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Type: PIB

  • NITI Aayog’s Assessment

    [pib] Reforms in Urban Planning Capacity in India

    DOMRPIB | Governance | Mains Paper 2: Governance, Transparency & Accountability, Citizens Charters

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: NITI Aayog

    Mains level: Evolving concept of urban development

    NITI Aayog has launched a report titled ‘Reforms in Urban Planning Capacity in India’ on measures to ramp up urban planning capacity in India.

    Reforms in Urban Planning

    • The report has been developed by NITI Aayog, in consultation with concerned ministries and eminent experts in the domain of urban and regional planning.
    • It underscores urban challenges, including town planning and emphasizes need greater policy attention in our country.

    Why such report?

    • India is home to 11% of the total global urban population.
    • By 2027, India will surpass China as the most populous country in the world.
    • Unplanned urbanization, however, exerts great strain on our cities. In fact, the Covid-19 pandemic has revealed the dire need for the planning and management of our cities.
    • The existing urban planning and governance framework is complex, which often leads to ambiguity and lack of accountability.

    Highlights of the report

    The report makes several recommendations that can unblock bottlenecks in the value chain of urban planning capacity in India.  Some of them are:

    Programmatic Intervention for Planning of Healthy Cities:

    • Every city must aspire to become a ‘Healthy City for All’ by 2030.
    • The report recommends a Central Sector Scheme ‘500 Healthy Cities Programme’, for a period of 5 years, wherein priority cities and towns would be selected jointly by the states and local bodies.

    Programmatic Intervention for Optimum Utilization of Urban Land:

    • All the cities and towns under the proposed ‘Healthy Cities Programme’ should strengthen development control regulations based on scientific evidence to maximize the efficiency of urban land (or planning area).
    • The report recommends a sub-scheme ‘Preparation/Revision of Development Control Regulations’ for this purpose.

    Ramping Up of Human Resources:

    • To combat the shortage of urban planners in the public sector, the report recommends that the states/UTs may need to a) expedite the filling up of vacant positions of town planners.
    • It asks to additionally sanction 8268 town planners’ posts as lateral entry positions.

    Ensuring Qualified Professionals for Undertaking Urban Planning:

    • State town and country planning departments face an acute shortage of town planners.
    • This is compounded by the fact that in several states, ironically, a qualification in town planning is not even an essential criterion for such jobs.
    • States may need to undertake requisite amendments in their recruitment rules to ensure the entry of qualified candidates into town-planning positions.

    Re-engineering of Urban Governance:

    • The report recommends the constitution of a high-powered committee to re-engineer the present urban-planning governance structure.
    • The key aspects that would need to be addressed in this effort are:
    1. clear division of the roles and responsibilities of various authorities, appropriate revision of rules and regulations, etc.,
    2. creation of a more dynamic organizational structure, standardisation of the job descriptions of town planners and other experts, and
    3. extensive adoption of technology for enabling public participation and inter-agency coordination.

    Revision of Town and Country Planning Acts:

    • Most States have enacted the Town and Country Planning Acts, that enable them to prepare and notify master plans for implementation.
    • However, many need to be reviewed and upgraded.
    • Therefore, the formation of an apex committee at the state level is recommended to undertake a regular review of planning legislations (including town and country planning or urban and regional development acts or other relevant acts).

    Demystifying Planning and Involving Citizens:

    • While it is important to maintain the master plans’ technical rigour, it is equally important to demystify them for enabling citizens’ participation at relevant stages.
    • Therefore, the committee strongly recommends a ‘Citizen Outreach Campaign’ for demystifying urban planning.

    Steps for Enhancing the Role of Private Sector:

    • The report recommends that concerted measures must be taken at multiple levels to strengthen the role of the private sector to improve the overall planning capacity in the country.
    • These include the adoption of fair processes for procuring technical consultancy services, strengthening project structuring and management skills in the public sector, and empanelment of private sector consultancies.

    Steps for Strengthening Urban Planning Education System:

    • The Central universities and technical institutions in all the other States/UTs are encouraged to offer PG degree programmes (MTech Planning) to cater to the requirement of planners in the country.
    • The committee also recommends that all such institutions may synergize with Ministry of Rural Development, Ministry of Panchayati Raj and respective state rural development departments.

    Measures for Strengthening Human Resource and Match Demand–Supply:

    • The report recommends the constitution of a ‘National Council of Town and Country Planners’ as a statutory body.
    • Also, a ‘National Digital Platform of Town and Country Planners’ is suggested to be created within the National Urban Innovation Stack of MoHUA.
    • This portal will enable self-registration of all planners and evolve as a marketplace for potential employers and urban planners.

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  • Trade Sector Updates – Falling Exports, TIES, MEIS, Foreign Trade Policy, etc.

    [pib] Transport and Marketing Assistance (TMA) scheme for Specified Agriculture Products

    PIB | Economics | Mains Paper 3: Effects Of Liberalization On The Economy, Changes In Industrial Policy and their effects on Industrial Growth

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Transport and Marketing Assistance Scheme

    Mains level: Export promotion schemes in India

    The Centre has revised “Transport and Marketing Assistance” (TMA) scheme for Specified Agriculture Products’.

    What is the TMA Scheme?

    • The TMA Scheme was introduced in 2019 to provide assistance for the international component of freight, to mitigate the disadvantage of higher freight costs faced by the Indian exporters of agriculture products.
    • All exporters, duly registered with relevant Export Promotion Council as per Foreign Trade Policy, of eligible agriculture products, shall be covered under this scheme.
    • The assistance, at notified rates, will be available for the export of eligible agriculture products to the permissible countries, as specified from time to time.
    • Assistance would be provided in cash through a direct bank transfer as part reimbursement of freight paid.

    Following major changes have been made in the revised scheme:

    • Dairy products, which were not covered under the earlier scheme, will be eligible for assistance under the revised scheme.
    • Rates of assistance have been increased, by 50% for exports by sea and by 100% for exports by air.

    List of ineligible products

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  • RBI Notifications

    [pib] Account Aggregator Network (AAN): A financial data-sharing system

    PIB | Economics | Mains Paper 3: Indian Economy

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Account Aggregator Network (AAN) and its regulation

    Mains level: Account Aggregator Network (AAN)

    The Account Aggregator system in banking has been started off with eight of India’s largest banks. In this newscard, we shall learn it in a FAQ manner.

    What is an Account Aggregator?

    • An Account Aggregator (AA) is a type of RBI regulated entity (with an NBFC-AA license) that helps an individual securely and digitally access and share information from one financial institution they have an account with to any other regulated financial institution in the AA network.
    • Data cannot be shared without the consent of the individual.
    • There will be many Account Aggregators an individual can choose between.
    • Account Aggregator replaces the long terms and conditions form of ‘blank cheque’ acceptance with a granular, step by step permission and control for each use of your data.

    How would it improve an average person’s financial life?

    • India’s financial system involves many hassles for consumers today.
    • This includes sharing of physical signed and scanned copies of bank statements, stamp documents, or having to share your personal username and password to give your financial history to a third party.
    • The AAN would replace all these with a simple, mobile-based, simple, and safe digital data access & sharing process.
    • This will create opportunities for new kinds of services — eg new types of loans.
    • The individual’s bank just needs to join the Account Aggregator network.

    How is AAN different to Aadhaar eKYC data sharing?

    • Aadhaar eKYC and CKYC only allow sharing of four ‘identity’ data fields for KYC purposes (eg name, address, gender, etc).
    • Similarly, credit bureau data only shows loan history and/or a credit score.
    • The AAN allows sharing of transaction data or bank statements from savings/deposit/current accounts.

    What kind of data can be shared?

    • Today, banking transaction data is available to be shared (for example, bank statements from a current or savings account) across the banks that have gone live on the network.
    • Gradually the AA framework will make all financial data available for sharing, including tax data, pensions data, securities data (mutual funds and brokerage), and insurance data will be available to consumers.
    • It will also expand beyond the financial sector to allow healthcare and telecom data to be accessible to the individual via AA.

    Can AAs view or ‘aggregate’ personal data? Is the data sharing secure?

    • Account Aggregators cannot see the data; they merely take it from one financial institution to another based on an individual’s direction and consent.
    • Contrary to the name, they cannot ‘aggregate’ your data.
    • AAs are not like technology companies which aggregate your data and create detailed profiles of you.
    • The data AAs share is encrypted by the sender and can be decrypted only by the recipient.
    • The end to end encryption and use of technology like the ‘digital signature’ makes the process much more secure than sharing paper documents.

    Can a consumer decide they don’t want to share data?

    Yes. Registering with an AA is fully voluntary for consumers.

    • If the bank the consumer is using has joined the network, a person can choose to register on an AA, choose which accounts they want to link, and share their data.
    • A customer can reject a consent to share request at any time.
    • If a consumer has accepted to share data in a recurring manner over a period (eg during a loan period), it can also be revoked at any time later as well by the consumer.

    Duration of the data shared

    • The exact time period for which the recipient institution will have access will be shown to the consumer at the time of consent for data sharing.

    How can a customer get registered with an AA?

    • One can register with an AA through their app or website.
    • AA will provide a handle (like username) which can be used during the consent process.
    • Today, four apps are available for download (Finvu, OneMoney, CAMS Finserv, and NADL) with operational licenses to be AAs.
    • Three more have received in principle approval from RBI (PhonePe, Yodlee, and Perfios) and may be launching apps soon.
    • A customer can register with any AA to access data from any bank on the network.

    Does a customer need to pay the AA for using this facility?

    • This will depend on the AA. Some may charge a small user fee.
    • Some AAs may be free because they are charging a service fee to financial institutions.

    What new services can a customer access if their bank has joined the AA network of data sharing?

    The two key services that will be improved for an individual is access to loans and access to money management.

    • If a customer wants to get a small business or personal loan today, there are many documents that need to be shared with the lender.
    • This is a cumbersome and manual process today, which affects the time taken to procure the loan and access to a loan.
    • Similarly, money management is difficult today because data is stored in many different locations and cannot be brought together easily for analysis.
    • Through Account Aggregator, a company can access tamper-proof secure data quickly and cheaply, and fast track the loan evaluation process so that a customer can get a loan.
    • Also, a customer may be able to access a loan without physical collateral, by sharing trusted information on a future invoice or cash flow directly from a government system like GST or GeM.

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  • Roads, Highways, Cargo, Air-Cargo and Logistics infrastructure – Bharatmala, LEEP, SetuBharatam, etc.

    [pib] Bharat Series (BH-series) for Vehicles

    PIB | Economics | Mains Paper 3: Effects Of Liberalization On The Economy, Changes In Industrial Policy and their effects on Industrial Growth

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Bharat series (BH-series)

    Mains level: Not Much

    The Ministry of Road Transport & Highways has rolled out a new series for vehicles registration ‘BH’ to avoid re-registration of vehicles while moving to another state.

    Bharat series (BH-series)

    • There was a procedure of re-registration of a vehicle while moving to another state.
    • A vehicle bearing BH registration mark shall not require assignment of a new registration mark when the owner of the vehicle shifts from one State to another.
    • Format of Bharat series (BH-series) Registration Mark –

    Registration Mark Format:

    1. YY BH #### XX
    2. YY – Year of first registration
    3. BH- Code for Bharat Series
    4. ####- 0000 to 9999 (randomized)
    5. XX- Alphabets (AA to ZZ)

    Why such move?

    • Station relocation occurs with both Government and private sector employees.
    • Such movements create a sense of unease in the minds of such employees with regard to transfer of registration from the parent state to another state.
    • Under section 47 of the Motor Vehicles Act, 1988, a person is allowed to keep the vehicle for not more than 12 months in any state other than the state where the vehicle is registered.

    Who can get this BH series?

    • BH-series will be available on voluntary basis to Defense personnel, employees of Central Government/ State Government/ Central/ State PSUs and private sector companies/organizations.
    • The motor vehicle tax will be levied for two years or in multiple of two.
    • This scheme will facilitate free movement of personal vehicles across States/UTs of India upon relocation to a new State/UT.
    • After completion of the fourteenth year, the motor vehicle tax shall be levied annually which shall be half of the amount which was charged earlier for that vehicle.

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  • Air Pollution

    [pib] Transport Initiative for Asia (TIA) Project

    PIB | Enviro & Biodiversity | Mains Paper 3: Conservation, Environmental Pollution & Degradation, Eia

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Transport Initiative for Asia

    Mains level: Not Much

    NITI Aayog and World Resources Institute (WRI), India, jointly launched the ‘Forum for Decarbonizing Transport’ in India as part of the NDC-Transport Initiative for Asia (NDC-TIA).

    Transport Initiative for Asia

    • The NDC Transport Initiative for Asia (TIA 2020-2023) is a joint programme that will engage China, India, and Vietnam in promoting a comprehensive approach to decarbonizing transport in their respective countries.
    • The project is part of the International Climate Initiative (IKI).
    • NITI Aayog is the implementing partner for the India component of the project.
    • The project aims at bringing down the peak level of GHG emissions (transport sector) in Asia (in line with a well below 2-degree pathway), resulting in problems like congestion and air pollution.

    Why need such initiative?

    • India has a massive and diverse transport sector, which is also the third most CO2 emitting sector.
    • Data suggests that within the transport sector, road transport contributes to more than 90% of the total CO2 emissions.
    • The NDC-TIA India component focuses on developing a coherent strategy of effective policies and the formation of a multi-stakeholder platform for decarbonizing transport in the country.

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  • Labour, Jobs and Employment – Harmonization of labour laws, gender gap, unemployment, etc.

    [pib] E-Shram Portal:  National Database on Unorganized Workers (NDUW)

    PIB | Governance | Mains Paper 2: Laws, Institutions & Bodies Constituted For The Vulnerable Sections

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: E-Shram Portal

    Mains level: Welfare of the unorganized workers

    The Union Ministry of Labour & Employment will launch the e-Shram portal – National Database on Unorganized Workers (NDUW).

    What is the E-Shram Portal?

    • The government aims to register 38 crore unorganized workers, such as construction labourers, migrant workforce, street vendors and domestic workers, among others.
    • The workers will be issued an e-Shram card containing a 12-digit unique number, which, going ahead, will help in including them in social security schemes.
    • The government had earlier missed deadlines for creating the database, inviting criticism from the Supreme Court.

    How will the registration for workers happen on the portal?

    • The registration of workers on the portal will be coordinated by the Labour Ministry, state governments, trade unions and CSCs.
    • Awareness campaigns would be planned across the country to enable nationwide registration of workers.
    • Following the launch of the portal, workers from the unorganized sector can begin their registration from the same day.
    • A national toll free number — 14434 — will also be launched to assist and address the queries of workers seeking registration on the portal.
    • A worker can register on the portal using his/her Aadhaar card number and bank account details, apart from filling other necessary details like date of birth, home town, mobile number and social category.

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  • Renewable Energy – Wind, Tidal, Geothermal, etc.

    [pib] Simhadri PV Project: Largest floating Solar Project in the country

    PIBPrelims Only | Economics | Mains Paper 3: Infrastructure: Energy, Ports, Roads, Airports, Railways Etc.

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: India's largest solar PV Project

    Mains level: Renewable Energy in India

    The National Thermal Power Corporation (NTPC) has commissioned the largest floating solar PV project of 25MW on the reservoir of its Simhadri thermal station in Visakhapatnam, Andhra Pradesh.

    Simhadri PV Project

    • The 2000MW coal-based Simhadri Station is the first power project to implement an open sea intake from the Bay of Bengal which has been functional for more than 20 years.
    • This is the first solar project to be set up under the flexibilization scheme of coal-powered plant, notified in 2018.
    • The floating solar installation which has a unique anchoring design is spread over 75 acres in an RW reservoir.
    • This floating solar project has the potential to generate electricity from more than 1 lakh solar PV modules.
    • This would not only help to light around 7,000 households but also ensure at least 46,000 tons of CO2e are kept at arm’s length every year during the lifespan of this project.
    • The project is also expected to save 1,364 million litres of water per annum. This would be adequate to meet the yearly water requirements of 6,700 households.

    Other important facts you must know

    • As of May 2021, India has 95.7 GW of renewable energy capacity, and represents ~ 25% of the overall installed power capacity.
    • The government plans to establish renewable energy capacity of 523 GW (including 73 GW from Hydro) by 2030.
    • India was the world’s 3rd largest renewable energy producer with 38% (136 GW out of 373 GW) of total installed energy capacity in 2020 from renewable sources.
    • Tamil Nadu has the highest installed solar power capacity in India. Kamuthi Solar Power Project near Madurai is the world’s second-largest solar park.

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    Back2Basics: NTPC

    • NTPC is an Indian statutory corporation engaged in the generation of electricity and allied activities.
    • It is incorporated under the Companies Act 1956 and is under the jurisdiction of the Ministry of Power.
    • NTPC’s core function is the generation and distribution of electricity to State Electricity Boards in India.
    • It is the largest power company in India with an electric power generating capacity of 62,086 MW.
    • It has also ventured into oil and gas exploration and coal mining activities.
    • In May 2010, NTPC was conferred Maharatna status by GoI, one of the only four companies to be awarded this status.

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  • Indian Navy Updates

    [pib] Exercise Malabar

    PIB | Security Issues | Mains Paper 3: Various Security Forces, Agencies & Their Mandates

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Ex Malabar

    Mains level: QUAD security Dialogue

    Indian Naval Ships Shivalik and Kadmatt have arrived at Guam, an Island Territory of the USA to participate in the annual Exercise MALABAR-21.

    Also read:

    [Prelims Spotlight] Various Defence Exercises in News

    Ex Malabar

    • MALABAR series of maritime exercises commenced in 1992 as a bilateral IN-USN exercise and has grown in stature over the years to include four prominent navies in the Pacific and Indian Ocean Region.
    • It is carried out between navies of Australia, India, Japan, and the USA
    • The exercise provides an opportunity for common-minded navies to enhance inter-operability, gain from best practices and develop a common understanding of procedures for Maritime Security Operations.

    Significance

    • The exercise will see the participation of all four Quad countries.
    • Indian Navy also conducted a number of Passage Exercises (PASSEX) with navies from Japan, Australia and the US.

    Another Exercise in news: Ex Konkan 2021

    • Exercise Konkan 2021 was held between INS Tabar and HMS Westminster on 16 Aug 21 in the English Channel.

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    Back2Basics: Quad Security Dialogue

    • QSD is a strategic dialogue between the United States, Japan, Australia and India that is maintained by talks between member countries.
    • The dialogue is paralleled by joint military exercises of an unprecedented scale, titled Exercise Malabar.
    • Quad is widely viewed as a response to increased Chinese economic and military power.

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  • Agmark, Hallmark, ISI, BIS, BEE and Other Ratings

    [pib] HUID System in Jewellery Industry

    PIB | Economics | Mains Paper 3:

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: Hallmark Gold

    Mains level: Not Much

    Hallmarking scheme is turning out to be a grand success with more than 1 crore pieces of Jewellery hallmarked in a quick time” with more than 90000 Jewelers registered in a same time period.

    What is Hallmark Gold?

    1. The process of certifying the purity and fineness of gold is called hallmarking.
    2. Bureau of Indian Standards, the National Standards Body of India, is responsible for hallmarking gold as well as silver jewellery under the BIS Act.
    3. If you see the BIS hallmark on the gold jewellery/gold coin, it means it conforms to a set of standards laid by the BIS. Hallmarking gives consumers assurance regarding the purity of the gold they bought.
    4. That is, if you are buying hallmarked 18K gold jewellery, it will actually mean that 18/24 parts are gold and the rest is alloy.
    5. At present, only 30% of Indian Gold Jewellery is hallmarked.

    Here are the four components one must look at the time of buying gold (they are mentioned in the laser engraving of a hallmark seal):

    1. BIS Hallmark: Indicates that its purity is verified in one of its licensed laboratories
    2. Purity in carat and fineness (corresponding to given caratage KT)
    • 22K916 (91.6% Purity)
    • 18K750 (75% Purity)
    • 14K585 (58.5% Purity)

    What is HUID?

    • HUID is a unique code that will be given to every piece of jewellery at the time of hallmarking.
    • It will be helpful in identifying the jeweller or the Assaying and Hallmarking Centres (AHCs) which had hallmarked the jewellery.
    • It will be a six-digit alphanumeric code, with which every piece of jewellery will be tagged.
    • At the hallmarking centre, the jewellery is stamped with the unique number manually.

    What are the new hallmarking rules?

    • The government has made it mandatory for jewellers to hallmark gold jewellery, but with some relaxation.
    • Jewellers with an annual turnover of up to Rs 40 lakh will be exempted from mandatory hallmarking.
    • Similarly, jewellery for international exhibitions and government-approved business-to-business domestic exhibitions will also be exempted.
    • It will also allow hallmarking of additional carats — 20, 23, and 24.

    Issues with HUID

    • Jewellers say the HUID process has increased the time required to get the hallmarking on jewels and this has created huge backlogs at AHCs.
    • Since the process is being done manually, there are also chances of a mismatch of the code, he adds.
    • The inventory pile-up at the centres is also raising concerns about the security of the jewellery.
    • Several industry stakeholders point out the limited number of AHCs, which will not be enough to hallmark the large number of pieces that are sold in India every year.

    Answer this PYQ from CSP 2017

    Q.Consider the following statements:

    1. The Standard Mark of the Bureau of Indian Standards (BIS) is mandatory for automotive tyres and tubes.
    2. AGMARK is a quality Certification Mark issued by the Food and Agriculture Organisation (FAO).

    Which of the statements given above is/are correct?

    (a) 1 only

    (b) 2 only

    (c) Both 1 and 2

    (d) Neither 1 nor 2

     

    Post your answers here.

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  • Capital Markets: Challenges and Developments

    [pib] International Bullion Exchange

    PIB | Economics | Mains Paper 3: Indian Economy

    Note4Students

    From UPSC perspective, the following things are important:

    Prelims level: International Bullion Exchange

    Mains level: Not Much

    The International Financial Services Centres Authority (IFSCA) has inaugurated the pilot run/soft launch of the International Bullion Exchange scheduled to go live on October 1, 2021.

    What is Bullion?

    • Bullion is gold and silver that is officially recognized as being at least 99.5% and 99.9% pure and is in the form of bars or ingots.
    • Bullion is often kept as a reserve asset by governments and central banks.
    • To create bullion, gold first must be discovered by mining companies and removed from the earth in the form of gold ore, a combination of gold and mineralized rock.
    • The gold is then extracted from the ore with the use of chemicals or extreme heat.
    • The resulting pure bullion is also called “parted bullion.” Bullion that contains more than one type of metal, is called “unparted bullion.”

    The Bullion Market

    • Bullion can sometimes be considered legal tender, most often held in reserves by central banks or used by institutional investors to hedge against inflationary effects on their portfolios.
    • Approximately 20% of mined gold is held by central banks worldwide.
    • This gold is held as bullions in reserves, which the bank uses to settle the international debt or stimulate the economy through gold lending.
    • The central bank lends gold from their bullion reserves to bullion banks at a rate of approximately 1% to help raise money.
    • Bullion banks are involved in one activity or another in the precious metals markets.
    • Some of these activities include clearing, risk management, hedging, trading, vaulting, and acting as intermediaries between lenders and borrowers.

    What is International Bullion Exchange?

    • This shall be the “Gateway for Bullion Imports into India”, wherein all the bullion imports for domestic consumption shall be channelized through the exchange.
    • The exchange ecosystem is expected to bring all the market participants to a common transparent platform for bullion trading.
    • It would provide efficient price discovery, assurance in the quality of gold, enable greater integration with other segments of financial markets and help establish India’s position as a dominant trading hub in the World.

    Answer this PYQ:

    What is/are the purpose/purposes of the Government’s ‘Sovereign Gold Bond Scheme’ and ‘Gold Monetization Scheme’?

    1. To bring the idle gold lying with India households into the economy
    2. To promote FDI in the gold and jewellery sector
    3. To reduce India’s dependence on gold imports

    Select the correct answer using the code given below:

    (a) 1 only

    (b) 2 and 3 only

    (c) 1 and 3 only

    (d) 1, 2 and 3

     

    Post your answers here.

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