat raj to Scheduled Areas, including the villages, a suggestion yet to be implemented.
- Denotification Debate: Some argue for the denotification of parts of Scheduled Areas where non-tribal individuals have increased, citing the absence of viable ST-majority administrative units.
Governance of Scheduled Areas
- Notification: The President of India designates Scheduled Areas.
- Tribal Advisory Council: States with Scheduled Areas must establish a Tribal Advisory Council with up to 20 ST members to advise the Governor on ST welfare matters.
- Governor’s Role: The Governor reports annually to the President regarding Scheduled Areas’ administration. They can also repeal or amend laws applicable to the Scheduled Area, regulate tribal land transfer, and control money-lending activities.
- Underutilized Provisions: These extensive powers granted to Governors and the President have remained largely inactive, with notable exceptions in Maharashtra from 2014 to 2020.
Defining a Scheduled Area
- Exclusive Presidential Power: The Fifth Schedule exclusively grants the President the authority to declare Scheduled Areas.
- Empirical Basis: A 2006 Supreme Court ruling upheld the executive function of identifying Scheduled Areas and stated that it lacks the expertise to scrutinize this process.
- Criteria: Neither the Constitution nor any law specifies criteria for identifying Scheduled Areas. However, based on the Dhebar Commission Report (1961), key considerations include tribal population predominance, area compactness, administrative viability, and economic backwardness relative to neighboring regions.
Settlement of Ambiguity
- PESA Act (1996): The Provisions of the Panchayats (Extension to Scheduled Areas) Act, 1996, empowered gram sabhas within Scheduled Areas, reinvigorating the intent of the Constitution and the Constituent Assembly. This law enabled direct democracy and recognized the gram sabhas as primary authorities.
- Village Definition: PESA defines a village as a habitation or group of habitations managed by a community according to traditions and customs. This definition extended beyond Scheduled Areas to forest fringes and villages.
- Unresolved Issues: Gram sabhas have yet to demarcate traditional boundaries on revenue lands. FRA 2006 requires the demarcation of “community forest resource” areas within traditional boundaries.
Conclusion
- Understanding and expanding Scheduled Areas in India necessitates the notification of all habitations or groups of habitations with ST majorities outside existing Scheduled Areas.
- Furthermore, geographical boundaries should encompass “community forest resource” areas where applicable and extend to customary boundaries within revenue lands.
- These steps are essential for ensuring equitable governance and preserving the rights and welfare of India’s Scheduled Tribes.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Claudia Goldin
Mains level: Not Much

Central Idea
- In 2023, Claudia Goldin, a distinguished economist and Professor at Harvard University, was awarded the Nobel Prize in Economic Sciences for her pioneering work on women’s labor market outcomes.
Claudia Goldin: A Trailblazer in Economics
- Harvard Tenure: In 1990, Claudia Goldin made history by becoming the first woman to achieve tenure in Harvard University’s economics department, securing a permanent position as a professor.
- In-Depth Research: The Royal Swedish Academy of Sciences acknowledged Goldin’s important contributions, citing her work as advancing our knowledge of women’s job market outcomes.
- Historical Perspective: Goldin’s research provides a comprehensive historical account of women’s earnings and job market participation over centuries, uncovering the reasons behind changes and the ongoing gender gap.
Key Questions Addressed by Claudia Goldin’s Research
- Gender Inequality at Work: Goldin’s research explores why fewer women seek jobs and earn less than men, shedding light on this inequality.
- Impact of Economic Growth: She challenges the idea that economic growth always leads to more women working, showing that historical trends follow a U-shaped curve due to changes in society and evolving norms.
- Role of Education, Marriage, and Childbirth: Goldin investigates how education, marriage, and having children affect women’s work, providing insights into the complex relationship between these factors.
- Gender Pay Gap: Her research shows that despite modernization and economic growth in the 20th century, the gender pay gap persisted, with a significant part emerging after the birth of the first child.
Transformational Insights
- Contraceptive Pill’s Impact: Goldin highlights how the contraceptive pill empowered women to plan their careers, creating new opportunities for career development.
- Shift in Earnings Gap: She reveals that the main source of the earnings difference between men and women shifted from career choices to disparities within the same job, mainly arising after the birth of the first child.
- Influence on Young Women: Goldin emphasizes that young women’s educational and career decisions are often influenced by previous generations, leading to slow progress in closing the earnings gap.
Significance for Society
- Policy Implications: Claudia Goldin’s research has important implications for addressing barriers to women’s progress in the job market. Her work provides insights into the factors that need attention to promote gender equality.
- Enhancing Understanding: Through her groundbreaking research, Goldin has significantly improved our understanding of women’s roles in the job market, offering the knowledge needed to build a more inclusive and fair society.
Conclusion
- Claudia Goldin’s Nobel Prize in Economics recognizes her pioneering research in unraveling the complexities of women’s job market outcomes.
- Her comprehensive historical analysis has reshaped our understanding of the ongoing gender gap, offering policymakers and society valuable insights for working towards a more equitable future.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Periodic Labour Force Survey (PLFS)
Mains level: Not Much
Central Idea
- The latest findings from the Periodic Labour Force Survey (PLFS), conducted by the National Sample Survey Office (NSSO), reveal a decrease in India’s unemployment rate for the period between April and June 2023.
- This encouraging trend is accompanied by improvements in the Labour Force Participation Rate (LFPR) and the Worker-Population Ratio (WPR), signifying positive shifts in the country’s labor market.
About Periodic Labour Force Survey (PLFS)
Objective |
Collect comprehensive labor market data in India. |
Conducted by |
Ministry of Statistics and Programme Implementation (MoSPI), Government of India. |
Replacement for |
Replaced earlier employment-unemployment surveys by NSSO. |
Frequency |
Conducted periodically, with rounds typically spanning a year. |
First Round |
Conducted in July 2017-2018, marking the survey’s initiation. |
Data Categories |
Employment status, unemployment rate, sector-wise employment, income, demographics, and more. |
Sampling Methodology |
Sample survey approach with data collected from households and individuals through a scientific sampling process. |
Policy Impact |
Informs government policies related to employment, labor market interventions, and economic planning. |
2022-23 Survey Overview
- Scope: The national survey compiled data from 5,639 first-stage sampling units (FSUs) and encompassed 1,67,916 individuals residing in 44,190 urban households.
- Age Group: The survey focused on individuals aged 15 years and above.
Improvements in Urban Labour Force Participation
- LFPR Uptick: The LFPR in urban areas exhibited growth, rising from 47.5% in April-June 2022 to 48.8% in the corresponding months of 2023 for individuals aged 15 years and above.
- Gender Disparities: While the LFPR remained stable at approximately 73.5% for males during this period, it notably increased for females, climbing from 20.9% to 23.2%.
Enhanced Worker-Population Ratio
- WPR Gains: In urban areas, the WPR increased from 43.9% in April-June 2022 to 45.5% during the same period in 2023 for individuals aged 15 years and above.
- Gender-Specific Improvements: For males, the WPR progressed from 68.3% to 69.2%, and for females, it surged from 18.9% to 21.1% over this timeframe.
Decrease in Unemployment Rate
- Declining Unemployment: The PLFS reported a diminishing trend in the Unemployment Rate (UR) for individuals aged 15 years and above in urban areas.
- UR in Urban Areas: It decreased from 7.6% in April-June 2022 to 6.6% in April-June 2023.
- Gender-Based UR: For males, the UR dropped from 7.1% to 5.9%, while for females, it decreased from 9.5% to 9.1% during this period.
Comparative Analysis
- Positive Trends: The report highlights improvements in key labor market indicators in urban areas when compared to the pre-pandemic period (April-June 2018 to October-December 2019).
- LFPR Improvement: The LFPR ranged from 46.2% to 47.8% during the pre-pandemic period and has now reached 48.8%.
- WPR Enhancement: Pre-pandemic WPR figures ranged from 41.8% to 44.1%, while the current WPR stands at 45.5%.
- Lower UR: Unemployment rates during the pre-pandemic period fluctuated between 7.8% and 9.7%, with the latest survey reporting a lower UR of 6.6%. This rate is deemed favorable compared to the unemployment rates observed in the quarters preceding the pandemic.
Conclusion
- The Periodic Labour Force Survey (PLFS) results reflect positive developments in India’s labor market, marked by a decreasing unemployment rate, improved labor force participation, and enhanced worker-population ratios.
- These trends indicate a resilient labor market recovery and may signify the nation’s progress towards economic stability and job creation.
Back2Basics:
- Labour Force Participation Rate (LFPR): LFPR is defined as the percentage of persons in labour force (i.e. working or seeking or available for work)in the population.
- Worker Population Ratio (WPR): WPR is defined as the percentage of employed persons in the population.
- Unemployment Rate (UR): UR is defined as the percentage of persons unemployed among the persons in the labour force.
- Activity Status- Usual Status: The activity status of a person is determined on the basis of the activities pursued by the person during the specified reference period. When the activity status is determined on the basis of the reference period of last 365 days preceding the date of survey, it is known as the usual activity status of the person.
- Activity Status- Current Weekly Status (CWS): The activity status determined on the basis of a reference period of last 7 days preceding the date of survey is known as the current weekly status (CWS) of the person.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Women’s Reservation Bill
Mains level: Women’s Reservation Bill, concerns and challenges
What’s the news?
- The Women’s Reservation Bill has journeyed through decades of debates and discussions, yet its implementation remains uncertain.
Central idea
- The recent tabling of the Women’s Reservation Bill in the Lok Sabha has brought attention to the long-awaited issue of gender representation in Indian politics. However, despite the grand announcement, there are several complexities and challenges surrounding its implementation that demand scrutiny.
Historical Background
- The issue of women’s reservation in Indian politics dates back to the Constituent Assembly debates in 1947, where it was initially rejected as unnecessary.
- However, subsequent decades witnessed a decline in women’s political representation, prompting further policy deliberations.
- The quest for women’s reservation in legislative bodies began in 1996, with notable progress occurring during Manmohan Singh’s tenure in 2010, when it passed in the Rajya Sabha but faced rejection in the Lok Sabha.
- Since then, the commitment to empowering women in India’s political landscape has remained unfulfilled.
Current Bill’s Complexities
- Implementation Linked to Census and Delimitation: One of the major complexities is that the bill’s implementation is contingent upon two crucial factors: conducting a new census and completing the delimitation process. Unlike some previous legislation, this bill cannot be immediately enforced but rather depends on these time-consuming processes.
- Unclear Timeline: The bill lacks a clear and specific timeline for its implementation. It leaves the question of when reservations for women in legislative bodies will become a reality unanswered. This ambiguity has raised concerns about the government’s commitment to gender equality in politics.
Census and Delimitation Challenges
- Delay Due to the Pandemic:
- The last census in India was conducted in 2011. Subsequent Census exercises were delayed, with the Union government attributing the postponement to the COVID-19 pandemic.
- This delay has had a direct impact on the implementation of the Women’s Reservation Bill since the bill is linked to the data obtained from the Census.
- Even if the Census process moves forward, there is a looming possibility of conflicts arising during the delimitation process.
- Delimitation, which involves the division of electoral constituencies, can be contentious, particularly between different regions and states. This could further delay the bill’s implementation and pose political challenges.
Key Differences from the 2008 Version
- Intra-State Women Representation: Unlike the 2008 version of the bill, the current iteration does not include provisions for “intra-state women representation.” The 2008 bill mandated that one-third of Lok Sabha seats in each state or Union Territory should be reserved for women, ensuring representation from various regions within the state.
- Rotation of Reserved Seats: The current bill proposes that reserved seats for women should be rotated after every delimitation exercise. This means that the seats set aside for women may change constituency boundaries periodically. In contrast, the 2008 bill did not include such a provision.
- Unclear Status During Delimitation: The current bill does not provide clarity on the status of women’s reservations when the delimitation process is ongoing. Given that delimitation commissions typically take several years to issue their reports, it remains uncertain how the reserved seats for women will be affected during this period.
Way forward
- Clear Implementation Plan: The government must outline a comprehensive and transparent plan for the implementation of the Women’s Reservation Bill. A clear roadmap with specific timelines can provide clarity and boost public confidence in the process.
- Fast-Track Census and Delimitation: Expedite the Census and delimitation processes. Swiftly resolve any conflicts that may arise during these procedures to prevent further delays in implementing the bill.
- Revise Intra-State Representation: Reconsider the exclusion of intra-state women’s representation from the current bill. Ensuring representation from various regions within a state can enhance diversity and inclusivity.
- Seat Rotation Framework: Develop a framework for seat rotation that balances stability and change in women’s representation. Ensure that changes in constituency boundaries do not disrupt the continuity of women in politics.
- Encourage Political Parties: Encourage political parties to proactively nominate more women candidates in elections. Parties can voluntarily set quotas for women candidates to increase their presence in legislative bodies.
Conclusion
- For a nation that initially championed equal rights and representation for all citizens, this delay is a blemish on the visionary ideals of our founding fathers. It is high time that the promise of women’s reservation in politics transforms into a tangible reality.
Also read:
What will hold up women’s reservation Bill?
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Banking sector updates
Mains level: India's banking sector growth, reforms, opportunities, challenges and way forward
What’s the news?
- Despite facing numerous challenges in the past quarter-century, including economic crises, pandemics, and geopolitical tensions, India’s banking and financial sector has continued to evolve and adapt.
Central idea
- India’s remarkable growth and stability over the past 25 years have placed the country at the forefront of global optimism. This shift is attributed to the nation’s governance structures and policy apparatus, which have fostered innovation and positioned India as a hub of novel public goods. Among the sectors driving this transformation, banking and finance stand out as key contributors.
The Banking Evolution
- Maturation of Banking in India: Over a period of 75 years, India’s banking sector has matured and grown into a vibrant and robust industry.
- Reforms and Critical Enablers: The past 30 years have seen critical reforms that have played a pivotal role in enabling the growth and transformation of the banking sector.
- Diversity in Banking: India’s banking sector now boasts a diverse landscape that includes public sector banks, private banks, non-banking financial companies (NBFCs), and a burgeoning fintech ecosystem. This diversity has made the financial sector more inclusive and dynamic.
- Addressing Legacy Issues: Reforms and changes in the sector have addressed legacy issues such as non-performing assets (NPAs), making the banking system more resilient.
- Internal Accruals: The internal accruals have become a significant source of growth capital for banks, enhancing their financial stability.
- Technological Advancements: Banks in India have moved away from traditional, brick-and-mortar models to embrace advanced technology. Products such as mobile banking apps, UPI, Aadhaar e-KYC, and digital payment systems have transformed the banking landscape.
The role of artificial intelligence (AI)
- Knowledge-Based Regime: India’s banking system is undergoing a transition toward a knowledge-based regime, primarily driven by AI and cognitive computing technologies. This shift represents a move away from traditional banking practices toward more data-driven and intelligent operations.
- Personalization of Customer Engagement: AI is enabling banks to personalize customer engagement. Through AI-powered capabilities, banks can gain a deeper understanding of individual customer preferences and needs. This personalization enhances the overall customer experience.
- Deeper Understanding of Customers: AI facilitates a more profound insight into customers’ behaviors and financial needs. By analyzing data and utilizing machine learning algorithms, banks can develop a comprehensive understanding of their customers, allowing for more targeted services.
- Adaptation to a Changing Business Environment: In a landscape characterized by constant change, AI serves as a valuable tool for ensuring banks remain agile and responsive to shifting demands.
- Challenges and Opportunities: While AI presents significant opportunities for banks, it also poses challenges. Banks must address issues related to data privacy, ethical considerations, and the potential biases inherent in AI algorithms.
- Key to Future Success: AI will be a pivotal factor in differentiating successful banks in the coming years. Banks that effectively harness AI technologies are likely to maintain their competitiveness and adapt to the changing demands of customers and the business landscape.
What are the Challenges?
- Digitalization Challenges: The digitalization of banking services has introduced several challenges. These include the proliferation of unregulated digital lending apps, the emergence of cryptocurrencies, and the risk of cyberattacks.
- Cybersecurity Risks: There is a need to address cybersecurity risks. As digitalization advances, banks are increasingly vulnerable to cyber threats and attacks.
- Critical Support Infrastructure: With the increasing reliance on digital banking channels, ensuring the availability of critical support infrastructure becomes paramount. This encompasses maintaining secure payment settlement systems, safeguarding ATMs, and ensuring the continuity of internet and mobile banking services.
- Data Challenges: As banks increasingly rely on data for decision-making and personalization, addressing methodological and data challenges is essential. Ensuring data accuracy, security, and compliance with privacy regulations is a responsibility that banks must prioritize.
Way forward
- Customer Grievances: The digital banking era comes with added responsibilities related to addressing customer grievances efficiently. Banks must establish mechanisms to handle and resolve customer complaints promptly to ensure the uninterrupted delivery of banking services.
- Regulator frameworks: These digitalization-related challenges require banks to adopt robust security measures and regulatory frameworks to protect both customers and the financial system.
- Climate Change Imperative: Initiatives for decarbonization present opportunities in renewables, green hydrogen, and green goods trade. Banks are expected to be major financiers in combating climate change, necessitating robust risk management practices.
- Investment in Human Resources: In an ever-changing environment, the quality of human resources becomes a critical differentiator. Banks and financial institutions must attract, train, and retain talent while fostering adaptability and upskilling.
- Innovation and Governance: Financial services must invest in research and embrace out-of-the-box ideas for seamless service delivery and product personalization. Governance remains the backbone of institutions and is crucial for financial stability.
Conclusion
- India’s banking sector has endured and evolved, emerging from a challenging decade more resilient and adaptable. With a focus on robust governance, innovation, and a growing domestic market, it is poised to play a crucial role in India’s journey towards an Atmanirbhar Bharat, promoting equitable and sustainable development.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Key findings
Mains level: Mental health: A universal human right
What’s the news?
- World Mental Health Day, observed on October 10, underscores the theme of ‘mental health as a universal human right.’
Central idea
- While the World Mental Health Day theme highlights the importance of mental health for all, it’s crucial to address the often-overlooked mental health challenges of India’s informal workers. This necessitates proactive policies aligning with the Sustainable Development Goals (SDGs).
The Global Perspective
- According to the International Labour Organization (ILO), approximately 15% of working-age adults globally live with a mental disorder.
- Decent work can positively influence mental health, but unemployment, unstable employment, workplace discrimination, and unsafe working environments pose significant risks to mental health.
- Informal workers, particularly those in low-paid and precarious jobs, often face psychosocial risks that compromise their mental well-being.
India’s Informal Workforce
- India’s informal workforce constitutes over 90% of the total working population. These workers endure unsafe conditions, work long hours, and have limited access to social and financial protections.
- Discrimination and gender disparities are prevalent, with over 95% of working women engaged in informal, low-paying, and precarious employment.
- The mental health of informal workers is further undermined by patriarchal structures and practices in their social and familial spaces.
Challenges faced by the informal workforce in India
- Lack of Formal Protections: Informal workers often lack legal and social protections. They work without employment contracts, job security, or access to benefits like health insurance and paid leave.
- Unsafe Working Conditions: Many informal workers labor in hazardous environments, increasing their risk of occupational health and safety issues.
- Long Working Hours: Informal workers frequently work long hours, often without clear boundaries between work and personal life, affecting their physical and mental well-being.
- Limited Access to Social Protections: These workers have limited access to social safety nets, making them vulnerable to economic shocks such as illness or job loss.
- Gender Disparities: Gender disparities are pronounced in the informal sector, with many women engaged in low-paying and precarious employment. Discrimination and patriarchal structures exacerbate these challenges.
- Precarious Employment: Informal work is characterized by its precarious nature, including irregular income, job insecurity, and uncertainty about future employment.
- Income Inequality: Informal workers often earn lower wages than their formal sector counterparts, contributing to income inequality.
Youth and Unemployment
- Youth unemployment is a pressing issue in India, significantly affecting mental health.
- Many young workers are forced into precarious and informal work due to desperation, accepting lower pay and poorer working conditions.
- Unemployment rates are particularly high among educated young women, reaching 42%.
- Given India’s demographic dividend, it is crucial to prioritize employment quality and long-term social security for this population.
Aging Workforce and Vulnerability
- India is expected to become an aging society in two decades, yet there is no clear social security plan for this growing demographic group.
- The Census of India 2011 reveals that 33 million elderly individuals continue working in informal sectors post-retirement.
- This vulnerable group lacks financial and health-care security, which can severely impact their physical and mental health.
Social Security and Mental Health
- Informal workers face mental distress due to accumulating debt and rising health-care costs: Informal workers often experience financial strain due to their precarious employment, leading to the accumulation of debt and increased healthcare expenses.
- Interconnectedness of Economic and Mental Health Factors: Mental health and well-being are interconnected with factors such as food security, access to livelihoods, and financial stability. These factors play a significant role in determining the mental health of informal workers.
- Post-COVID-19 Recovery Challenges: A study conducted among informal workers in Delhi, primarily migrants, reveals that the recovery post-COVID-19 remains uneven among different cohorts of informal workers. Many still report food insecurity, skipped meals, or reduced consumption, which can have detrimental effects on their mental health.
- Impact of Government Schemes: While some social security schemes have received increased funding, others, like the MNREGS, have seen reductions in funding. Adequate funding of employment guarantee programs can positively impact the mental health outcomes of informal workers.
- High Suicide Rates Among Daily Wage Earners: The National Crime Records Bureau (NCRB) reported that in 2021, 26% of people who died by suicide were daily wage earners. This statistic highlights the mental health challenges faced by this group and the need for better support and social security measures.
- Types of Social Security Measures: Social security measures can take various forms, including:
- Promotional: Aimed at augmenting income.
- Preventive: Intended to forestall economic distress.
- Protective: Designed to ensure relief from external shocks.
- The Code on Social Security 2020: It is necessary to revisit the Code on Social Security 2020, highlighting that it doesn’t explicitly state the goal of universalizing social security in India, particularly for informal workers.
Way Forward: Improving Mental Health Care
- Low Budgetary Allocation for Mental Health: India’s budgetary allocation for mental health currently stands at less than 1% of the total health budget. This allocation has predominantly focused on digital mental health programs.
- Importance of Community-Based Care: The World Mental Health Report 2022 emphasizes the need to strengthen community-based care as part of a comprehensive mental health approach.
- Human Rights-Oriented Care: To address mental health effectively, it is important to provide people-centered, recovery-oriented, and human rights-oriented care.
- Urgent Need for Proactive Policies: There is a pressing need for proactive policies that not only recognize the importance of mental health but also take concrete actions to improve mental health care in India.
- Basic Human Right to Good Health: Mental health is a basic human right, and it emphasizes the need to uphold this right by providing access to quality mental health care.
Alignment with Sustainable Development Goals (SDGs)
- SDG 3: Good Health and Well-Being: Improving mental health care aligns with SDG 3, which aims to ensure good health and well-being for all.
- SDG 8: Decent Work for All/Economic Growth: Addressing mental health issues among informal workers is crucial for advancing SDG 8, which focuses on decent work for all and economic growth.
Conclusion
- Proactive policies and comprehensive social security measures can uplift the mental well-being of this marginalized group, promoting a society where mental health is indeed a universal human right. Achieving this goal will contribute to the realization of the Sustainable Development Goals and ensure a healthier, more equitable future for all.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Multimodal AI models in news
Mains level: Multimodal Artificial Intelligence, significance and applications
What’s the news?
- Leading AI companies are entering a new race to embrace multimodal capabilities.
Central idea
- AI’s next frontier is undoubtedly headed toward multimodal systems, enabling users to interact with AI through various sensory channels. People gain insights and context by interpreting images, sounds, videos, and text, making multimodal AI a natural evolution for comprehensive cognition.
A New Race to Embrace Multimodal Capabilities
- OpenAI, known for ChatGPT, recently announced that GPT-3.5 and GPT-4 models can now understand images and describe them in words.
- Additionally, their mobile apps are equipped with speech synthesis, enabling dynamic conversations with AI.
- OpenAI initially promised multimodality with GPT-4’s release but expedited its implementation following reports of Google’s Gemini, a forthcoming multimodal language model.
Google’s Advantage and OpenAI’s Response
- Google enjoys an advantage in the multimodal realm because of its vast image and video repository through its search engine and YouTube.
- Nevertheless, OpenAI is rapidly advancing in this space. They are actively recruiting multimodal experts, offering competitive salaries of up to $3,70,000 per year.
- OpenAI is also working on a project called Gobi, which aims to build a multimodal AI system from the ground up, distinguishing it from their GPT models.
What is multimodal artificial intelligence?
- Multimodal AI is an innovative approach in the field of AI that aims to revolutionize the way AI systems process and interpret information by seamlessly integrating various sensory modalities.
- Unlike conventional AI models, which typically focus on a single data type, multimodal AI systems have the capability to simultaneously comprehend and utilize data from diverse sources, such as text, images, audio, and video.
- The hallmark of multimodal AI lies in its ability to harness the combined power of different sensory inputs, mimicking the way humans perceive and interact with the world.
The Mechanics of Multimodality
- Multimodal AI Basics: Multimodal AI processes data from various sources simultaneously, such as text, images, and audio.
- DALL.E’s Foundation: DALL.E, a notable model, is built upon the CLIP model, both developed by OpenAI in 2021.
- Training Approach: Multimodal AI models link text and images during training, enabling them to recognize patterns that connect visuals with textual descriptions.
- Audio Multimodality: Similar principles apply to audio, as seen in models like Whisper, which translates speech in audio into plain text.
Applications of multimodal AI
- Image Caption Generation: Multimodal AI systems are used to automatically generate descriptive captions for images, making content more informative and accessible.
- Video Analysis: They are employed in video analysis, combining visual and auditory data to recognize actions and events in videos.
- Speech Recognition: Multimodal AI, like OpenAI’s Whisper, is utilized for speech recognition, translating spoken language in audio into plain text.
- Content Generation: These systems generate content, such as images or text, based on textual or visual prompts, enhancing content creation.
- Healthcare: Multimodal AI is applied in medical imaging to analyze complex datasets, such as CT scans, aiding in disease diagnosis and treatment planning.
- Autonomous Driving: Multimodal AI supports autonomous vehicles by processing data from various sensors and improving navigation and safety.
- Virtual Reality: It enhances virtual reality experiences by providing rich sensory feedback, including visuals, sounds, and potentially other sensory inputs like temperature.
- Cross-Modal Data Integration: Multimodal AI aims to integrate diverse sensory data, such as touch, smell, and brain signals, enabling advanced applications and immersive experiences.
Complex multimodal systems
- Meta introduced ImageBind, a multifaceted open-source AI multimodal system, in May this year. It incorporates text, visual data, audio, temperature, and movement readings.
- The vision is to add sensory data like touch, speech, smell, and brain fMRI signals, enabling AI systems to cross-reference these inputs much like they currently do with text.
- This futuristic approach could lead to immersive virtual reality experiences, incorporating not only visuals and sounds but also environmental elements like temperature and wind.
Real-World Applications
- The potential of multimodal AI extends to fields like autonomous driving, robotics, and medicine. Medical tasks, often involving complex image datasets, can benefit from AI systems that analyze these images and provide plain-language responses. Google Research’s Health AI section has explored the integration of multimodal AI in healthcare.
- Multimodal speech translation is another promising segment, with Google Translate and Meta’s SeamlessM4T model offering text-to-speech, speech-to-text, speech-to-speech, and text-to-text translations for numerous languages.
Conclusion
- The future of AI lies in embracing multimodality, opening doors to innovation and practical applications across various domains.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: UNFPA report on Ageing
Mains level: Elderly woes in India

Central Idea
- The world’s elderly population is larger than ever before, with 1.1 billion people aged 60 and above in 2022, constituting 13.9% of the population (UNFPA report).
- By 2050, this number is projected to rise to 2.1 billion, accounting for 22% of the global population.
Why discuss this?
- India’s Scenario: India is no exception to this trend, with 149 million older adults (10.5%) in 2022, expected to increase to 347 million (20.8%) by 2050.
- Longevity: People are living longer lives than ever before, underscoring the need to understand healthy ageing and address mental health issues in the elderly.
Misconceptions about Ageing and Mental Health
- Ageing as a Process: Ageing is a natural physiological process encompassing physical, social, and psychological dimensions. However, misconceptions and fears about ageing, particularly mental health concerns like depression, anxiety, and dementia, persist.
- Heterogeneity: The ageing process varies among individuals, influenced by factors such as genetics, lifestyle, environment, and diseases. Not all older adults experience the same physical or mental changes.
Social Challenges Faced by the Elderly
- Social Isolation and Dependency: Many elderly individuals grapple with increased dependency, social isolation, poverty, ageism, and feelings of pessimism and nihilism.
- Abuse and Neglect: Elderly individuals are vulnerable to emotional, physical, sexual, and financial abuse, often perpetrated by family members.
- Inaccessible Infrastructure: India’s towns and cities often lack elder-friendly infrastructure, including ramps, handrails, pavements, and adequate public transport, making healthcare access a challenge.
- Lack of Purpose: Many elderly men, especially after retirement, may feel unproductive and lost. Developing diverse interests earlier in life can mitigate the sense of purposelessness in retirement, reducing the risk of depression.
Psychological Aspects of Ageing
- Psychological Growth: As individuals age, they are expected to gain wisdom and a broader understanding of life’s challenges through personal or vicarious experiences.
- Erik Erikson’s Theory: Erik Erikson proposed ‘Ego integrity versus Despair’ as the final psychosocial development stage in human life. It emphasizes viewing one’s life accomplishments positively to avoid despair.
- Indian Cultural Emphasis: Indian culture underscores the importance of accepting the limitations that come with old age and renouncing responsibilities without suffering.
Mental Health Challenges
- Prevalence: Approximately 15% of elders in India (22 million individuals) experience serious mental illnesses such as depression, anxiety, dementia, and substance use disorders.
- Treatment Gap: A significant treatment gap of 90% exists, largely due to a lack of awareness among the public and healthcare professionals.
- Stigmatization: Stigma associated with both ageing and mental illness often leads to reluctance to admit mental health issues and seek treatment.
- Poverty and Access: Many elderly individuals lack access to mental healthcare services due to poverty and limited availability of interventions, particularly in rural areas.
Case Study: SCARF Partnership
- Community Initiatives: The Schizophrenia Research Foundation (SCARF) has partnered with the Azim Premji Foundation to raise awareness about elder mental health in rural areas of Tamil Nadu, benefiting over 350 villages.
- Indian Tradition of Joint Families: While joint families are becoming rarer, they offer advantages in terms of multi-generational interactions and support for elders.
|
Preserving Cultural Traditions
- Importance of Festivals and Rituals: Cultural traditions, including festivals and rituals, encourage socialization and cognitive engagement among elders.
- Risk of Tradition Loss: Neglecting these traditions risks losing their potential protective effects on elderly mental health.
Way forward
- Individual Planning: Planning for old age with financial savings and lifestyle adjustments is crucial.
- Educational Initiatives: Introducing the concept of healthy ageing in school curricula can promote awareness.
- Community Services: Accessible mental health services for elders should be available at the community level.
- Role of Retirement Homes: Retirement homes and elder care facilities, while providing care and reducing social isolation, need to address mental health issues urgently.
- Collective Responsibility: Caring for the elderly is a collective responsibility that requires the concerted efforts of individuals, families, civic society, private organizations, NGOs, and the government.
Conclusion
- The ageing world presents both opportunities and challenges, with a growing elderly population that demands a holistic approach to mental health care, community support, and cultural preservation.
- Addressing the mental health needs of the elderly is not only a matter of compassion but also a responsibility that encompasses various stakeholders and sectors of society.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Iron Dome
Mains level: Not Much

Central Idea
- In the wake of the recent Hamas attack on Israel, the world witnessed the effectiveness of Israel’s Iron Dome, a remarkable air defense system that intercepts rockets and missiles aimed at Israeli targets.
What is Iron Dome?
- Hezbollah’s Rocket Attacks: The development of the Iron Dome traces back to the 2006 Israeli-Lebanon war when Hezbollah launched thousands of rockets into Israel.
- Israel’s Response: In 2007, Israel initiated the development of an air defense system to safeguard its cities and population, partnering with Rafael Advance Systems and Israel Aerospace Industries.
- Deployment: The Iron Dome became operational in 2011 and has since intercepted over 2,000 rockets, with a claimed success rate of over 90%, though experts estimate it at over 80%.
How does it work?
- Integrated Systems: The Iron Dome comprises three core components that work in unison to provide protection: detection and tracking radar, battle management and weapon control system (BMC), and missile firing units.
- Radar’s Role: The detection and tracking radar identifies incoming threats, accurately tracking them, while the BMC connects the radar and interceptor missile.
- Missile Firing Unit: Once launched, the missile maneuvers independently, targeting small objects, and employs a proximity fuse, activated within ten meters of the target, to ensure precise destruction.
Effectiveness and Deterrence
- All-Weather Capability: The Iron Dome operates effectively in various weather conditions, day and night, enhancing its reliability.
- Cost Considerations: While each battery can cost over $50 million, and an interceptor Tamir missile about $80,000, cost-effectiveness should be measured in terms of lives saved and the nation’s morale.
- Deterrence Factor: The Iron Dome serves as a strong deterrent, preventing adversaries from exploiting inexpensive rocket attacks and bolstering national morale against rocket intimidation.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Card-on-File Tokenisation (CoFT)
Mains level: Not Much

Central Idea
- The Reserve Bank of India (RBI) has embarked on a mission to revolutionize digital payments in the country by proposing the introduction of Card-on-File Tokenisation (CoFT).
- This move, aimed at enhancing convenience for cardholders, is set to redefine the way Indians engage in online transactions.
Card-on-File Tokenisation (CoFT)
- Card-on-file tokenisation involves replacing actual credit and debit card details with an alternative code known as a “token.”
- This token is unique for a specific combination of card, token requestor, and device.
- Each token is distinct and tailored to the combination of the card, token requestor (the entity facilitating tokenisation), and the merchant (which may or may not be the same as the token requestor).
- The primary advantage of Card-on-File Tokenisation is enhanced security.
- During a tokenised card transaction, the actual card details are not disclosed to the merchant.
- This shields sensitive information from potential security breaches during transaction processing.
- Customers who have not enabled tokenisation will need to manually input their name, 16-digit card number, expiry date, and CVV (Card Verification Value) each time they make an online purchase.
Back2Basics: Card-on-File Transaction
- A Card-on-File transaction occurs when cardholders authorize merchants to securely store their payment information.
- This stored data is then used to bill the cardholders’ accounts for future purchases.
- It simplifies the checkout process for consumers, offering convenience and efficiency.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Watermeal
Mains level: Not Much

Central Idea
- Scientists from Thailand are conducting groundbreaking research into the potential of watermeal, the world’s smallest flowering plant, as a source of nutrition and oxygen for astronauts.
What are Watermeal?
- Watermeal, a member of the Araceae family, stands out as the smallest flowering plant globally.
- It manifests as minuscule green seeds.
- Watermeal thrives in a variety of environments, from temperate to sub-tropical and tropical regions. It finds its home on the surface of lakes, ponds, and marshes.
- Distinctive Features:
- Measuring less than 1 millimeter, watermeal is incredibly tiny.
- This free-floating plant lacks both roots and leaves.
- It consists of a solitary, oval, or spherical frond that gracefully floats on the calm or slow-moving waters.
- Watermeal gives birth to the world’s smallest fruit, known as a utricle.
- Surprisingly, watermeal is a nutritional powerhouse, boasting the status of a complete protein, as it contains all nine essential amino acids.
- Under certain circumstances, watermeal can become invasive, forming dense mats that blanket entire water surfaces.
How it can assist Space Nutrition?
- Compact Growth: Its microscopic size allows for efficient cultivation within confined spacecraft environments.
- Nutritional Richness: As a complete protein, it offers astronauts a sustainable source of essential amino acids.
- Oxygen Generation: Watermeal photosynthesizes, producing oxygen that can be vital for life support systems in space.
- Space Farming: Cultivating watermeal in space could reduce the need for transporting perishable food items from Earth, making missions more self-sustaining.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Atmospheric Perturbations around the Eclipse Path (APEP) Mission
Mains level: Not Much

Central Idea
- NASA is set to launch on a groundbreaking mission known as Atmospheric Perturbations around the Eclipse Path (APEP).
- The project is spearheaded by an Indian-origin engineering physics professor.
Exploring the APEP Mission
- Triple Rocket Launch: The APEP mission involves the deployment of three meticulously equipped rockets, each armed with an array of cutting-edge scientific instruments.
- Objective: The primary mission objective is to unravel the enigma of how the upper atmosphere reacts during a solar eclipse, particularly during the pivotal moments of sudden light reduction.
- Ionospheric Dynamics: Solar eclipses trigger profound transformations in the ionosphere, generating cascading waves throughout this atmospheric layer.
- Comprehensive Measurements: The mission’s scientific instruments will meticulously measure variations in electric and magnetic fields, density, and temperature.
- Launch Location: APEP will be launched from the White Sands Missile Range in New Mexico, with a specific focus on exploring the ionosphere.
- Impact on Satellite Communications: NASA postulates that the ionosphere’s temperature and density will diminish during the eclipse, leading to disruptive wave-like disturbances that could affect GPS and satellite communications.
Mission Process
- Strategic Rocket Positioning: The three rockets will be strategically positioned just beyond the path of annularity, where the Moon directly aligns with the Sun.
- Simultaneous Measurements: NASA’s paramount goal is to attain the first-ever simultaneous measurements from multiple locations within the ionosphere during a solar eclipse.
- Precision of Rockets: Rockets offer precision in launching at precisely the right moment and probing lower altitudes inaccessible to orbiting satellites.
- Sounding Rockets’ Selection: The APEP mission team opted for sounding rockets due to their unparalleled ability to pinpoint and measure specific spatial regions with exceptional accuracy.
- Multi-Altitude Data: These rockets are adept at capturing data at varying altitudes as they ascend and descend during their suborbital flights.
- Altitude Range: Data collection will span altitudes ranging from 45 to 200 miles (70 to 325 kilometres) above the Earth’s surface along the rockets’ flight trajectories.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Comprehensive Nuclear Test Ban Treaty (CTBT)
Mains level: Not Much
Central Idea
- Russia has indicated that it may revoke the ratification of the Comprehensive Nuclear Test Ban Treaty (CTBT).
- The CTBT, a landmark multilateral agreement, stands at the crossroads of global nuclear security, aiming to curtail nuclear weapons testing and the dangers associated with it.
Genesis of CTBT:
- Nuclear Arms Race: The nuclear arms race between the United States and the Soviet Union in the mid-20th century led to over 2,000 nuclear tests between 1945 and 1996.
- Growing Concern: The international community expressed mounting concerns about the radioactive fallout from these tests and their detrimental effects on health and the environment.
(A) Early Attempts to Curb Nuclear Testing
- Limited Nuclear Test-Ban Treaty (LTBT): In 1963, the LTBT prohibited nuclear testing in the atmosphere, outer space, and underwater while permitting underground tests.
- Threshold Test Ban Treaty (TTBT): In 1974, the TTBT limited nuclear tests that produced yields exceeding 150 kilotons, aiming to reduce the explosive power of new nuclear warheads.
(B) CTBT Takes Shape
- Post-Cold War Opportunity: Following the end of the Cold War and the dissolution of the Soviet Union, the United Nations seized the opportunity to negotiate the CTBT.
- Comprehensive Ban: The CTBT, adopted on September 10, 1996, ushered in a comprehensive ban on all explosive nuclear testing, marking a pivotal moment in nuclear disarmament efforts.
- China, Egypt, India, Iran, Israel, North Korea, Pakistan, and US: They remain the eight Annex II States whose ratifications are essential for the CTBT’s entry into force, as per the United Nations.
Impact of CTBT
- Reducing Nuclear Tests: Since the CTBT’s adoption, there have been only 10 nuclear tests, with notable tests conducted by India, Pakistan, and North Korea, whereas major nuclear powers like the United States, China, France, and Russia refrained from further testing.
- Outstanding Ratifications: For the CTBT to enter into force, it requires ratification by 44 specific nuclear technology holder countries. Eight crucial nations, including the United States, China, India, and Pakistan, are yet to ratify the treaty, hindering its full implementation.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: R21/Matrix-M Vaccine
Mains level: Not Much

Central Idea
- In a momentous development in the fight against malaria, the World Health Organization (WHO) issued a recommendation for the R21/Matrix-M malaria vaccine on October 2.
- This pioneering vaccine, developed by the University of Oxford and manufactured by India’s Serum Institute, has already gained approval for use in children under 36 months in Nigeria, Ghana, and Burkina Faso.
R21/Matrix-M Vaccine
- Extensive Testing: The vaccine’s efficacy was rigorously assessed in a phase-3 trial involving 4,800 children across five sites in Mali, Burkina Faso, Kenya, and Tanzania. These sites vary in malaria transmission intensity and seasonality.
- Blind Trial: Participants were randomly assigned to receive either the malaria vaccine or a control (approved rabies vaccine) in a double-blind study, ensuring impartiality.
- Multi-Dose Regimen: The vaccination schedule comprised three doses administered 4 weeks apart, with a booster shot administered 12 months after the last dose.
- Strategic Timing: Primary vaccinations occurred before the malaria season in seasonal transmission regions or at any time of the year in perennial transmission regions.
Impressive Results
- According to preprint data (pending peer review), the vaccine demonstrated a remarkable efficacy of 75% in children aged 5-36 months in seasonal malaria regions and 68% in perennial malaria regions after one year.
- Â Notably, children aged 5-17 months, more vulnerable to severe malaria, exhibited even higher vaccine efficacy of 79% in seasonal regions and 75% in perennial regions.
- Vaccine efficacy remained substantial for 18 months, further reinforced by a booster dose administered 12 months after the primary series.
Seasonality Matters
- Optimal Timing: Results suggest that the vaccine performs more effectively in regions with seasonal malaria compared to perennial transmission areas.
- Seasonal Patterns: In seasonal sites, 82% of malaria episodes occurred in the first six months of follow-up, while only 26% occurred in the initial six months in perennial sites.
- Vaccination Timing: Since the vaccine is administered just before the malaria season, its protection is more pronounced when malaria is seasonal.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Atto-Physics
Mains level: NA

Central Idea
- The 2023 Nobel Prize in Physics was awarded to Anne L’Huillier, Pierre Agostini, and Ferenc Krausz.
- It cited their pioneering work in attosecond science, enabling the study of electron dynamics in matter at an unprecedented timescale of one quintillionth of a second, or 10^-18 seconds.
What is Attosecond?
- Definition: An attosecond is a minuscule unit of time, equal to one quintillionth of a second (10^-18 seconds). It is the timescale at which electron properties change.
- Attosecond Science: Attosecond science, or attophysics, focuses on generating ultra-short light pulses and employing them to investigate rapid processes, such as those involving electrons.
Atto-Physics: The science behind
- High-Harmonic Generation: Researchers, including Anne L’Huillier, discovered that passing an infrared light beam through a noble gas resulted in emitted light with frequencies that were multiples of the beam’s frequency. This phenomenon, known as high-harmonic generation, paved the way for attosecond pulse generation.
- Wave Mechanics: Attosecond pulse production is rooted in wave mechanics. The emitted light is a consequence of electrons gaining and losing energy as they interact with oscillating electric and magnetic fields in the light beam.
- Constructive Interference: Attosecond pulses are produced through constructive interference when peaks of different overtones merge. Destructive interference occurs when peaks align with troughs, leading to the cancellation of signals.
Producing Attosecond Pulses
- Interference Combinations: Researchers manipulate interference combinations of multiple overtones to generate attosecond pulses with durations of a few hundred attoseconds.
- Precise Frequency Range: Attosecond pulses are produced when the beam’s frequency falls within a specific plateau range, as dictated by interference effects.
Measuring Attosecond Pulses: RABBIT Technique
- Pierre Agostini and his colleagues developed the RABBIT (Reconstruction of Attosecond Beating by Interference of Two-photon Transitions) technique.
- It involves measuring electrons kicked out from noble gas atoms by attosecond pulses and a longer-duration pulse, providing insights into pulse properties, including duration.
Applications of Attophysics
- Solar Power Enhancement: Attosecond studies have refined our understanding of the photoelectric effect, a fundamental process in solar power generation. Insights gained from atto-physics could lead to improved solar technologies.
- Electron-Dependent Fields: Attophysics impacts various scientific disciplines where electron properties play a crucial role, spanning physics, chemistry, and biology. By studying electron behavior at attosecond timescales, researchers can unlock new possibilities and applications.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Xenotransplantation
Mains level: Read the attached story

Central Idea
- A groundbreaking study published in Nature showcases a remarkable feat by successfully modifying pig genomes and transplanting kidney grafts from these genetically engineered pigs into non-human primates.
- This preclinical achievement holds great promise, potentially advancing the prospects of using genetically modified pig kidneys for human transplantation.
About Xenotransplantation
- Xenotransplantation Potential: The concept of transplanting animal organs into humans, known as xenotransplantation, offers a potential solution to the chronic shortage of transplantable organs worldwide.
- Pig Donors Show Promise: Pigs are emerging as promising donor animals. However, several significant hurdles, including organ rejection and the risk of zoonosis (transmission of animal viruses to humans), must be overcome for this approach to be considered clinically viable.
Recent advances
- Genome Alterations for Success: Led by Wenning Qin in Cambridge, Massachusetts, the research team took a giant stride by introducing 69 genomic edits into a donor pig, a Yucatan miniature pig.
- Eliminating Glycan Antigens: Three glycan antigens, culprits for organ rejection, were removed, paving the way for successful transplantation.
- Human Transgenes Introduced: Seven human transgenes were strategically inserted into the pig’s genome to reduce the primate immune system’s hostility.
- Porcine Retrovirus Gene Deactivated: The scientists also inactivated all copies of the porcine retrovirus gene.
Advancement achieved so far
- Glycan Antigens Identified: Prior research pinpointed three glycan antigens in pigs that trigger rejection when recognized by human antibodies.
- Zoonotic Concerns: The porcine endogenous retrovirus has raised concerns about the potential transmission of animal viruses to humans during transplantation.
- Extended Graft Survival: Kidney grafts from genetically engineered pigs exhibited remarkable longevity, far surpassing previous attempts.
- Enhanced Immunity: Kidney grafts with glycan antigen knockouts and human transgene expression survived significantly longer than those with only glycan antigen knockouts (176 days versus 24 days).
- Immune Suppression Support: Combining these genetically modified grafts with immunosuppressive treatment resulted in long-term survival for the primate recipients, with survival durations extending up to an impressive 758 days.
A Step Closer to Clinical Trials
- Promising Outlook: This groundbreaking research underscores the potential of pig organs for future human transplantation, addressing the organ shortage crisis.
- Clinical Trials on the Horizon: The successful preclinical study brings the possibility of clinical testing of genetically engineered pig renal grafts within reach, marking a crucial milestone in organ transplantation.
Issues with Xenotransplantation
- Animal rights: Many, including animal rights groups, strongly oppose killing animals to harvest their organs for human use.
- Decreased life expectancy: In the 1960s, many organs came from the chimpanzees, and were transferred into people that were deathly ill, and in turn, did not live much longer afterwards.
- Religious violations: Certain animals such as pork are strictly forbidden in Islam and many other religions.
- Informed consent: Autonomy and informed consent are important when considering the future uses of xenotransplantation.
- Persistent threats of zoonosis: The safety of public health is a factor to be considered. We are already battling the biggest zoonotic disease threat.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Israel-Palestine Conflict
Mains level: Read the attached story

Central Idea
- The recent attack by Hamas (Arab sponsored Jihadist outfit) on Israel has prompted PM Modi to express solidarity with Israel, highlighting the complex nature of India’s relations with both Israel and Palestine.
- Over the past seven decades, India’s stance on these nations has undergone significant shifts, reflecting its evolving foreign policy priorities and diplomatic considerations.
About Israel-Palestine Conflict
- Historical Background: The land of contention was under the Ottoman Empire and later the British Empire.
- Anti-Semitism as Official Policy: Several Islamic countries, including the Arab world, Turkiye and Pakistan, have officially expressed hatred against Jews citing reference to religious scriptures.
- Denial of Access: Jews, as a micro-minority of the world, have been denied access to their historic homeland.
- Arab Resistance: Arabs resisted, claiming the land as their own, known as Palestine at the time.
- Balfour Declaration: In 1917, the United Kingdom expressed support for the establishment of a Jewish homeland in Palestine.
- Violent Resistance: Arab resistance to the declaration led to violence and further tensions.
India’s quest for Balancing Relations
India’s Post-Independence Stance
- Nehru and Gandhi’s Stand: Post-independence, India was staunchly pro-Palestine as Jawaharlal Nehru and Mahatma Gandhi opposed religious exclusivity and supported the Palestinian cause.
- UN Votes: India voted against the partition of Palestine and Israel’s admission to the UN but recognized Israel in 1950 after Turkey and Iran did so.
Era of Indira and Rajiv Gandhi
- Support for Palestine: During Indira Gandhi’s rule, India continued its support for the Palestinian struggle, elevating the PLO to the sole legitimate representative of Palestine.
- Solidarity and Diplomacy: Strong ties were forged with Yasser Arafat, and India hosted the NAM summit in 1983, emphasizing solidarity with Palestine.
Changing Dynamics
- Critics and Shifts: Critics within India raised concerns about its pro-Arab stance, given Arab countries’ neutrality during India’s wars with China and Pakistan.
- Indian-Israeli Relations: India recognized Israel in 1992, establishing full diplomatic relations after the end of the Cold War and BJP’s rise to power.
- Kargil Conflict: During the Kargil conflict in 1999, Israel provided crucial military support, strengthening bilateral ties.
Recent Developments
- PM Modi’s Approach: Prime Minister Modi’s approach has balanced India’s ties with Israel and Palestine. He visited Israel in 2017, signaling a shift in focus.
- De-hyphenation: Modi achieved a de-hyphenation of the relationship by separately visiting Palestine in 2018.
- Wider Regional Engagement: India has deepened ties with Israel and West Asian nations like Saudi Arabia, Egypt, Qatar, and Iran over the past decade.
Current Dilemma
- Diplomatic Tight Spot: Recent hostilities in the region have placed India in a diplomatic dilemma. The conflict tests India’s relations with Israel and Palestine against the backdrop of the Abraham Accords and shifting Middle East dynamics.
- Dividends at Stake: India had hoped to benefit from the newfound peace in the region, given its significant diaspora, connectivity, and energy imports from West Asia.
Conclusion
- India’s relationship with Israel and Palestine has evolved significantly since independence, influenced by domestic politics, global shifts, and regional considerations.
- While India continues to support the Palestinian cause, it has also strengthened its strategic ties with Israel.
- The recent escalation in hostilities in the region poses challenges for India’s diplomatic balancing act and its aspirations in the Middle East.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now
Note4Students
From UPSC perspective, the following things are important :
Prelims level: Digital India Act (DIA)
Mains level: Read the attached story
Central Idea
- India’s ‘Digital India’ initiative is set to receive a significant boost with the introduction of the Digital India Act 2023 (DIA).
- This legislation, replacing the two-decade-old Information Technology Act of 2000, reflects India’s commitment to creating a future-ready legal framework for its rapidly expanding digital ecosystem.
- The Ministry of Electronics and Information Technology (MEITY) has taken a proactive approach to navigate the complexities of the digital age and ensure robust regulation and governance.
Adapting to a Changing Digital Landscape
- Challenges of the IT Act (2000): The IT Act of 2000 was crafted during the infancy of the internet, making it inadequate to address the evolving digital environment.
- Explosive Growth: India’s internet user base has grown from 5.5 million to 850 million, accompanied by shifts in technology, user behavior, and emerging threats.
Key Provisions of the Digital India Act (DIA)
- Online Safety and Trust: DIA prioritizes online safety and trust while remaining adaptable to market dynamics and international legal principles.
- Responsible Technology Adoption: It provides guidelines for the responsible use of technologies like artificial intelligence and blockchain, promoting ethical practices and accountability.
- Open Internet: DIA upholds the concept of an open internet while ensuring necessary regulations to protect users.
- Know Your Customer (KYC) for Wearable Devices: It mandates stringent KYC requirements for wearable devices, reinforced by criminal law sanctions.
- Review of Safe Harbour Principle: The DIA contemplates a review of the “safe harbour” principle, potentially altering online accountability standards.
Challenges and Concerns
- Impact on Innovation: Stricter regulations, especially in emerging technologies, might discourage entrepreneurial initiatives and deter foreign investments.
- Freedom of Expression: Reviewing the “safe harbour” principle could lead to cautious behavior among online platforms, potentially affecting freedom of expression.
- Enforcement Challenges: Effective enforcement will require significant resources, expertise, and infrastructure, and striking a balance among various stakeholders presents a challenge.
Conclusion
- The Digital India Act 2023 represents a progressive step toward a secure, accountable, and innovative digital future for India.
- It acknowledges the dynamic nature of the digital age and has the potential to shape the nation’s digital landscape for generations to come.
- As consultations and discussions continue, vigilance and adaptability will be essential to mitigate unintended consequences and ensure a balanced approach to regulation in the digital arena.
Get an IAS/IPS ranker as your 1: 1 personal mentor for UPSC 2024
Attend Now