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Type: Prelims Only

  • The Crisis In The Middle East

    War in West Asia: Why Insurers Are Cancelling War Risk Covers as Ships Avoid Hormuz

    Prelims Only | International Relations | Mains Paper 2: Bilateral, Regional and Global Groupings and agreements involving India

    Why in the News

    Escalating conflict involving Iran, Israel and the United States has led global shipping lines to suspend or divert vessels from the Strait of Hormuz, while insurers rush to cancel war risk covers.

    What Is Happening?

    • Major container carriers have halted Hormuz transits.
    • Some vessels reversed course mid voyage.
    • Insurers issued war risk cancellation notices even before markets reopened.
    • Tanker hit near Oman, worsening risk perception.
    • Around 170 container ships are reportedly inside the strait, facing departure restrictions.

    Why Strait of Hormuz Matters

    • One of the world’s most critical oil chokepoints.
    • Connects Persian Gulf to Arabian Sea.
    • Large share of global crude oil and LNG trade passes through it.
    • Disruption affects energy prices, freight rates and global supply chains.

    Why Insurers Are Cancelling War Risk Covers

    • Sharp Rise in Risk

        • War risk premiums in the Gulf were around 0.25% of vessel value.
          Now expected to jump up to 50%.
        • Example: For a 100 million dollar ship. Premium may rise from 250,000 dollars to 375,000 dollars per voyage.

    • Anticipation of Escalation

        • Missile strikes and drone attacks increase probability of vessel damage.
        • Ports in Israel also facing higher risk premiums.
        • Insurers prefer to cancel existing covers and reprice contracts at higher rates.

    • Legal and Financial Safeguard

      • War risk insurance is separate from standard marine insurance. Insurers can issue short notice cancellation during extraordinary events.

    Impact on Global Trade

    • Shipping delays and rerouting from Suez Canal.
    • Higher freight and insurance costs.
    • Potential spike in crude oil prices.
    • Inflationary pressure globally.

    Implications for India

    • India imports a large share of crude oil from the Gulf.
    • Shipping cost increase can widen trade deficit.
    • Energy inflation risk.
    • Strategic petroleum reserves become important.

    Prelims Pointers

    • Strait of Hormuz lies between Iran and Oman.
    • It is a narrow maritime chokepoint.
    • TEU stands for Twenty foot Equivalent Unit.
    • War risk insurance covers losses from war, piracy and armed conflict.
    [2024] Consider the following statements: Statement-I: Sumed pipeline is a strategic route for Persian Gulf oil and natural gas shipments to Europe. 

    Statement-II: Sumed pipeline connects the Red Sea with the Mediterranean Sea. 

    Which one of the following is correct in respect of the above statements? 

    (a) Both Statement-I and Statement-II are correct and Statement-II explains Statement-I 

    (b) Both Statement-I and Statement-II are correct, but Statement-II does not explain Statement-I 

    (c) Statement-I is correct, but Statement-II is incorrect 

    (d) Statement-I is incorrect, but Statement-II is correct

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  • Goods and Services Tax (GST)

    GST Collections Rise 8.1% to ₹1.83 Lakh Crore in February

    Prelims Only | Economics | Mains Paper 3: Indian Economy

    Why in the News

    Gross Goods and Services Tax collections rose 8.1% year on year to over ₹1.83 lakh crore in February 2026, indicating steady consumption and import activity.

    Key Figures

    • Gross GST: ₹1.83 lakh crore
    • Net GST: ₹1.61 lakh crore up 7.9%
    • Gross domestic revenue: ₹1.36 lakh crore up 5.3%
    • Import revenue: ₹47,837 crore up 17.2%
    • Refunds: ₹22,595 crore up 10.2%
    • Cumulative GST collection so far this fiscal: ₹20.27 lakh crore up 8.3%.

    Policy Context

    • GST slabs merged into two major rates: 5% and 18%
    • 40% slab retained for ultra luxury goods and tobacco
    • Around 375 items saw rate cuts from September 2025
    • Initial dip in November after tax cuts followed by recovery in December, January and February.

    State Level Trends

    Negative growth observed in:

    • Tamil Nadu
    • Madhya Pradesh
    • Rajasthan

    Below national average growth in:

    • West Bengal
    • Haryana
    • Uttar Pradesh
    • Maharashtra

    Significance

    • Reflects resilience of consumption demand
    • Strong import growth suggests trade momentum
    • Stable revenue trend despite rate rationalisation
    • Indicates structural maturity of GST ecosystem
    [2017] What is/are the most likely advantages of implementing ‘Goods and Services Tax (GST)’? 

    1. It will replace multiple taxes collected by multiple authorities and will thus create a single market in India. 
    2. It will drastically reduce the ‘Current Account Deficit’ of India and will enable it to increase its foreign exchange reserves. 
    3. It will enormously increase the growth and size of economy of India and will enable it to overtake China in the near future. 

    Select the correct answer using the code given below: 

    (a) 1 only (b) 2 and 3 only (c) 1 and 3 only (d) 1, 2 and 3

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  • Capital Markets: Challenges and Developments

    SEBI to Leverage AI and Tech to Crack Down on Market Manipulators

    Prelims Only | Economics | Mains Paper 3: Indian Economy

    Why in the News

    SEBI Chairman Tuhin Kanta Pandey said the regulator will strengthen surveillance using Artificial Intelligence and technology to curb market manipulation and cyber fraud.

    Key Announcements

    • Tech Driven Surveillance

      • Use of AI to detect market manipulation and suspicious trading patterns.
      • Stronger enforcement against fraudulent brokers and cyber criminals.

    • SEBI Check Tool

      • Integrated within UPI interface.
      • Helps investors verify registered intermediaries before making payments.
      • Aimed at curbing fake brokers promising unrealistic returns.
      • SEBI has partnered with Bengaluru based AI firm SARVAM for multilingual awareness campaigns.

    • Investor Awareness Push

      • AI based outreach pilot contacted 3.85 lakh people.
      • Campaigns to caution against financial influencers promising “astronomical” returns.
      • Emphasis on disciplined and long term investing.

    • Derivatives & Market Stability

      • Measures introduced to cool speculation in equity derivatives.
      • Focus on short duration options segment.
      • SEBI says no signs of systemic instability.

    • Enforcement Record

      • Action against unregistered advisors and alleged market manipulators.
      • High success rate in tribunal and Supreme Court cases.
      • Regulator defends combined legislative, executive and quasi judicial role.

    • Future Focus Areas

      • Revitalising agricultural commodity markets.
      • Deepening corporate bond market.
      • More scientific policy making with impact assessment.

    Significance

    • Strengthens investor protection.
    • Improves trust and transparency in capital markets.
    • Reflects shift toward data driven regulation.
    • Aligns with digital public infrastructure ecosystem including UPI.
    [2025] Consider the following statements: 

    I. India accounts for a very large portion of all equity option contracts traded globally, thus exhibiting a great boom. 

    II. India’s stock market has grown rapidly in the recent past, even overtaking Hong Kong’s at some point in time. 

    III. There is no regulatory body either to warn small investors about the risks of options trading or to act on unregistered financial advisors in this regard. 

    Which of the statements given above are correct? 

    (a) I and II only (b) II and III only (c) I and III only (d) I, II and III

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  • The Crisis In The Middle East

    Iran–Israel Escalation After Killing of Khamenei

    Prelims Only | International Relations | Mains Paper 2: Bilateral, Regional and Global Groupings and agreements involving India

    Why in the News

    Iran launched missile and drone strikes across Israel and parts of the Gulf after the reported killing of Supreme Leader Ayatollah Ali Khamenei in U.S. and Israeli bombardment, triggering a widening regional conflict.

    What Happened

    • U.S. and Israeli strikes hit targets in Tehran.
    • Iran retaliated with missiles targeting Israel and Gulf states hosting U.S. forces.
    • Israel vowed “non-stop” strikes on Iranian leadership and military sites.
    • Casualties reported in Israel, Iran, and among U.S. personnel.

    Leadership Transition in Iran

    • President Masoud Pezeshkian announced an interim leadership council.
    • Foreign Minister Abbas Araghchi said a new Supreme Leader would be chosen soon.
    • Ayatollah Alireza Arafi named to interim council.
    • Permanent leader to be elected by the Assembly of Experts.

    Wider Regional Impact

    • Explosions heard in Tel Aviv; strike reported in Beit Shemesh.
    • Shrapnel and debris incidents reported in Abu Dhabi.
    • Attacks extended to Oman.
    • U.S. President Donald Trump warned of severe retaliation if Iran escalates further.

    Strategic Significance

    • Raises risk of full-scale regional war in West Asia.
    • Direct involvement of U.S. forces increases geopolitical stakes.
    • Implications for global oil supply and maritime security in the Gulf.
    • Potential impact on India’s energy security and diaspora in the region.
    [2023] Consider the following statements: 

    Statement-I: Israel has established diplomatic relations with some Arab States. 

    Statement-II: The ‘Arab Peace Initiative’ mediated by Saudi Arabia was signed by Israel and Arab League. 

    Which one of the following is correct in respect of the above statements? 

    (a) Both Statement-I and Statement-II are correct and Statement-II is the correct explanation for Statement-I 

    (b) Both Statement-I and Statement-II are correct and Statement-II is not the correct explanation for Statement-I 

    (c) Statement-I is correct but Statement-II is incorrect 

    (d) Statement-I is incorrect but Statement-II is correct

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  • Defence Sector – DPP, Missions, Schemes, Security Forces, etc.

    President Undertakes Sortie in LCH Prachand

    Prelims Only | Science Tech | Mains Paper 3: Achievements Of Indians In S&T

    Why in the News

    President Droupadi Murmu undertook a sortie in the indigenous Light Combat Helicopter Prachand at Air Force Station Jaisalmer on February 27, 2026.

    About LCH Prachand

    • India’s indigenously developed Light Combat Helicopter.
    • Designed for high altitude warfare and desert operations.
    • Equipped with:
      • Air to ground missiles
      • Rocket systems
      • 20 mm turret gun
    • Developed by Hindustan Aeronautics Limited

    Significance

    • Highlights indigenous defence capability.
    • Demonstrates operational readiness of the Indian Air Force.
    • Symbolic boost to Aatmanirbhar Bharat in defence manufacturing.

    Prelims Pointers

    • LCH Prachand inducted into Indian Air Force in 2022.
    • Designed for operations at high altitude including Himalayan region.
    • Air Force Station Jaisalmer is a key western sector air base.
    • President is Supreme Commander of the Armed Forces under Article 53.
    [2025] With reference to India’s defence, consider the following pairs: Aircraft type : Description 

    I. Dornier-228 : Maritime patrol aircraft 

    II. IL-76 : Supersonic combat aircraft 

    III. C-17 Globemaster : Military transport aircraft 

    How many of the pairs given above are correctly matched? 

    (a) Only one (b) Only two (c) All the three (d) None

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  • Foreign Policy Watch: India-SAARC Nations

    India–Bhutan Cooperation on Trans-Boundary Rivers and Hydropower

    Prelims Only | International Relations | Mains Paper 2: Bilateral, Regional and Global Groupings and agreements involving India

    Why in the News

    India and Bhutan reviewed cooperation on trans-boundary rivers and hydropower projects during a visit by the Secretary, Department of Water Resources, Ministry of Jal Shakti, to Bhutan (February 24–27, 2026).

    Key Areas of Cooperation

    • Hydropower Projects Reviewed

      • Punatsangchhu-I Hydro Electric Project under construction
      • Punatsangchhu-II Hydroelectric Project recently commissioned
      • These projects are being implemented in partnership with India.

    • Flood Forecasting & Data Sharing

      • Strengthening hydro-meteorological observation networks
      • Improving real-time data sharing on trans-border rivers
      • Enhancing flood forecasting mechanisms

    • Climate & Disaster Resilience

      • Focus on:
      • Glacial Lake Outburst Floods (GLOFs)
      • Extreme weather events
      • Climate change related risks

    • Institutional Engagement

      • Meetings with Bhutan’s National Center for Hydrology and Meteorology
      • Review of flood monitoring stations
      • Capacity building and technical exchanges

    Significance

    • Reinforces India–Bhutan strategic partnership in water and energy security
    • Enhances downstream flood management in Assam and West Bengal
    • Supports clean energy cooperation
    • Strengthens climate resilience in Himalayan river basins

    Prelims Pointers

    • Trans-boundary rivers between India and Bhutan are part of the Brahmaputra basin.
    • Hydropower is a key pillar of India–Bhutan relations.
    • GLOFs are sudden releases of water from glacial lakes.
    • Ministry of Jal Shakti oversees water resource cooperation.
    [2016] Which of the following is/are tributary/tributaries of Brahmaputra? 

    1. Dibang 
    2. Kameng 
    3. Lohit 

    Select the correct answer using the code given below. 

    (a) 1 only (b) 2 and 3 only (c) 1 and 3 only (d) 1, 2 and 3

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  • Indian Air Force Updates

    Vayu Shakti 2026 Exercise

    Prelims Only | Security Issues | Mains Paper 3: Various Security Forces, Agencies & Their Mandates

    Why in the News

    The President of India Droupadi Murmu witnessed the Vayu Shakti 2026 exercise at Pokhran Firing Range, Jaisalmer.

    About Vayu Shakti

    • Conducted by the Indian Air Force
    • Venue: Pokhran Firing Range, Rajasthan
    • Simulated integrated combat theatre
    • Objective: Demonstrate precision strike capability and operational readiness

    Prelims Pointers

    • Pokhran Firing Range located in Rajasthan
    • Vayu Shakti is a firepower demonstration by the Indian Air Force
    • Rafale inducted into IAF in 2020
    • Tejas is India’s indigenous Light Combat Aircraft
    • Apache and Chinook are US origin helicopters inducted into IAF
    [2024] Consider the following aircraft: 1. Rafael 

    2. MiG-29 

    3. Tejas MK-1 

    How many of the above are considered fifth generation fighter aircraft? 

    (a) Only one (b) Only two (c) All three (d) None

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  • Finance Commission – Issues related to devolution of resources

    16th Finance Commission Boosts Urban Local Bodies

    Prelims Only | Polity | Mains Paper 2: Constitutional Bodies

    Why in the News

    The Finance Commission of India (16th FC) has significantly increased grants for Urban Local Bodies in recognition of rising urbanisation.

    Key Highlights

    • Higher Share for Urban Bodies

      • 16th FC: 45% of local body grants to urban areas
      • 15th FC: 36%
      • 13th FC: 26%

    • Sharp Rise in Funds

      • ₹3.56 lakh crore recommended for urban local bodies
      • More than double the 15th FC allocation
      • Nearly 15 times the 13th FC allocation

    Why the Shift?

    • Projected urbanisation: 41% by 2031
    • 2011 Census urban population: 31%
    • Increasing migration and expansion of cities
    • Need for stronger grassroots urban governance

    Distribution Pattern

    • Grants distributed using population based formula
    • Significant variation among states
      • Kerala up over 400%
      • Maharashtra up over 300%
      • Odisha up 13%
      • Bihar down 8%

    Significance

    • Aligns fiscal transfers with demographic trends
    • Strengthens municipal capacity for infrastructure and service delivery
    • Prepares cities for higher urbanisation post Census 2027

    Prelims Pointers

    • Finance Commission constituted under Article 280 of the Constitution.
    • Reconstituted every five years.
    • Recommends tax devolution and grants to states and local bodies.
    • 73rd and 74th Constitutional Amendments institutionalised local governments.
    [2025] Which of the following statements with regard to recommendations of the 15th Finance Commission of India are correct? I. It has recommended grants of ₹4,800 crores from the year 2022–23 to 2025–26 for incentivizing States to enhance educational outcomes. 

    II. 45% of the net proceeds of Union taxes are to be shared with States. 

    III. ₹45,000 crores are to be kept as performance-based incentive for all States for carrying out agricultural reforms. 

    IV. It reintroduced tax effort criteria to reward fiscal performance. 

    Select the correct answer using the code given below: 

    (a) I, II and III (b) I, II and IV (c) I, III and IV (d) II, III and IV

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  • Foreign Policy Watch: India-Canada

    Canada PM Mark Carney Begins India Visit

    Prelims Only | International Relations | Mains Paper 2: Bilateral, Regional and Global Groupings and agreements involving India

    Why in the News

    Canadian Prime Minister Mark Carney began a four day official visit to India, aimed at normalising ties and expanding cooperation across trade, energy and emerging technologies.

    Key Highlights of the Visit

    • Major Uranium Deal

      • Likely signing of a 10 year, US$ 2 billion uranium supply agreement.
      • Supports India’s civil nuclear energy requirements.

    • Focus Areas of Cooperation

      • Talks expected on:
      • Oil and gas
      • Environment and climate
      • Artificial Intelligence
      • Quantum computing
      • Education and culture
      • Critical minerals

    • Bilateral Talks

      • Meeting with Prime Minister Narendra Modi at Hyderabad House.
      • Delegation level discussions to review Strategic Partnership.
      • India Canada CEOs Forum to be held.

    • Background Context

      • Visit comes after strained ties following allegations made under former PM Justin Trudeau.
      • Seen as a step toward diplomatic reset.

    Strategic Significance

    • Canada is a key supplier of uranium and critical minerals.
    • Large Indian diaspora in Canada strengthens people to people ties.
    • Cooperation in AI and quantum aligns with India’s tech ambitions.
    • Engagement signals mutual interest in restoring stability in relations.

    Prelims Pointers

    • India Canada relations upgraded to Strategic Partnership in 2015.
    • Canada is a major uranium exporter.
    • Hyderabad House is venue for high level diplomatic talks in New Delhi.
    • G7 summit held in Kananaskis in 2025 attended by India.
    [2024] The longest border between any two countries in the world is between: (a) Canada and the United States of America 

    (b) Chile and Argentina 

    (c) China and India 

    (d) Kazakhstan and Russian Federation

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  • Indian Navy Updates

    INS Anjadip Commissioned

    Prelims Only | Science Tech | Mains Paper 3: Indigenization Of Technology

    Why in the News

    The Indian Navy commissioned INS Anjadip, the fourth indigenously designed and built Anti Submarine Warfare Shallow Water Craft, at Chennai Port.

    About INS Anjadip

    • Type: Anti Submarine Warfare Shallow Water Craft
    • Length: 77 metres
    • Built by: Garden Reach Shipbuilders & Engineers at Kattupalli
    • Named after: Anjadip Island off Karwar coast

    Key Capabilities

    • Designed for shallow and coastal waters
    • Detect, track and neutralise enemy submarines
    • Equipped with:
      • Shallow water sonars
      • Lightweight torpedoes
      • Anti submarine rockets
      • Combat management system

    Operational Roles

    • Anti submarine warfare in littoral zones
    • Coastal surveillance
    • Low intensity maritime operations
    • Search and rescue missions

    Significance

    • Enhances India’s anti submarine warfare capability
    • Strengthens coastal defence architecture
    • Reflects Aatmanirbhar Bharat in naval shipbuilding
    • Boosts indigenous defence manufacturing ecosystem
    [2016] Which one of the following is the best description of ‘INS Astradharini’, that was in the news recently? (a) Amphibious warfare ship 

    (b) Nuclear-powered submarine 

    (c) Torpedo launch and recovery vessel 

    (d) Nuclear-powered aircraft carrier

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